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INDONESIA
Jurnal Cahaya Mandalika
Published by Institut Penelitian dan Pengembangan Mandalika Indonesia
ISSN : -     EISSN : 27214796     DOI : https://doi.org/10.36312/jcm
Core Subject : Humanities, Education,
Humanities Languange, Linguistic, Communication & Media
This journal is a means of scientific publication to develop knowledge and information. This journal specifically contains the results of research carried out in all scientific fields. Apart from publishing research results, this journal also accepts manuscripts from literature reviews and other reports for publication
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 1,162 Documents
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MANAJEMEN RISIKO KREDIT DAN LIKUIDITAS PADA BANK UMUM KONVENSIONAL DAN BANK UMUM SYARIAH PERIODE JUNI 2019 – MEI 2020 Clara Debiora Leviana Rumere; Lis Sintha Oppusunggu
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1846

Abstract

The purpose of this study is to get an overview of risk management in the dual banking system, namely Conventional Commercial Banks and Islamic Commercial Banks in Indonesia. In this case, risk management focuses on credit or financing risk and liquidity risk. The data source used in this research is secondary data. While the data collection techniques used in this study are in the form of literature and documentation. The sample of this research is in the form of financial reports on Conventional Commercial Banks and Islamic Commercial Banks for the June 2019-2020 period. For data analysis techniques, the study used the Independent Sample t-test. The results of the research show that in credit risk management a. From the perspective of a significant value of 0.00, it means lower than the research alpha (0.05). If the significant value (2 tailed) < alpha research (0.05), then the null hypothesis (H0) is rejected and the alternative hypothesis (Ha) is accepted. This means that there is a difference in credit risk between conventional banks and Islamic banks. b. From the perspective of the t value of 3,997, it means that it is greater than the t table of 2,179. If the t-count value > t-table, then H0 is rejected and Ha is accepted. This means that there is a difference in credit risk between conventional banks and Islamic banks. While on liquidity risk management a. From the perspective of a significant value of 0.00, it means lower than the research alpha (0.05). If the significant value (2 tailed) < alpha research (0.05), then the null hypothesis (H0) is rejected and the alternative hypothesis (Ha) is accepted. This means that there are differences in liquidity risk between conventional banks and Islamic banks. b. From the perspective of the t value of 6,747, it means that it is greater than the t table of 2,179. If the t-count value > t-table, then H0 is rejected and Ha is accepted. This means that there are differences in liquidity risk between conventional banks and Islamic banks.
PROFIL PENDERITA FAKOEMULSIFIKASI KATARAK SENILIS DI RSUD SIMPANG LIMA GUMUL KEDIRI PERIODE JULI SAMPAI DESEMBER 2022 Wahyu Afif Mufida; Noor Areza Adhi Pratama; Dini Dharmawidiarini
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1866

Abstract

Introduction: Cataract is defined as the opacity of the lens that causes a progressive decrease in visual acuity. Cataract is the leading cause of blindness worldwide. East Java has the highest prevalence of blindness in Indonesia, with cataracts being the main cause. Purpose: To determine the characteristics of senile cataract phacoemulsification patients at Simpang Lima Gumul General Hospital, Kediri, from July 2022 to December 2022. Methods: This study used a descriptive retrospective method with a total sampling of medical record data. There were 89 medical records that met the criteria, and then the frequency distribution for each variable was calculated. Results: Of the 89 patients, 38 (42.7%) males and 51 (57.3%) females had phacoemulsification procedures, the majority were 60–69 years old 48 patients (48.3%). Most of them came with senile cataract grade 3 in 35 patients (39,3%), which occurred bilaterally in 48 patients (53.9%). The highest education level was Elementary School 54 patients (60.7%) and farmers 30 people (33.7%). 45 patients (50.6%) had a history of comorbidities such as hypertension 35 people (39.3%), diabetes mellitus 21 people (23.6%), history of other eye diseases 3 people (3.4%), and other diseases 15 people (16.9%). Uncorrected visual acuity <3/60 in 52 people (58.4%). Conclusion: Most of the characteristics obtained included senile cataract grade 3, bilaterally, female, highest education was Elementary School, farmer, having comorbidities, and coming with blindness.
RESTRICTIONS ON FREEDOM OF EXPRESSION IN INDONESIA FROM A HUMAN RIGHTS PERSPECTIVE Lusty Shine La Juwi; Andi Pangerang Moenta; Hamzah Halim
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1870

Abstract

This research is focused on the concept of limiting freedom of speech applied in Indonesia and its comparison with restrictions on freedom of expression applied in liberal countries, namely the United States and Germany. Aiming to maintain public order in society, the restrictions are not carried out arbitrarily because they must be in accordance with laws and regulations and moral values, decency and other general values in society and aim to protect the basic rights of others. This research is normative legal research. The results of the study are, First, a comparison of restrictions on freedom between countries that adhere to liberalism (the United States and Germany) and the State of Indonesia found that there are differences in terms of regulation, where America does not include restrictions on the right to freedom of expression in its constitution but only based on jurisprudence, whereas Indonesia and Germany include arrangements for limiting the right to freedom of speech in their respective constitutions. This is because not all countries can adhere to the universal concept of human rights. Second, the forms of restrictions on freedom of opinion are regulated in laws and regulations, including in Article 28 J paragraph (2) of the 1945 Constitution of the Republic of Indonesia and Article 73 of Law no. 39 of 1999 concerning Human Rights. Where the restrictions on the right to freedom of opinion implemented in Indonesia are in accordance with these rules and do not violate human rights because the forms of self-imposed restrictions aim to protect the rights and freedoms of others, and to remain based on moral values, decency and public order and restrictions done in the common interest of the nation.
PENGARUH PERSON ORGANIZATION FIT DAN PERSEPSI DUKUNGAN ORGANISASI TERHADAP KINERJA PEGAWAI MELALUI KOMITMEN ORGANISASI Dwi Pandega Winata; Suhana
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1871

Abstract

This study aims to find empirical evidence of the effect of person organization fit and perceived organizational support on employee performance through organizational commitment. The object of the research is at the Surabaya City Disaster Management and Community Protection Agency. The population was 143 respondents. The sampling technique was the census method, which means that the entire population is the sample of the research. The data analysis tool uses multiple linear regression. The results show that there are positive and significant effect between PO-Fit and perceived support toward organizational commitment. The other finding, there is a positive and significant effect between organizational commitment, perceived organizational support and partial organizational commitment on employee performance. The results of the first mediation effect test show that organizational mediation commitment influences PO Fit on employee performance. While the results of the second mediation effect test found that organizational mediation commitment influences perceived organizational support on employee performance. The study has theoretical and practical implication.
IMPLEMENTASI APLIKASI KEUANGAN BERBASIS ANDROID UNTUK MEMBANTU KEGIATAN JIMPITAN DI TINGKAT RT DESA SOKARAJA KIDUL BANYUMAS Jatmiko Indriyanto; Imam Ahmad Ashari; Anggit Wirasto
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1873

Abstract

Jimpitan is an activity at the RT (neighborhood) level, carried out every day, by collecting money from the houses in the RT 07 RW 01 village of Sokaraja Kidul. In carrying out each jimpitan activity, there are problems encountered, starting with recording errors, people who have paid are thought not to have paid, there are residents who have been registered for jimpitan but have never been withdrawn, every month there is a financial report for jimpitan, that also makes a lot of mistakes. Therefore, we propose an Android-based jimpitan financial application to help solve the problem. After trying to apply for a week, most of the problems can be resolved. Residents and RT administrators were also given questionnaires, to find out their responses to using the Android-based jimpitan financial application, the results were good, and the residents were suitable and had no difficulties.
TINJAUAN YURIDIS TERHADAP TINDAK PIDANA PENCURIAN YANG DILAKUKAN OLEH ANAK DIBAWAH UMUR MENURUT UU RI NOMOR 11 TAHUN 2021 TENTANG SISTEM PERADILAN PIDANA ANAK Rikha Dewi Fitria; Margo Hadi Pura
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1874

Abstract

Criminal law is the whole of the regulations that determine what actions are prohibited and are included in criminal acts, and determine what penalties can be imposed on those who commit them. While a criminal act is an act that is prohibited by a rule of law, which prohibition is accompanied by threats (sanctions) in the form of certain crimes, for anyone who violates these rules. A criminal act is an act that is prohibited by a rule of law, which prohibition is accompanied by threats (sanctions) in the form of certain crimes, for anyone who violates these rules. While theft is a language (etymology) theft comes from the word steal which has a pe- prefix and an suffix. The word steal itself means taking someone else's property without permission or illegally, usually in secret. According to the Big Indonesian Dictionary, the meaning of the word steal is to take someone else's property without permission or illegally, usually in secret. Sedafkan meaning of theft is a process, a way of doing. Child is a boy or girl who has not matured or has not experienced puberty. A child is a person in the case of a naughty child who has reached the age of 8 (eight years) but has not yet reached the age of 18 (eighteen years) and has never been married.
A SYNTACTIC ANALYSIS OF THE DRAMA SCRIPT” BEAUTY IS A BEAST BY D. M. LARSON Hasby, Muhammad Asrul
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1876

Abstract

The research aimed to know students’ sentences of the script are analyzed by the syntactic rule that is limited to the verb sentences, parts of speech, phrases, and constituency by employing syntactic distribution and tree structure. The research used descriptive qualitative research. The technique of collecting data used a sheet of the script by taking a number of verb sentences and the data was analyzed by used qualitatively. Based on the result of data analysis, there were four points of syntactic structure found in the sentences of the script namely: 1). Overt Constituents that characterized all phrases and clauses have an overt form, 2) Empty Constituents that characterized a null projection form in some phrases or clauses and divided into four types known as Covert Complements, Empty complemented, Empty T Constituent and Empty Subject of Infinitive. 3). There were several sentences in the script indicating syntactic disorder as specifically known as Agrammatism which is syntactically less complex than the target reconstructions in omissions and simplifications typically affect functional projections (DP, TP, and CP). 4). In addition, a sentence was not based on syntactic distribution that occupied a VP after Determiner.
GENERAL VIEWS ABOUT EDUCATION Zulfakar, Zulfakar
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1881

Abstract

When applying unthinking and organicist approaches in instructive settings, they take diverse shapes. An instructive hypothesis surrounded by unthinking suspicions would state that people are a kind of machine. Like every machine, execution will illustrate viable work, which in people will be its outside behavior. Instruction will be one of the implies to form this outside reaction is as viable as conceivable. We will see an understudy as an officer whose work someone can purposely direct from the exterior. He will not "develop" or "create" concurring to a few inner dynamic: rather his behavior will be changed or "formed" to approach the specified aim, for case, living in concordance and bliss in a society of like-minded people. I will compose educating about organizing fitting inputs of information, abilities, and demeanors. An taught individual will be an individual whose behavior will be based on the esteem criteria embraced by society. A common hypothesis of instruction based on a natural sea of man will tend perspectives that would be ignored by the robotic see: the inside standards of improvement and development. The organicist presumption states that understudies are essentially "growing" animals, which suggests that instruction will not be an alteration or engrave that comes from exterior, but or maybe an endeavor to fortify individual development from inside, which includes natural development instead of a change of mechanical change to natural stresses.
PEMBERIAN RESTITUSI TERHADAP ANAK SEBAGAI KORBAN KEKERASAN SEKSUAL Vedy Riza Alhabsy
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1884

Abstract

The existence of children's rights as victims of sexual violence has not been fully fulfilled, because in reality restitution is often not carried out properly. This is caused by several factors, such as the lack of awareness of the perpetrators of their responsibilities, the difficulty in obtaining sufficient evidence or information, and the lack of supervision and law enforcement regarding the implementation of restitution. This study aims whether child victims of sexual violence have the right to receive restitution, and how are efforts to provide restitution for children as victims of sexual violence cases. This study uses normative legal research with a statutory approach. The results of this study are first, child victims of sexual violence have the right to receive restitution in Article 71D of Law number 35 of 2014 concerning amendments to Law number 23 of 2002 concerning Child Protection, jo article 7A in Law number 31 of 2014 concerning amendments to Law number 13 of 2006 concerning Protection of Witnesses and Victims. Second, what are the efforts to provide restitution for children as victims of sexual violence cases Article 7A paragraph (1) Law Number 31 of 2014 concerning the Protection of Witnesses and Victims that every victim has the right to obtain restitution, Government Regulation Number 43 of 2017 regarding the implementation of restitution for children who are victims, namely regarding the Rights of Child Victims in prosecution.
PELAKSANAAN GADAI DAN CICIL EMAS DI BANK SYARIAH INDONESIA KCP MALANG KEPANJEN 1 DALAM PERSPEKTIF PERBANKAN SYARIAH Reka Indriani; Muhammad Alhada Fuadillah Habib
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 3 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i3.1885

Abstract

The merger of the three Islamic banks aims to create the largest Islamic bank in Indonesia through unification of core capital in its operational activities. The financing products offered by Indonesian Islamic banks themselves also vary according to the needs of the community, one of the products that are in great demand by the public is gold mortgage products and gold installments. Basically, an Islamic bank is a business entity that must be implemented according to sharia principles. However, in its implementation in the field, there are still several Islamic bank institutions that have not implemented sharia principles in carrying out their business. For this reason, this study aims to analyze how the process of implementing gold pawning and gold installments at Bank Syariah Indonesia KCP Malang Kepanjen 1 in the perspective of Islamic banking. The method used in this study is a qualitative descriptive method in which data are obtained from interviews, observations, and literature studies. Based on the research that has been done, the results show that the process of implementing gold pawning and gold installments at Bank Syariah Indonesia KCP Malang Kepanjen 1 is in accordance with the perspective of Islamic banking, it is proven that in the process of carrying out its activities it has implemented contracts that are in accordance with sharia provisions and in accordance with the principles - sharia economic principles, namely sharia banking must be based on the principle of being free from acts of maysir, gharar and usury, apply the principles (fairness, partnership, transparency, and universals), apply the principles of trust and prudence in managing its operational activities, and use a contract that in accordance with Islamic law that has been taught Rasulullah SAW.

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