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Jurnal Ekonomi
Published by SEAN INSTITUTE
ISSN : 23016280     EISSN : 27219879     DOI : https://doi.org/10.54209
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi [p. ISSN 2301-6280, e. ISSN 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts in the various topics include, but not limited to, functional areas of Accountancy, Business management, Capital market, Economic History, Applied Economics, Business and Finance, Environmental Economics and Ecology, Islamic economics, Health Economics, Fiscal Economy Monetary Economics, Political Economy, Economic management, Operational management, Human Resource Management, Financial management, Marketing Management
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 2,386 Documents
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Service quality in peer to peer lending customer Endah Muliatie, Yurilla; Mochamad Syaiful Arif; Fitryani, Fitryani
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

According to a Financial Services Authority (OJK) report, funding through Fin Tech peer-to-peer (P2P) lending has grown significantly in the last five years. Fin Tech peer-to-peer (P2P) lending does provide many benefits to its users. Apart from the ease of making loans compared to conventional banks which provide many requirements, Fin Tech peer-to-peer (P2P) lending can provide solutions for its users to apply for loans with various conveniences. But currently many Indonesians cannot pay their Peer to Peer Lending (Online Loan) bills. This can be seen from the bad credit ratio of various platforms. For various reasons and backgrounds, they are said to have failed to pay or not paid their bills. This is interesting because many literature studies explain the benefits of Fin Tech peer-to-peer (P2P) lending, but no one has written a scientific article from the user's perspective, let alone users who fail to fulfill their obligations to pay bills. Therefore, the author wants to conduct research from the consumer side, especially those who fail to fulfill their obligations. This research is qualitative research and the method that will be carried out is in-depth interviews. The long-term goal of this research is to educate readers to be wiser in using Fin Tech peer-to-peer (P2P) lending. The specific target is to serve as reference material for formulating policies on how Fin Tech peer-to-peer (P2P) lending can improve service quality not only for users who regularly pay their bills but also for users who fail to fulfill their obligations.
Liquidity Analysis Before and During the Covid-19 Pandemic Hendiarto, R. Susanto; Fauzan, Rafli
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

This study aims to explore the liquidity trends of banking companies with case study of PT Bank Mandiri Tbk, before and during COVID-19 pandemic. This study discusses three proxies, namely: Cash Ratio, Quick Ratio and Current Ratio. The techniques used in this research are verification and descriptive with a quantitative approach, so the research techniques used an explanatory survey methods and descriptive survey methods. In this research, as an object with the population framework. The type of data used is secondary data and collected techniques used a library research (library research) and field research (field research). By using SPSS statistical program, where the results showed that Cash Ratio, Quick Ratio and Current Ratio still increased before the COVID-19 pandemic and decreased during the COVID-19 pandemic. Based on this research, the company used as a case study is still limited on banking company of PT Bank Mandiri Tbk which is listed on Indonesia Stock Exchange. So further research must be carried out using a different research sample with a longer observation period, so it is hoped that the results obtained can be generalized.
Understanding Purchase Intentions on DOTA 2 Virtual Items: A Study of Indonesian Players' Game Satisfaction and Emotional Value Suryawan, Tjokorda Gde Agung Wijaya Kesuma; Sumerta, I Komang; Vijaya, Made Pramana
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

In an ever-changing digital game climate, where players' needs are always changing, the Dota 2 developers find themselves at the forefront of the task of providing new virtual items. This study delves into the challenging domain of virtual creation, focusing on the captivating features of the Battle Pass, formerly known as the Compendium. The primary purpose of this research is to undertake an in-depth study of the effects of game satisfaction and emotional value on the purchase intention of Dota 2 Indonesia Facebook group members, particularly those who have been involved in numerous Battle Pass sales. Purposive random sampling method was used to acquire a total of 96 respondents. Following the distribution of the questionnaire, all data was deemed valid and reliable for analysis utilizing multiple linear regression analysis, determination coefficient analysis, and hypothetical tests (t-test and f-test). Preliminary results show positive and significant effects of game satisfaction and emotional value on purchase intentions for Battle Pass components. Clearly, satisfaction with the game experience appears to be an important determinant in the foundation of purchase intentions, while the positive effect of emotional value on the decision-making process is evident. The practical implications of these findings reach the Dota 2 developers, calling for a strategic focus on improving not only the offensiveness of Battle Pass weapons, but also the entire game experience. Recommendations include efforts focused on improving the game system, implementing stronger security measures, and improving Dota 2's visual appeal. Additionally, it is recommended to create and manage social media accounts to expand user reach and community involvement. This research advances the understanding of the virtual economy, providing valuable insight into the complex processes that shape user behavior in online games. Subsequently, this research undoubtedly contributes to the marketing field by shedding light on the intricacies of gamer satisfaction and emotional value in the context of virtual item purchases. The implications of these findings underscore the importance for game developers to prioritize user satisfaction, security, and aesthetics to foster a positive virtual economy and sustain user engagement
The impact of CEO Power on Financial Performance Moderated by CSR habib anugrah, pandu; Fenny Marietza
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The objective of this investigation is to scrutinize the impact of CEO Power on the financial performance, taking into account the potential influence of CSR within the manufacturing sector of Indonesian companies spanning from 2018 to 2020. This study aims to fill an empirical void identified in previous exploration by re-examining the Interrelation between CEO Power also financial performance through the lens of agency theory. What sets this exploration apart is the introduction of Corporate Social Responsibility (CSR) as a moderating variable in the CEO's influence on financial performance. The analytical approach employed is multiple linear regression, complemented by moderation variable analysis (MRA) using Eviews software. The outcomes reveal that CEO Power does not exert a significant impact on financial performance, also the role of CSR neither reinforces nor diminishes the impact of CEO Power on financial performance.
Employee performance based on work motivation, work environment, and work discipline Emela, Satia; Gemina, Dwi; Kartini, Tini
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

Human resources are the main factor for the success of an organization or company, which must be managed as well as possible. The goal on this investigate was to investigate the impact of work motivation, work environment, and work discipline on employee performance at PT. Cida Supra Metalindo. The sample in this study was 43 employees using non-probability sampling with saturated sampling technique. The analytical method used is descriptive and verification methods. Data collection techniques through questionnaires, observation, interviews and literature study. The data was analyzed using multiple linear regression. According to the findings of this study, work motivation, work environment, and work discipline all have a favorable and considerable impact on staff  performance, either simultaneously or partially. Work discipline is the most important factor influencing worker performance at PT. Cidas Supra Metalindo. Therefore, you must always supervise employees so that they always comply with the rules that have been set.
Implementation of innovation management strategies for company competitiveness in the e-commerce industry Boyke Setiawan Soeratin
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

Technological advances thanks to the internet have opened new business opportunities, the growth of e-commerce is one of them. E-commerce is one of the advanced technologies that best drives the progress of Indonesia's digital business, the growth of the e-commerce industry is growing very rapidly, of course, it brings its own challenges for business people to be able to compete and survive in this industry, companies need to have the right strategy, one of which is an innovation management strategy. The purpose of this study is to analyze the application of innovation management strategies for company competitiveness in the e-commerce industry. This research uses qualitative research methods. The data collection technique in this research uses the literature study method. The data that has been collected is then analyzed in three stages, namely data reduction, data presentation and conclusion drawing. The results showed that a good innovation management strategy can help organizations to remain competitive in a growing market, because it can expand market share with new consumers, increase customer satisfaction, and increase company productivity and efficiency. Companies that do not carry out innovation strategies will be at a disadvantage and the company will be more difficult to compete and survive in an era of increasingly fierce competition. The implementation of strategies that can be carried out by companies such as product and service innovation strategies, process innovation strategies, marketing innovation strategies, organizational innovation strategies and business model innovation strategies. Companies that innovate regularly will be able to increase their competitive advantage with their competitors, besides that innovation can also help companies to achieve their business goals. For this reason, it can be concluded that the application of innovation management strategies can increase the competitiveness of companies in the e-commerce industry.
The influence of knowledge sharing on business performance in MSMEs with dynamic capabilities, competitive advantages and innovation capability as mediation variables Purmono, Bintoro Bagus
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

Micro, Small and Medium Enterprises (MSMEs) have a very important role for a country. This research aims to examine the variables that influence the business performance of MSMEs. This research uses a causal design approach to test the relationship between independent variables and dependent variables using Structural Equation Modeling (SEM) with the AMOS 24 statistical tool. The number of samples used in this research was 300 respondents from MSME activists in Indonesia. This research will also develop a model that looks at the indirect influence of dynamic capabilities, competitive advantages and innovation capability as mediating variables through a more comprehensive measurement construct so as to provide a broader perspective on results compared to previous research.
THE CORRELATION BETWEEN JAVANESE CULTURE AND EMPLOYEE ENGAGEMENT: A SYSTEMATIC LITERATURE REVIEW Haryanto Haryanto; Amelia Setiawan
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

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Abstract

In today's digital age, companies are shifting towards digital-based business models where employees have the flexibility to work remotely from their homes. As a result, employee engagement has become a crucial topic of discussion. The quality of employee engagement directly impacts employee performance and the success of the company. Javanese culture is a prevalent culture in Indonesia and is commonly adopted by companies in the region. This research aims to analyze the influence of Javanese culture on employee engagement through a systematic literature review of articles published on the Google Scholar database between 2000-2021. The study finds that Javanese culture, with its teachings of mutual respect, modesty, teamwork, and responsibility, is easily accepted by employees. These values foster trust and ultimately increase employee engagement. Additionally, the power dynamics within Javanese culture can positively or negatively affect employee engagement, depending on the level of autonomy granted by leaders to subordinates.
Implementation of Experiential Marketing in an Effort to Increase Tourists' Visiting Decisions at the Cimincul Springs Camping Ground Tourist Attraction, Subang Regency Novianto, Untung; Bahri, Khoirun Nisa; Jannah, Siti Alif Betha Nur
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

The aim of this research is to find out how the implementation of Experiential marketing can improve tourists' visiting decisions. The method used in this research uses a qualitative method. The respondents used in this research were 4 tourists and managers using random sampling. The government's plan, based on the strategic plan of the Ministry of Tourism and Creative Economy, initiates how to revive the tourism sector after the Covid-19 pandemic and revive the community's economy through the tourism sector. The Ministry of Tourism and Creative Economy has a strategy to develop a tourist destination that prioritizes positive value for tourists, so that it can contribute to exploring existing potential. in their respective places or explore their own potential which can be collaborated with this tourism sector. One of them is the establishment of a Camping Ground, which is how the management can provide a positive experience for tourists. After this Camping Ground became increasingly well known and had a positive image, indirectly the management and the community could directly enjoy the results. Based on the description above, research was conducted regarding the Implementation of Experiential Marketing in an Effort to Increase Tourists' Visiting Decisions at the Cimincul Springs Camping Ground Tourist Attraction, Subang Regency. The method used in this research is qualitative, with interview, observation and documentation methods. The number of resource persons in this research was 4 resource persons consisting of management and tourists at the Mata Air Cimincul Camping Ground. The results of this research show that the implementation of Experiential Marketing has contributed to increasing tourists' visiting decisions, with more and more tourists visiting the Cimincul Subang Springs Camping Ground.
Reliability of risk profile as a basis for preparing work plans and budget in organizational performance Saptaningrum, Dewi Utami; Athika, Dwi
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

This research aims to explore the optimization of risk management towards achieving organizational performance targets and determining the implementation process at PT. X. Researchers use a framework to identify risk optimization problems using Decision Matrix. The approach technique in this research uses a Fishbone Diagram by looking at the causes of a problem and condition. The data collection method is secondary through various literature and other documentary materials, while the primary method is implemented in conducting observations and interviews with related perpetrator objects. Various factors causing not yet optimal risk management include: 1). Human Factors (Man), 2. System Factors (System), 3. Measurement Factors (Measurement), 4. Method Factors (Method). Alternative solutions to solving problems include: providing feedback with a focus on implementing risk management. Then determine a problem solving method based on analysis of people, systems and tools that are representative. Decision making techniques are used as a basis for thinking in the decision making process, including: Decision Matrix Analysis, decision making based on the performance index "Bayes" method. The category of companies used as case studies is still limited to PT. X. The solution that can be proposed is to determine the risk-based integration flow model, the process of coordination and intensive discussion with related fields, review the description and pattern of compilation of risk profiles, compile a list of generic risk and formulate standardized documentation on the results of the review.

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