cover
Contact Name
Maulida Nurhidayati
Contact Email
nurhidayati@iainponorogo.ac.id
Phone
+628563245777
Journal Mail Official
niqosiya@iainponorogo.ac.id
Editorial Address
Rumah Jurnal FEBI Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ponorogo Kampus II Krajan Pintu Jenangan Ponorogo, Jawa Timur, Indonesia Telp. (0352) 3576565 Fax. (0352) 3591451 E-mail:niqosiya@iainponorogo.ac.id
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Niqosiya: Journal of Economics and Business Research
ISSN : 27986373     EISSN : 28077660     DOI : https://doi.org/10.21154/niqosiya
Core Subject :
Scope of study of scientific writings by students or collaboration of students and lecturers in the form of research on Islamic economic studies, Sharia economics, Sharia banking, zakat and waqf management in the realm of Islamic economics and business studies as well as scientific fields.
Arjuna Subject : -
Articles 197 Documents
Mapping Islamic Social Finance’s Impact on SDGs: A Bibliometric Dive into Decent Work and Economic Growth Khoirun Nisak
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4159

Abstract

Introduction: The SDGs are goals that countries around the world want to achieve by 2030. However, this bis project requires a lot of funding. So it requires other alternative funding such as Islamic social finance. This research wants to examine the funding of SDGs, especially goal number 8 using Islamic social finance instruments. Research Methods: This study adopts a bibliometric approach by analyzing 500 articles published between 2015 until 2024 using Publish or Perish, which were sourced from Google Scholar. Based on their focus on Islamic social finance and the SDGs number 8, 25 relevant articles were selected from this initial pool. Keyword analysis, network visualization, and density mapping were performed using VOSviewer software. Examining keyword occurrences and temporal overlaps helped to identify dominant themes, gaps, and emerging areas of focus in Islamic social finance research. Result: The results show that zakaf and waqf are the most frequently discussed topics. This underscore their central role in aligning Islamic financial principles with SDGs. However, instruments such as sadaqah, qard al-hasan, and takaful continue to be under-explored, pointing to significant gaps in the literature. Conclusions: As a recommendation, to fully understand their potential contributions to the SDGs number 8, further research on other Islamic social finance instruments beyond zakat and waqf is needed.
Health of Islamic Banks in Indonesia After the Covid-19 Pandemic: Financial Performance Analysis Fitra Rizal
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4225

Abstract

Introduction: The Covid-19 pandemic has significantly impacted the global financial sector, including Indonesia. This study aims to analyze the health level of Islamic Commercial Banks after the Covid-19 pandemic in Indonesia using the NPF, ROA, and CAR Ratios from January 2020 to June 2024. Research Methods: The research method used is qualitative with a descriptive approach. Result: The study results show that the average NPF ratio of Islamic Commercial Banks in 2020-2024 was 2.44%, indicating that Islamic Commercial Banks are Healthy. The smaller the NPF, the healthier the bank. The average ROA ratio of Islamic Commercial Banks in 2020-2024 was 1.77%, indicating that Islamic Commercial Banks are in a very healthy condition. The greater the ROA, the healthier the bank. The average CAR ratio of Islamic Commercial Banks 2020-2024 of 24.91% shows that Islamic Commercial Banks are in a very healthy condition. The greater the CAR, the healthier the bank. Conclusion: From the study results above, it can be concluded that the health level of Islamic commercial banks in Indonesia after the Covid 19 pandemic is very well maintained. This confirms that Islamic banks in Indonesia have resilience in facing the economic crisis. This provides confidence for stakeholders to continue investing and participating in the Islamic financial ecosystem.
Produktivitas Karyawan dalam Perspektif Beban Kerja, Motivasi Kerja, dan Lingkungan Kerja Islami: Studi Kasus pada PT Pos Indonesia KCU Madiun Rahma Aprilina Aryanti; Fitra Rizal
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4437

Abstract

Introduction/Main Objectives: Problems in work productivity often arise due to high workload and mismatch between the tasks faced and the competence of workers. This study aims to test and analyze the influence of workload, work motivation, and Islamic work environment on employee work productivity at PT Pos Indonesia KCU Madiun. Research Methods: The research employed a quantitative method using primary data collected directly from respondents. Data was gathered through questionnaires and analyzed using multiple linear regression. Finding/Results: The results of the study show that: (1) workload, work motivation, and Islamic work environment simultaneously influence employee work productivity at PT. Pos Indonesia KCU Madiun; (2) workload partially does not have a significant influence on employee work productivity; (3) while work motivation and Islamic work environment have a significant influence on employee work productivity at PT. Pos Indonesia KCU Madiun. Conclusion: The implications of these findings suggest that despite some significant constraints, productivity can still be improved. This indicates the importance of effective workload management, employee motivation programs to support performance, and innovation in the work environment.
Optimization of Human Resource Management at Ponorogo Halal Center IAIN Ponorogo Siti Fathonah; Amrul Hinung Prihamayu
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4439

Abstract

Introduction: As one of the LP3H, Ponorogo Halal Center (PHC) IAIN Ponorogo accommodates more than 500 PPH assistants. However, of that number, only around 100 assistants actively provide assistance. This is because the companions have different backgrounds and professions, so being a companion is not their main focus. Therefore, good human resource management is needed by PHC IAIN Ponorogo so that all PPH assistants can be active and have good performance. Research Methods: The method used in this research is a qualitative method with a case study approach, namely aiming to provide a detailed description of a particular case or phenomenon. With data collection techniques through documentation and interviews with 4 PHC administrators and 7 PPH assistants under the auspices of PHC using inductive data analysis techniques. Conclusion: The conclusion of this study shows that the human resource management that has been carried out by PHC IAIN Ponorogo in terms of procurement, development, compensation, and maintenance has been good. Meanwhile, the integration aspect between assistants and between assistants and PHC has not been implemented optimally. This has an impact on the number of active assistants which is still small, which is around 100 people out of a total of 500 assistants and the lack of participation of assistants when there are meetings or coordination activities. Therefore, there needs to be a program or activity that aims to increase integration or a sense of unity between assistants and PHC IAIN Ponorogo and integration between PPH assistants. In addition, the aspect of dismissal at PHC IAIN Ponorogo has not been implemented because the authority to revoke the assistant registration number is directly from BPJPH.
Implementation of Islamic Economic Principles in Dairy Milk Transactions: Case Study Of Mining Village, Ponorogo Diah Sohnya Pratika; Nur Kasanah
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4447

Abstract

This research focuses on the relationship between farmers and collectors in the milk distribution system in Desa Tambang, which shows an imbalance in bargaining power and a lack of transparency in the price determination process. The main problem found is the collectors' control over the distribution channel, so that farmers do not receive economic value in return for their labor. This research aims to explore these conditions through qualitative research methodology using the case study method. Data collection techniques were conducted through in-depth interviews, observation and documentation. The research findings show that the current distribution system is not fair and oriented towards social welfare. Based on John Rawls' theory of justice and Islamic economic principles, this research presents an alternative distribution system that is fair, transparent and inclusive. This alternative is expected to empower farmers through equitable partnerships and improve their welfare in a sustainable manner.
The Analysis of Employee Loyalty at the Muslimat General Hospital in Ponorogo Regency Hanistin Atslatul Fihani; Near Anggreini Hesti Noviana
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4448

Abstract

Employee loyalty refers to a person's tendency to remain loyal and committed to the company where they work. Therefore, decent wages are one of the key factors that can influence the level of employee loyalty to the institution where they work. The issue of employee wages is a crucial aspect in human resource management, including in health service institutions such as hospitals. Interestingly, work loyalty still appears even though the amount of wages received is not high. This phenomenon is seen in the Muslimat General Hospital of Ponorogo Regency, where a number of employees show high loyalty to the institution. This study aims to determine the wage conditions and analyze employee loyalty from a wage perspective. The approach used is qualitative with descriptive methods, through in-depth interviews, field observations, and documentation. The results show that employee loyalty is not only influenced by financial factors, but mainly by a conducive work environment, religious values, harmonious interpersonal relationships, and support for self-development. In conclusion, loyalty is formed from a combination of material and non-material aspects, where non-material factors are the dominant elements in maintaining employee loyalty at the Muslimat General Hospital of Ponorogo Regency. This finding emphasizes the importance of managerial strategies that prioritize spiritual and social values ​​in forming employee loyalty in the hospital environment.
Implementation of Socially Inclusive Principles by MSME Actors in the Culinary Area of Beran Field Madiun Afrida Rosa Marsela; Nurma Fitrianna; Rofiqus Sa’adah
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4459

Abstract

This research addresses a significant gap in understanding how social inclusive principles are applied within the green economy framework among culinary Micro, Small, and Medium Enterprises (MSMEs) in Indonesia, particularly in the culinary area of Beran Field, Madiun Regency, East Java. Despite growing awareness of green economy concepts, there is limited empirical evidence on how MSMEs integrate social inclusion alongside environmental sustainability in their business practices. This study employs a qualitative field research approach, utilizing in-depth interviews, participant observations, and document analysis to explore the experiences and perspectives of MSME owners and stakeholders in the Beran Field culinary area. Data were collected from 5 MSME actors selected through purposive sampling to ensure diverse representation. The findings reveal that some business owners have adopted inclusive practices such as affordable pricing, flexible payment options, and open access for all community members regardless of social background. However, several MSMEs demonstrate a limited understanding of social inclusion, prioritizing commercial objectives over inclusive values. This inconsistency highlights a gap in awareness and practical application of social inclusiveness within the green economy framework. The study concludes that while initial efforts to implement socially inclusive principles exist, more structured support, including capacity building and policy incentives, is necessary to enhance social inclusion among MSMEs. Strengthening social inclusion can foster a more equitable, sustainable, and environmentally friendly business environment, ultimately improving business competitiveness and contributing to climate resilience. The main takeaway is that social inclusiveness is critical to achieving a green economy that benefits both society and the environment.
Effectiveness of Training Program Implementation at the Neutral Ponorogo Course and Training Institute: An Islamic Economic Perspective Fauzah Agustina; Khoirun Nisak; Raisha Salisa Ahmad
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4460

Abstract

Introduction: The Course and Training Institution (LKP) plays a strategic role in improving the quality of human resources. LKP Neutral Ponorogo is one of the institutions that offers a batik training program to enhance the skills of participants. However, as the program progresses, it is important to assess whether it is truly effective in providing an impact, particularly in improving the quality of human resources for students. This study aims to analyze the effectiveness and impact of the training program implemented by LKP Neutral Ponorogo. Research Methods: This study uses a qualitative method. Data were collected through interviews, observations, and documentation, then analyzed through reduction, presentation, and drawing conclusions. The validity of the data was tested using triangulation techniques, and research informants included leaders, staff, and training participants at LKP Neutral. Results: The research findings indicate that the training program at LKP Neutral Ponorogo has been quite effective in improving human resource quality, while also contributing to economic empowerment and enhancing participants' work ethics from an Islamic economic perspective. Despite facing several challenges, the program has had a positive impact, as reflected in the participants' improved knowledge, skills, and abilities. Conclusion: The batik training program conducted by LKP Neutral Ponorogo demonstrates the potential of vocational education in shaping a skilled, ethical, and economically empowered society. With continuous improvement and support, such initiatives can serve as a model for enhancing human resource development by Islamic economic values.
Impulse Buying Behavior of Mahasantri at IAIN Ponorogo in the Context of Shopee Periodic Promotions in the Perspective of Islamic Consumption Ethics Fiska Amelia Kartika; Muhtadin Amri; Mayrina Eka Prasetyo Budi; Azhira Fitria Rahmawati; Adamu Abubakar Muhammad
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4461

Abstract

Introduction: Impulse buying behavior is increasingly widespread, especially in the context of Shopee periodic promotions among mahasantri, sometimes it is not in accordance with consumption ethics in Islam. That way, this research was compiled which aims to find out and analyze how impulse buying behavior in the context of Shopee periodic promotions from the perspective of Islamic consumption ethics, and what are the motivations and impacts of this behavior. This research uses qualitative research methods with a descriptive approach. Based on the results of the analysis, among IAIN Ponorogo students, there are several types of impulse buying, namely Planned Impulse buying, Pure Impulse buying, and Suggestion Impulse buying, while Reminder Impulse buying occurs but with a very low frequency. In an Islamic perspective, consumption activities should be based on ethical principles, but some mahasantri tend to deviate from this principle by doing impulse buying that is excessive, unplanned, and driven by momentary desires. The motivation for impulse buying behavior in students at IAIN Ponorogo is influenced by social needs, the need to increase self-esteem and self-actualization, and perceptions of decision making. Impulse buying behavior has an impact on the finances, lifestyle, and psychology of the students at IAIN Ponorogo. In terms of finance, spending becomes uncontrollable because of the temptation to buy from Shopee.
The Role of Financial Literacy and Fintech in Sharia Financial Inclusion: A Case Study in Babadan Ponorogo Laila Husna Zahratul Muna; Ratna Yunita
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4462

Abstract

Introduction: Financial inclusion is the availability of public access to financial services products that suit their needs. Islamic financial literacy and financial technology are factors that can affect the level of financial inclusion. If Islamic financial literacy and financial technology increase, Islamic financial inclusion will also increase. However, in reality, the results of interviews with several people in Babadan District, Ponorogo Regency, show that increasing Islamic financial inclusion is not accompanied by good Islamic financial literacy and financial technology. The purpose of this study is to analyze the influence of Islamic financial literacy and financial technology on Islamic financial inclusion. This study uses a quantitative research approach. The sampling technique in this study is probability sampling. Sampling in this study, using the Slovin formula, a sample of 100 respondents was obtained. The results of the study show that Islamic financial literacy has no effect on Islamic financial inclusion. This is evidenced by the results of the t-test. Financial technology has a significant positive effect on Islamic financial inclusion. Islamic financial literacy and financial technology simultaneously have a significant positive effect on Islamic financial inclusion. The regression model is declared feasible because it can significantly explain variations in dependent variables.