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Gedung B, Fakultas Hukum, Universitas Lampung, Jln. Prof. Soemantri Brojonegoro No.1 Gedong Meneng Bandar Lampung, Indonesia 35145
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INDONESIA
Indonesia Private Law Review
Published by Universitas Lampung
ISSN : 2723259X     EISSN : 27459284     DOI : 10.25041/iplr
Core Subject : Social,
Law, Crime, Criminology & Criminal Justice
FOCUS The Indonesian Private Law Review discusses matters in the private law field, consisting of established or founded upon law actions. Subsequently, the Indonesian Private Law Review focuses on implementation to put a decision or plan into effect or execution. In the Indonesian Private Law Review, law development must integrate and synergize with other sectors of development. SCOPE The Indonesian Private Law Review scope discusses matters regarding the legal grounds, implementation, and law and development of the private law field. The journal encourages contributions on fields that have correlation or interests to the following discussions: Agreement International trade Islamic law Family law Adat law Business and economy law Intellectual Property Rights Civil Code of Indonesia or burgerlijk wetboek Commercial Code of Indonesia or Wetboek van Koopenhandel voor Indonesia.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 1 Documents
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Search results for , issue "Vol. 7 No. 1 (2026)" : 1 Documents clear
CROP INSURANCE AS PROTECTION FOR FARMERS: A STUDY OF NORMS AND PRACTICES IN INDONESIA Gultom, Elisatris; Ramadanni, Manisha; Rajamanickam, Ramalinggam
Indonesia Private Law Review Vol. 7 No. 1 (2026)
Publisher : Faculty of Law, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/iplr.v7i1.4669

Abstract

Indonesia’s agricultural sector remains dominated by traditional rice farming that contributes modestly to GDP, while farmers face rising risks of crop failure due to climate change and other external factors. This condition reveals a gap between the legal objective of farmer protection and empowerment and the practical effectiveness of crop insurance through the Rice Farming Insurance Program (Asuransi Usaha Tani Padi/AUTP). This article examines whether AUTP constitutes a legally valid general insurance contract under Indonesian civil and commercial law and assesses its effectiveness as a protection mechanism for rice farmers. Using a normative juridical method based on secondary data, the study applies statutory, conceptual, and case approaches to analyze AUTP regulations in relation to empirical findings from prior research. The results indicate that AUTP fulfills the essential elements of loss insurance and qualifies as an innominate contract under Article 1319 of the Civil Code in conjunction with Articles 246 and 247 of the Commercial Code. However, its practical effectiveness remains limited due to internal constraints, including low insurance literacy, premium affordability, and participation rates, as well as external constraints related to institutional capacity, claim mechanisms, and climate-related production risks. These findings suggest that further strengthening of AUTP’s implementation design is necessary to achieve effective farmer protection.

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