cover
Contact Name
Lina Marlina
Contact Email
jurnalekonomisyariah@unsil.ac.id
Phone
+6281223831509
Journal Mail Official
-
Editorial Address
Jl. Siliwangi No. 24 Tasikmalaya
Location
Kota tasikmalaya,
Jawa barat
INDONESIA
JURNAL EKONOMI SYARIAH
Published by Universitas Siliwangi
ISSN : 25485032     EISSN : 2714769X     DOI : -
Core Subject : Economy,
The journal focus on providing qualified researches in the area of Islamic economics, banking and finance. The journal aims to cover topics that are paramount in modern Islamic economics and finance. The languages used are Bahasa. Editors invite researchers, lecturers, reviewers, industry practitioners, and observers to contribut
Articles 115 Documents
The Effect of Halal Image, Price, and Promotion on Muslim Consumer Decisions at Muslimah Beauty Clinics Rahmawati, Zahrah Irma; Zakiy, Muhammad
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6790

Abstract

Introduction to The Problem: The growing variety of beauty products makes it profitable for consumers because they have many alternative options to choose from. This makes it necessary for beauty clinics to read consumer desires in order to have loyal customers.Purpose/Objective Study: The purpose of this study was to determine the positive effect of halal image, price and promotion on consumer decisions in choosing a Muslimah beauty clinic.Design/Methodology/Approach: This research is a quantitative research with survey method. The population in this study were female consumers who were in Yogyakarta City and had used Muslimah beauty clinic products and services. The sampling technique used purposive sampling method with a total sample of 200 people.Findings: The results of this study indicate that halal image, price and promotion have a positive effect on consumer decisions in choosing a Muslimah beauty clinic. These results confirm that the element of halalness in beauty products perceived by the Indonesian people is important to fulfill. In addition, with the many diversified beauty products available, companies must pay attention to price and promotion for competitive advantage.Paper Type: Research Article
Does the BI 7 Days (Reverse) Repo Rate and Exchange Rate Affect Liquidity With Inflation as Intervening Variables on Islamic Commercial Banks in Indonesia? Zahra, Qiny Shonia Az; Masrifa, Dina; Marliana, Nissa Ayu
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6858

Abstract

Introduction to The Problem: According to Islamic commercial bank liquidity data for the last 5 years, Islamic commercial bank liquidity has fluctuated but tends to decrease. the liquidity crisis that occurred in banks causing banks to default on most of their obligations. In the new normal era, Islamic banking liquidity is still faced with challenges and opportunities that need to be considered by Islamic banking industry.Purpose/Objective Study: The purpose of this study is to analyze macroeconomic factors, namely the BI 7 Days (Reverse) Repo Rate and Exchange Rate which affects the Liquidity of Islamic Commercial Banks with Inflation as an intervening variable.Design/Methodology/Approach: This type of research is quantitative research with secondary data of the type of time series data, monthly data from BIDRR, Exchange Rates, Inflation, and Liquidity of Islamic Commercial Banks for five years, namely 2017-2022. The sample used is purposive sampling. The data analysis technique in this study is Partial Least Squares-Structural Equation Model (PLS-SEM).Findings: Based on the results of path analysis both directly and indirectly, this study indicates that variable BI 7 Days Reverse Repo Rate and Exchange rate effect significant to the Liquidity of Islamic Commercial Banks with Inflation as an Intervening Variable, either directly or indirectly.Paper Type: Research Article
The Influence of Knowledge, Benefit and Risk on Customer Interest in Using The BSI Qris Electronic Payment System at BSI KCP Indrapura Sunardi, Sunardi; Siregar, Pani Akhiruddin
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6601

Abstract

Introduction to The Problem: The use of QR-Code is currently quite widely used for payments and is starting to gain considerable traction in Indonesia. Talking about QR Payment payments, Bank Indonesia also innovated a QR-Code-based payment system called QRIS.Purpose/Objective Study: The research aims to analyze the significant influence of knowledge, benefit and risk on customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura.Design/Methodology/Approach: Research methods with quantitative methods described in multiple linear regression analysis models. Primary data by distributing questionnaires to respondents as a sample from August 2022 to December 2022. Sampling design with simple random sampling technique. Using the Slovin formula, the number of respondents who became a sample was 90 people for further analysis.Findings: The results of the research are as follows: (1)The estimation model shows an R2 value of 0.770 which represents the value of the coefficient of determination. This means that 77% of the dependent variable variation is able to be explained by the independent variable in this model. The remaining 23% is explained by other causes that are not included in the model; 2) The regression model on the independent variable simultaneously influences the dependent variable, so that the independent variable regression model can be used to predict the dependent variable; and (3) This research resulted in the output that there is a significant influence between the benefit on customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura. However, it is not knowledge and risk that do not show a significant influence, so it can be concluded that the two have no relationship at all to customer interest in using the BSI QRIS electronic payment system at BSI KCP Indrapura.
Intertemporal Efficiency Analysis on Indonesia Islamic Banks: A Window DEA Approach Marlina, Lina; Sudana, Sudana; Rusydiana, Aam Slamet
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6651

Abstract

Introduction to The Problem: Measurement of the level of efficiency of Islamic banks in Indonesia is widely carried out. But almost no one has done research with the DEA window analysis approach.Purpose/Objective Study: This paper aims to measure the efficiency of Islamic banks in IndonesiaDesign/Methodology/Approach: – Using Data Envelopment Analysis (DEA) method and window DEAFindings: This research shows that the efficiency of Islamic banks that included in observations from 2011-2016 fluctuated with a mean value of 63 percent. From the perspective of efficiency stability analysis through several summary statistics such as standard deviation (SD), Long Distance per Window (LDW), Long Distance per Period (LDP) and Long Distance per Year (LDY), the relatively stable Islamic bank efficiency value is Bank SyariahMandiri (BSM) and BCA Syariah.
Islamic Business Ethics Review of Chicken Farming Business in the Middle of Community Settlements in North Luwu Regency Mas, Nur Amal; Karmila, Karmila
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6920

Abstract

Introduction to the Problem: The presence of a chicken farm in the middle of the North Luwu District community settlement has positive and negative impacts which are studied based on the perspective of Islamic business ethics.Purpose/Objective Study: This study aims to analyze the review of Islamic business ethics towards chicken farming in Katulungan Village and to find out the impact arising from chicken farming activities in the middle of the Ketulungan Village community settlement.Design/Methodology/Approach: This research is a qualitative descriptive study. Data was obtained through observation, interviews, and documentation. Furthermore, the data obtained were analyzed using data collection techniques, data reduction, data presentation as well as conclusions and data verification.Findings: The results of the study explain that chicken farms that exist in the midst of community settlements are reviewed based on aspects of Islamic business ethics in the form of the principles of unity, balance/fairness, free will/effort, accountability, and truth, as well as virtue and honesty. Based on these aspects, there are livestock activities that are appropriate and not in accordance with the principles of Islamic business ethics. In addition, the presence of these farms has more negative impacts than positive impacts on the surrounding community.Paper Type: Research Article
Sweet Deals and Sharia Principles: A study of istishna' contract practices in Salatiga Bakeries Solichin, Nur Mifchan; Nuraini, Diah
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.15568

Abstract

Empowerment Model as a Form of Pesantren Economic Welfare with a Triple Bottom Line Approach A Case Study of Pondok Pesantren Karangasem Muhammadiyah Paciran Firmansyah, Bayu
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.16687

Abstract

Introduction to The Problem: This research examines the economic empowerment model applied at Pondok Pesantren Karangasem Muhammadiyah Paciran, focusing on evaluating holistic sustainability through the triple bottom ine (TBL) framework. TBL is an approach that assesses an organization's performance not only from a financial aspect (profit) but also from its social (people) and environmental (planet) impact.Purpose/Objective Study: The main objective of this study is to analyze the extent to which the pesantren's empowerment model is able to integrate these three pillars to create sustainable welfare.Design/Methodology/Approach: Using a qualitative methodology, data were collected through in-depth interviews, direct observation, and documentation studies.Findings: The research findings indicate that Pondok Pesantren Karangasem has successfully implemented two main TBL pillars very well, namely profit and people. The profits generated from various business units such as plantations and livestock are effectively used to finance pesantren operations and provide scholarships for underprivileged students, demonstrating success from the financial side. Furthermore, the people dimension is realized through the creation of job opportunities for the surrounding community, skills training programs, and the provision of affordable healthcare and educational services, which significantly improve community welfare. However, the research findings also reveal that the commitment to the planet or environmental pillar has not yet been optimally implemented. Waste management from livestock business units and the use of natural resources still do not adhere to environmentally friendly sustainable practicesPaper Type: Research Article
What Do We Know About Ise Literature? A Bibliometric Review Rahmat, Rahmat; Nurjannah, Mauliya Redyan
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.16865

Abstract

Purpose/Objective Study: This study aims to analyze publication trends on Islamic Social Enterprise (ISE) using bibliometric analysis.Design/Methodology/Approach: The method used is a literature review with a bibliometric analysis approach using R Studio software. In this study, there are six subthemes discussed, namely trends in the number of publications, number of citations, countries, journal publications, research collaborations, researcher affiliations, and future research topics.Findings: The analysis showed that an average of 4.73% of papers were published annually; the number of citations from 1979-2004 was only about 0.2%, while from 2005-2023 it reached 2%. Malaysia and Indonesia are the countries that conduct the most research on ISE. ISE journal publications are dominated by several international journals, and research collaborations and researcher affiliations are dominated by universities from both countries. Future ISE research topics are still limited, with potential keywords such as Social Enterprise, Islamic Social Enterprise, and Small and Medium Enterprises.Type Paper: Article review 
Optimization of the Development and Market Share Growth of Sharia Insurance in the Modern Era Yusri, Muhammad; Sholatiah, Sholatiah; Fadholina, Cania Ainusifa; Hidayati, Tri
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.16313

Abstract

Introduction to The Problem: The Islamic insurance industry in Indonesia has great potential to grow, especially considering the majority of Indonesia's population is Muslim. However, in reality, the market share of Islamic insurance in Indonesia is still lagging behind compared to other financial institutions and when compared to conventional insurance. Based on data as of December 31, 2022, it shows that conventional insurance premiums have a market share of 50.32%, social and compulsory insurance premiums are 45%, while Islamic insurance premiums only reach 4.76%.Purpose/Objective Study: This study aims to analyze strategies to optimize the development and increase market share of Islamic insurance in the modern era.Design/Methodology/Approach: This research uses a qualitative method with a descriptive approach to review literature related to marketing strategies, technological innovation, consumer behavior, and regulations in Islamic insurance.Findings: The research findings show that optimization of development can be achieved through product innovation in accordance with modern market needs, the application of digital technology, and increased Islamic financial literacy.In addition, strong regulatory support from the government, both from DSN-MUI and OJK, is essential in creating a conducive environment for the growth of Islamic insurance.The conclusion of this study states that collaborative strategies between Islamic insurance companies and related industries, as well as the utilization of digital technology, can increase the market share and competitiveness of Islamic insurance in the modern era.This optimization can expand product range and increase consumer confidence, as well as strengthen the position of Islamic insurance in the global financial market.Paper Type: Research Article
Superapp Byond: Technology Acceptance Mode (TAM) Analysis of Donation Decisions among BSI Customers in Malang City Zihni, Muhammad Fazil; Laila, Faizzatin Nur; Fillah, Haidar Jihadi
JURNAL EKONOMI SYARIAH Vol 10, No 2 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i2.15854

Abstract

Introduction to The Problem: The launch of BSI Mobile and Superapp Byond mobile banking is a form of fintech adoption by BSI that also offers digital ZISWAF features. There has been a surge in digital infaq transactions through Byond BSI, reaching 15 million transactions throughout 2024–2025. This transformation raises questions about the factors influencing customers' decisions to use these infaq features, particularly in the context of adopting Islamic financial technology.Purpose/Objective of Study: This study aims to analyze the influence of perceived ease of use (PEOU) and perceived usefulness (PU) on customers' decisions to pay infaq through the Byond BSI Superapp in Malang City, using the Technology Acceptance Model (TAM).Design/Methodology/Approach: This study uses a quantitative approach with a logistic regression method. Data was collected through a questionnaire distributed to customers using the Byond BSI Superapp in Malang City and analyzed to determine the influence of the PEOU and PU variables on the decision to pay zakat digitally.Findings: Perceived ease of use (PEOU) and perceived usefulness (PU) have a positive, significant effect on the decision to donate. These findings confirm that the ease and usefulness of the Byond BSI Superapp are the main determinants in encouraging digital donation behavior among customers.Paper Type: Research Article

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