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INDONESIA
Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF)
Published by Education and Social Center Publisher
ISSN : 27766179     EISSN : 27766187     DOI : https://doi.org/10.53067/ijebef
Core Subject : Economy,
Economics, Econometrics & Finance
Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) is a peer-refereed open-access National journal which has been established for the dissemination of state-of-the-art knowledge in the field of Economy. Starting from 2021, IJEBEF would be published Three times in a year. All submitted manuscripts will be initially reviewed by editors and are then evaluated by a minimum of Two Reviewers through the double-blind review process. This is to ensure the quality of the published manuscripts in the journal.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 202 Documents
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ANALISIS FAKTOR PENENTU SIKAP DAN NIAT PERILAKU UNTUK MENGGUNAKAN APLIKASI KEDAI KOPI LOKAL DI JAKARTA Pamungkas, Ilham Dwi; Suhud, Usep; Kasofi, Adnan
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.257

Abstract

This study aims to analyze and examine the factors that influence attitude and behavioral intention to use local coffee shop applications in Jakarta. The research method used is a quantitative approach through the distribution of questionnaires. The sampling technique employed is purposive sampling, resulting in a total of 309 respondents. The population in this study consists of consumers who use the Tomoro Coffee application and reside in the DKI Jakarta area. This research utilizes SPSS version 27 and SEM (Structural Equation Modeling) with the AMOS software to analyze and process the data. The results of this study show the following: First, social influence, perceived ease of use, and system quality have a positive and significant effect on attitude. Second, perceived ease of use and attitude have a positive and significant effect on behavioral intention to use. Third, social influence and system quality do not have a direct effect on behavioral intention to use. The implications of this research offer new perspectives on the factors that influence users' intention to use local coffee shop applications, which can serve as practical references for app developers and tech companies in formulating product development strategies and enhancing user experience.
PERAN PERCEIVED RISK, E-WOM, DAN BRAND IMAGE DALAM MEMBANGUN E-TRUST DAN PURCHASE INTENTION PADA APLIKASI BUKU DIGITAL Zakiya, Hani Fildzah; Suhud, Usep; Berutu, Meta Bara
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.258

Abstract

This study aims to analyze the effect of perceived risk, e-WOM, and brand image on e-trust and purchase intention in prospective Gramedia Digital consumers. The research method used is quantitative causality. The research sample used purposive sampling technique consisting of 250 respondents who live in DKI Jakarta. The data collection technique used was a questionnaire. The data was processed using SPSS and AMOS software. The analysis technique used is Structural Equation Modeling (SEM). The results showed that perceived risk has no negative effect on e-trust and purchase intention. Meanwhile, e-WOM and brand image have a positive effect on e-trust. On the other hand, e-WOM, brand image, and e-trust have a positive effect on purchase intention. This study provides theoretical implications by supporting previous research in the context of digital platforms. The practical implication for digital book companies is to focus on providing a positive user experience so that they can share positive experiences with potential buyers and build brand characteristics to compete with their competitors.
PENGARUH LITERASI KEUANGAN DAN PERSEPSI KEMUDAHAN TERHADAP PERILAKU KONSUMTIF DALAM MENGGUNAKAN FINTECH PAYLATER PADA MAHASISWA DI KOTA DEPOK Silviana, Eka; Ratri Sukimin, Dini Ayuning
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.259

Abstract

Technological advances in digital finance have driven the rapid use of fintech services, one of which is the paylater payment method. This service provides convenience in transactions, but can also encourage the emergence of consumptive behavior, especially among students. This study aims to analyze the influence of financial literacy and perceived ease of use on the consumptive behavior of students using fintech paylater in Depok City. This study used a quantitative approach with a survey method. Data were collected by distributing questionnaires to 100 active student users of paylater services in Depok City, selected using a purposive sampling technique. Data analysis was performed using multiple linear regression using SPSS version 26. The results showed that partially, financial literacy and perceived ease of use have a positive and significant effect on consumptive behavior. Simultaneously, both variables also significantly influence student consumptive behavior in using fintech paylater. These findings indicate that the higher the level of financial literacy and the greater the perceived ease of use, the higher the potential for students to behave in a consumptive manner. Therefore, it is necessary to increase student awareness in managing finances and using fintech services wisely.
ANALISIS KINERJA KEUANGAN LEMBAGA AMIL ZAKAT NASIONAL YAKESMA DENGAN MODEL INTERNATIONAL STANDARD OF ZAKAT MANAGEMENT (ISZM) DAN ALLOCATION TO COLLECTION RATIO (ACR) PERIODE 2019-2023 Safira, Elza Dwi; Waluyo, Bambang; Fatah, Dede Abdul
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.260

Abstract

This study aims to analyze the financial performance of the National Amil Zakat Institute (LAZNAS) YAKESMA during the 2019–2023 period using two evaluation models, namely the International Standard of Zakat Management (ISZM) and the Allocation to Collection Ratio (ACR). The three main aspects analyzed include the efficiency, capacity, and financial effectiveness of the institution. This study uses a quantitative descriptive approach with secondary data in the form of financial statements and annual performance reports of LAZNAS YAKESMA. The results show that in terms of efficiency, the program load ratio has experienced a positive upward trend, while the ratio of operational and collection expenses is relatively stable and still within efficient limits. In terms of capacity, the growth of key receipts and program expenses showed excellent performance, although the working capital ratio was still below the ideal standard. Meanwhile, in terms of effectiveness, most ACR ratios showed significant improvements to reach the very effective category in 2022–2023. Thus, LAZNAS YAKESMA is considered to be able to distribute zakat funds optimally to mustahik. This research is expected to be a reference for other zakat institutions in evaluating and improving financial performance professionally and transparently.
MODEL RIGHT ISSUES DAN RASIO SOLVABILITAS MENINGKATKAN PENILAIAN HARGA SAHAM PADA PASAR MODAL INDONESIA Rahim, Eka; Nurita, Endang; Akbar, Akhmad
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.261

Abstract

This research aims to determine whether or not there is an influence of Right Issues and debt to equity ratio on share prices of issuers listed on Index 80 for the 2015-2022 period. The data used in this research is secondary data, namely issuers that carry out limited public offerings (PUT) with the HMETD system registered in Index80 for the 2015-2022 period. The method used in this research is a quantitative method, with data analysis methods namely descriptive analysis, data normality test, multicollinearity test, autocorrelation test, heteroscedasticity test, multiple linear regression, R Square coefficient of determination analysis test, t test, and F test. Variables in this research are HMETD (X1) and Debt to Equity Ratio (X2) to Share Price (Y). Based on the results of the first hypothesis test, HMETD has a significant positive influence on share prices (tcount > ttable) and significance value (). The results of the second hypothesis, DER has no influence on stock prices (tcount > ttable) and significance value (). The results of the third hypothesis, HMETD and DER have a significant positive influence on stock prices (Fcount > Ftable) and significance value ().Keywords: HMETD, Debt to Equity Ratio, Share Price.
PENGARUH KEPEMIMPINAN DAN REWARD KERJA TERHADAP KINERJA KARYAWAN PADA PT ISS INDONESIA DIVISI CLEANING SERVICE PERMATA BANK BINTARO TANGERANG SELATAN Saprudin, Udin; Irawati, Laila; Sutarto, Bambang
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.262

Abstract

This study aims to determine the effect of leadership and work motivation on employee performance at PT. ISS Indonesia Cleaning Service Division at Permata Bank Bintaro, South Tangerang. The method used is associative quantitative. The sampling technique used was saturated sampling and the sample in this study was 61 respondents. Data analysis used validity test, reliability test, classical assumption test, regression analysis, correlation coefficient analysis, coefficient of determination analysis and hypothesis testing using SPSS software version 26. Hypothesis test obtained t count > t table or (3,697 > 2,001). The hypothesis test obtained by the value of t count > t table or (4,872 > 2,001). leadership and work motivation simultaneously have a positive and significant effect on employee performance with the regression equation Y = 15.666 + 0.191X1 + 0.386X2, the correlation value or the level of relationship between the independent variable and the dependent variable is obtained at 0.598, meaning it has a moderate relationship. The value of the coefficient of determination or contribution to its influence simultaneously is 35.7% while the remaining 64.3% is influenced by other factors. Hypothesis testing obtained F count > F table or (16.106 > 3.160). Thus H0 is rejected and H3 is accepted. This means that there is a significant influence simultaneously leadership and work motivation on employee performance.
STUDI PENERAPAN MODEL DELONE AND MCLEAN UNTUK MENGUKUR KESUKSESAN GENERATIVE AI DALAM OPERASIONAL UMKM DI JAKARTA Nugroho, Rizky Ramadhani; Fadillah F, Nadya; Kasofi, Adnan
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.263

Abstract

This study Aims to evaluate the success of Generative AI adoption by Micro, Small, and Medium Enterprises (MSMEs) in Jakarta using the DeLone and McLean model. Generative AI is utilized to enhance productivity, accelerate content creation, reduce operational costs, and strengthen customer interaction in the digital space. The research involved 372 MSME respondents who have integrated this technology into their business operations, and the data was analyzed using Structural Equation Modeling (SEM) with AMOS. The results show that System Quality and Information Quality have a significant impact on Usage and User Satisfaction, which in turn positively affect Net Benefits. These findings offer both theoretical insights and practical recommendations for optimizing the strategic use of Generative AI within urban MSME sectors.
DETERMINASI NIAT MENGGUNAKAN MOBILE INVESTMENT PADA GENERASI Z DI JABODETABEK Ragasiwi, Diah Ayu; Sadat, Andi Muhammad; Monoarfa, Terrylina Arvinta
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.264

Abstract

The digital transformation in the financial sector has significantly driven the growth of digital investment application usage in Indonesia. This study aims to analyze the influence of perceived usefulness, perceived ease of use, and perceived risk on users’ intention to use digital investment applications, with a case study of Bibit users in the Greater Jakarta area (Jabodetabek). A quantitative approach was employed by distributing questionnaires to 272 respondents, and the data were analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM). The results reveal that both perceived usefulness and perceived ease of use have a significant positive effect on intention to use, while perceived risk has a significant negative effect. These findings highlight the importance of developing user-friendly and beneficial features, as well as managing perceived risk, to encourage the intention to use digital investment applications, particularly among younger generations.
PENGARUH INTERAKTIVITAS, KEAHLIAN DAN HIBURAN TERHADAP NIAT PEMBELIAN MELALUI SHOPEE LIVE Kalila, Sekar Ayu; Sadat, Andi Muhammad; Kasofi, Adnan
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.265

Abstract

The use of live shopping has increasingly developed as part of the shift in consumer shopping behavior in the digital era. However, in the past two years, there has been a decline in purchases through this feature, particularly on the Shopee Live platform. This condition indicates that the popularity of live shopping has not been fully followed by an increase in consumers’ purchase intention. This study aims to examine the influence of interactivity, streamer expertise, and entertainment on purchase intention in the context of Shopee Live. The research adopts the Stimulus-Organism-Response (SOR) theory to explain how stimulus elements affect consumers’ behavioral responses. Data were collected from 180 respondents who had previously watched Shopee Live in the Jabodetabek area, using purposive sampling. The research instrument was distributed through an online questionnaire and analyzed using Structural Equation Modeling (SEM) with the assistance of SmartPLS 4 software. The results show that interactivity, streamer expertise, and entertainment have a positive and significant effect on consumers’ purchase intention through Shopee Live.
IMPLEMENTASI DIGITAL MARKETING TERHADAP EFEKTIVITAS PENJUALAN PADA UMKM GOLOK CIBATU SUKABUMI Nabila, Rifqah; Suhud, Usep; Berutu, Meta Bara
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 2 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i2.266

Abstract

Digital marketing has become an essential strategy for micro, small, and medium enterprises (MSMEs) to expand market reach and enhance sales performance in the digital era. This study aims to analyze the implementation process of digital marketing in Golok Cibatu MSMEs in Sukabumi, identify the opportunities and challenges faced by business owners, and assess the impact of digital marketing on sales effectiveness. This research employs a qualitative method with a field research approach, collecting data through observation, interviews, and documentation, and analyzing it using qualitative content analysis with the assistance of Nvivo15 software. The findings reveal that digital marketing is implemented adaptively by business owners, creating opportunities such as broader market reach, increased brand awareness, and stronger personal branding. However, several challenges remain, including platform policies, competition among MSMEs, and limited digital skills. The study confirms that digital marketing significantly contributes to improving sales effectiveness and fostering the business growth of Golok Cibatu MSMEs.

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