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Rumah Jurnal FEBI Fakultas Ekonomi dan BIsnis Islam Institut Agama Islam Negeri Ponorogo Jalan Puspita Jaya, Desa Pintu, Jenangan, Kampus II Fakultas Ekonomi dan Bisnis Islam IAIN Ponorogo, Ponorogo, Jawa Timur
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Journal of Islamic Economics
Published by Institusi Agama Islam Negeri Ponorogo
ISSN : 28077377     EISSN : 28077091     DOI : https://doi.org/10.21154/joie
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Journal of Journal of Islamic Economics (JoIE) is open access, peer-reviewed journal whose objectives is to publish original research papers related to the Indonesian and international economy, economics policies and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes author from any institutional backgrounds and accepts rigorous empirical research papers with any methods or approach that is relevant to the Indonesian economy and business context or content, as long as the research fits one of four salient disciplines: economics, business, management, or accounting, whether in Islamic or conventional perspective. The JoIE is nationally accredited by the Directorate General for Research Strengthening and Development, the Ministry of Research and Technology for Higher Education, Republic of Indonesia (Decree No. 30/E/KPT/2018).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 80 Documents
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The Role of Ikhlas in The BDI Model: Enhancing Green Agriculture Practices Among Rural Communities Riska; Syaparuddin Razak; Ismail Keri
Journal of Islamic Economics (JoIE) Vol. 5 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i1.10515

Abstract

Introduction: This study aims to examine the importance of ikhlas (sincerity) in the BDI (Belief, Desire, Intention) decision-making model for green agriculture development among rural people in Palakka District. Green agricultural techniques, including the use of organic practices, water-saving management, and biodiversity conservation, are significant in maintaining environmental health. Research Methods: An integrative approach with quantitative methods combined with an Islamic economic perspective was used in this study. Data were collected through a questionnaire survey completed by 152 respondents from rural communities with experience or potential in green agriculture. The data were then analyzed using Structural Equation Modeling (SEM) techniques. Results: The results show that ikhlas, desire, and belief significantly influence intention and decision to implement green agriculture, with intention acting as a mediator of this relationship. Conclusion: In conclusion, the study indicates that the addition of the value of ikhlas alongside belief and desire can increase the intention and decision of rural communities to implement green agriculture. The inference in practice is that policies that incorporate spiritual values within green agricultural development can encourage active community participation. Findings contribute to the formulation of policies for sustainable agriculture, with a focus on prioritizing spiritual values toward sustainable environment.
Revealing Cost Accounting Practices Based on Local Wisdom Values by Travelers: An Islamic Ethnomethodology Study Thalib, Mohamad Anwar; Roni Mohamad; Abdullah Ziarmal
Journal of Islamic Economics (JoIE) Vol. 5 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i1.10524

Abstract

Introduction: This study explores cost accounting practices based on local wisdom values among travelers from Gorontalo who undertake pilgrimages to Mecca by bicycle. It highlights how financial management in this context is not merely technical but deeply intertwined with cultural and religious values, especially when resources are limited. Research Methods: The study adopts an Islamic paradigm and employs an Islamic ethnomethodology approach. It follows a qualitative method using five stages of analysis: charity, knowledge, faith, revelation-based information, and courtesy, enabling a holistic understanding of financial behavior. Results: The findings show that travelers plan their expenses simply, covering essentials such as food, equipment, and charitable donations. Their cost accounting practices reflect the concept of barakah (blessings), rooted in Islamic teachings and local wisdom. This is exemplified by the Gorontalo expression eya dila pito-pito’o, meaning “Allah does not close His eyes.” Conclusion: Cost accounting practices among these travelers go beyond financial calculations; they are embedded in faith, ethics, and culture. This study suggests that accounting can be viewed as a spiritual and moral practice that fosters trust, sustainability, and a sense of divine connection.
Fintech dan Literasi Keuangan Syariah di Kalangan Mahasiswa: Peran Modal Sosial Islam dalam Mempromosikan Inklusi Keuangan Islam Amalia, Bella
Journal of Islamic Economics (JoIE) Vol. 5 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i1.10553

Abstract

Introduction: This study examines the influence of Islamic financial literacy and financial technology on Islamic financial inclusion, with Islamic social capital as a mediating variable a novel approach rarely explored. Despite the rapid growth of the Islamic finance industry, literacy and inclusion remain low, particularly among the youth. By focusing on Islamic economics students at the University of Jember, this research offers contextual insights and highlights its novelty by integrating cognitive, technological, and Islamic social value dimensions to support digital-based financial inclusion. Research Methods: Using a quantitative, explanatory approach, the research focuses on 378 students selected via purposive sampling. Primary data was collected and analyzed using Variance-based SEM (Partial Least Square) with WarpPLS 8.0. Results: The findings reveal that Islamic financial literacy and financial technology both significantly influence Islamic social capital, each with a significance value of <0.001. Moreover, both Islamic financial literacy and financial technology significantly affect Islamic financial inclusion, directly and through Islamic social capital, with all significance values being <0.001. The Islamic social capital itself has a significant positive effect on Islamic financial inclusion. Conclusion: The coefficient of determination (R²) for the model stands at 52% and 74%, indicating a strong explanatory power for the variations in Islamic social capital and financial inclusion among the students.
Green Marketing and ICSR: The Influence of Brand Image on Purchase Decision Products PT. Paragon Technology Innovation Putri Syalwa, Fitria; Saniatun Nurhasanah
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.10632

Abstract

Introduction: This research aims to find out how green marketing, Islamic corporate social responsibility, and brand image influence purchase decision PT. Paragon Technology Innovation Product. Research Methods: This research uses a quantitative descriptive approach with primary data as the data used. The source of data collected use purposive sampling technique, came from distributing questionnaires to respondents in the Jabodetabek area through the consument of PT. Paragon Technology Innovation. The analysis technique used is Partial Least Square - Structural Equation Modeling (PLS-SEM). Results: Green marketing does not have a significant effect on the purchase decision of PT. Paragon products in the Jabodetabek area. Green marketing has a significant positive effect on the brand image of PT. Paragon products in the Jabodetabek area. Islamic corporate social responsibility has a significant positive effect on the purchase decision of PT. Paragon products in the Jabodetabek area. Islamic corporate social responsibility has a significant positive effect on the brand image of PT. Paragon products in the Jabodetabek area. Brand image has a significant positive effect on the purchase decision of PT. Paragon products in the Jabodetabek area. Conclusion: Based on the results of the study above, the following conclusions can be drawn: green marketing has no significant effect on purchase decisions on PT. Paragon Technology Innovation products; green marketing has a positive and significant effect on brand image on PT. Paragon Technology Innovation products; Islamic corporate social responsibility has a positive and significant effect on purchase decisions on PT. Paragon Technology Innovation products; Islamic corporate social responsibility has a positive and significant effect on brand image on PT. Paragon Technology Innovation products; brand image has a positive and significant effect on purchase decisions on PT. Paragon Technology Innovation products.
Kepuasan Konsumen dalam Menggunakan Layanan Rumah Sakit Syariah: Peran Komitmen Religiusitas dan Kepatuhan Syariah Agustina, Nazilatul Farida; Kamal, Al Haq; Sulistiawan, Dedik
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.11466

Abstract

Introduction: The growing demand for Sharia-based healthcare services amid the rapid expansion of the global halal industry has driven Sharia hospitals in Indonesia to continuously improve customer satisfaction. Studies have primarily focused on provider-side determinants such as Sharia compliance, while research integrating both provider factors and internal customer factors such as religious commitment remains limited. This study aimed to analyze the influence of customer’s religious commitment and hospital Sharia compliance on customer satisfaction at Nur Hidayah Hospital, Bantul, Special Region of Yogyakarta. Research Methods: A cross-sectional design was employed with a sample of 100 inpatients. Data were analyzed using multiple linear regression to estimate regression coefficients (b) and 95% confidence intervals. Hypothesis testing was conducted at a 0.05 significance level. Results: Customer’s religious commitment had no significant effect on satisfaction (b = 0.014; 95% CI = -0.189 to 0.217; p = 0.888), indicating that individual religiosity does not directly determine satisfaction with Sharia-based hospital services. In contrast, hospital Sharia compliance had a positive and significant effect on customer satisfaction (b = 0.324; 95% CI = 0.191 to 0.457; p < 0.001). Conclusion: These findings underscore the importance of adhering to Sharia principles in enhancing customer satisfaction. Therefore, improving service quality in alignment with Islamic values should be a priority in the development of Sharia-compliant healthcare systems.
Institutional Transformation of Traditional Muslim Philanthropy in Ponorogo Unun Roudlotul Janah; Dede Nurohman; Agus Eko Sujianto; Tri Cahyani, Yutisa
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.12005

Abstract

Introduction: Nahdlatul Ulama (NU) is one of the largest Islamic organizations in Indonesia that plays a strategic role in philanthropic activities through various social programs for the community. However, studies on the institutional transformation of philanthropy in traditional Muslim communities at the local level are still limited in the literature. This study aims to fill this gap by exploring (1) the ideas and concepts behind the institutional transformation of philanthropy in traditional Muslim communities in Ponorogo, and (2) the dynamics of the transformation process. Research Methods: This study uses a qualitative approach with a descriptive-analytical design, involving informants from NU administrators, philanthropic institution managers, and Nahdliyin community leaders. Data analysis was conducted through a thematic coding model to interpret patterns of ideas, values, and institutional innovation. Results: The results show that the institutional transformation of philanthropy is influenced by immanent changes in religious values and external contact with modern institutions. Conclusion: These dynamics are reflected in institutional innovations, particularly the establishment of Lazisnu and its rebranding as NU Care–Lazisnu, with the involvement of religious leaders as strategic communication channels.
Determinants of Islamic Business Unit Performance in Indonesia: Evidence from 2022–2024 Dupi, Muhamad
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.11583

Abstract

Introduction: Islamic Business Units (Sharia Business Units/UUS) has a strategic value to enhance the Islamic banking system in Indonesia, but its performance in terms of profitability is still unstable, especially during the post-pandemic time. The sustainability of UUS profitability is also questioned because of operational inefficiencies, increased financing risks, and difficulty in intermediation activities. This problem creates the necessity of the empirical study of the main factors that determine the UUS financial performance within the dynamic economic environment. Research Methods: The research method consists of a quantitative research design where the data used are monthlyean values of Sharia Business Units in Indonesia between the period of January 2022 and December 2024. The Yield Proportion, Non-Performing Financing (NPF), Financing to Deposits Ratio (FDR), and Operating Expenses to Operating Income (BOPO) are studied using multiple linear regression to determine their relationship with Return on Assets (ROA). The validity and reliability of the regression model is carried out by classical assumption tests. Findings: The empirical evidence shows that all the explanatory variables, including NPF, FDR, BOPO, and Yield Proportion, have negative impacts on ROA that are significant both in part and at the same time, which indicates that the inefficiency, financing risk, and not optimum intermediation undermine UUS profitability. Conclusion: The paper has concluded that operational efficiency, enhancement of credit risk management and optimization of functions of intermediaries are the main factors needed to increase the profitability of UUS. The findings lead to the Islamic banking literature and offer managerial and policy elucidations on how this is attained through sustainable performance of Sharia Business Units in Indonesia.
Halal Supply Chains in Malaysia and Pakistan: Ethical Foundations, Challenges, and Strategic Directions Mujahid Hussain; Khadija Aziz; Fazal Ellahi
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.11959

Abstract

Introduction: The exponential growth of the global halal economy has intensified scholarly interest in halal supply chains (HSCs), particularly within Muslim-majority countries. Despite this expansion, comparative institutional analyses of halal logistics governance remain limited, resulting in an incomplete understanding of how different regulatory models influence Shariah compliance, operational efficiency, and international competitiveness. Addressing this gap, the present study examines the ethical foundations, regulatory structures, and logistical performance of HSCs in Malaysia and Pakistan, two prominent halal markets with contrasting governance frameworks. Research Methods: This study adopts a qualitative comparative case study approach. Data were collected from policy documents, industry reports, and 18 semi-structured interviews with supply chain practitioners, halal logistics operators, and officials from halal certification authorities in both countries. The data were analyzed thematically to identify institutional patterns, governance mechanisms, and ethical dimensions shaping the implementation of halal supply chains. Results: The findings demonstrate that Malaysia’s centralized halal governance model, anchored by a single authoritative certification body, enables standardized certification, stronger traceability, and greater international recognition. In contrast, Pakistan’s fragmented regulatory landscape, characterized by multiple certification bodies and weak coordination, undermines the credibility of certification, logistics integration, and access to global halal markets. Conclusion: This study contributes theoretically by integrating Islamic economic ethics with institutional theory in the context of halal logistics governance. In practice, it proposes a strategic roadmap emphasizing cross-border certification harmonization, enhanced stakeholder coordination, and the integration of ethical accountability into supply chain operations. These findings advance the discourse on halal supply chains and offer policy-relevant insights to strengthen the competitiveness of halal logistics in emerging halal economies.
Integrating Public Relations and Islamic Marketing Strategies for Enhancing Brand Trust and Consumer Engagement among SMEs in Sokoto State, Nigeria Saidu, Basiru
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.11983

Abstract

Introduction: Small and Medium Enterprises (SMEs) in Sokoto State play a vital role in local economic development. However, limited research has examined how they integrate Public Relations (PR) and Islamic marketing principles to build consumer trust and strengthen brand reputation. This study addresses this gap by exploring how SMEs apply ethical communication rooted in Islamic values within their marketing and Public Relations practices. Relationship Marketing Theory, the Two-Way Symmetrical Communication Model, and the Islamic Business Ethics Framework guide the study. Research Methods: The study employed a qualitative research design, utilizing in-depth interviews with owners of Small and Medium Enterprises, Public Relations practitioners, and Islamic scholars. Results: The findings revealed that while SME operators value honesty, fairness, and transparency, most lack formal Public Relations strategies that align with Islamic ethical principles. Conclusion: The study concludes that integrating Public Relations with Islamic marketing ethics enhances consumer trust and supports long-term business growth. The study contributes theoretically by linking Islamic ethics with modern communication models and practically by recommending culturally grounded Public Relations capacity-building initiatives.
Operationalizing Maqāṣid al-Sharīʿah in Islamic Finance: Pathways to Poverty Alleviation and Sustainable Development Muhammad Jibril, Abubakar
Journal of Islamic Economics (JoIE) Vol. 5 No. 2 (2025)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v5i2.12145

Abstract

This article examines how maqāṣid al-sharīʿah (the higher objectives of Islamic law) can be operationalized within Islamic finance to advance poverty alleviation and sustainable development. While existing s cholarship extensively theorizes maqāṣid compliance, it remains largely normative and offers limited empirical guidance on how Islamic financial instruments translate maqāṣid principles into measurable socio-economic outcomes. Drawing on the classical frameworks of al-Ghazālī and al-Shāṭibī and engaging contemporary development policy discourse, the study analyzes how the five maqāṣid protection of religion, life, intellect, lineage, and property can inform ethical and impact-oriented financial reform. Methodologically, the study adopts a qualitative integrative approach combining doctrinal legal analysis, policy review, and comparative case studies of Islamic finance practices in Malaysia, Ethiopia, and Indonesia, with data drawn from statutes, regulatory frameworks, institutional reports, and scholarly literature, analyzed through thematic and comparative techniques. The findings indicate that (i) zakāt and waqf schemes contribute to the protection of life and intellect through access to health care and education, (ii) takaful mechanisms strengthen lineage and social security by mitigating household vulnerability, and (iii) maqāṣid-oriented microfinance enhances protection of property by promoting equitable wealth circulation. The article contributes original value by moving beyond formal Sharīʿah compliance to propose a maqāṣid-based evaluative lens that links Islamic financial governance to concrete development outcomes, positioning Islamic finance as a viable framework for justice-centered and sustainable economic transformation. maqāṣid-oriented microfinance enhances protection of property by promoting equitable wealth circulation. The article contributes original value by moving beyond formal Sharīʿah compliance to propose a maqāṣid-based evaluative lens that links Islamic financial governance to concrete development outcomes, positioning Islamic finance as a viable framework for justice-centered and sustainable economic transformation.

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