cover
Contact Name
Khaeruman
Contact Email
khaeruman@esc-id.org
Phone
+6281287832889
Journal Mail Official
ijebef@esc-id.org
Editorial Address
Jl. Raya Ciruas Petir, Komplek Puri Citra Blok B2 No. 34 Kelurahan Pipitan Kecamatan Walantaka Kota Serang - Banten 42183
Location
Kota serang,
Banten
INDONESIA
Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF)
ISSN : 27766179     EISSN : 27766187     DOI : https://doi.org/10.53067/ijebef
Core Subject : Economy,
Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) is a peer-refereed open-access National journal which has been established for the dissemination of state-of-the-art knowledge in the field of Economy. Starting from 2021, IJEBEF would be published Three times in a year. All submitted manuscripts will be initially reviewed by editors and are then evaluated by a minimum of Two Reviewers through the double-blind review process. This is to ensure the quality of the published manuscripts in the journal.
Articles 202 Documents
PENERAPAN KEPEMIMPINAN PARTISIPATIF DALAM PENGEMBANGAN KINERJA ADMINISTRASI DI KANTOR PUSAT KEGIATAN BELAJAR MASYARAKAT (PKBM) KOTA JAKARTA Idris, Julizar
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 4 No. 3 (2024): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v4i3.205

Abstract

This study aims to analyze the impact of participative leadership on administrative performance in the Community Learning Center (PKBM) offices in Jakarta. Data were collected through in-depth interviews and direct observations from five PKBMs in Jakarta, involving 20 informants, including PKBM heads, administrative staff, and program managers. The study found that participative leadership significantly contributes to the improvement of administrative performance. Informants revealed that participative leadership enhances communication and relationships within teams, making staff feel more valued and involved in decision-making processes. This involvement positively influences their work spirit and productivity. For instance, in one PKBM, the use of group discussions to formulate human resource management policies led to improved efficiency and minimized communication issues in implementing non-formal education programs. Additionally, PKBM heads practicing participative leadership were found to be more open to feedback, allowing staff to contribute in planning and executing programs. However, the study also identified challenges, including time constraints and limited resources, which hinder the frequency of meetings involving all team members. Despite this, the overall findings support that participative leadership positively influences administrative performance in PKBMs.
ANALISIS IMPLEMENTASI MANAJEMEN KEUANGAN BERBASIS TEKNOLOGI PADA UMKM DI KOTA TANGERANG SELATAN Supatmin, Supatmin
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 4 No. 3 (2024): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v4i3.208

Abstract

This study investigates the factors influencing the adoption of financial technology (fintech) among Small and Medium Enterprises (SMEs) in South Tangerang, Banten. Using a qualitative approach, data were collected through in-depth interviews and observations with SME owners, fintech service providers, and experts in economics and finance. The findings reveal that financial literacy, infrastructure limitations, and resistance to change are the primary barriers to fintech adoption. Low financial literacy significantly hinders SMEs’ understanding of fintech benefits. Additionally, inadequate technological infrastructure in certain areas complicates access to digital financial services. However, SMEs that have adopted fintech report improved financial management and operational efficiency. The study concludes that enhancing financial literacy, providing better infrastructure, and offering targeted training are essential to fostering greater fintech adoption. Government and fintech providers can play a crucial role in supporting SMEs in overcoming these challenges
PENGARUH CURRENT RATIO, DEBT TO EQUITY RATIO DAN TOTAL ASSETS TURN OVER TERHADAP RETURN ON ASSETS PADA PT. HANJAYA MANDALA SAMPOERNA TBK Karolina, Karolina; Hidayat, Arif
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.216

Abstract

The purpose of this study is to identify and analyze the influence of the Current Ratio (CR), Debt to Equity Ratio (DER), and Total Asset Turnover (TAT) on Return on Assets (ROA) at PT. Hanjaya Mandala Sampoerna Tbk, both partially and simultaneously. This research uses secondary data obtained from the company's annual financial statements for the period 2013 to 2023. This time frame was chosen to provide a comprehensive overview of the company’s long-term financial performance. The research sample consists of financial reports spanning those eleven years. Based on the results of multiple linear regression analysis, it was found that the Current Ratio does not have a significant effect on Return on Assets. This is indicated by the calculated t-value of 0.506083, which is less than the t-table value of 2.36462, and a significance value of 0.6283, which is greater than 0.05. Thus, the liquidity ratio does not affect the efficiency of asset management in generating profit for the company
ANALISIS PERAN LITERASI DIGITAL DALAM MENINGKATKAN INTENSI BERWIRAUSAHA DIGITAL: SEBUAH KAJIAN LITERATUR Faikha, Roudotul; Nurlaili, Eka Indah
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.218

Abstract

This study aims to explain the findings of research that analyzes how digital literacy affects the intention to become a digital entrepreneur. This study is a qualitative study using the Systematic Literature Review (SLR) method. Several articles with a period of five years (2015 - 2024) that have been collected from Google Scholar, Research Gate, Scopus, Emerald, and other supporting sources are selected using the PRISMA SLR method and grouped according to the focus of the theme. The results of the study indicate that digital literacy has an important role and positive impact in increasing entrepreneurial intentions because it can provide an understanding of the basics of starting a business and inspire or develop entrepreneurial ideas, which will make the younger generation more creative and innovative.
ANALISIS POTENSI SUMBER DAYA ALAM DALAM MENGEMBANGKAN SEKTOR PARIWISATA DI KABUPATEN SAMOSIR Hasibuan, Silvia Annur; Manik, Monika Flora; Sitohang, Mizael Demak; Sianturi, Rejosu Vanhot; Purba, Bonaraja
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.220

Abstract

Samosir Regency is a regency that has very diverse natural resources, making it a popular tourist destination in Indonesia. This regency has the potential for natural resources that are very worthy of being developed in order to attract the attention of local and international tourists. The objectives of this study are: (1) to identify the potential of natural resources for tourism development in Samosir Regency, (2) to analyze the strategic development of tourism potential in Samosir Regency. The method used is a qualitative method with a literature approach and data obtained through BPS and various literature studies such as books, journals and articles. The results of this study indicate that the potential for natural resources in Samosir Regency to be used as tourism objects is very diverse, such as beaches, waterfalls, historical sites, natural baths, nature tourism and caves and others have the potential to increase economic growth for the community. However, the government, community, and business actors need to implement several strategies for tourism destinations in Samosir Regency, such as the construction of public facilities such as toilets, unique photo spots, improving road conditions in certain locations and clear, informative and easy-to-understand signposts.
ANALISIS TINGKAT KESEHATAN BANK SEBELUM DAN SETELAH DIAKUISISI MENGGUNAKAN METODE RGEC (STUDI KASUS PT BANK KB BUKOPIN TBK) Pratama, Jodi Aditya; Mirati, R. Elly; Purwaningrum, Endang
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.221

Abstract

This research is motivated by the significant performance decline of PT Bank KB Bukopin Tbk. after being acquired by KB Kookmin Bank, marked by a drastic increase in Non Performing Loan and net profit losses. The purpose of this study is to analyze the health level of PT Bank KB Bukopin Tbk. before and after the acquisition. This study uses the Risk Profile, Good Corporate Governance, Earnings, and Capital (RGEC) method, represented by the ratios of NPL, LDR, GCG, ROA, ROE, NIM, and CAR as financial performance indicators. The research method used in this study is descriptive comparative with a quantitative approach. The data used are secondary data obtained from Bank Bukopin's annual financial statements for the period 2017-2022. The sampling technique used is purposive sampling. This study uses RGEC method analysis, normality test, and hypothesis test. Based on the results of the study, the financial performance of PT Bank KB Bukopin Tbk. before the acquisition was better, with a decrease in NPL ratio and an increase in net profit. However, after the acquisition, the NPL ratio increased significantly, and net profit experienced losses. There is a significant difference with the ROA and BOPO ratios before and after the acquisition.
PENGARUH PERSEPSI KEGUNAAN, KEMUDAHAN, DAN KUALITAS LAYANAN PADA MOBILE BANKING BRIMO TERHADAP KEPUASAN NASABAH Wijatmoko, Nando Azriel Putra; Mirati, R. Elly; Purwaningrum, Endang
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.222

Abstract

BRI is one of the state-owned bainks which became the first state-owned bank in 1946. And BRI has mobile banking called BRImo. This research aims to determine the usefulness, convenience and service quality of BRImo services on customer satisfaction in using BRImo. This was done using a questionnaire and the number of respondents was 100 responidents, who were BRImo users in the Jabodetabek area. The analysis method used is multiple linear regression with SPSS 29.0 tools. The results of this research partially show that the usefulness and service quality riesults have a significant influence on BRImo cusitomer saitisfaction. Meanwhile, the convenience variiable has no effect on BRImo customer satisfaction. And, simultaneously the variables of usability, convenieince and serviice quality have a significiant effect on customer satisfaction using BRImo.
PENGARUH WORK ENVIRONMENT DAN SELF REGULATION TERHADAP KEPUASAN KERJA SERTA IMPLIKASI PADA KINERJA PEGAWAI NON ASN DI KELURAHAN SE KECAMATAN CURUG KOTA SERANG Sutihat, Sutihat; Mukhlis, Ahmad; Permana, Angrian
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.223

Abstract

This research was conducted on non-Asn employees in Curug District with the aim of knowing and analyzing the influence of the work environment on employee performance, self-regulation on employee performance, job satisfaction on employee performance, work environment on job satisfaction, self-regulation on employee job satisfaction, work environment on employee performance through job satisfaction and self-regulation on employee performance through job satisfaction. This research uses a quantitative method with a correlational design with a total population of 58 non-ASN employees in Curug District with sample determination using a quota sampling technique, namely the entire population is sampled so that the total sample used is 58 non-ASN employees. The analysis method in this research uses regression analysis with the SmartPls statistical tool. The research results obtained from seven hypotheses, three hypotheses were rejected and four hypotheses were accepted, the conclusion of this research is that work environment has a significant effect on employee performance and job satisfaction, self-regulation has no effect on employee performance but has a significant effect on job satisfaction, work environment has no effect on performance through job satisfaction and self-regulation has no effect on performance through job satisfaction
PENGARUH BUDAYA KERJA DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI MELALUI PENILAIAN KINERJA PADA PEGAWAI KELURAHAN DI KECAMATAN WALANTAKA Komalasari, Komalasari; Mukhlis, Ahmad; Permana, Angrian
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.224

Abstract

The results of service performance cannot be separated from the performance of the employee himself, the better the performance assessment carried out by the leadership, the higher the employee's performance which will have an impact on the performance of the organization. This research was conducted in Walantaka Village, Walantaka District with the aim of the research, namely to determine and analyze the influence of work culture on employee performance, work discipline on employee performance, performance appraisal of employees, work culture on performance appraisal, work discipline on performance appraisal, work culture on performance through performance assessments and work discipline on performance through performance assessments of sub-district employees in Walantaka District. This research uses quantitative methods with a correlational design. The analysis method in this research uses regression with the SmartPLS statistical tool. The population of this study focused on the Subdistrict Civil Service (ASN) in Walantaka District as many as 67 employees, with sample determination using census sampling techniques so that the number of samples studied was 67 employees. The H2 test results obtained a P-value of 0.054 > 0.05 and a T-Statistics value of 1.927 < 1.96 so that Ho was accepted and Ha was rejected, the H2 test results obtained a P-value of 0.148 > 0.05 and the T-value The statistics are 1.445 < 1.96 so that H0 is accepted and Ha is rejected, the results of the H3 test show a P-value of 0.000 < 0.05 and a T-Statistic value of 16.501 > 1.96 so that H0 is rejected and Ha is accepted, the results of the H4 test are obtained The P-value is 0.014 < 0.05 and the T-Statistic value is 4.453 > 1.96 so that H0 is rejected and Ha is accepted, the results of the H5 test show a P-value of 0.000 < 0.05 and a T-Statistic value of 4.720 > 1.96 so H0 is rejected and Ha is accepted, the results of testing H6 get a P-Values ​​value of 0.014 < 0.05 and T-Statistics of 2.452 > 1.98 so H0 is rejected and Ha is accepted and the results of testing H7 get a P-Values ​​value of 0.000 < 0.05 and T-Statistics of 4.435 > 1.98 so that H0 is rejected and Ha is accepted.
PERAN MEDIA SOSIAL DALAM MENINGKATKAN KINERJA KARYAWAN UMKM DI KOTA SERANG Khaeruman, Khaeruman; Fatari, Fatari
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.225

Abstract

This study aims to analyze the role of social media in improving employee performance in MSMEs (UMKM) in Serang City. A qualitative approach with a case study design was used. Data were collected through in-depth interviews and participatory observations involving MSME owners, managers, and employees who utilize social media in their daily work activities. The results show that social media particularly Instagram, WhatsApp, and Facebook play a significant role in accelerating internal communication, enhancing work coordination, and strengthening employee collaboration. Additionally, social media motivates employees to achieve work targets by improving digital literacy and promoting engagement in promotional activities. The study also reveals that adaptive organizational culture and leadership support are crucial for the successful use of social media. Therefore, social media can serve as a strategic tool for human resource management in MSMEs if integrated wisely and supported by the development of employees' digital competencies.