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Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
Journal Mail Official
iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
Location
Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Core Subject : Economy,
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles 215 Documents
Service Qualitypada Pelayanan Nasabah Perbankan Syariah (Studi Kasus Pada Bank BNI Syariah Kudus) Ratna Yulia Wijayanti; Irsyad Andriyanto
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2431

Abstract

Penelitian ini bertujuan untuk  menguji ada pengaruh kehandalan, jaminan, wujudfisik,empati dan daya  tanggap,terhadap kepuasan nasabah BNI Syariah Kudus.Variabel independen dalam penelitian ini adalah kehandalan, jaminan, wujudfisik,empati, dandaya  tanggap. Sedangkan variabel dependennya adalah kepuasan nasabah.Sampel diambil sebanyak 94  nasabah dengan teknik sampling yang digunakan adalah accidental sampling.Pengumpulan data dengan menggunakan teknik wawancara dan questioner. Adapun  pengolahan data menggunakan analisis regresi dengan menggunakan bantuan software SPSS Versi 17.Dari hasil analisis diperoleh hasil temuan penelitian bahwa kehandalan, jaminan,wujud fisik, empati dan daya tanggap baik secara parsial maupun simultan memberikan  pengaruh  yang  signifikan  terhadap  kepuasannasabah. Implikasi dari hasil temuan ini adalah adanya usulan kepada BNI Syariah Kudus khususnya untuk selalu meningkatkan kualitas layanan kepada nasabahnya dengan menggunakan model SERVQUAL (dengan dimensi kehandalan, jaminan, wujud fisik, empati, dan daya tanggap)This study aimed to examine the influence of reliability, assurance, tangible, empathy and responsiveness, toward BNI Syariah Kuduscustomer satisfaction. The independent variables used in this study are reliability, assurance, tangible, empathy, andresponsiveness. While the dependent variable is customer satisfaction. Samples taken as many as 94 customers with accidental samplingtechnique.Data collection through interviews and questionnaire. Data was analyzed using multiple regression analysis supported by SPSS 17 software. From the analysis results obtained research findings that reliability, assurance, physical facilities, empathy and responsiveness both partially and simultaneously provide a significant effect on customer satisfaction. The implication of this finding is the suggestion to BNI Syariah Kudus especially to always improve the quality of service to its customer by using SERVQUAL model (with dimension of reliability, guarantee, physical facility, empathy, and responsiveness).
ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Muhammad Aswad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1097

Abstract

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan  di lembaga  pembiayaan syariah. Perkembangan lembaga pembiayaan  syariah sangat pesat dan meliputi bentuk usaha  yang variatif sehingga penerapan  prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan  sebagai landasan  berpikir  dan bertransaksi  dalam penegakan hukum  kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,  asas perjanjian itu mengikat,  asas keadilan,  asas tertulis  (al-kitabah). Pada prinsipnya   asas-asas  akad dipahami sebagai   prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES  OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation  of sharia principles. There are seven principles act as framework  for financial transaction. They are freedom of contract, conscensualism, equity,  fairness, legal binding , justice,  and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic  economy,  the  liability  of contract depends  on the requirements.Keywords: principles, transaction, finance
Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method Arifin, Ahmad Zaenal; Salam, Annisa Nur
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.5725

Abstract

 The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. 
The Efficacy of Leader’s Islamic spiritual Intelligence Toward Employee Emotional Well-being Rina Hastuti
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1735

Abstract

The objective of this study is to find the evidence for the efficacy of Religiosity on spirituality workplace. The research conducted by measuring the effect of employee’s perspectives of leader’s islamic spiritual intelligence on employee emotional well-being which mediated by the quality of  employee spiritual value. The data was collected from the employees of moslem small medium enterprises on cullinary industry in Surakarta. The 75 samples was analyzed by multivariate analysis (Path Analysis) using SPSS 18 Software Program.The Islamic spiritual intelligence is explained by the variables that reflect the Muhammad SAW characters: sidiq (truthfulness), amanah (trustful), tabliq, and fatanah (wisdom). From the empirical research reveal that the employee spiritual value significantly mediating the effect of sidiq and fatanah toward employee’s emotional wellbeing. Meanwhile the variable of amanah and tabliq has no significant effect to employee spiritual value and employee emotional wellbeing. Therefore the higher the islamic spiritual value of leader (sidiq and fatanah) the higher the spiritual value of employee and the better the quality of employee’s emotional wellbeing. 
The Influence of Quality of Work Life and Islamic Work Ethics Towards Job Performance among SMEs’ Employee Wahibur Rokhman; Forbis Ahamed
IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i1.11729

Abstract

This study aims to scrutinize the contribution of quality of work life and Islamic work ethics to the job performance of employees who work for Small and Medium Enterprises (SMEs) in Central Java, Indonesia. A deductive questionnaire survey approach was applied to make sure data gathering reaches out across business sectors particularly, most of the registered SMEs throughout central Java. About 354 valid responses were analyzed utilizing SPSS in order to be able to examine how much quality work life of employees in the light of ethical values practice in Islam impact the performance of employees. The outcomes of the study revealed a tremendous effect on the performance of employees in SMEs while their work lives are taken cared for by the company. Similarly, performance found to be overwhelmingly determined by work ethics reflexively applied in a densely populated peninsula of Javanese Muslims. This is reconfirmed when IWE predisposed a significant positive relationship with quality of work life. The results of this study, as expected, provide theoretical and practical gains to the body of knowledge as well as become an impetus for all the likewise faith base business communities across the region, particularly for SMEs’ owner/manager and certainly for future researchers.
PENGARUH CORPORATE SOCIAL RESPONSIBILITY TERHADAP KINERJA KEUANGAN PERUSAHAAN SEKTOR MANUFAKTUR Nur Kholis
IQTISHADIA Vol 7, No 2 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i2.1088

Abstract

Penelitian ini bertujuan untuk menemukan bukti empiris bahwa CSR memiliki pengaruh yang signifikan terhadap kinerja keuangan perusahaan. Kajian ini menggunakan data sekunder dari laporan perusahaan tahunan yang dipublikasikan dalam website IDX dan website resmi perusahaan. Teknik sampling menggunakan metode purposive sampling. Hasil penelitian menunjukkan bahwa variabel CSR memiliki pengaruh yang berbeda terhadap kinerja keuangan, terutama Return on Asset (ROA), Return on Equity (ROE), and Return on Sales (ROS). Sementara itu, ukuran perusahaan secara statistic  tidak berperan sebagai  moderating  dalam   hubungan antara kinerja keuangan dan tanggung jawab sosial perusahaan.Kata kunci:  responsibility, kinerja, asset.INFLUENCE   OF  CSR TOWARD FINANCIAL  PERFOR- MANCE OF MANUFACTURE’S COMPANY. This research aims at finding empirical evidence that Corporate Social Responsibility (CSR) has a significant influence on the financial performance of the company. This study uses secondary data sourced from the company’s annual report published in IDX website and the official website of the company. Techniques sampling used in this study is purposive sampling method. The study concludes that variable of Corporate Social Responsibility (CSR) has a significant difference between Corporate Social Responsibility (CSR) towards financial performance, in this case Return  on Asset (ROA), Return on Equity (ROE), and Return on Sales (ROS). Meanwhile, the Company Size (SIZE) statistically has not able to moderate the relationship between corporate social responsibility and financial performance.Keywords: Responsibility, Performance, Assets
Do Islamic Microfinance Practise Descrease the Level of Three Aspects of Poverty wulandari, ries; Dzakiroh, Husna
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.2883

Abstract

Islamic microfinance institutions such as Baitu Tamkin is one of Koperasi Syariah at Lombok Timur practising islamic value. In practising islamic value, Baitu Tamkin insert this value in line with three aspect including commercial finance, social aspect, and spiritual awareness. But the evaluation of this islamic microfinance practise has not been conducted yet.  Therefor we conducted a research to evaluate the curent impact of this program wheter there was improvement and how the conditions of poverty in the member self before and after taking part in empowerment programs on Baitut Tamkin.   Poverty condition that we observed not only financial aspect but also social and spiritual aspect. This research used parametric including Multiple Linear regression, a simple Linear Regression, t-test and non parametric test using Wilcoxon test. We conclude that the level of poverty at local region decreased at  three aspects but with various condition.  First, the islamic commercial financing significantly increasing their member’s montly liquidity but do not significantly increase their member’s housing condition. Second, the social condition of member showed that after being a member they create more friendly environment and helping each other. But there is no impact at “become islamic role model’ or and uswah al-hasanah. Third, spiritual awareness of member increased after they could practising some muamalah based on verses and hadith at muamalah. Number of member that moving from poor condition to empowered condition showed positive trend. 
ANALISIS BUNGA BANK DALAM PANDANGAN FIQIH Kasdi, Abdurrahman
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1111

Abstract

Artikel ini bertujuan untuk menganalisis tentang pandangan fiqih terkait bunga bank dan solusi yang diberikan oleh sistem ekonomi Islam. Dalam  islam, bunga (riba) adalah  sistem yang dilarang dalam al-Quran dan hadits. Akan tetapi sistem yang dijalankan oleh perbankan  modern  belum  dikenal  dalam  Islam, sehingga muncul  perbedaan pendapat  di kalangan umat Islam. Dengan menggunakan pendekatan   normatif,  artikel  ini menganalisis sumber-sumber  hukum Islam  tentang  riba dan mencari  solusi yang ditawarkan dalam sistem ekonomi Islam. Hasil kajian menunjukkan bahwa bangkitnya sistem ekonomi Islam didasarkan pada keinginan umat Islam untuk melakukan transaksi ekonomi berdasarkan ajaran agama.Kata kunci: Bunga, Ekonomi, FiqhANALYSIS OF  INTEREST IN  THE  PERSPECTIVE  OF ISLAMIC LAW. This article aims at analyzing interest from the perspective of Islamic law and solution given by Islamic economic system. In Islam,  usury  is forbidden in al-Qur’an and Hadith. However, modern  banking system is not recognized by classical literature  and it causes disagreement  among  Muslims.   Using normative approach, this article tries to analyze  classical literature in Islam on riba (usury) and to seek alternative solution given by Islamic economic system. Result shows that the emergence of Islamic economic is triggered by Muslims’ intention to conducted economic transactions in accordance with Islamic law.Keywords: Interest, Economic, Fiqh
Board Characteristics, Type of Insurance and Performance In Indonesia Sharia Insurance Companies Hikmah Endraswati; Bayu Tri Cahya
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.8083

Abstract

The purpose of this study was to examine the influence of the board characteristics on the performance of Indonesia sharia insurance companies with insurance types as moderating variable. The board characteristics in this study are the size of board directors, the size of board commissioners, the proportion of women in board directors, and the proportion of women in board commissioners. This study uses 22 sharia insurance business units as a sample with the periode of 2014-2019. We use purposive sampling as a sampling technique. Multiple regression with split sample is used in this research as technical analysis. The results showed that the size of the board directors influence performance negatively. In addition, the type of insurance moderate the influence size of board directors and the proportion of women as directors on performance. There are differences for size of the board of commissioners and the proportion of women as board commissioners.
PERAN PEMERINTAH DALAM MENGAWASI MEKANISME PASAR DALAM PERSPEKTIF ISLAM Hakim, M. Arif
IQTISHADIA Vol 8, No 1 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i1.1079

Abstract

Tulisan ini membahas tentang konsep Islam dalam hal hubungan pemerintah dan mekanisme pasar. Dalam Islam, Negara memiliki peran untuk mengatur dan mengawasi ekonomi, memastikan kompetisi di pasar berlangsung sempurna, informasi yang merata dan keadilan ekonomi. Dengan menggunakan pendekatan sejarah, dapat diketahui bahwa konsep tentang mekanisme pasar sudah ada sejak zaman Rasulullah SAW berdasarkan riwayat hadith. Pada masa selanjutnya, para ulama Muslim juga memberikan kontribusi pemikiran tentang mekanisme pasar secara komprehensif, seperti Abu Yusuf, Yahya bin Umar, Al-Ghazali, Ibnu Taymiyah, dan Ibnu Khaldun. Konsep tentang supply and demand dalam ekonomi Islam, menjadi salah satu faktor penentu harga. Dalam hal terjadi distorsi pasar, maka pemerintah boleh melakukan intervensi.      Kata Kunci: Pasar, Ekonomi, Intervensi  STATE’S ROLE IN CONTROLLING MARKET  MECHANISM IN ISLAMIC PERSPECTIVE This article discusses the concept of Islam about relationship between state and market mechanism. In Islam, the state has the role to control and observe the economy, to keep the market in fair competitions, to maintain clear information and economic justice. Using historical approach, it is understood that marker mechanism has been conducted since the time of Prophet Muhammad according to Tradition. In the next era, Muslim’s scholars have contributed on market mechanism discourse, such as Abu Yusuf, Yahya bin Umar, Al-Ghazali, Ibnu Taymiyah and Ibnu Khaldun. The concept of supply and demand is one factor of pricing. In case of distortion, it is possible for the state to intervene the market.         Key Words: Market, Economy, Intervention  

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