cover
Contact Name
Maulida Nurhidayati
Contact Email
nurhidayati@iainponorogo.ac.id
Phone
+628563245777
Journal Mail Official
niqosiya@iainponorogo.ac.id
Editorial Address
Rumah Jurnal FEBI Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ponorogo Kampus II Krajan Pintu Jenangan Ponorogo, Jawa Timur, Indonesia Telp. (0352) 3576565 Fax. (0352) 3591451 E-mail:niqosiya@iainponorogo.ac.id
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Niqosiya: Journal of Economics and Business Research
ISSN : 27986373     EISSN : 28077660     DOI : https://doi.org/10.21154/niqosiya
Core Subject :
Scope of study of scientific writings by students or collaboration of students and lecturers in the form of research on Islamic economic studies, Sharia economics, Sharia banking, zakat and waqf management in the realm of Islamic economics and business studies as well as scientific fields.
Arjuna Subject : -
Articles 197 Documents
Perbandingan antara Penginapan Syariah dan Non-Syariah di Kabupaten Pacitan Erma Dwi Astari; Khoirun Nisak
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 1 (2024): Januari-Juni 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i01.3329

Abstract

Lodging is a business that provides services for someone to stay or rest for a certain period. It is none other than Sharia-based accommodation; the main goal is to provide a place for guests to rest and provide services, providing facilities at prices that suit their needs. The difference is that Sharia itself includes rules about how Muslims should live, as well as implementing Sharia principles in accordance with the DSN-MUI fatwa. The research compares services, facilities, and prices in sharia and non-syariah accommodation in Pacitan Regency. Apart from that, another aim is to find out whether the accommodation is by the reviews given by visitors with services and facilities according to the price offered. Values ​​or ratings with almost the same class can influence visitors' interest in purchasing lodging. The Sharia lodgings and non-sharia lodgings studied experienced differences in ratings with almost the same service qualifications, facilities, and prices. The method used in this research is a qualitative descriptive approach. Data collection methods use observation, interview and documentation techniques. This research indicates that Sharia accommodation and non-sharia accommodation represent two different approaches in the hotel or lodging industry. Sharia accommodation establishes its identity through Sharia principles with services that comply with Islamic law. In contrast, non-Shariah accommodation focuses on comfort and practicality without highlighting religious values ​​and frees visitors from staying overnight.
Pergeseran Perilaku Pedagang Pasar Legi Kabupaten Ponorogo Pasca Revitalisasi Ditinjau Dari Sosiologi Ekonomi Islam Bilkys Cantika Kavarera; Aji Damanuri
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.3373

Abstract

Ponorogo Legi Market, the largest traditional market and main trading hub in Ponorogo Regency, which faces challenges due to its poor physical condition and inadequate management. The research aims to identify factors influencing trader behavior shifts and the impact of market revitalization on these behaviors, using an Islamic economic sociology framework. Employing a qualitative approach, data were collected through observation, interviews, and documentation. Findings reveal that trader behavior is shaped by internal factors (motivation, experience, personality) and external factors (competitor threats, government regulations, socio-economics). The revitalization has yielded mixed outcomes: it fosters a sense of community among traders (Shilat al-Rahim) but also leads to economic and management challenges, such as reduced income and rule violations.
Pengaruh IPM, Kesempatan Kerja dan Upah Minimum Terhadap Kemiskinan di Jawa Timur Periode 2019-2022 Asma Auliyan Nisa; Ajeng Wahyuni
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.3401

Abstract

Poverty is a very complex social problem that must be faced by the Indonesian state. This problem of poverty has an impact on hampering development, so it must be addressed immediately. East Java is one of the provinces with the highest poverty rate on the island of Java. This is influenced by several things, including HDI, employment opportunities and minimum wages. This research aims to determine the effect of HDI, employment opportunities and minimum wages on poverty. This research is quantitative research that uses secondary data originating from BPS East Java publication data. The analytical method used is panel data regression analysis, namely a combination of time series data and cross section data in 38 districts/cities in East Java for the 2019-2022 period. For data processing using E-views software, the results of the research show that the HDI variable has a negative and significant effect on the poverty variable, the employment opportunity variable does not have a negative and significant effect on the poverty variable, and the minimum wage variable has a positive and significant effect on the poverty variable. The HDI variable, employment opportunity and minimum wage simultaneously or together have a significant effect on the poverty variable in East Java for the period 2019-2022. Kemiskinan merupakan sebuah permasalahan sosial yang sangat kompleks yang harus dihadapi oleh negara Indonesia. Masalah kemiskinan ini berdampak pada terhambatnya pembangunan, sehingga harus segera diatasi. Jawa Timur merupakan salah satu provinsi dengan tingkat kemiskinan tertinggi di pulau Jawa. Hal ini dipengaruhi oleh beberapa hal diantaranya IPM, kesempatan kerja dan upah minimum. Penelitian ini bertujuan untuk mengetahui pengaruh IPM, kesempatan kerja dan upah minimum terhadap kemiskinan. Penelitian ini merupakan penelitian kuantitatif yang menggunakan data sekunder yang berasal dari data publikasi BPS Jawa Timur. Metode analisis yang digunakan adalah analisis regresi data panel yaitu gabungan dari data time series dan data cross section pada 38 kabupaten/kota di Jawa Timur periode 2019-2022. Untuk pengolahan datanya menggunakan software E-views. Hasil penelitianmenunjukkan bahwa variabel IPM berpengaruh negatif dan signifikan terhadap variabel kemiskinan, variabel kesempatan kerja tidak berpengaruh negatif dan signifikan terhadap variabel kemiskinan, dan variabel upah minimum berpengaruh positif dan signifikan terhadap variabel kemiskinan. Variabel IPM, kesempatan kerja dan upah minimum secara simultan atau bersama-sama berpengaruh secara signifikan terhadap variabel kemiskinan di Jawa Timur periode 2019-2022.
Pengaruh ROA, DER, dan EPS Terhadap Return Saham Pada Perusahaan Makanan dan Minuman di ISSI 2019-2022 Halimatum Munawaroh; Ruliq Suryaningsih
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 1 (2024): Januari-Juni 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i01.3434

Abstract

Introduction: The research in this thesis is motivated by the results of the financial reports of food and beverage sub-sector companies registered with ISSI for the 2019-2022 period. The selection of this sub-sector is based on the economic conditions of the research period, where this sub-sector is one of Indonesia's economic recoveries and can survive during the pandemic because it is one of society's primary needs. Returns in companies in this subsector experienced fluctuations due to policy changes during the pandemic and a mismatch between theory and the facts that occurred. Research Methods: This type of research is secondary research with a quantitative approach. Data collection uses documentation studies. This study's observations were 208, consisting of 13 sample companies. The sampling technique used is purposive sampling. The analytical method used is panel data regression analysis, which has previously undergone testing stages of the panel data estimation method, panel data regression model selection, classical assumption testing, and significance testing. Results: The results of this research show that the ROA variable has a significant positive effect on stock returns. The DER variable has no significant effect on stock returns. The EPS variable has a significant negative effect on stock returns. The variables ROA, DER, and EPS simultaneously significantly affect stock returns, with the coefficient of determination test results obtaining a value of 0.208. This value explains that the variables ROA, DER, and EPS affect stock returns of 20.8%.
Pengaruh Lama Usaha, Modal Usaha dan Lokasi Usaha Terhadap Pendapatan Ibu Rumah Tangga Pada Usaha Kerajinan Blengker Capil di Kecamatan Magetan Riska Agustina Kristin; Candra Febrilyantri
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.3466

Abstract

Home industry is one of the supporters of community empowerment, especially women, such as the capil blengker craft in Magetan District. The problem in this research is one of success in generating maximum income which can be seen from the skills of business actors which are described by the length of time the business has been running, the proper use of business capital and having a strategic business location, so this research discusses home industries that can improve family economy and achieving community welfare. The aim of this research is to examine and analyze the influence of business length, business capital and business location on the income of housewives making capil blengker craftsmen in Magetan District. This research uses quantitative research methods. The data processing technique in this research uses the SPSS application program version 25. Data analysis uses multiple linear regression analysis. The population in this study was 220 housewives who run the capil blengker business in Magetan District with the sample used was random sampling. Data collection and data analysis were carried out through distributing questionnaires. The results of the coefficient of determination test showed that the variables length of business, business capital and business location could explain the income variable by 31.6% and the remaining 68.4% was explained by other variables not examined in this research. The results of this research simultaneously mean that length of business, business capital and business location together have a significant effect on the income of housewives who make capil blengker craftsmen in Magetan District. Industri rumah tangga merupakan salah satu pendukung pemberdayaan masyarakat, khususnya perempuan, seperti kerajinan blengker capil di Kecamatan Magetan. Permasalahan dalam penelitian ini salah satu keberhasilan dalam menghasilkan pendapatan yang maksimal dapat dilihat dari kecakapan pelaku usaha yang digambarkan oleh lama usaha yang telah dijalankan, pemanfaatan yang tepat dari modal usaha dan memiliki lokasi usaha yang strategis, sehingga penelitian ini membahas industri rumah tangga yang dapat meningkatkan perekonomian keluarga dan mencapai kesejahteraan masyarakat. Tujuan dari penelitian ini adalah untuk menguji dan menganalisis pengaruh lama usaha, modal usaha dan lokasi usaha terhadap pendapatan ibu rumah tangga pengrajin blengker capil di Kecamatan Magetan. Penelitian ini menggunakan metode penelitian kuantitatif. Teknik pengolahan data dalam penelitian ini menggunakan program aplikasi SPSS versi 25. Analisis datanya menggunakan analisis regresi linier berganda. Populasi dalam penelitian ini sebanyak 220 ibu rumah tangga pelaku usaha blengker capil di Kecamatan Magetan dengan sampel yang digunakan adalah random sampling. Pengumpulan data dan analisis data yang dilakukan melalui penyebaran kuisioner. Hasil uji koefisien determinasi diperoleh variabel lama usaha, modal usaha, dan lokasi usaha dapat menjelaskan variabel pendapatan sebesar 31,6% dan sisanya 68,4% dijelaskan oleh variabel lain yang tidak diteliti dalam penelitian ini. Hasil penelitian ini secara simultan lama usaha, modal usaha dan lokasi usaha secara bersama-sama berpengaruh signifikan terhadap pendapatan ibu rumah tangga pengrajin blengker capil di Kecamatan Magetan.
Pembiayaan Berparadigma Green Financing Dalam Pengembangan Ekonomi Berkelanjutan Yutisa Tri Cahyani
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 1 (2024): Januari-Juni 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i01.3753

Abstract

Introduction: This study aims to explore the green financing paradigm in the context of Islamic banking and to analyze the implementation of green financing in the Islamic banking sector in Indonesia. The green financing paradigm refers to a financial approach that considers aspects of environmental sustainability in the context of channeling funds based on Sharia principles. Research Methods: The methods used in this study include literature analysis to understand the concepts and theories related to green financing in Islamic banking and analysis of financial statements of PT BSI and PT BCA Syariah to explore the implementation of green financing in these institutions. Results: This study identifies the extent to which Islamic banks in Indonesia have adopted the green financing paradigm, the factors that influence its implementation, and its impact on environmental and social sustainability in Indonesia. Conclusion: This research is expected to provide an in-depth understanding of the role of Islamic banking in supporting sustainable development, particularly in the environmental context in Indonesia. The results are expected to be the basis for policy development supporting green financing growth in the Islamic banking sector.
Dampak S-Pay Later Terhadap Konsumen Muslim: Perspektif Keuangan Islami Hanik Fitriani
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 1 (2024): Januari-Juni 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i01.3758

Abstract

Using the S-Pay Later digital-based payment system in the Shopee marketplace will likely make things easier for its users. Its use increases every year. This can be seen from the Financial Services Authority (OJK) records. In March 2024, debt to S-Paylater reached IDR 6.13 trillion, an increase of 2.90% from March 2023. As a Muslim consumer, it is essential to consider S-Paylater services based on perspective. Islamic finance is based on Sharia law, which contains elements of the prohibition of usury (interest), gharar (transactions must not contain elements of excessive speculation), which harm one party, may (gambling), and fairness. This research uses a qualitative descriptive method, namely by collecting literature studies, namely taking scientific references from books, journals, and other references as well as previous research that suits the researcher's problems; then, the data obtained will be analyzed to conclude. The results of this research are that the impact of S-Paylater on Muslim consumers is divided into two, namely the positive impact, including ease of accessibility and improvement of lifestyle; the negative impact is the potential for being trapped in debt, the potential for waste, compliance with sharia is still doubtful because there is an element of usury and the existence of financial entanglement.
Implementation of Islamic Business Ethics: The Case of MSMEs in Sukoharjo, Indonesia Aminudin Ma'ruf; Fajar Sidiq Mukhlisin; Nurwinsyah Rohmaningtyas
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4014

Abstract

Introduction: Islam urges every Muslim to work and comply with all Islamic principles. The Centre of Statistical Data (BPS) of Sukohajo noted that 94.8% of Sukoharjo’s population is Muslim. This indicates that Sukoharjo has great economic potential, especially in the field of halal lifestyle. This paper conducted a study with the aim to analyse the application of Islamic business ethics to Micro, Small, and Medium Enterprises (MSMEs) in Sukoharjo. Research Methods: This research employs a qualitative analysis with a descriptive analysis method. Primary data were obtained through interviews and documentation with 28 MSMEs in Sukoharjo as the research sample. The data is then analysed by data reduction, data display, and data verification. Results: The result shows that the majority of MSMEs in Sukoharjo Regency have implemented Islamic business ethics such as honesty, fairness, greetings, trust, and selling halal products. However, religious activities for employees lack the practices. There are several internal and external factors shaping the implementation of Islamic business ethics of MSMEs in Sukoharjo, namely internal factors (beliefs) and external factors (science, family, social environment, experience, and type of business). Conclusion: The study humbly urges the Indonesian Ulema Council to incorporate Islamic business ethics in their teachings, shaping a better understanding of society and leading the optimisation of the application.
The Market Potential of Madura Stalls and The Socio-Economic Impact on Local Communities: A Community-Based Islamic Business Study Ach Alfan Irhamsyah; Fahrurrozi
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4083

Abstract

Madurese are famous for their nomadic culture and trading skills, with Madurese warungs scattered across Indonesia's major cities. These stalls thrive with small capital thanks to perseverance, solid community networks, and high work ethic. This research explores the potential and social impact of Madurese warungs with a community-based Islamic business perspective, using qualitative methods with purposive and snowball sampling, as well as interviews, observations, and discussions. The results show that the success of Madura warungs depends on the quality of goods, good service, competitive prices, and 24-hour operations. In addition to economic impact, these stalls also increase social interaction, strengthen community ties, and promote inter-ethnic harmony. The findings show that Madurese warung not only contribute to the economy but also strengthen community networks. The research identifies policies to increase positive impacts and address challenges, such as business management training for MSMEs and cooperation with local governments. Thus, Madura warungs can continue to grow and provide greater benefits to local people and the Madura community.
Institutional Management of Mangrove Ecosystems on Small Islands to Support Sustainable Utilization Fibrianis Puspita Anhar
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4104

Abstract

Introduction: Tanakeke Island is one of the small islands in Indonesia that features mangrove ecosystems. In the 1980s, the area of mangroves on Tanakeke Island was approximately 1,770 hectares. However, between the 1980s and the 2000s, the mangroves were reduced by 60 percent due to uncontrolled exploitation and environmental changes. This paper aims to analyze the institutional linkages related to the current management of the mangrove ecosystem on Tanakeke Island and its impact on the sustainability of mangrove utilization. Research Methods: The analysis utilizes the concept of the dynamics of institutional resource management development (Ostrom, 1990) to assess the state of institutional management of the mangrove ecosystem and its relationship to sustainable use. Results: At the time of this research, Tanakeke Island had established rules governing mangrove utilization and rehabilitation activities. The mapping results indicate that the mangrove ecosystem management institutions on Tanakeke Island are currently in an “institutional self-governing period,” as defined by Ostrom (1990) framework for the dynamic development of natural resource institutions. Conclusion: The findings suggest that these management institutions are progressing toward self-governance, as they have demonstrated the ability to manage mangrove resources independently. At the time of this research, the institutions responsible for managing the mangrove ecosystem on Tanakeke Island support the sustainable utilization of mangroves.