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​Editorial Office : Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh, 2nd Floor Jln. Syech Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
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JIMEBIS
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 2746489X     EISSN : 27745864     DOI : -
Core Subject : Religion, Economy, Science, Social,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics and business issues including Islamic banking and finance, fintech, and Islamic philanthropy. JIMEBIS will be published periodically for 6 (six) months on May and September each year.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 111 Documents
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Efektivitas Bantuan Langsung Tunai Dana Desa Bagi Masyarakat Terkena Dampak Covid-19 Dalam Perspektif Maslahah Dharuriyah (Studi Di Desa Lambhuk Kecamatan Ulee Kareng Kota Banda Aceh) Sari, Nilam; Hafidhah; Aswanda, M. Razi
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 1 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.248

Abstract

The COVID-19 pandemic has had a negative social and economic impact, affecting and lowering people's living standards. This is caused by restrictions on economic activity and muamalah so that economic growth weakens, causing many people to lose their jobs which can increase the number of poverty in Indonesia. Thus, the government needs to make policies or programs to overcome these problems. This study aims to determine whether the government program in the form of Village Fund BLT in Lambhuk Village, Ulee Kareng District, Banda Aceh City has been effective and can realize maslahah dharuriyah for the community due to the COVID-19 pandemic. This study uses a qualitative descriptive method with field research data collection through interviews, documentation, and observation. The results showed that the Village Fund BLT program in Lambhuk Village can be said to be effective because it is in accordance with the rules and procedures set by the government, namely the accuracy of making choices, targeting accuracy, timeliness, and program monitoring have been felt by the community because of the goodness of the implementation of the assistance. characterized by a sense of security in terms of feelings, environment, and benefits. This assistance provides maslahah dharuriyah for the community because it can help in meeting their daily needs
Analisis Faktor Yang Mempengaruhi Pendapatan Sektor Pariwisata Di Kota Sabang Jalilah; Najmi, Ishtafan; Syariani, Ira
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 1 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.251

Abstract

The tourism sector is a sector that has the potential to be developed as a source of regional income. This is in line with what is stated in Law No. 10 of 2009 concerning tourism that the implementation of tourism is shown to increase national income in order to improve the welfare and prosperity of the people, expand and equalize business opportunities and employment opportunities, encourage regional development, introduce and utilize tourist objects and attractions. The existence of a fairly large tourism potential is expected to be a force to increase Regional Original Income, especially in the tourism sector. One area that has tourism potential is the City of Sabang which is marked by the declaration of the area as a tourist destination. The purpose of this study was to determine the effect of the number of tourists, the number of attractions, and the hotel occupancy rate on the income of the tourism sector in Sabang City. This study uses a quantitative approach through secondary data from 1999-2016. The results showed that the variables of the number of tourists, the number of attractions and the hotel occupancy rate simultaneously had a significant effect on the income of the tourism sector in Sabang City. Partially, the number of tourists has a negative and significant effect on the income of the tourism sector, the hotel occupancy rate has a positive and significant effect on the income of the tourism sector, while the tourism object variable has no significant effect on the income of the tourism sector in Sabang City.
Pengaruh Kualitas Pelayanan dan Biaya Administrasi Terhadap Kepuasan Nasabah Tabungan Faedah Pada BRI Syariah Cabang Banda Aceh Yulindawati; Ridla Tarigan, Ismail Rasyid; Ferdian, Aan Muhammad
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 1 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.252

Abstract

This study was conducted to determine the effect of the influence of service quality and administrative costs on customer satisfaction. The study at BRI Syariah Kc Banda Aceh. This research method uses quantitative methods with data collection techniques through distributing questionnaires to 100 respondents, namely Tabungan Faedah customers. The results showed that: (1)Service quality had a positive and significant effect on customer satisfaction at Bank BRI Syariah KC Banda Aceh. (2)Administrative costs have a positive and significant effect on customer satisfaction at Bank BRI Syariah KC Banda Aceh. (3)Service Quality and Administration Costs simultaneously have a significant effect on customer satisfaction
Strategi Pembiayaan UMKM Dalam Meningkatkan Usaha Nasabah Pada Masa Covid 19 (Studi Kasus Di PT. Bank Sumut Cabang Syariah Medan Katamaso) Tarigan, Azhari Akmal; Bagaskara, Andre
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 1 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.253

Abstract

This research is motivated by the development of micro, small and medium enterprises is a way that is considered to have a large role in the development of the national economy. The development of a business will help overcome the unemployment problem, given the large number of MSMEs in this country, so that it can increase job opportunities and opportunities to open businesses, which in turn encourages regional and rural development. In developing MSMEs, PT. Bank Sumut Syariah Medan Katamaso Branch as a financing institution that prioritizes services in supporting the improvement of the community's economy. One of the roles of sharia microfinance in the economic development of the community is by providing financing capital to customers to develop their businesses. This journal discusses the MSME Financing Strategy in Improving Customer Business During the Covid 19 Period (Case Study of PT. Bank Sumut Syariah Branch Medan Katamaso). In this study, the theory of the MSME financing strategy carried out by PT. Bank of North Sumatra Sharia Branch Medan Katamaso. in improving customer business during the Covid 19 period. This type of research is qualitative research, in descriptive form. The data sources used are primary and secondary data sources. Data was collected using interview, documentation, and observation techniques. The results of this study conclude that the MSME financing strategy in increasing customer business during the covid 19 period uses a murabahah contract in the MSME financing strategy, namely banks must manage mitigation appropriately and banks must focus on industries that have prospects to be financed. During the Covid 19 period, business development experienced a rapid decline so that it affected the decline in income for several customer businesses that had done MSME financing at PT. Bank Sumut Sharia Branch Medan Katamaso. In contrast to before the Covid 19 period, which is currently happening, customer business developments are still developing.
Dimensi Literasi Keuangan Syariah Pada Kinerja Keuangan UMKM E, Evriyenni
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.257

Abstract

Financial literacy is one of the success factors for the economy and the welfare of the people in Indonesia. The low level of financial literacy has an impact on people's economic growth, including Micro, Small and Medium Enterprises (MSMEs). Aceh is one of the regions in Indonesia that implements Islamic sharia, including the activities of its financial institutions. Therefore, it is important for MSME actors in Aceh to have a good level of Islamic financial literacy. This study aims to examine the effect of the dimensions of Islamic financial literacy which includes financial knowledge, financial attitudes and financial capabilities on the financial performance of MSMEs. The research population includes 927 MSMEs in Syiah Kuala District, Banda Aceh City. While the research sample was 90 SMEs based on the Slovin formula with simple random sampling technique. The data used are questionnaires obtained from MSME actors with documentation techniques. Data were analyzed using linear regression method. The results of the study indicate that both separately and together, the dimensions of Islamic financial literacy, namely financial knowledge, financial attitudes and financial capabilities affect the financial performance of MSMEs in Syiah Kuala District, Banda Aceh City.
Analisis Pemberhentian Penyaluran Zakat Produktif Bergulir Di Baitul Mal Murni, Seri; Ashal, Farid Fathony; R, Rosmiana
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.261

Abstract

This study aims to determine the background or consideration of the distribution of revolving productive zakat in the form of machine and boat rickshaws and to analyze the causes of the dismissal of revolving productive zakat transfers in the Baitul Mal City of Banda Aceh. This type of qualitative research, data validity techniques using triangulation method, then using descriptive analysis. As for the background or consideration of the distribution of productive zakat in the form of machine rickshaws, that is first, the machine rickshaw is one of the transportation needed by the community after the tsunami, secondly, mustahik requires a lot of machine rickshaws to run its business and thirdly, the becak driver is easily run by mustahik. Then the distribution of aid in the form of a boat to help mustahik who live in coastal areas and work in the ocean. The cause of the dismissal of productive zakat distribution is first, problematic financing or bad financing. Second, the distribution of productive zakat in the form of a pedicab is stopped to avoid traffic congestion.
Analisis Strategi Pengembangan Dalam Persaingan Lembaga Keuangan Mikro Syariah Di Aceh Arifin, Muhammad; Aulia, Riza; Azizah, Nurul
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.269

Abstract

In the operation of Islamic financial institutions, there must be various threats that occur, then every Islamic financial institution must have the right strategy to increase endurance and power competition. This study aims to determine the strength and weaknesses as well as opportunities and threats as well as development strategies PT LKMS Mahirah Muamalah in the midst of competition for Islamic banks in Aceh, using a qualitative descriptive method with a SWOT analysis through Interview. The results showed that there were 9 strengths, 6 weaknesses, 6 opportunities and 5 threats. From these various factors obtained 3 alternative development strategies (1) S-T Strategy, (2) Strategy S-O and (3) Business strategy with strategy implementation diversification.
Kinerja Bank Pasca Konversi Menjadi Bank Syariah: Lebih Baik Atau Lebih Buruk? Sari, Nurma; Hasnanti Putri, Windi; Umuri, Khairil
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.273

Abstract

This study aims to compare the quality of service and loyalty in Bank before and after to find out the impact of service quality on customer loyalty before and after becoming Bank Syariah. The method used in this research is quantitative. The population in this study up to 60,000 customers. The samples obtained were 100 customers by using Slovin formula with sample technique that is purposive sampling. This research used questionnaire as its instrument. Hypothesis testing in this study consisted of Paired sample t-Test and Structural Equation Model (SEM) Test. Paired sample t-test is to compare service quality and loyalty at Bank before and after conversion. Test SEM used to find out the influence of service quality to loyalty before and after conversion. The result of Paired sample t-test showed that service quality and customer loyalty have better effect than before conversion. And the result of Structural Equation Model (SEM) with maximum likelihood estimation (MLE) method showed that service quality influence loyalty before and after becoming Bank Syariah conversion with significance value of p <0,001.
Pengaruh Kinerja Lingkungan Terhadap Kinerja Keuangan Dengan Corporate Social Responsibility Sebagai Variabel Intervening Ilyas, Eliana; Nurhayati; Ayudia Putri , Alfira; Zarman, Nasri
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.275

Abstract

This study aims to examine the effect of environmental performance on financial performance with corporate social responsibility as an intervening variable in textile and garment sub-sector manufacturing companies listed on the Indonesia Stock Exchange. This research is a type of causal associative research with a quantitative approach. The population of this study are manufacturing companies in the textile and garment sub-sector which are listed on the Indonesia Stock Exchange (IDX) for the 2017-2019 period. The sample of this research is 32 companies selected by using purposive sampling method. The data used is secondary data, and the amount of data obtained is 90 data studied. The data analysis method used to test the hypothesis is panel data regression with the help of the Eviews program version 10.0, with the data collection method used is the documentation method obtained through the official website of the Indonesia Stock Exchange (www.idx.co.id) and the respective official websites each company as well as the official website of the Ministry of Environment and Forests (www.menlhk.go.id). the results of the study concluded that (1) Environmental Performance has a significant effect on Financial Performance, (2) Environmental Performance has a significant effect on Corporate Social Responsibility, (3) Corporate Social Responsibility has a significant effect on Financial Performance, (4) Environmental performance has a significant effect on financial performance by Corporate Social Responsibility as an intervening variable. The results of this study indicate that environmental performance with regard to corporate social responsibility is very important to be implemented in companies, because it can improve the company's financial performance.
The Role Of Sharia Pawnshops In The Increasing MSME Capital And Community Income (Study of The Takengon Branch Service Unit, Central Aceh) Murni, Seri; Wahyusari, Ika
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 2 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/vr5vs987

Abstract

The development of Micro, Small and Medium Enterprises or MSMEs is growing rapidly in Indonesia, including in Takengon. This also makes business actors need capital, one of which is through a pawn system. Because Aceh has made all financial institutions sharia legal, the focus role in this case is Sharia Pawnshops. This research uses a descriptive qualitative method which refers to the product marketing strategy at Sharia Pawnshops which has succeeded in increasing customer interest through socialization, promotions and advertising. This product is an Ar-Rahn product. With the continuity of all this, this also influences the increase in community income.

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