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Antonio Nyoko
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Kampus FEB Undana Adisucipto Penfui-Kupang Telp : (0380) 881183 email : jurnal.manajemen@undana.ac.id
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INDONESIA
Journal of Management - Small and Medium Enterprises (SME's)
Published by Universitas Nusa Cendana
ISSN : 25022385     EISSN : 2723469X     DOI : https://doi.org/10.35508/jom.v14i1
Core Subject : Economy,
Economics, Econometrics & Finance
Tujuan dari jurnal ini adalah mempublikasikan artikel hasil penelitian dan kajian pustaka yang ditulis oleh dosen, peneliti dan mahasiwa. Adapun lingkup topik dari jurnal ini adalah : 1. Manajemen Umum 2. Manajemen Pemasaran 3. Sumberdaya Manusia 4. Keuangan 5. Manajemen Operasi 6. Manajemen Pariwisata 7. Small and Medium Enterprise (UKM) 8. Kewirausahaan 9. Kebijakan Publik yang menyangkut fungsi-fungsi manajemen 10. Topik lainnya yang berhubungan dengan ekonomi dan akuntansi
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 736 Documents
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FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA Manopo, Felicia Angelica; Malelak, Mariana Ing
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.11909

Abstract

This study examined the effect of financial knowledge and internal locus of control on financial management behavior with financial attitude as a mediating variable among working students in the creative industry in Surabaya. This study used a quantitative approach with a survey method obtained through an online questionnaire made with Google Forms. The analysis method used in this study is Structural Equation Modeling (SEM), with Partial Least Squares (PLS) using SmartPLS. Samples were chosen using the purposive sampling method so that the total sample size was 270 people. The results of this study proved that financial knowledge, financial attitude, and internal locus of control had a significant effect on financial management behavior. Also, financial attitude mediates the effect of financial knowledge on financial management behavior. However, the results of this study should be treated with caution due to the small sample size, which results in narrowing this study. Keywords: Financial Knowledge; Financial Attitude; Financial Management Behavior; Internal Locus of Control
PENGARUH MOTIVASI DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI PADA DINAS PERHUBUNGAN KABUPATEN TANA TORAJA Remen, Meytiransi; Marampa, Adriana Madya; Tammu, Rahma G
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.11934

Abstract

The purpose of this study was to find out whether there is an influence of work motivation and discipline on employee performance at the Tana Toraja District Transportation Office. The population size is 37 people, all of whom are respondents in this study. This study uses primary data obtained by distributing questionnaires to employees at the Tana Toraja District Transportation Office. The analysis technique used is multiple linear regression, which is operated through the SPSS 25. The results showed that motivation had an effect on employee performance, and work discipline affected employee performance. Motivation and work discipline simultaneously have a positive and significant effect on employee performance at the Tana Toraja District Transportation Office. The results of this study can be concluded that the higher the motivation and work discipline on employee performance, the higher employee performance will be. Keywords: Work Discipline; Motivation; Employee Performance
ANALISIS RASIO KEUANGAN TERHADAP KINERJA KEUANGAN ALOKASI DANA DESA PEMERINTAHAN DESA BINAKA KECAMATAN GUNUNGSITOLI IDANOI KOTA GUNUNGSITOLI Waruwu, Novi Ratna Suryani; Waruwu, Sukaaro; Bate'e, Maria Magdalena; Telaumbanua, Aferiaman; Halawa, Forman
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.11941

Abstract

The purpose of this study was to determine and analyze the financial performance of the Village Fund Allocation (ADD) management of Binaka Village Government, Gunungsitoli Idanoi District, Gunungsitoli City based on the ratio of effectiveness and growth ratio. The type of research used in this research is descriptive quantitative research. In this study, secondary data was obtained from the financial reports of Village Fund Allocations in the 2019-2021 APBDes Government of the Binaka Village. Data collection techniques used in this research are documentation and interviews. The results of the study show that the financial performance of the Allocation of Village Funds for the Government of Binaka Village from 2019-2021 based on the calculation of the effectiveness ratio with an average yield of 100% is categorized as effective. Then based on the growth ratio, it experienced negative growth with an average percentage of -5.4%. Keywords: Financial Performance; Effectiveness Ratio; Growth Ratio
ASSESSING THE INFLUENCE OF FINANCIAL INCLUSION AND DIGITAL FINANCE ON SMES PERFORMANCE: THE MODERATING ROLE OF TECHNOLOGICAL ADAPTATION Zulqarnain, Muhammad; Mustehsan, Muhammad; Balouch, Usman Khan; Munir, Samavia
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.11943

Abstract

The study's overarching goal is to shed light on the connections between technical progress, the success of Pakistani SMEs, and broadening access to financial services. The survey was administered to 212 different SMEs through an online system. Experts in various fields will be selected at random. Statistical tools such as correlation tests, reliability analyses, regression analyses, and moderation analyses will be utilized to investigate the information gathered. Having many financial options available to them increases the likelihood of success for small and medium-sized businesses (also known as SMEs). The favorable correlation between digital finance and productivity, financial inclusion, and economic development was tempered by the degree to which small and medium-sized firms were receptive to embracing new technology. Financial inclusion and digital banking are more beneficial to technologically innovative SMEs than to less adaptable rivals. This is because SMEs are the most open to using cutting-edge tools. Based on our findings, we conclude that politicians and financial institutions need to advocate for increased financial inclusion and digital banking, while small and medium-sized businesses (SMEs) should emphasize technological adaptation. Keywords: Financial Inclusion; Digital Finance; Technological adaptation; SMEs Performance
PENGARUH KARAKTERISTIK WIRAUSAHA, MODAL USAHA, DAN STRATEGI PEMASARAN TERHADAP PERKEMBANGAN UMKM Kasim, Abas; Bessie, Juita L D; Messakh, Anthonius B; Isliko, Thomas W
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.11953

Abstract

This study aims to determine the effect of entrepreneurial characteristics, capital, and marketing strategies simultaneously or partially on the development of MSMEs in Ikat weaving in SBD Regency. The sample in this study was Ikat MSMEs in SBD Regency, totaling 55 MSMEs. The data analysis technique used is multiple linear regression analysis and hypothesis testing through the t test and F test. The results of the study show that entrepreneurial characteristics and capital have a significant effect on business development, while marketing strategy has not significant effect. For this reason, MSMEs in SBD Regency must improve their marketing strategy so that they can determine the right market segment and take advantage of advances in internet technology to promote products with low promotional costs but a wide reach. Keywords: Ikat Weaving; Entrepreneurial Characteristics; Capital; Marketing Strategy; Development of MSMEs
THE EFFECT OF NON-PERFORMING LOANS ON BANK LIQUIDITY DURING THE COVID-19 PANDEMIC Christanto, Felicia; Susanto, Grace Febiola
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.12057

Abstract

This study aims to determine the impact of the Covid-19 pandemic on banking liquidity in Indonesia. This study used data samples from 25 banks in Indonesia listed on the stock exchange from 2016 Q1 – 2021 Q4. Data collection for 6 years was chosen to determine banking trends before and during the pandemic. The research method used was regression panel data using the independent variable non-performing loan ratio and the dependent variable loan-to-deposit ratio to measure bank liquidity. The period before the COVID-19 pandemic (2016 Q1 - 2020 Q1) and after the COVID-19 pandemic (2020 Q2 - 2021 Q4) used dummy variables. The result was that the ratio of non-performing loans affected bank liquidity during the COVID-19 pandemic. This is due to the disruption of bank cash inflow because many debtors have difficulty fulfilling obligations to the bank. Keywords: Banking Liquidity; Credit Risk; Non-Performing Loans
ANALISIS LINGKUNGAN KERJA DAN KETERLIBATAN PEGAWAI TERHADAP KINERJA PEGAWAI DI SATUAN POLISI PAMONG PRAJA (SATPOL PP) KABUPATEN LAHAT Della, Triska; Rismansyah, Rismansyah; Mafra, Nisa Ulul’
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.12089

Abstract

The purpose of this study was to find out the influence of the Work Environment and Employee Involvement on Employee Performance in the Civil Service Police Unit (Satpol PP) in Lahat Regency. The sampling method in this study used a purposive sampling method, which is the technique of determining the sample with consideration of certain criteria. The sample in this study was taken based on the number of Civil Servants (PNS) in the Civil Service Police Unit and the Lahat Regency Damkar, totaling 52 people. The data collection method used is questionnaires. The data analysis technique used in this study was Multiple Linear Regression, Correlation Analysis, Determination Analysis, hypothesis t-test, and hypothesis F-test with the help of SPSS 22 for Windows. The results of the study show that there is a significant influence partially and simultaneously between the Work Environment and Employee Involvement on Employee Performance in the Civil Service Police Unit (Satpol PP) of Lahat Regency. Keywords: Work Environment; Employee Engagement; Employee Performance
THE USE OF PRO-GEAR INNOVATION IN IMPROVING THE UNDERSTANDING OF PROBABILITY TOPICS OF STATISTICS COURSES IN THE DEPARTMENT OF COMMERCE, PORT DICKSON POLYTECHNIC Samsudin, Noryanti Binti; Mohd Hisam, Nur Saádah Binti; Nazruddin, Noor Suriani Binti
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.12283

Abstract

The purpose of this study is to identify students' interest in and understanding of the probability topic in the Statistics courses after engaging in a demonstration learning session using the Pro-Gear innovation. The research methodology used is a descriptive and experimental method. A total of 42 first-semester Diploma in Marketing students were separated into two equal groups, A and B. Group A experienced demonstration learning that utilized Pro-Gear innovation, while Group B experienced conventional learning that lacked Pro-Gear innovation. The average score from the End of Chapter (EOC) evaluation of both groups was used to assess student understanding. The level of interest of students is analyzed using the survey form distributed to Group A, which went through demonstration learning using Pro-Gear innovation. Based on the average EOC score analysis, group A had a higher average score than group B. The average difference in EOC score is 7.7%. This shows that the level of understanding of a group of students who utilize Pro-Gear innovation is more advanced than that of a group that does not use Pro-Gear innovation. Meanwhile, the survey form analysis reveals a high average mean value for the eight items investigated. Thus, demonstration learning using the Pro-Gear innovation can enhance the understanding and interest of students in the probability topic. Keywords: Demonstration; Innovation; Probability
THE EFFECT OF LIFESTYLE AND REFERENCE GROUPS ON E-CIGARETTE PURCHASING DECISIONS Nyoko, Antonio E. L.; Fanggidae, Ronald P. C.; Haumetan, Fransiskus
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.12507

Abstract

This study aimed to investigate the effect of lifestyle and reference groups on e-cigarette consumer purchasing decisions in Kupang City. Convenience sampling was employed as the sampling strategy and the questionnaire was utilized to obtain the data. Multiple linear regression analysis was used to identify the changes of independent variables on the dependent variable in the data analysis. The hypothesis test was performed to test the effect of the significance of independent variables on the dependent variable. The findings of this study indicate that lifestyle has no positive and significant influence on the purchasing decision of e-cigarettes, reference groups have a positive and significant impact on e-cigarette purchasing decisions, and lifestyle and reference groups simultaneously have a positive and significant effect on the purchasing decision of e-cigarettes in Kupang city. It is suggested to study further other consumer behavior personal factors such as job and economic conditions that might moderate or mediate the relationship between lifestyle or reference groups toward consumers' purchasing decisions. Keywords: Lifestyle; References Groups; Purchasing Decisions; e-Cigarette
THE FORECASTING OF RAW MATERIAL INVENTORY IN SUPPORT OF THE CONTINUITY PRODUCTION PROCESS Nyoko, Antonio E L; Fanggidae, Ronald P C; Marawali, Yohanes Y
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 3 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i3.12633

Abstract

This study aims to calculate the prediction of raw material inventory, the Economic Order Quantity (EOQ), safety stock, and reorder point in support of the continuity production process at a fence manufacturer, CV. Moderen Arsiteknis in Kupang city. Data were analyzed from records of the period 2013–2017 that consist of the annual demand of a product in quantity per unit of time (D), product order cost (S), unit cost (C), holding cost per unit as a fraction of product cost (H), and lead time (L). It is calculated from the forecasting of raw material demand and then computed the Economic Order Quantity (EOQ), safety stock, and reorder point for the next 3 years (2018-2020). The computation of demand forecasts, EOQ, safety stock, and reorder points is intended to smooth the continuity of the production process, reduce the risk of raw material shortages, and minimize the ordering cost and holding cost in CV. Modern Arsiteknis was discussed in the results section. Keywords: Forecasting; Economic Order Quantity; Safety Stock; Re-Order Point

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