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Paska Marto Hasugian
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editorjournal@seaninstitute.or.id
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+6281264451404
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INDONESIA
Jurnal Ekonomi
Published by SEAN INSTITUTE
ISSN : 23016280     EISSN : 27219879     DOI : https://doi.org/10.54209
Core Subject : Economy,
Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts in the various topics include, but not limited to, functional areas of Accountancy, Business management, Capital market, Economic History, Applied Economics, Business and Finance, Environmental Economics and Ecology, Islamic economics, Health Economics, Fiscal Economy Monetary Economics, Political Economy, Economic management, Operational management, Human Resource Management, Financial management, Marketing Management
Articles 2,386 Documents
THE EFFECT OF DEPOSITS AND LOANS ON NET PROFIT AT NATIONAL COMMERCIAL BANKS LISTED ON THE IDX Didin Rasyiddin Wahyu; Aslihah Aslihah
Jurnal Ekonomi Vol. 12 No. 3 (2023): Jurnal Ekonomi, 2023, September
Publisher : SEAN Institute

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Abstract

This study aims to determine the effect of third party funds and credit distribution on operating income at Commercial Banks listed on the Indonesia Stock Exchange for the 2018-2022 period. The method used in this study is the Quantitative Approach. The population of this study is 42 National Commercial Banks listed on the Indonesia Stock Exchange and the determination of the number of samples using the purposive sampling method is 7 banks with financial statement data for the 2018-2022 period. Results of Hypothesis Test Testing, Third Party Funds Against Net Profit obtained a calculated value of > ttable (2.308 > -2.034) and a significant value of 0.028 < 0.05, then Ha was accepted and Ho was rejected. Therefore, it can be seen that there is a significant influence of Third Party Funds (DPK) on Net Profit in National General banking. Credit to Net Profit is obtained Because the calculated value of > table (7.135 > 2.034) and the significant value of 0.000 < 0.05, Ho is rejected and Ha is accepted. Based on significant tests, it was found that there was a significant influence between Credit and Net Profit in national general banks. Based on Test F, it is known that the value of Fcalculate > Ftable (76.649 > 3.35) and the significance value of 0.000 < 0.05, then Ho is rejected and Ha is accepted. Based on the significance test, there is an effect of Third Party Funds (DPK) and Credit together on Net Profit in national general banks. In conclusion, there is a partial influence between third party funds on Net Income, and there is an influence between credit on Net Income. Meanwhile, simultaneously there is a joint influence between third party funds and credit on Net Profit
ASSESSMENT OF FINANCIAL ASPECTS WITH INFORMATION TECHNOLOGY AND INTERNAL CONTROL SYSTEMS AS INTERVENING VARIABLES IN PUBLIC UNIVERSITIES PUBLIC SERVICE AGENCIES Marlon C Maitimu
Jurnal Ekonomi Vol. 12 No. 3 (2023): Jurnal Ekonomi, 2023, September
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This study aims to determine whether there is an influence of Financial Aspect Maturity Level Assessment and Financial Accountability on Financial Statement Quality and to determine whether there is an indirect influence of Financial Aspect Maturity Level Assessment and Financial Accountability on Financial Statement Quality through Information Technology and Internal Control System as intervening variables. The population in this study is 28 Public Service Agency State University Work Units within the Ministry of Education, Culture, Research and Technology, with a total sample of 28 Internal Control Units. The research method used is a quantitative method with primary data sources based on survey results in the form of questionnaire distribution. Data analysis was carried out on data management in the form of cross section with testing methods carried out statistically using the Smartpls 3.2.9 application. The results of this study concluded that the Assessment of the Maturity Level of Financial Aspects had a significant positive effect on the Quality of Financial Statements, Financial Accountability had a positive insignificant effect on the Quality of Financial Statements, while for intervening variables both Information Technology and Control Systems negatively or positively did not significantly moderate the Assessment of the Maturity Level of Financial Aspects and Financial Accountability on the Quality of Financial Statements
Financial statement analysis using camel method to assess health level at pt bank ibk indonesia tbk period 2020-2022 Mohammad Syaiful Syuib; Lailatul Munawaroh
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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The Covid-19 pandemic has caused a significant decline in banking performance and health. One of the banks affected by Covid-19 is IBK Indonesia. This study aims to analyze the health of PT. Bank IBK Indonesia Tbk uses the Camel ratio. This research applies a quantitative approach with a descriptive type of research. The data method uses a literature study. The study sample is financial activity for three years, starting from 2020 to 2023. The results of this study show: 1) Capital value has a positive relationship with the health of IBK Indonesia bank. In 2020, the CAR value of bank IBK Indonesia was 23.56%, 39.71% in 2021, and 42.86% in 2022; 2) The value of assets has a negative relationship with the health of Bank IBK Indonesia. In 2020, the public accounting value of IBK Indonesia was 23.56%, 25.26% in 2021, and 22.68% in 2022; 3) Management value has a positive relationship with the health of IBK Indonesia bank. In 2020, the NPM value of bank IBK Indonesia was 5.32%, 21.15% in 2021, and 94.35% in 2022; 4) The value of income has a positive relationship with the health of bank IBK Indonesia. In 2020, the ROA value of bank IBK Indonesia was 1.75%, while BOPO was 9.83%. In 2021, the ROA value of bank IBK Indonesia was 0.07, while the BOPO value was 5.02%. In 2022, the ROA value will reach 0.52, while the BOPO will be 3.01; 5) The liquidity value has a positive relationship with the health of Bank IBK Indonesia. In 2020, the FDR value of bank IBK Indonesia was 62.05%, 52.48% in 2021, and 55.05% in 2022.
Potential of ornamental fish businesses on consumer tastes (case study in pohgading village, peringgabaya district, east lombok district) Arsonariya, Arsonariya; Baiq Elbadriati
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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Abstract

This research is about the potential of the ornamental fish business on consumer tastes in Pohgading Village, Pringgabaya District. The aim of this research is to describe the potential of the fish business on consumer tastes in Pohgading Village, both in terms of the types of ornamental fish marketed, the marketing system and also the profits obtained. The method used is a qualitative approach, there are nine informants who are used as references in collecting information, (1). Ornamental fish business owner, (2). Pohgading Village Head, (3). People who have been involved in the ornamental fish business, (4). Society, (5). Ornamental Fish Trader, (6) Ornamental Fish Trader, (7). Ornamental Fish Trader, (8). The researcher himself has been involved in the ornamental fish business. The research results show that the ornamental fish business in Pohgading Village has the potential to influence consumer tastes, the community as consumers welcomes them in a friendly manner and has an interest in ornamental fish starting from their various shapes and colors, supported by a large ornamental fish market and suitable geographic location, The pH of the water is right for the ornamental fish business and also a strategic marketing location, this has resulted in many retail traders appearing. However, the ornamental fish business encountered major obstacles during the Covid-19 pandemic. In minimizing and preventing this outbreak, the government issued policies to be adhered to by all Indonesian citizens, so that during the new normal period, several ornamental fish traders had gone out of business and there were some who were still surviving. and get up again.
COVID-19 aftermath: study of implication to Indonesia industries performance Merida Liem, Maya; Ke Feliana, Yie
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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This study aims to analyze the difference in market performance value and fundamental performance before the pandemic, during the pandemic, recovery period, and after the COVID-19 pandemic. This study uses a descriptive methodology to characterize the results of the analysis of market performance variables, namely share return, MBR, and PER. Then the fundamental perforance consists of ROA, CR, and DER for all components. The data of this study are secondary. The objects of this study are 11 industrial sectors recorded on the IDX through a sample selection process with conditions determined by the author. Data were tested using ANCOVA test through a process of descriptive, normality, and homogeneity testing. The results showed that Market to Book Ratio (MBR) that has significant differences is the main cyclicals sector, consumer non-cyclicals, financial, main industrials, infrastructures, technology, transportation & logistics and energy. Then the price earning ratio (PER) which has significant differences is the main industrial sector, the technology sector and the transportation & logistics sector. The variable share return that has significant differences is the cyclicals sector and the consumer non-cyclicals sector. Profitability variables that have significant differences are the main cyclicals sector, healthcare sector, main industrial sector, infrastructures sector, properties & real estate sector, Transportation & Logistics sector, energy sector. Liquidity variables that have significant differences are the basic materials sector, the main industrial sector, the technology sector, the transportation & logistics sector. Solvency variables that have significant differences are the main cyclicals sector, the property & real estate sector and the energy sector.
The influence of accounting information systems, internal controls, and work motivation on employee performance in savings and loan cooperatives in Bengkulu city Septi Aufa, Popy; Aprila, Nila
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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This research aims to determine the influence of accounting information systems, internal controls, and work motivation on employee performance in Savings and Loan Cooperatives in Bengkulu City. The study utilizes a quantitative approach, with primary data collected through the distribution of questionnaires to respondents, specifically employees working in Savings and Loan Cooperatives in Bengkulu City. The total number of employees in these cooperatives is 70. The purposive sampling method is employed to select a sample of 45 individuals for this research. The analysis method used is multiple linear regression analysis supported by the SPSS program. The findings of this research reveal that accounting information systems and work motivation positively influence employee performance in Savings and Loan Cooperatives in Bengkulu City. However, internal controls do not have a significant impact on employee performance in these cooperatives.
The effect of profitability, capital structure and leverage on financial performance with audit committee as moderating variable audit committee as a moderating variable Surya Pratama, Muhammad Dhanu; Bambang Subiyanto
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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This research aims to analyze and obtain empirical evidence regarding Profitability, Capital Structure, Leverage on Financial Performance with the Audit Committee as a moderating variable. The novelty of this research is to test whether the audit committee can moderate the effect of profitability, capital structure, and leverage on financial performance. The data used in this study are panel data of 11 companies listed on the Indonesia Stock Exchange for the period 2018-2022. Data processing is done with WarpPLS 8.0. The results showed that Profitability, Capital Structure, Leverage had a significant effect on Financial Performance with the significance of P-Value = 0.001, 0.001 and 0.011 smaller than 0.050. Respectively, The Audit Committee can be a moderated variable for the relationship between Profitability and Capital Structure on Financial Performance with a significance value of P-Value = 0.002 & 0.007 respectively, while the Audit Committee didn't moderate the relationship between Leverage and Financial Performance with a significance value of P-Value = 0.197
Feasibility and advance scenario analysis of toll road company with low rate of return on investment in Indonesia: case study of the Manado-Bitung toll road Maulana, Aldrin; Pria, Eka
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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Infrastructure development in developing countries can have a transformative impact on people's lives. Maintaining the speed of infrastructure development in developed countries is one way to maintain economic growth. To maintain development, different types of Government support can attract more investment from business entities to be interested in a Public Private Partnership (PPP) investment, such as the Viability Gap Fund (VGF). Amongst many, Manado-Bitung toll road is one example that has received VGF. In connection with the above matters, it is necessary to conduct an analysis on the feasibility of the sustainability of this toll road and also sensitivity to other factors that may affect the level of investment feasibility. The analysis will be done by gathering historical secondary data, that is used to compare the financial feasibility of the toll road between the existing and the Concession Agreement, a sensitivity study using investment parameters, and scenario analysis according to the results to measure future feasibility using combinations. Conclusions and inputs will then be recommended for usage of the stakeholders of Manado-Bitung toll road.
The Influence Of Religious Values, Prestige, Family Environment, And Knowledge Of Islamic Accounting On Career Selection In Islamic Financial Institutions Muhammad Fathur Irvandi; Herawansyah , Herawansyah
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
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This study uses a quantitative approach to determine the relationship between religious values, prestige, family environment, and knowledge of Islamic accounting to career choices in Islamic financial institutions. This study has a sample of 111 active students studying at universities in Bengkulu Province who have taken Islamic accounting courses. Utilizing Structural Equation Modeling (SEM) with Partial Least Square (PLS) components through SPSS software, it was found that religious values (X1), prestige (X2), and family environment (X3) positively affect career choices in Islamic finance. institution (Y). However, a person's Islamic accounting knowledge (X4) does not have a significant effect, this is indicated by the value of t count > t table. In summary, this study highlights what factors influence career choices in Islamic financial institutions in this context.
Factors Influencing Unsafe Work Behavior In Construction Work For The Construction Of The Upt Vertical Hospital In Surabaya By Pt Wijaya Karya, Building Division Patoni, Umar; Hasibuan, Bernard; Ramli, Soehatman
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/ekonomi.v13i01.3649

Abstract

This research has the purpose to determine the influence of knowledge, supervision, facility availability, and management commitment as moderators on unsafe behavior among workers in the Construction Project of UPT Vertical Hospital Surabaya. The research used a Structural Equation Model (SEM) approach with the measurement model using the SmartPLS version 3.2.9 program. The research results indicate that knowledge, supervision, and facilities can influence the unsafe behavior of workers, and management commitment cannot influence knowledge, supervision, and facilities on the unsafe behavior of workers in the construction of the UPT Vertical Surabaya Hospital.