cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Husna Ni'matul Ulya
Contact Email
husna@iainponorogo.ac.id
Phone
+6285735193877
Journal Mail Official
joie@iainponorogo.ac.id
Editorial Address
Rumah Jurnal FEBI Fakultas Ekonomi dan BIsnis Islam Institut Agama Islam Negeri Ponorogo Jalan Puspita Jaya, Desa Pintu, Jenangan, Kampus II Fakultas Ekonomi dan Bisnis Islam IAIN Ponorogo, Ponorogo, Jawa Timur
Location
Unknown,
Unknown
INDONESIA
Journal of Islamic Economics
Published by Institusi Agama Islam Negeri Ponorogo
ISSN : 28077377     EISSN : 28077091     DOI : https://doi.org/10.21154/joie
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Journal of Journal of Islamic Economics (JoIE) is open access, peer-reviewed journal whose objectives is to publish original research papers related to the Indonesian and international economy, economics policies and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes author from any institutional backgrounds and accepts rigorous empirical research papers with any methods or approach that is relevant to the Indonesian economy and business context or content, as long as the research fits one of four salient disciplines: economics, business, management, or accounting, whether in Islamic or conventional perspective. The JoIE is nationally accredited by the Directorate General for Research Strengthening and Development, the Ministry of Research and Technology for Higher Education, Republic of Indonesia (Decree No. 30/E/KPT/2018).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 76 Documents
 3   4   5   6   7 
Pengaruh Labelisasi Halal, Kualitas, dan Promosi Produk terhadap Volume Penjualan Sektor Industri Makanan pada UMKM Ponorogo Mishela Dwiyanti; Febrilyantri, Candra
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9274

Abstract

Introduction: In the phenomenon of modern business competition, business people must have the ability to develop and maintain their business. Manufacturers must have strategies that companies can use to win competition in the business world. This condition ultimately encourages business actors to look for solutions and business strategies that can increase their competitiveness. However, there are still many MSMEs players who have not carried out active promotions, paid less attention to the quality in terms of packaging and food additives used, and have halal certification policies which they feel have not had an impact. Research Methods: The population in this research is MSMEs in the Halal Food Industry Sector with a sample size of 100 people. The sampling technique uses proportional stratified random sampling. Results: halal labeling has a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Quality has a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Promotions have a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Together they have a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. The results of the coefficient of determination test (R2) show that halal labeling, quality and promotion influence sales volume by 54%, while the remaining 46% is influenced by other factors/variables outside this research. Conclusion: MSMEs in the food processing industry that have been certified halal in Ponorogo Regency to be able to maintance their commitment to halal labelling so that companies can continue develop.
The Impact of Understanding Financial Literacy on Student Financial Behavior Zidnaa Luthfa Hudaaka; Verbena Ayuningsih Purbasari
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i2.9275

Abstract

Introduction: Financial literacy is an important aspect in determining the direction and decisions on individual financial behavior. In this case, students who should have a good level of understanding of financial literacy are trapped in a series of financial problems. Research Method: To be able to obtain an appropriate analysis and be able to interpret the data properly, a qualitative method with a phenomenological approach and interpretative phenomenological analysis was used. Based on the results of the analysis using interpretative phenomenological analysis, it is found that financial literacy has a very strong and inherent relationship to student financial behavior. Result: The result can be formulated that the level of financial literacy of FEBI IAIN Ponorogo students tends to be at the sufficient-less literate level. The measurement is done using four aspects of financial literacy assessment proposed by Chen and Volpe. Furthermore, there are several factors that influence the understanding of financial literacy, such as sociodemographic factors, financial knowledge, financial behavior, financial attitudes and financial training owned by students. Finally, the impact of students' low understanding of financial literacy results in unplanned and disorganized spending, difficulty saving and managing emergency funds, inappropriate decision making, getting stuck in the debt cycle, and the psychological impact of financial problems experienced. Conclusion: The poor understanding of financial literacy has a negative impact on students' financial behavior. In particular, it even has a serious impact on their financial behavior, leading to debt bondage and a series of other financial problems.
PENERAPAN TOTAL QUALITY MANAGEMENT DALAM MENINGKATKAN DAYA SAING UMKM BATIK DESA GUNTING Dermayanti, Kiki; Sukamto; M Dayat
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9328

Abstract

Introduction: The increasingly competitive development of Indonesia's economy has intensified competition in the business world. Total Quality Management (TQM) has become a popular approach across various industries, including Micro, Small, and Medium Enterprises (MSMEs). This research focuses on MSMEs, aiming to investigate how TQM is implemented to enhance competitiveness. TQM is a management approach that prioritizes quality as a key business strategy, emphasizing customer satisfaction and engaging all employees in the process to increase competitiveness. This study highlights the implementation of TQM by Batik MSMEs in Pajaran, Gunting village, Sukorejo district, Pasuruan regency, which includes improving product quality, production process efficiency, employee training, and customer engagement. Research Methods: The research employs a qualitative approach with a descriptive method, including observation, interviews, and documentation. Results: The findings indicate that the implementation of TQM has had a significant positive impact on the competitiveness of Batik MSMEs, particularly in terms of improving product quality, customer satisfaction, and operational efficiency. Conclusion: The study underscores the importance of implementing TQM as a strategy to increase competitiveness in an increasingly competitive market. It is recommended that other MSMEs consider adopting TQM to achieve long term and sustainable success.
The Influence of Halal Lifestyle, Brand Equity, and Product Mix on Purchasing Decisions with Purchase Interest as An Intervening Dinar Nur Diansyah; Agung Guritno
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9333

Abstract

Introduction: This research aims to evaluate the influence of Halal Lifestyle, Brand Equity, and Product Mix on Purchasing Decisions, with Purchase Interest as an intervening variable. Research Methods: A quantitative approach was employed, with primary data gathered through questionnaires distributed to 100 customers of Ayam Geprek Sa'i in Ambarawa, selected using simple random sampling. Results: The findings indicate that Halal Lifestyle positively and significantly affects Purchasing Decisions, while Brand Equity and Product Mix have negative and insignificant impacts. Additionally, Halal Lifestyle and Brand Equity both positively and significantly influence Purchase Intention, as does Product Mix. Purchase Interest, in turn, positively and significantly impacts Purchasing Decisions and mediates the effects of Halal Lifestyle, Brand Equity, and Product Mix on Purchasing Decisions. Conclusion: This study provides valuable insights into the factors influencing consumer purchasing behavior in the context of halal products.
Fintech Peer-to-Peer Lending in Digital Financial Applications from the Perspective of Maqashid Shariah Nafisha Asyifana; Fitriani, Ajeng Pipit
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9446

Abstract

Introduction: Currently, humanity is in the era of Society 5.0, characterized by the concept of humanizing humans with technology. This era enables humans to derive benefits from technological advancements. The emergence of fintech represents a breakthrough and innovation in the field of financial services, providing both financial solutions and intermediation. This research aims to determine the implementation of maqashid shariah in fintech peer-to-peer (P2P) lending, assess the impact of implementing maqashid shariah in fintech P2P lending, and examine the relevance of fintech P2P lending to the development of shariah banking. Research Method: This study is a type of library research employing a qualitative approach. Data collection techniques include interviews and documentation. The research findings indicate that PT Ammana Fintek Syariah's fintech P2P lending aligns with the principles of maqashid shariah. Results: It has been demonstrated that Ammana Shariah fintech has fulfilled the five maqashids of shariah: protecting of religion, protecting of life, protecting of lineage, protecting of intellect, and protecting of property. Conclusion: The implementation of maqashid shariah in fintech P2P lending at Ammana has two main impacts: first, the impact on business actors, and second, the impact on fund owners. The presence of fintech encourages shariah banking to innovate in technology, thereby enhancing financial services and evaluating business models.
Sistem Upah Toserta dan Grosir Riska dalam Perspektif Manajemen Pengupahan Islam Rindi Cantika Dewi; Ashfa Fikriyah
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9468

Abstract

Introduction: Riska Department Store and Wholesaler has a wage system that provides wages once a month and sets wages for new employees at IDR 600,000. If the employee demonstrates good performance and is absent no more than twice, the owner usually increases the wage from month to month. Research Methods: This research is a type of qualitative research with a descriptive approach, using field methods with data collection techniques such as observation, interviews, and documentation. Results: The research results show that Riska Department Store has used the POAC management function and implemented two principles to determine the amount of employee wages: the principle of justice and the principle of appropriateness. In Islamic wage management, the techniques used are quite good, as evidenced by the business owner providing wages to employees every time they work at Riska Department Stores and Wholesalers. In Islam, there are also two principles: justice and the principle of decent and reasonable compensation. Conclusion: In summary, Riska Department Store and Wholesaler not only emphasizes fairness and appropriateness in its wage management but also integrates Islamic principles of just compensation. This approach highlights a commitment to equitable remuneration practices, crucial for maintaining employee satisfaction and compliance with Islamic ethical standards in business operations.
Loss Accounting Practice: Study of Islamic Ethnomethodology Thalib, Mohamad Anwar
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.7586

Abstract

Introduction: This research departs from the problem of concepts and theories about loss accounting currently being studied and implemented, which are knowledge based on modern values. It creates an opportunity to lose local cultural values ”‹”‹from the loss of accounting practices. Research Methods: This study aims to formulate loss accounting practices based on Gorontalo Islamic cultural values. This study uses a spiritual paradigm with an Islamic ethnomethodology approach. Results: The study found three strategies of the coachmen in avoiding losses: pray to ask for sustenance from Allah, open a side business, and use the money saved to cover losses. The three accounting practices for avoiding losses are based on the value of local wisdom in the form of mopo’o tanggalo duhelo, which means full of patience. The value of patience lives on the belief that the human task is to try because the Creator has arranged sustenance. Conclusion: the concept of loss accounting based on the value of local wisdom of the Gorontalo community, which is conditional on faith in the Almighty.
Bagaimana Kualitas Pinjaman Fintech P2P Lending Berdampak pada Minat Ulang Pinjaman UMKM? Safarinda Imani; Mauizhotul Hasanah
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9225

Abstract

Introduction: During the COVID-19 pandemic, many MSMEs struggled to continue their business due to capital and marketing difficulties. The fintech financing model has emerged as a new option, and its development under OJK supervision requires evaluation to determine its long-term or short-term effects. Research Methods: The study uses Vector Auto Regression (VAR) with Eviews9. Data includes primary and secondary sources. MSME Borrower interest is measured using a Likert scale, while Current Loan Ratio (X1) and Bad Loans Ratio (X2) are obtained from monthly P2P Lending fintech reports by OJK (2018-2020). Results: The cointegration test shows that Current Loan Ratio (X1) and Bad Loan Ratio (X2) do not have a long-term equilibrium with MSME Loan Interest (Y), indicated by the trace statistic being less than the critical value at 5%. The VAR model, using lag 1, indicates a negative relationship between Current Loan Ratio (X1) and Bad Loan Ratio (X2) with MSME Loan Interest (Y), with R-squared values of 0.377097 (38%) for Y, 0.458989 (46%) for X1, and 0.779722 (78%) for X2. Causality tests reveal no causal or two-way relationship between X1, X2, and Y. Conclusion: Non-performing loans do not have a long-term relationship with MSME borrowing interest. Many MSMEs fail to repay capital, discontinue their business, fail to make profits, go bankrupt, or do not understand P2P lending fintech procedures, complicating the process. Nevertheless, MSMEs can still repay or return capital per Fintech P2P lending regulations, despite occasional difficulties, especially during the COVID-19 pandemic.
Pengaruh Labelisasi Halal, Kualitas, dan Promosi Produk terhadap Volume Penjualan Sektor Industri Makanan pada UMKM Ponorogo Mishela Dwiyanti; Febrilyantri, Candra
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i1.9274

Abstract

Introduction: In the phenomenon of modern business competition, business people must have the ability to develop and maintain their business. Manufacturers must have strategies that companies can use to win competition in the business world. This condition ultimately encourages business actors to look for solutions and business strategies that can increase their competitiveness. However, there are still many MSMEs players who have not carried out active promotions, paid less attention to the quality in terms of packaging and food additives used, and have halal certification policies which they feel have not had an impact. Research Methods: The population in this research is MSMEs in the Halal Food Industry Sector with a sample size of 100 people. The sampling technique uses proportional stratified random sampling. Results: halal labeling has a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Quality has a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Promotions have a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. Together they have a significant effect on the sales volume of the Ponorogo MSMEs halal food industry sector. The results of the coefficient of determination test (R2) show that halal labeling, quality and promotion influence sales volume by 54%, while the remaining 46% is influenced by other factors/variables outside this research. Conclusion: MSMEs in the food processing industry that have been certified halal in Ponorogo Regency to be able to maintance their commitment to halal labelling so that companies can continue develop.
The Impact of Understanding Financial Literacy on Student Financial Behavior Zidnaa Luthfa Hudaaka; Verbena Ayuningsih Purbasari
Journal of Islamic Economics (JoIE) Vol. 4 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v4i2.9275

Abstract

Introduction: Financial literacy is an important aspect in determining the direction and decisions on individual financial behavior. In this case, students who should have a good level of understanding of financial literacy are trapped in a series of financial problems. Research Method: To be able to obtain an appropriate analysis and be able to interpret the data properly, a qualitative method with a phenomenological approach and interpretative phenomenological analysis was used. Based on the results of the analysis using interpretative phenomenological analysis, it is found that financial literacy has a very strong and inherent relationship to student financial behavior. Result: The result can be formulated that the level of financial literacy of FEBI IAIN Ponorogo students tends to be at the sufficient-less literate level. The measurement is done using four aspects of financial literacy assessment proposed by Chen and Volpe. Furthermore, there are several factors that influence the understanding of financial literacy, such as sociodemographic factors, financial knowledge, financial behavior, financial attitudes and financial training owned by students. Finally, the impact of students' low understanding of financial literacy results in unplanned and disorganized spending, difficulty saving and managing emergency funds, inappropriate decision making, getting stuck in the debt cycle, and the psychological impact of financial problems experienced. Conclusion: The poor understanding of financial literacy has a negative impact on students' financial behavior. In particular, it even has a serious impact on their financial behavior, leading to debt bondage and a series of other financial problems.

Page 5 of 8 | Total Record : 76

 3   4   5   6   7 

Filter by Year

2021 2025


Reset
Filter By Issues
All Issue Vol. 5 No. 2 (2025) Vol. 5 No. 1 (2025) Vol. 4 No. 2 (2024) Vol. 4 No. 1 (2024) Vol. 3 No. 2 (2023) Vol. 3 No. 1 (2023) Vol 2, No 2 (2022) Vol 2, No 1 (2022) Vol 1, No 2 (2021) Vol 1, No 1 (2021)