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Usman Jayadi
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INDONESIA
Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Published by CV. LAFADZ JAYA
ISSN : -     EISSN : 28098544     DOI : https://doi.org/10.54443/sibatik
SIBATIK JOURNAL merupakan jurnal ilmiah populer bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan yang terbit setiap bulan. SIBATIK JOURNAL menerima naskah hasil penelitian dan hasil kajian yang memunculkan gagasan-gagasan ilmiah dan aktual di bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan.
Arjuna Subject : Umum - Umum
Articles 40 Documents
Search results for , issue "Vol. 5 No. 1 (2025)" : 40 Documents clear
LEGAL ASPECTS OF OPEN BANKING AND CUSTOMER DATA PROTECTION IN THE DIGITAL ERA Hendrik Reba, William; Magnus Loogman Palit, Silvester; Lian Daya Purba, Tumian; Edbert Reba, Jeremy
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4161

Abstract

Open banking represents a transformative innovation in the financial sector, enabling the secure exchange of customer financial data between banks and third-party service providers through Application Programming Interfaces (APIs). This study examines the legal framework governing open banking and personal data protection in Indonesia, emphasizing its alignment with key legal theories — namely, the Theory of Legal Protection, Theory of Justice, Theory of Legal Certainty, and Theory of Responsive Law. Employing a normative juridical method, this research analyzes statutory instruments, legal doctrines, and comparative regulations, particularly drawing insights from the European Union’s Payment Services Directive 2 (PSD2) and General Data Protection Regulation (GDPR). The findings reveal that Indonesia’s regulatory foundation — primarily based on the Personal Data Protection Law (Law No. 27 of 2022) and financial sector regulations issued by Bank Indonesia and the OJK — provides an essential starting point but remains fragmented and limited in enforcement. Major gaps exist in preventive and repressive protection, liability allocation, and technical standardization for data security. Integrating classical legal theories with core banking principles such as prudence, transparency, accountability, and consumer protection underscores the need for a responsive, principle-based regulatory model. This study concludes that Indonesia must strengthen its regulatory framework through detailed implementing regulations, adaptive governance mechanisms, and cross-institutional coordination to achieve a balance between innovation and data protection in the era of digital finance.
PENGARUH GOOD GOVERNANCE, WHISTLEBLOWING SYSTEM, DAN PENGENDALIAN INTERNAL TERHADAP PENCEGAHAN FRAUD PADA PENGELOLAAN KEUANGAN DESA: STUDI KASUS KEUANGAN DANA DESA DI ARGOMULYO, KECAMATAN SEDAYU, KABUPATEN BANTUL Clawdya Br Ginting, Chindy; As’ari, Hasim
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4168

Abstract

This study aims to analyze the influence of Good Governance, the Whistleblowing System, and Internal Control on fraud prevention in village financial management. The research was conducted in Argomulyo Village, Sedayu District, Bantul Regency, using a quantitative approach. Data were collected through questionnaires distributed to 31 village officials directly involved in financial management. The data were analyzed using multiple linear regression with the assistance of SPSS. The results indicate that Good Governance, the Whistleblowing System, and Internal Control have a positive and significant effect on fraud prevention, both partially and simultaneously. These findings demonstrate that the implementation of sound governance practices, an effective reporting system, and strong internal controls can reduce the likelihood of fraudulent activities in village financial management. The application of transparency, accountability, and continuous supervision principles plays an essential role in strengthening integrity and public trust in village administration. Therefore, enhancing Good Governance practices, improving the effectiveness of the Whistleblowing System, and reinforcing Internal Control are strategic measures to prevent fraud and promote accountable and sustainable village financial governance.
PENGARUH KINERJA LINGKUNGAN DAN GREEN ACCOUNTING TERHADAP KINERJA KEUANGAN: STUDI KASUS PADA SEKTOR ANEKA INDUSTRI DAN SEKTOR INDUSTRI BARANG KONSUMSI PADA PERUSAHAAN BURSA EFEK INDONESIA 2021-2024 Sutisna, Sutisna; Sri Utami, Endang
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4179

Abstract

This study examines the effect of environmental performance (PROPER score) and green accounting (disclosure dummy) on financial performance (ROA) of 42 companies in miscellaneous industry and consumer goods sectors listed on the Indonesia Stock Exchange (BEI) for 2021-2024 (168 observations). Using multiple linear regression with complete classical assumption tests (SPSS 26), results show environmental performance significantly positively affects ROA (β=1.284; t=4.115; p<0.01), while green accounting is insignificant (β=0.856; t=1.643; p=0.102). Simultaneously, both explain 45.2% of ROA variation (F=68.34; p<0.01). Findings support Dowling & Pfeffer's (1975) legitimacy theory: Gold/Green PROPER firms achieve 3.8% higher ROA through energy efficiency and ESG investor preference. Green accounting remains ineffective due to superficial disclosure (42% GRI 300 items). Implications: managers prioritize PROPER (128% ROI/point); regulators mandate sustainability reporting assurance. Limitations: two BEI sectors. Suggestions: size moderation test, mining replication.
PENGARUH MANAJEMEN PENGETAHUAN DAN ORIENTASI TEKNOLOGI TERHADAP KAPABILITAS INOVASI SERTA IMPLIKASINYA TERHADAP KINERJA UMKM BERORINETASI HALAL Fitriyani, Ika; Nana Sucihati, Roos; Sutanty, Marisa; Aurelia Kamal, Afina
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4180

Abstract

His study examines the effects of knowledge management and technology orientation on innovation capability and their implications for the performance of halal-oriented micro, small, and medium enterprises (MSMEs). The growing demand for halal products has encouraged MSMEs not only to comply with regulatory and certification standards but also to enhance their innovative capacity in order to remain competitive in an increasingly dynamic market. Knowledge management plays a crucial role in the creation, storage, and application of information as a foundation for strategic decision-making and the development of new ideas. In parallel, technology orientation reflects the extent to which MSMEs adopt and utilize digital technologies to support and improve business processes. This study employs a quantitative approach by distributing structured questionnaires to 100 food and beverage MSME owners who have obtained halal certification or are currently in the certification process. The data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings indicate that knowledge management and technology orientation have a positive and statistically significant effect on innovation capability. Furthermore, innovation capability significantly influences the performance of halal-oriented MSMEs and mediates the relationship between knowledge management and technology orientation and MSME performance. These results highlight that effective knowledge management and comprehensive technology utilization are critical drivers of innovation and business performance among halal-oriented MSMEs.
PROTOTYPE ALAT PENDETEKSI GAS BERBAHAYA DI KAMAR MESIN UNTUK MENJAGA KESELAMATAN ABK BERBASIS WEMOS D1 DI KAPAL MT PLAJU Purnama Dewi, Nanda; Nasri, Nasri; Purwanto, Sigit; Retno Gunarti, Monika; Dai Robbi, Shofa
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4194

Abstract

Enclosed spaces in ship engine rooms pose significant risks due to toxic gas accumulation like carbon monoxide and carbon dioxide, contributing to maritime fatalities. This research aimed to develop a Wemos D1-based prototype for real-time hazardous gas detection to enhance crew safety on MT Plaju tanker. Experimental prototype development employed ADDIE model with static and dynamic testing on MQ-135 sensor, buzzer, LED, and WiFi web monitoring. Population comprised four main holes (A-D) in engine room enclosed spaces, sampled through 20 measurements during 12-month sea practice. Instruments included Arduino IDE for programming and Excel for regression linear analysis with <5% calibration error. Results showed average CO detection at 5.4 ppm and CO2 at 406 ppm, with alarm response under 6 seconds exceeding 30% threshold, achieving 95% accuracy in high humidity and vibration conditions. The prototype demonstrated superior WiFi connectivity over previous ATMega328P systems, reducing hazard zones by 40%. In conclusion, this cost-effective IoT solution validates hardware reliability for Indonesian maritime operations, recommending multi-gas sensor integration for industrial scaling.
IMPLIKASI HUKUM TERHADAP PENGHAPUSAN SISTEM ALIH DAYA PADA PERUNDANG-UNDANGAN KETENAGAKERJAAN Kantikha, I Made; Harahap, Pardamean; Muchtar, Andhyka; Hendrani, Ai; Sherill, Fredrika; Aurelia Shabilla, Reysha; Daishahwa, Daishahwa; Fritiana, Anesya; Hadi Putra, Albert
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4203

Abstract

This research examines the legal implications of eliminating the outsourcing system in Indonesian labor law amid ongoing debates post-Job Creation Law. The objective is to analyze impacts on worker protection, business legal certainty, and state regulatory roles. Employing normative juridical methods with statute and conceptual approaches, supplemented by empirical data, the population comprises outsourcing workers, practitioners, and employers in Tangerang Regency, using purposive sampling of experienced respondents. Instruments include semi-structured interviews and structured questionnaires, analyzed via qualitative descriptive techniques with data triangulation. Findings reveal outsourcing enhances business efficiency but causes job insecurity, wage disparities, and tripartite supervision challenges. Conclusions recommend comprehensive transitional regulations over 2-3 years, BPJS strengthening, and bipartite supervision reforms to balance interests without mass layoffs or economic instability.
VISUALISASI DAN ANALISIS KONDISI KEUANGAN DAERAH KABUPATEN BENGKALIS TAHUN 2020-2024 BERDASARKAN MODEL ENAM DIMENSI Saputri, Anniza; Muttaqin, Husnul
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4212

Abstract

This research analyzes the financial condition of Bengkalis Regency from 2020-2024 using Ritonga's Six Dimensions Model amid high dependency on central transfers in resource-rich regions. The objective is to measure fiscal health through multidimensional ratios and visualize trends via Power BI dashboards. Employing descriptive quantitative methods, the population comprises all annual LKPD and APBD realization reports (5 units), sampled via total sampling. Instruments include secondary data processed with Power Query, Data Model, and DAX formulas, analyzed through ratio calculations, composite index aggregation, and interactive visualizations. Results reveal declining short-term solvency (Ratio A: 6.83 to 0.01) and financial flexibility (Ratio B: 204.69 to 7.79), with IKK dropping from 6.21 (good) to 0.74 (adequate). In conclusion, Bengkalis requires PAD optimization and cash management reforms for fiscal sustainability.
BALINESE LOCAL WISDOM IN WELLNESS TOURISM: A STUDY OF TRADITIONAL HEALING PRACTICES IN UBUD Bagus Angga Wiguna, I Gusti; Suwarnata Triana, Dwik
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4214

Abstract

Ubud, Bali has evolved into one of the leading destinations in the wellness tourism sector by promoting traditional healing practices rooted in Balinese local wisdom. This study aims to examine how traditional healing methods such as usadha (herbal and spiritual medicine based on lontar manuscripts), melukat (spiritual purification rituals using holy water), tapak dara (energy-balancing therapy), and the role of balian (traditional healers) contribute to the development of authentic and sustainable wellness tourism. The research employs a descriptive qualitative method, using field observations and online document analysis, including official websites of traditional healing service providers. The findings indicate that these healing practices offer not only holistic health benefits but also serve as a medium for preserving Balinese culture and spirituality. Despite the risk of commodification, most practitioners remain committed to maintaining the sacred and authentic values of these traditions. This study confirms that wellness tourism in Ubud can develop sustainably through an approach that emphasizes cultural integrity and spiritual depth.
ANALISIS POTENSI PEMBENTUKAN WOMEN PRENEUR COMMUNITY (WPC) DALAM RANGKA PENGEMBANGAN PRODUK EKONOMI KREATIF DAN INOVATIF BERBASIS DIGITAL: STUDI PADA MAHASISWI UNIVERSITAS SAMAWA Asmini, Asmini; Ismawati, Ismawati; Yuliana, Yuliana; Umar, Ardin
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4215

Abstract

This study analyzes the potential formation of a Women Preneur Community (WPC) to develop creative and innovative digital-based economic products among female students at Samawa University, Sumbawa, using a Human Resource Management (HRM) approach. The focus identifies competencies, intrinsic motivation, and manageable internal supporting-inhibiting factors to strategically drive creative economy product development. A descriptive qualitative approach was employed. Primary data were gathered through in-depth interviews with 10 entrepreneurship-interested female students, Focus Group Discussions (FGD) involving 2 entrepreneurship lecturer representatives, and observations of business talents. Data analysis applied the interactive model of Miles and Huberman. Findings reveal that Samawa University female students possess substantial potential as innovative creative women preneurs, supported by high digital adaptability and strong intrinsic motivation. University backing aligns with the Tri Dharma of Higher Education. WPC formation, structured around HRM functions—planning, talent training and development, performance management, and rewards—offers an effective strategy to address potential management gaps and establish a structured, sustainable development platform. The study's novelty lies in applying an HRM perspective to empower campus women preneurs, rarely explored in depth, enabling actualization of tangible digital-visioned creative economy products.
INTEROPERABILITY AND COMPATIBILITY OF ELECTRONIC MEDICAL RECORDS IN ENHANCING HEALTHCARE SERVICE QUALITY: A CASE STUDY AT DR. ABDUL AZIZ REGIONAL HOSPITAL, SINGKAWANG Aprisipa, Aprisipa; Zulfikar, Taufik; Sofia Mariati Asnar, Etty
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4216

Abstract

The implementation of Electronic Medical Records (EMR) in hospitals is a strategic step toward improving the quality of healthcare services. However, compatibility and interoperability issues with external systems remain major challenges, particularly in regional hospitals. This study aims to analyze the compatibility and interoperability of the EMR system at RSUD dr. Abdul Aziz Singkawang, as well as its impact on service quality. It also addresses research gaps concerning the lack of in-depth studies on technical barriers and infrastructure limitations in EMR implementation. Using a descriptive case study approach, data were collected through interviews, observations, and document analysis. The findings indicate that while the EMR system is compatible with most internal hospital systems, it faces significant interoperability challenges with external platforms, mainly due to data format discrepancies and limited IT infrastructure. Nevertheless, EMR implementation has successfully improved administrative efficiency, reduced documentation errors, and enhanced the quality of patient services. This study contributes to the literature on health information system integration in regional hospitals and recommends improving system interoperability and upgrading IT infrastructure as strategic actions to support the digital transformation of healthcare services.

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