cover
Contact Name
Juni Iswanto
Contact Email
juniiswanto@iaipd-nganjuk.ac.id
Phone
+6285731128135
Journal Mail Official
dinamikaekonomi@iaipd-nganjuk.ac.id
Editorial Address
Mantub, Kramat, Kec. Nganjuk, Kabupaten Nganjuk, Jawa Timur 64419
Location
Kab. nganjuk,
Jawa timur
INDONESIA
Jurnal Dinamika Ekonomi Syariah
ISSN : 26543567     EISSN : 27157334     DOI : https://doi.org/10.53429/jdes.v8i2
Core Subject : Religion, Economy,
Jurnal Dinamika Ekonomi Syariah invites scholars researchers and students to contribute the result of their studies and researches in the areas related to Islamic economics Islamic public finance Islamic finance Islamic accounting Islamic business ethics Islamic banking Islamic insurance Islamic economic thoughts Islamic human resource management Islamic microfinance Islamic development economics Islamic monetary economics Islamic fiscal economics Islamic capital market Macroeconomics Microeconomics Peoples Economy Accounting Cooperatives Zakat Sharia Financial Institutions and other relevant themes
Articles 230 Documents
IMPLEMENTASI PRODUK PEMBIAYAAN MITRA UMKM 0% DI BPRS BHAKTI SUMEKAR CABANG PRAGAAN (STUDI EFEKTIVITAS DAN MITIGASI RISIKO) Raya Argantara, Zaid; Fauzi, Faizah
Jurnal Dinamika Ekonomi Syariah Vol 12 No 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1338

Abstract

Ketidakpuasan yang dialami oleh pemerintah Kabupaten Sumenep dalam menurunkan angka kemiskinan yang mencapai 206,20 ribu jiwa mendorongnya untuk berkolaborasi dengan BPRS Bhakti Sumekar. Kerja sama tersebut berupa pemberian pembiayaan UMKM tanpa bunga guna mendukung pertumbuhan ekonomi lokal dengan menggunakan produk pembiayaan mitra UMKM 0%. Pembiayaan ini difokuskan pada pemilik UMKM karena peran mereka yang besar terhadap perekonomian nasional. Hal ini bertujuan untuk membantu UMKM yang mengalami kesulitan dana agar bisa bersaing dengan usaha lain. Permasalahan dalam penelitian ini adalah efektivitas produk pembiayaan mitra UMKM 0% di BPRS Bhakti Sumekar cabang Pragaan dan implementasi mitigasi risiko produk pembiayaan mitra UMKM 0% di BPRS Bhakti Sumekar cabang Pragaan. Penelitian ini menggunakan metode deskriptif kualitatif dengan sumber pengumpulan data melalui wawancara, observasi, dan dokumentasi. Sedangkan analisis data yang digunakan berupa reduksi data, penyajian data dan verifikasi data, sedangkan pengabsahan datanya, peneliti memilih triangulasi teknik. Program pembiayaan UMKM 0% yang ditawarkan oleh BPRS Bhakti Sumekar Cabang Pragaan terbukti efektif dalam mendukung pertumbuhan usaha mikro, kecil, dan menengah di wilayah tersebut. Dengan tingkat keberhasilan 85%, program ini telah berhasil menyalurkan dana kepada para pelaku UMKM. Proses penyaluran dana dilakukan dengan hati-hati melalui analisis 5C untuk memastikan risiko kredit terkendali.
TRANSFORMASI WAKAF PRODUKTIF BERBASIS NILAI-NILAI AL-QUR'AN: PENDEKATAN STUDI KASUS DI INDONESIA Munir, Misbahul
Jurnal Dinamika Ekonomi Syariah Vol 12 No 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1354

Abstract

Productive waqf is a strategic instrument in Islamic economics with significant potential to address socio-economic challenges, such as income inequality and poverty, while simultaneously fostering sustainable development. This article explores the transformation of productive waqf based on the values of the Qur'an, employing a case study approach in Indonesia. Qur'anic principles, such as justice (QS. Al-Hadid: 18), sustainability (QS. Al-Baqarah: 267), and wealth redistribution (QS. Ali Imran: 92), serve as the primary foundation for the modern and productive management of waqf. Through literature analysis and case studies of institutions like the Indonesian Waqf Board (Badan Wakaf Indonesia/BWI) and Sinergi Foundation, this study identifies that integrating Qur'anic values with digital innovation and professional nazhir management enhances the effectiveness of waqf as a socio-economic instrument. The findings reveal that digitalization, sharia-based asset management, and community participation can overcome traditional challenges, such as low waqf literacy and limited nazhir capacity. Strategic recommendations are proposed to strengthen the synergy between the government, waqf management institutions, and the community, particularly in optimizing productive waqf assets to support economic empowerment and equitable redistribution of welfare.
COASTAL HEROINE: HALAL KNOWLEDGE TRANSFORMATION OF WOMEN ENTREPRENEURS IN THE EAST COAST OF SUMATRA Mubyarto, Novi; Martaliah , Nurfitri; Ramli , Fauzan; Saadah, Mar Atun; Safitri , Yuliana
Jurnal Dinamika Ekonomi Syariah Vol 12 No 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1365

Abstract

Study aims to analyze the transformation of halal product assurance knowledge from training and implementation of halal assurance systems in the coastal areas of Sumatra. Processed seafood products in Tungkal Ilir Subdistrict, Tanjung Jabung Timur Regency have not been able to access a wide market share due to the lack of halal assurance knowledge which has an impact on the absence of Halal Certificates. By applying qualitative methods, researchers conducted participatory observations and focused discussions with female entrepreneurs. The results of this study indicate that the transformation of knowledge about halal product assurance changes at least five aspects in the production of processed seafood in this area. There is an increase in knowledge about the urgency of halal certification, halal sharia provisions and knowledge about the halal certification process. Halal knowledge which was originally limited to raw materials has increased to an understanding of the criteria for auxiliary materials, production processes, product naming to the monitoring and evaluation process of halal assurance implementation. In addition, there is also a change in behavior that was originally unable to process halal certification, to being able to access the halal page and fill in SJPH files online.
IMPLEMENTASI STRATEGI MARKETING SYARIAH DALAM MENIGKATKAN LOYALITAS NASABAH DI KSU BMT AL-IQTISHADY MATARAM L. M. Ikbal Patoni; Muhammad Rafi’i Sanjani
Jurnal Dinamika Ekonomi Syariah Vol 11 No 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1443

Abstract

Penelitian ini dilakukan untuk mengetahui bagaimana strategi marketing syariah dalam meningkatkan loyalitas nasabah. Strategi ini diterapkan oleh pimpinan ke seluruh pengelola \ dan apa yang menjadi kendala dalam menerapkan strategi marketing syariah dalam meningkatkan loyalitas nasabah di KSU BMT Al-Iqtishady Mataram. Dalam penelitian ini penulis menggunakan penelitian kualitatif. Jenis penelitian yang digunakan adalah penelitian lapangan (field research). Data yang dikumpulkan peneliti meliputi data primer dan data sekunder. Sedangkan sumber data yang diperoleh dengan cara observasi, wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa, strategi yang digunakan dalam meningkatkan loyalitas nasabah yaitu menggunakan strategi marketing syariah, Shiddiq, mengutamakan keberkahan, memberikan pelayanan hebat serta amanah dalam memberikan layanan pada nasabah yang dioperasionalkan sesuai dengan ketentuan islam. KSU BMT Al-Iqtishady Mataram sudah mengikuti konsep yang diterapkan oleh Rasulullah sebagai tuntunan dalam menjalankan kewajibannya untuk melayani umat. Kendala yang dihadapi yaitu: Minimnya kepercayaan Masyarakat, minimnya pengetahuan masyarakat serta kebiasaan masyarakat yang selalu mudah terhasut dengan berita yang tidak benar mengenai operasional KSU BMT Al-Iqtishady Mataram.
WASATHIYAH ECONOMICS: RECONSTRUCTING A JUST ECONOMIC SYSTEM IN ISLAM Elviyatur Rosyidah; Zahrotul Ilmiyah; Siska Syifa’ul Husna; Ali Mursyid Azisi
Jurnal Dinamika Ekonomi Syariah Vol 11 No 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1456

Abstract

This article examines the wasathiyah economic system that emphasizes aspects of benefit, justice and adheres to divine. This effort to reconstruct the discourse of wasathiyah economics aims to perfect the study of benefit-based economics in the portrait of moderation. The method used in writing this article is a descriptive analysis qualitative approach. Primary sources are taken from international and national accredited journals, books, and website articles that are credible and accountable. As a result, wasathiyah economy has at least four unique values including: divinely based, integrating science and morals, humanitarian insight, and moderate-based. While the basic principles that are firmly held in wasathiyah economics are the principle of divinity, bringing benefit, voluntariness, justice, and al-hurriyah (freedom) and al-mas'uliyah (responsibility). Another result of the analysis is that the advantages of wasathiyah economics are not the same as the capitalist and socialist economic systems, because these two economic principles do not involve the divine side in running the economy. In the end, this study can be useful theoretically for academics in exploring wasathiyah-based Islamic economic material. While practically it can be a guide for traders, entrepreneurs, economic drivers, government agencies and all people involved in the world of economics to stick to the principles of muamalah in accordance with religious guidance.
ENHANCING OIL PALM YIELDS THROUGH THE INTEGRATION OF SHARIA ECONOMICS AND AGROECOLOGY: A CASE STUDY OF MEKAR INDAH JAYA FARMER GROUP Hidayat, Sarif; Muslimin, A.; Agus Mushodiq, M.; Ligery, Finny; Yusuf, M.
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1498

Abstract

This study aims to analyze strategies for improving oil palm agricultural yields based on the perspective of Sharia economics and agroecology within the Mekar Indah Jaya Farmer Group. The method used is a qualitative approach through case studies, observation, interviews, and documentation. The results show that the application of the principles of tawhid and khilafah, along with agroecological practices, can enhance harvest yields, environmental sustainability, and social welfare. Strategies such as the use of organic fertilizers, muzara’ah contracts, and spiritual activities like communal prayers and harvest almsgiving are key determining factors. This model demonstrates the effectiveness of integrating Sharia values and environmental preservation in sustainable oil palm farming.
The EFFECT OF CORPORATE SOCIAL RESPONSIBILITY ON FINANCIAL PERFORMANCE WITH THE EFFECT PROFIT MANAGEMENT MODERATION (Empirical Study on Energy Sector Companies on the IDX Period 2021 -2023) Fitri, Niken; Hadi Sucipto
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1507

Abstract

This study aims to analyze the effect of Corporate Social Responsibility (CSR) on the financial performance of Energy Sector Companies listed on the IDX for the 2021-2023 Period and evaluate the moderating effect of earnings management on the relationship between CSR and financial performance of Energy Sector Companies listed on the IDX for the 2021-2023 Period. The population of this study is energy sector companies whose shares are listed on the Indonesia Stock Exchange (IDX) in 2021-2023 and the research sample is 10 companies. Using processed with SPSS. The results of the study show that CSR has a significant positive effect on financial performance in Energy Sector companies listed on the IDX for the 2021-2023 Period. Earnings management is unable to moderate the relationship between CSR and financial performance in Energy Sector companies listed on the IDX for the 2021-2023 Period.
THE EFFECT OF ORGANIZATIONAL ENVIRONMENT AND DISCIPLINE ON EMPLOYEE PERFORMANCE Permata Sari, Adella; Budi Rahayu; Desi Kristanti
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1526

Abstract

This study aims to determine the Work Environment and Work Discipline on Employee Performance at The Farrel Nganjuk Hotel. The study uses a quantitative approach with a multiple linear regression analysis method used to test the hypothesis after going through validity, reliability, and classical assumption tests. Data were obtained by distributing questionnaires to 32 respondents using saturated sampling techniques. The results of the study indicate that the Work Environment and Work Discipline have a positive and significant effect on employee performance. A conducive work environment and high discipline can increase employee productivity and performance as a whole
THE EFFECT OF ISLAMIC CORPORATE SOCIAL RESPONSIBILITY ON FINANCIAL PERFORMANCE AND REPUTATION OF ISLAMIC BANKS IN INDONESIA Alif Maulana Bachtiar; Abdullah, Agung
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1528

Abstract

This study purpose to determine the influence of ICSR on financial performance and reputation of Islamic commercial banks in Indonesia on period 2019-2023. This study reveals how much impact the implementation of ICSR has on Islamic banks. The data sourced from annual reports of Islamic banks, this study uses multiple linear regression models. The number of samples in this study is 9 Islamic commercial banks registered by Indonesia Financial Service Authority (OJK). By using SPSS 23 software analysis tools, the result is ICSR has significantly affect the reputation of Islamic banks due to their foundational principles to contribute to the society in accordance to the principles of Islamic philanthropy. But the financial performance variable, ICSR showed no significant influence due of performance because of performance for some reason which could relate to ICSR initiatives focused on Islamic Phylantropi based aspects, does not directly affect financial metrics (profitability, ROA) and focus on short-term financial data, missing the delayed payoff of ICSR. This research takes a more actual observation year than the previous research and uses more accurate indicators in accordance with the regulations of the regulators.
ANALYSIS OF ISLAMIC MARKETING STRATEGIES IN INCREASING THE VOLUME OF SALES OF YOUNG ENTREPRENEURS IN BIMA CITY Mulmansyah; Umar, Umar Sagaf; Ibrahim
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1543

Abstract

The purpose of this research is to find out about how the application of Islamic economic principles in marketing strategies carried out by young entrepreneurs in Bima City. As well as to understand how the application of SWOT Analysis on Islamic marketing. The method used in this research is qualitative method. The data sources used in this study are primary data sources and secondary data sources, where primary data sources are obtained directly from the object of research by conducting interviews, in this case the owner of the Yuank Canteen is the object of research. while secondary data sources are obtained from sources directly related to research such as journals, books, reports and so on. The results showed that the study of the Yuank Canteen in Bima City showed that Islamic economic principles (justice, honesty, prohibition of usury / gharar) were successfully integrated into marketing strategies through innovations such as “Transparent Menu” and alms promotion. SWOT analysis proved effective despite the challenges of competition and consumer literacy. The success of the Yuank Canteen proves that sharia marketing can be a competitive advantage, but it needs stronger ecosystem support. Business success in Islam is not only judged by profit, but also blessings and social impact, making it spiritually and practically relevant.