cover
Contact Name
Juni Iswanto
Contact Email
juniiswanto@iaipd-nganjuk.ac.id
Phone
+6285731128135
Journal Mail Official
dinamikaekonomi@iaipd-nganjuk.ac.id
Editorial Address
Mantub, Kramat, Kec. Nganjuk, Kabupaten Nganjuk, Jawa Timur 64419
Location
Kab. nganjuk,
Jawa timur
INDONESIA
Jurnal Dinamika Ekonomi Syariah
ISSN : 26543567     EISSN : 27157334     DOI : https://doi.org/10.53429/jdes.v8i2
Core Subject : Religion, Economy,
Jurnal Dinamika Ekonomi Syariah invites scholars researchers and students to contribute the result of their studies and researches in the areas related to Islamic economics Islamic public finance Islamic finance Islamic accounting Islamic business ethics Islamic banking Islamic insurance Islamic economic thoughts Islamic human resource management Islamic microfinance Islamic development economics Islamic monetary economics Islamic fiscal economics Islamic capital market Macroeconomics Microeconomics Peoples Economy Accounting Cooperatives Zakat Sharia Financial Institutions and other relevant themes
Articles 230 Documents
LAZ SIDOGIRI AND SOCIAL TRANSFORMATION TOWARDS ECONOMIC EMPOWERMENT OF BANYUWANGI COMMUNITY BASED ON ISLAMIC VALUES Fathoni, M Sufyan; Joharul Fathoni
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1552

Abstract

This study aims to analyze the strategies employed by the Sidogiri Zakat Institution (LAZ) in integrating Islamic values within its community economic empowerment programs and to assess the impact of these strategies on social transformation. Utilizing a descriptive qualitative approach, data were gathered through interviews, observations, and document analysis. The findings reveal that LAZ Sidogiri applies both consumptive and productive distribution models, supported by a variety of programs focused on education, healthcare, environment, economy, and needs-based social assistance. Despite the structured nature of these initiatives, several challenges persist, including limited professional human resources, weak monitoring mechanisms, and negative public perceptions. The positive outcomes of the programs include increased access to capital and entrepreneurship training, albeit with a limited reach. This study concludes that enhancing public engagement strategies, improving human resource quality, and ensuring institutional transparency are crucial for broadening program impact and sustaining social transformation based on Islamic principles.
MODEL OF COSTUMER SATISFACTION DETERMINANTS: SERVICE QUALITY, PRICE, AND ACCESSIBILITY AS KEY VARIABLES Muffida, Nur Indah; Djunaidi; Angga Rizka Lidiawan
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1556

Abstract

This study aims to determine the Influence of Service Quality, Price and Location on Consumer Satisfaction in Ndalem Gawanda Nganjuk. This study uses a quantitative approach with multiple linear regression analysis methods to test the hypothesis after going through validity, reliability, and classical assumption tests. Data were obtained by distributing questionnaires to 67 respondents using the accidental sampling method. The results showed that Service Quality, Price and Location have a positive and significant effect on Consumer Satisfaction. The better the quality of service provided, the more competitive the price offered, and the more strategic the location of Ndalem Gawanda, the higher the level of consumer satisfaction.
STRATEGIES FOR COLLECTING AND DISTRIBUTING PRODUCTIVE ZAKAT TO INCREASE MUSTAHIK INCOME: A CASE STUDY OF BAZNAS BIMA CITY Andri; Rafiuddin; Yunan, Muh.
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1562

Abstract

This study aims to analyze the strategies employed by BAZNAS Bima City in collecting and distributing productive zakat to increase mustahik income. It also explores the challenges faced and the corresponding solutions in the implementation process. Utilizing a qualitative method, the study is based on both primary and secondary data. Primary data were obtained through interviews, while secondary data were sourced from journals, books, and reports relevant to the topic. The findings reveal that BAZNAS Bima City plays a strategic role in enhancing mustahik welfare through systematic and sustainable zakat management. Despite operational obstacles, the institution has adopted innovations and engaged local stakeholders to address these issues. The study concludes that strengthening institutional capacity and partnerships is essential for optimizing the impact of productive zakat and achieving maqāṣid al-sharī‘ah.
GREEN BUSINESS CANVAS: KIOSCHEBIBIT'S ENTREPRENEURIAL STRATEGY IN PLANT SEEDLING SUPPLY Arianti, Yuni; Muttaqin, Ridlwan
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1619

Abstract

This paper focuses on formulating development strategies for Kioschebibit using the Business Model Canvas (BMC) approach alongside a SWOT analysis. The goal is to strengthen its competitive positioning and support long-term sustainability in the increasingly dynamic agribusiness sector. Kioschebibit is a micro-enterprise focused on providing plant seedlings, with strong growth potential driven by rising urban farming trends and increased environmental awareness. This research employs a qualitative descriptive method through a case study, utilizing data collection techniques such as observation, interviews, and documentation. The analysis reveals that Kioschebibit’s main strengths lie in its product variety, competitive pricing, and use of social media for marketing. However, challenges remain in distribution reach and digital marketing execution. External opportunities such as gardening trends and green initiatives present substantial growth potential, although threats like extreme weather and raw material fluctuations must be addressed. By integrating BMC and SWOT frameworks, this study proposes an adaptive and data-driven entrepreneurship strategy as a foundation for sustainable business development.
CUSTOMER LOYALTY: THE ROLE OF PRICE AND SERVICE QUALITY Novi Susanti, Dwi; Djunaedi; Sudjiono
Jurnal Dinamika Ekonomi Syariah Vol 12 No 2 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i2.1672

Abstract

This study aims to determine the Effect of Price and Service Quality on Customer Loyalty at The Farrel Nganjuk Hotel. This study uses a quantitative approach with multiple linear regression analysis methods used to test the hypothesis after going through validity, reliability, and classical assumption tests. Data were obtained through distributing questionnaires to 58 respondents using the accidental sampling method. The results showed that Price and Service Quality have a positive and significant effect on Customer Loyalty. The more competitive the price offered and the better the quality of service provided, the higher the level of customer loyalty.
INVESTASI BERKELANJUTAN DAN KEUANGAN HIJAU DALAM EKONOMI SYARIAH Rahmati, Arinal
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1105

Abstract

Sustainable investment and green finance have rapidly become prominent topics in the global financial landscape, with significant attention given to the environmental and social impacts of investment activities. In the context of Islamic economics, these concepts not only encompass economic benefits but also emphasize moral, ethical, and societal well-being. This article aims to explore the integration of sustainable investment, green finance, and Islamic economic principles, along with examples of countries that have successfully implemented these practices. The study also identifies existing challenges and opportunities, as well as their impact on sustainable development in Muslim-majority countries. Furthermore, this article highlights the role of Islamic financial institutions in supporting green investments and examines financial instruments that align with Shariah principles, such as green sukuk and productive waqf. By understanding the interaction between green finance and Islamic economics, it is expected that innovative strategies will emerge to enhance the financial sector's contribution to global sustainability
EFISIENSI PERBANKAN SYARIAH DI INDONESIA: ANALISIS KOMPARATIF SEBELUM DAN SELAMA PANDEMI COVID-19 Setiawan, Deri; Sandhi Prahara, Rahma
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1174

Abstract

The Covid 19 pandemic is an outbreak of disease that was first discovered in the Chinese city of Wuhan and then spread throughout the world. The impact of the Covid 19 pandemic caused many fatalities and increased material losses. The existence of the Covid 19 pandemic caused significant losses to the Global economy, placing strong pressure on markets and financial institutions around the World. Thus this will cause differences in conditions before and during the Covid 19 pandemic. This study aims to determine the value of bank efficiency before and during the Covid 19 pandemic and to analyze the comparison of efficiency values between the two. This type of research is a quantitative method using Data Envelopment Analysis (DEA) Model Variable to Scale (VRS) and Mannwitney Test. The results of this study show that there is no significant difference between the conditions of Islamic Commercial Banks before and during the Covid 19 Pandemic. These results are in accordance with the results of the Mannwhitney Test which shows the value of Asymp.Sig(2-tailed) 776.
SURVEI MINAT ADOPSI PRAKTIK UMKM HIJAU DALAM MENDUKUNG SUSTAINABLE RURAL TOURISM DEVELOPMENT DI DUSUN PAYAKAN KABUPATEN MAGELANG (Studi Kasus Kelompok Tani Ngudi Rejeki) Hilmah Zuryani; Mafruhah, Izza; Sarjiyanto
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1189

Abstract

Tujuan penelitian ini ada lima yakni memetakan sebaran luas lahan sawah, memetakan sebaran jumlah penduduk, memetakan potensi desa di Magelang, menganalisis minat UMKM dalam praktik ekonomi hijau dalam mendukung sustainable rural tourism development dan menganalisis faktor-faktor mempengaruhi minat adopsi praktik umkm hijau dengan mengambil studi kasus kelompok tani ngudi rejeki di Dusun Payakan Kecamatan Sawangan Kabupaten Magelang. Metode yang digunakan adalah dengan menggunakan aplikasi Geo-Maps Orange Data Mining dan analisis kuantitatif deskriptif yakni analisis regresi linear berganda menggunakan alat software E-Views dengan mengambil sampel 60 dari anggota tani ngudi rejeki. Hasil penelitian nya adalah Minat UMKM dalam Praktik Hijau di Dusun Payakan adalah Tinggi dengan skor 4,15. Variabel pengetahuan memiliki pengaruh signifikan positif sebesar 0.0761, sedangkan Kebiasaan juga menjadi variabel yang berpengaruh terhadap minat adopsi UMKM hijau sebesar 0.23%.
PERBANDINGAN PRODUK EMAS DIGITAL DAN CICILAN EMAS DI BANK SYARIAH INDONESIA Daffa Rezaldo, Ahmad; Warsiyah, Warsiyah; Pandahayesti Saputeri, Noorikha; Fakhrurozi, Moh
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1201

Abstract

This study aims to compare digital gold products and gold installments offered by Bank Syariah Indonesia, focusing on their advantages, disadvantages, and relevance to customer needs. The scope of the research includes an analysis of the characteristics, transaction mechanisms, and consumer preferences for the two products. The method used is qualitative descriptive with data collection techniques through interviews, observations, and documentation. The results show that digital gold offers transaction flexibility and high liquidity, while gold installments provide physical ownership and protection against price fluctuations. However, digital gold is more susceptible to technological risks, while gold installments require a long-term commitment to payment. The conclusion of this study states that both products have advantages that can be adjusted to the goals and risk profile of each customer, so it is important for Bank Syariah Indonesia to continue to improve services and education related to gold investment.
PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING RATIO (NPF), FINANCING TO DEPOSIT RATIO (FDR), DAN INFLASI TERHADAP RETURN ON ASSETS (ROA) BANK MEGA SYARIAH TAHUN 2016 – 2023 Mustaslimah, Aisa; Abdullah, Agung
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1206

Abstract

This research is research to determine the effect of CAR, NPF, FDR, and inflation in Bank Mega Syariah return on assets (ROA) in 20, This research is quantitative research with secondary data, obtained from Bnak Mega Syariah quarterly financial report in 2016 – 2023. The research uses a purposive sampling technique for sampling, the sample used in this research is quarterly financial report data consisting of 32 CAR data, 32 NPF data, 32 FDR data and 32 inflation statistics for quarterly months data in 2016 – 2023 data Analysis techniques in research use quantitative analysis techniques using Eviews Software to process data. The result showed that the Capital Adequacy Ratio (CAR), Non Performing Ratio (NPF) and Inflation do not affect Return On Assets (ROA), only Financing to Deposit Ratio (FDR) affects Return On Assets (ROA).