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Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 143 Documents
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Search results for , issue "Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 143 Documents clear
Pengaruh Literasi Keuangan, Persepsi Resiko, dan Motivasi Investasi terhadap Keputusan Investasi Mahasiswa di Galeri Investasi FEB Universitas Pembangunan Nasional Veteran Jawa Timur Pradipta, Imron Maulana; YYuniningsih, Yuniningsih
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3679

Abstract

Investment is a financial instrument used to generate profits within a certain period of time. However, like any other financial activity, investment also involves risk, so it should be done by carefully considering the risks and potential benefits. To be able to consider risks and potential profits in investment maturely, an investor must have financial literacy and good risk perception of the investment instrument he will choose. This study aims to analyze the factors that influence investment decisions. This study used a sample of 66 respondents with Structural Equation Model (SEM) analysis. The results showed that financial literacy and financial motivation had a significant positive effect on investment decisions, while risk perception did not affect investment decisions. Keywords : Financial Literacy, Risk Perception, Investment Motivation, Investment Decisions.
Pengaruh Literasi Manajemen Keuangan dan Perilaku Kewirausahaan Pemilik Usaha Terhadap Kinerja UMKM Bidang Kuliner di Indralaya Puspita, Reni Ayu; Andriana, Isni; Isnurhadi, Isnurhadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3681

Abstract

This study aims to determine the effect of financial management literacy and entrepreneurial behavior of business owners on the performance of MSMEs in the culinary field in Indralaya. The population in this study amounted to 74 SMEs using a purposive sampling technique. The data collection technique used was a questionnaire. The data analysis technique used is multiple linear regression analysis. The data was processed using the Satisficial for product and service solution (SPSS) program version 26. The results showed that financial management literacy and entrepreneurial behavior had a significant effect on the performance of MSMEs in the culinary sector in Indralaya. Keywords: Financial Management Literacy, Entrepreneurial Behavior, MSME’s Performance
Pengaruh Gaya Kepemimpinan Transformasional terhadap Disiplin Kerja ASN Dinas Kependudukan dan Pencatatan Sipil Kota Palembang Karimudin, Yos; Wardana, Dwi Febi; Hadjri, Muhammad Ichsan; -, Zunaidah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3705

Abstract

This study aims to determine the effect of the transformational leadership style on the work discipline of the state civil servants at the Department of Population and Civil Registration of the City of Palembang. The population in this study were ASN of the Department of Population and Civil Registration using saturated sampling so that the sample used was the entire population of ASN of the Department of Population and Civil Registration, totaling 70 respondents. The data obtained is primary data by distributing questionnaires. The analysis technique used is simple linear regression analysis. Based on the results of the hypothesis analysis (t test), it was concluded that the transformational leadership style had a positive and significant effect on the work discipline of the state civil servants at the Palembang City Population and Civil Registration Service. Keywords: Transformational Leadership, Work Discipline
Komitmen, Kecerdasan Emosional, dan Budaya Organisasi Terhadap Organizational Citizenship Behavior (OCB) PAUD-SD Islam Makarima Kartasura Setyaningsih, Yayuk; Istiatin, Istiatin; Suryo, Ibnu
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3713

Abstract

This research aims to recognize determine the effectoof commitment, emotionalIintelligence, and organizational culture on organizational citizenship behavior (OCB). Object of this research was the teacher and staff of Makarima Kartasura Islamic PAUD- SD. Population was drawn from the whole employees of the 55 people. Saturated sampling is the sampling technique used. Questionnaire is the method used to collect data. Multiple regression analysis is the data analysis technique employed. The result showed that partially the commitment|had significant effect on the organizational citizenship behavior of Makarima Kartasura Islamic PAUD- SD, emotional intelligence has a significant effectoon the organizationallcitizenship behavior (OCB) of Makarima Kartasura Islamic PAUD- SD, organizational culture has a significant effect on the organization citizenship behavior (OCB) of Makarima Kartasura Islamic PAUD- SD. The result of the Adjusted R2 has coefficient 36,6 %, indicated that organizational citizenship behavior in the Makarima Kartasura Islamic PAUD- SD is influenced by Commitment, emotional intelligence, andiorganizational culture. While thei remaining 63,4 % is explained byiother variables. Keywords: Commitment, Emotional Intelligence, Organizational Culture, OCB
Pengaruh Literasi Keuangan, Penggunaan Shopee Paylater dan Life Style terhadap Perilaku Konsumtif  Mahasiswa: Putri, Adellia Lailatul; Priantilianingtiasari, Ruly
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3740

Abstract

This research was conducted with the aim of knowing the effect of financial literacy, the use of shopee paylater and also life style on the consumptive behavior of students of the Faculty of Economics and Islamic Business, Sayyid Ali Rahmatullah State Islamic University Tulungagung. The type of approach used is quantitative, with an associative type of research. The research population is students of the Faculty of Economics and Islamic Business with a total of 5,358, while the sample used is 372. This study uses purposive sampling technique. The data used is primary data and the data collection technique uses a questionnaire. The variables used are independent variables in the form of financial literacy, the use of shopee paylater and also life style, while the dependent variable is consumptive behavior. The data analysis technique used is multiple linear regression analysis. Based on the results of the study, it shows that financial literacy has a significant influence on student consumptive behavior, the use of shopee paylater has a significant influence on student consumptive behavior, and life style has a significant effect on student consumptive behavior. Keywords: financial literacy, the use of shopee paylater, life style, comsumptive behavior
Pengaruh Brand Trust, Electronic Word of Mouth, dan Variety Seeking Terhadap Perilaku Perpindahan Merek Lazada di Surabaya Rahmawati, Elok; Nurhadi, Nurhadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3743

Abstract

This research aims to analyze the influence of brand trust, electronic word of mouth, and variety seeking on brand switching behavior among Lazada consumers in Surabaya. The type of research in this research is descriptive research using a quantitative approach. The population and sample in this study are Surabaya residents aged at least 17 years who have used the Lazada application and have tried or even switched to marketplace applications other than Lazada. Data collection techniques using a questionnaire with a total sample of 100 people. The results of this study state that the variables Brand Trust (X1), Electronic Word of Mouth (X2), and Variety Seeking (X3) simultaneously have a significant effect on the variable Brand Switching Behavior (Y). Then the Brand Trust and Electronic Word of Mouth variables partially have a negative and significant effect on the Lazada Brand Switching Behavior variable, while the Variety Seeking variable partially has a positive and significant effect on the Lazada Brand Switching Behavior variable. ABSTRAK Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh dari brand trust, electronic word of mouth, dan variety seeking terhadap perilaku perpindahan merek pada konsumen Lazada di wilayah Kota Surabaya. Jenis penelitian dalam penelitian ini adalah penelitan deskriptif dengan menggunakan pendekatan kuantitatif. Populasi dan sampel dalam penelitian ini adalah masyarakat Surabaya berusia minimal 17 tahun yang sudah pernah menggunakan aplikasi Lazada dan telah mencoba atau bahkan beralih ke aplikasi belanja online selain Lazada. Teknik pengumpulan data menggunakan kuesioner dengan jumlah sampel sebanyak 100 orang. Hasil dari penelitian ini menyatakan bahwa variabel Brand Trust (X1), Electronic Word of Mouth (X2), dan Variety Seeking (X3) secara simultan berpengaruh signifikan terhadap variabel Perilaku Perpindahan Merek (Y). Kemudian variabel Brand Trust dan Electronic Word of Mouth secara parsial berpengaruh negatif dan signifikan terhadap variabel Perilaku Perpindahan Merek Lazada, sedangkan untuk variabel Variety Seeking secara parsial berpengaruh positif dan signifikan terhadap variabel Perilaku Perpindahan Merek Lazada. Keywords: Brand Switching, Brand Trust, Electronic Word of Mouth, Variety Seeking
Pengaruh Pelatihan Terhadap Kinerja Karyawan Departemen Human Capital dan General Service di PT Pamapersada Nusantara Site MTBU Tanjung Enim Hirzi, Achmad Fadyan; Karimudin, Yos; Hadjri, Muhammad Ichsan
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3744

Abstract

This study aims to find out how training influences the performance of human capital and general service department employees at PT Pamapersada Nusantara Site MTBU Tanjung Enim. The population in this study amounted to 40 employees, samples were taken as many as 40 employees with non-probability sampling technique. The data analysis technique used is simple linear regression analysis. The results showed that training had a positive and significant effect on employee performance in the human capital and general service departments at PT Pamapersada Nusantara Site MTBU Tanjung Enim. Keywords: Trainning, Employee Performance
Pengaruh Customer Experience, Customer Knowledge, dan Customer Satisfaction Terhadap Minat Penggunaan Ulang Layanan GrabFood di Surabaya Purnomo, Bella Sandy; Nurhadi, Nurhadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3745

Abstract

Along with the development of technology and information, it has resulted in changes in people's patterns of buying food and drinks. Currently, buying food and drinks can not only be done directly (offline) but can also be done indirectly (online) by using a food delivery service. Changes in societal patterns in purchasing activities have resulted in many entrepreneurs creating food delivery service application-based companies because they feel they have a profitable business opportunity. With this delivery service, it is hoped that it will be able to meet the needs and desires of the community in certain circumstances. This study aims to determine the effect simultaneously and partially on the variables customer experience, customer knowledge, and customer satisfaction on the intention to reuse. This research uses descriptive research with a quantitative approach. Sources of data used are primary data and secondary data. The primary data source was obtained from a closed-type questionnaire with a Likert scale as the measurement scale. The test results show that : (1) in simultaneously customer experience, customer knowledge, and customer satisfaction have a significant effect on the intention to reuse, (2) partially customer experience has a significant effect on the intention to reuse, (3) partially customer knowledge has a significant effect on the intention to reuse, (4) partially customer satisfaction has a significant effect on the intention to reuse. Keywords: Customer Loyalty; Customer Experience; Customer Knowledge; Customer Satisfaction; Reuse Intention ABSTRAK. Seiring dengan perkembangan teknologi dan informasi, telah mengakibatkan perubahan pola pembelian makanan dan minuman masyarakat. Saat ini membeli makanan dan minuman tidak hanya dapat dilakukan secara langsung (offline) tetapi juga dapat dilakukan secara tidak langsung (online) dengan menggunakan food delivery service. Perubahan pola masyarakat dalam aktivitas pembelian mengakibatkan banyak pengusaha menciptakan perusahaan berbasis aplikasi food delivery service karena merasa memiliki peluang bisnis yang menguntungkan. Dengan adanya jasa pengiriman ini diharapkan dapat memenuhi kebutuhan dan keinginan masyarakat dalam keadaan tertentu. Penelitian ini bertujuan untuk mengetahui pengaruh secara simultan dan parsial variabel pengalaman pelanggan, pengetahuan pelanggan, dan kepuasan pelanggan terhadap niat untuk menggunakan kembali. Penelitian ini menggunakan penelitian deskriptif dengan pendekatan kuantitatif. Sumber data yang digunakan adalah data primer dan data sekunder. Sumber data primer diperoleh dari kuesioner tipe tertutup dengan skala Likert sebagai skala pengukurannya. Hasil pengujian menunjukkan bahwa: (1) secara simultan pengalaman pelanggan, pengetahuan pelanggan, dan kepuasan pelanggan berpengaruh signifikan terhadap minat penggunaan ulang, (2) secara parsial pengalaman pelanggan berpengaruh signifikan terhadap minat penggunaan ulang, (3) secara parsial pengetahuan pelanggan berpengaruh signifikan terhadap minat penggunaan ulang, (4) secara parsial kepuasan pelanggan berpengaruh signifikan terhadap minat penggunaan ulang. Kata kunci: Loyalitas Konsumen; Pengalaman Pelanggan; Pengetahuan Pelanggan; Kepuasan Pelanggan: Minat Penggunaan Ulang
Analisis Pengaruh Kualitas Pelayanan dan Kualitas Produk terhadap Kepuasan Pelanggan pada Rumah Makan Nasi Liwet Cipancar Abdurohman, Abdurohman; Adji, Widwi Handari
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3746

Abstract

service and product quality on consumer satisfaction at Nasi Liwet Cipancar Restaurant. As many as 99 respondents for the sample taken using the Non-Probability sampling technique with the Accidential sampling approach. So that there is a simultaneous influence between variable X1 and variable X2 on Y with SPSS V.26 of 56% and the remaining 43.4% is attributed to other factors that were not examined in this research. Keywords: Service Quality, Product Quality, Customer Satisfaction
Pengaruh Return on Assets, Current Ratio, Debt to Equity Ratio dan Total Assets Turnover terhadap Price to Book Value: Mutiara, Mirza Rizki; Thamrin, Kemas Muhammad Husni; Andriana, Isni
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3773

Abstract

This study aims to empirically examine and analyze the effect of Return On Assets, Current Ratio, Debt To Equity Ratio and Total Assets Turnover on Price to Book Value. The data was taken using secondary data from the Indonesia Stock Exchange through financial reports and it was analysed using multiple linear regression. The sampling technique used a purposive sampling method with a total sample of 21 mining sector companies listed on the Indonesia Stock Exchange in 2017-2021. “The results showed that Return On Assets, Current Ratio and Total Assets Turnover had a positive and significant effect on Price to Book Value. Meanwhile, the Debt to Equity Ratio has no significant effect on the Price to Book Value in mining sector companies listed on the Indonesia Stock Exchange in 2017-2021.

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