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Contact Name
Tengku Mohd Diansyah
Contact Email
jamekfkpt@gmail.com
Phone
+6281361000256
Journal Mail Official
jamekfkpt@gmail.com
Editorial Address
Jl Sisimangaraja No 338
Location
Kota medan,
Sumatera utara
INDONESIA
Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK)
ISSN : -     EISSN : 2774809X     DOI : https://doi.org/10.47065/jamek.v2i2
Core Subject : Economy,
Jurnal Akutansi Manajemen Ekonomi dan Keuangan di Publikasikan oleh Forum Kerjasama Pendidikan Tinggi (FKPT) yang Berisi artikel yang diambil dari penelitian di bidang Akuntansi Manajemen, Ekonomi,manajemen Bisnis, Manajemen Sumber daya Manusia, Manajemen Pemasaran, manajemen strategis, manajemen operasi,diterbitkan dalam tiga kali yaitu pada bulan Januari, Mei, dan September
Articles 222 Documents
Pengaruh CAR, LDR dan NPL Terhadap Profitabilitas Bank BUMN Indonesia Periode 2019–2024 Sherly Putri J; Soritaon; Dudi Hendaryan
Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Vol 6 No 2 (2026): Edisi Mei 2026
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jamek.v6i2.2703

Abstract

The profitability of state-owned banks plays an important role in maintaining the stability of the national financial system, particularly during periods of crisis and post-pandemic economic recovery. A bank’s ability to generate profit serves as a key indicator in assessing the effectiveness of asset management, capital adequacy, liquidity, and credit risk management. This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non-Performing Loan (NPL) on Return on Assets (ROA) in state-owned banks during the 2019–2024 period. The research employed a quantitative approach using panel data regression analysis to examine the relationship between CAR, LDR, NPL, and ROA. The sample consisted of four state-owned banks listed on the Indonesia Stock Exchange with a total of 24 observations. The results indicate that CAR, LDR, and NPL partially and simultaneously do not have a significant effect on ROA. The coefficient of determination of 10.57% suggests that other factors, such as operational efficiency and macroeconomic conditions, play a more dominant role in influencing bank profitability
Pengaruh Pembiayaan Syariah, Rata-Rata Lama Sekolah dan PDRB di Pulau Sumatera 2015-2024 Nadya Nafisha; Haikal Rahman; Eko Wahyu Nugrahadi; Dita Eka Pertiwi Sirait; Zulkarnain Siregar
Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Vol 6 No 2 (2026): Edisi Mei 2026
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jamek.v6i2.2729

Abstract

Economic inequality in Sumatra remains an important issue in regional development, as reflected in disparities in income distribution across provinces. This inequality is presumed to be influenced by various factors, including access to financing, education levels, and regional economic performance. This study aims to analyze the effect of Islamic financing, average years of schooling, and Gross Regional Domestic Product (GRDP) per capita on economic inequality across 10 provinces in Sumatra during the period 2015–2024. The research employs a quantitative approach using panel data regression with the Common Effect Model, and data processing is conducted using EViews software to examine the relationships among variables. The results indicate that Islamic financing, average years of schooling, and GRDP per capita do not have a significant effect on economic inequality, either partially or simultaneously. The coefficient of determination of 2.33% suggests that the variables in the model explain only a small portion of the variation in economic inequality, while the remaining 97.67% is influenced by other factors outside the model. These findings imply that reducing economic inequality in Sumatra requires a more comprehensive approach by incorporating additional relevant variables.