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Maulida Nurhidayati
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Rumah Jurnal FEBI Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ponorogo Kampus II Krajan Pintu Jenangan Ponorogo, Jawa Timur, Indonesia Telp. (0352) 3576565 Fax. (0352) 3591451 E-mail:niqosiya@iainponorogo.ac.id
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Niqosiya: Journal of Economics and Business Research
Published by Institut Agama Islam Negeri Ponorogo
ISSN : 27986373     EISSN : 28077660     DOI : https://doi.org/10.21154/niqosiya
Core Subject :
Scope of study of scientific writings by students or collaboration of students and lecturers in the form of research on Islamic economic studies, Sharia economics, Sharia banking, zakat and waqf management in the realm of Islamic economics and business studies as well as scientific fields.
Arjuna Subject : -
Articles 197 Documents
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Analysis Of MSME Interest Factors in Halal Certification in Madiun Muhamad Riki; Tiara Widya Antikasari; Rasti Febrian Dwi Arinda
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4464

Abstract

Introduction: Halal certification is the process of obtaining a halal certificate through several stages to prove that the raw materials, production process and halal product assurance system of the company meet the established standards. Halal certification plays a role in realizing welfare, in accordance with Islamic teachings which require its followers to maintain the welfare of themselves and others. With halal certification, the guarantee of welfare for the community can be better maintained. The interest of Micro, Small and Medium Enterprises in participating in the halal certification program is an important factor in increasing competitiveness and consumer trust. This study aims to analyze the factors that influence the interest of Micro, Small and Medium Enterprises in Madiun City in managing halal certification. This study uses a qualitative approach with a case study method. Data were collected through in-depth interviews with Micro, Small and Medium Enterprises and analysis of related documents. Based on data from the Madiun City Manpower, Cooperatives and Micro Small Enterprises Office, the number of MSME in Madiun City continues to increase every year. In 2020 there were 23,545 units, in 2021 there were 23,618 units, and in 2022 it had reached 23,672 units, and in 2023 it increased to 23,768 units. However, this is quite worrying, the number of MSME actors who are halal certified in June 2024 was only recorded at 6% or around 4,147 MSME actors from the total number of MSME in Madiun City that have been halal certified. The results of the study indicate that knowledge factors, certification costs, ease of process, and government support play a significant role in shaping the interest of business actors in participating in the halal certification program. In addition, awareness of the importance of halal certification for business sustainability is also a major driving factor. These findings are expected to be a reference for the government and stakeholders in designing policies that support the acceleration of halal certification for the interests of MSME.
The Effect of Firm Size, Investment Return, Claims Expense Ratio, and Volume of Capital on the Profitability of Sharia Insurance Companies Shofiatul Munawaroh; Moh. Faizin
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4479

Abstract

Introduction: This study aims to examine how firm size, investment return, claims expense ratio, and capital volume influence the profitability of sharia insurance companies. Research Methods: The research method used in this study is a quantitative method, using panel data regression analysis. The number of samples studied is 10 sharia insurance companies and sharia business units registered with the Indonesian Sharia Insurance Association (AASI) that consistently reported positive profits and did not suffer losses during the 2019-2023 period. Results: Firm size has a partial effect on the profitability of sharia insurance companies. Investment return also has a partial effect on the profitability of these companies. The claims expense ratio, however, does not partially impact their profitability. Conversely, the capital volume does partially influence the profitability of sharia insurance companies. Together, firm size, investment return, claims expense ratio, and capital volume collectively affect the profitability of sharia insurance companies.
Potential of the Tourism Ecosystem of the Pahlawan Street Center Area of Madiun City from a Halal Tourism Perspective Fadya Septia Putri; Luhur Prasetiyo
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4500

Abstract

The development of halal tourism-based tourism is being intensively promoted. The potential in the Pahlawan Street Center area as a leading tourist destination in the Madiun City area and the availability of its halal ecosystem make the area an opportunity if the area is developed into a halal tourism area. From the potential of global trends and national goals regarding the development of halal tourism in Indonesia, this makes researchers interested in conducting this research. This study uses qualitative methods and a descriptive approach. This type of research uses field research. Data collection techniques from this study are from interviews, observations and documentation. The data analysis technique in this study used the inductive method, namely from general to specific discussions and with SOAR analysis. The results of this study explain that first the Pahlawan Street Center area has great potential to be directed into a halal tourism. Second, the opportunities in this area include the potential of the collaboration of various pentahelix parties who are actively involved in developing this tourist area. Third, the development strategy for this area is to utilize infrastructure and tourist attractions to build this area as a tourist destination whose ecosystem implements halal tourism.
Pengaruh Jumlah Penduduk, PDRB dan Pajak Daerah Terhadap Pendapatan Asli Daerah (PAD) Jawa Timur Binti Munawaroh Fadil; Ajeng Wahyuni; Agyl Henggar Pradana
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4570

Abstract

Local Original Income (PAD) in one of the main indicators in assessing the independence and fiscal capacity of a region. This independence can be defined as the extent to which a region is able to finance the implementation of activities and development independently. The main objective of this study is to examine the Effect of Population, PDRB and Regional Taxes on Lokal Original Income (PAD) of East Java. This study uses a quantitative approach with an associative quantitative method with a five-year period, namely 2016-2020. The findings in this study are that individually or partially the population and regional tax variables have a significant effect on regional original income. For the PDRB variable, it partially has no effect on regional original income. While simultaneously the variables of Population, PDRB and Regional Tax have a significant effect on the Original Regional Income of East Java. With that, the government needs to plan developments policies that consider demographic factors so that population growth can be in line with the increase in the regional economy.
The Influence of Digital, Social, and Security Literacy on Interest in Using Quick Response Code Indonesian Standard (QRIS) of Millennial and Z Generations in Ponorogo Ervina Fadhilatul Jannah; Kenlies Era Rosalina Marsudi
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4572

Abstract

This research is motivated by the rapid development of technology that has encouraged a shift in the payment system from cash to digital, one of which is through the use of the Quick Response Code Indonesian Standard (QRIS). Although digital literacy, environmental influences, and awareness of the importance of digital security among the public, especially the Millennial and Z generations, are quite good, the level of interest in using QRIS is still relatively low. This condition shows the need for strategic efforts from related institutions, such as Bank Indonesia, to increase the adoption of QRIS, especially among the Millennial and Z generations who are one of the main targets in the transformation of the digital payment system. This study aims to test and analyze the influence of digital literacy, social influence, and security on interest in using QRIS among Millennials and Z generations in Ponorogo. The research method used is quantitative with a survey approach. The Millennial and Z generation groups in Ponorogo as the population in this study with a total of 100 respondents. Sampling was done by purposive sampling method. The data processing technique in this study used the SPSS version 23 application. The results showed that partially, digital literacy, social influence, and security which showed that partially the three X variables had a positive and significant effect on the use of QRIS among the Millennial Generation and Z in Ponorogo.
Penerapan Circular Economy dalam Pengelolaan Limbah Di Pondok Pesantren Subulul Huda Adinda Rizqi Nur Azizah; Fibrianis Puspita Anhar
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4573

Abstract

This research examines the implementation of the circular economy concept through waste management at the Subulul Huda Kembangsawit Islamic Boarding School. As the number of students increases, this boarding school faces increasingly complex waste management challenges, which reach 150 kg every day. Since 2000, Islamic boarding schools have begun to implement the circular economy concept which was initiated by the caretaker council and Asatid as a solution to the problem of burning waste. This research uses qualitative methods, data is collected through interviews, observation and documentation. The research results show various waste management initiatives through seven main activities that follow the 5R concept (reduce, reuse, recycle, refurbish, and renew) including: managing organic waste into animal feed and fertilizer, managing inorganic waste into various creative products, conditioning waste water through IPAL, using used clothes through a thrifting program, reusing used building wood into furniture, using cloth sanitary napkins for female students, and using refillable liquid washing soap to reduce plastic packaging. Islamic boarding schools optimize circular economy activities through socialization and waste management training for students. This research contributes to the development of a circular economy-based waste management model that can create a clean, healthy, sustainable environment and increase financial independence in Islamic Education Institutions. The findings of this research can be a reference for the government in formulating environmental management policies that are integrated with Islamic values and provide practical guidance for other Islamic educational institutions in developing sustainable environmental management programs.
Faktor-Faktor Penentu Tingkat Ketahanan Pangan Petani Lahan Kecil pada Kelompok Tani di Kecamatan Siman Kabupaten Ponorogo Aysah Putri Cahyani; Ika Septiana Windi Antari
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4589

Abstract

This study aims to evaluate the influence of farming experience, production quantity, and consumption expenditure on the food security of farming communities. Data were analyzed by the Partial Least Squares (PLS) method. Data were collected through questionnaires distributed to farming households across five villages in Siman: Pijeran, Jarak, Demangan, Ngabar and Madusari. Respondents were selected using a combination of cluster sampling and random sampling techniques, resulting in a total of 97 participants. Data analysis included validity testing, reliability testing, and hypothesis testing. The results of this study indicate an R-squared value of 0.703. This value indicates that farming experience, production effectiveness and food accessibility on food security of 70.3%. And the rest is influenced by variables outside the variables in this study. The novelty of this research lies in its model linking farming experience, production quantity and consumption expenditure to food security. Practically, the research provides a foundation for farmers and stakeholders to enhance farming skills, optimize agricultural production and manage consumption expenses more effectively in order to strengthen food security within farming communities.
Perceptions of Teenage Consumers in Bukur Jiwan Toward Instagram-Based Product Advertising on @zuthe.hijab Ilham Putri Andini; Asna Istya Marwantika; Sridar Samu
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 1 (2025): January-June 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i1.4602

Abstract

Introduction: Consumer perception plays an essential role in marketing and building a positive image of a product. In the digital era, Instagram has become a widely used promotional medium, including by Zuthe Hijab, which actively advertises its products through the Instagram account @zuthe.hijab perceptions of advertising products on the Instagram account @zuthe.hijab in Bukur Jiwan Village, District Madiun. Research Methods: The research uses a qualitative descriptive approach with data collection techniques in the form of observation, in-depth interviews, and documentation. Six teenage women who are active on social media and live in the Bukur Jiwan village area were selected as informants in a purposive way. Results: Research results show that perception is influenced by internal factors such as needs, emotions, and personal experiences, as well as external factors like socio-sociocultural environment, popularity, and conditions in the social economy. Creative, varied, and interactive advertising​ can form perceptions and push consumers to purchase goods emotionally and rationally. Conclusion: Zuthe Hijab's Instagram marketing strategy effectively shapes positive perceptions among teenage consumers. Internal and external factors influence these perceptions and result in purchasing decisions based on individual socio-economic circumstances study are delivered.
Implementasi Halal Awareness Bagi Mahasiswa FEBI IAIN Ponorogo Dalam Penggunaan Produk Skincare Lutfia Rahma Dewi; Verbena Ayuningsih Purbasari
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 2 (2025): July-December 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i2.4607

Abstract

The increasing use of skincare products among students requires awareness of the importance of the halalness of the products used. This study aims to understand the understanding, application, and impact of halal awareness in the use of skincare among students of the Faculty of Islamic Economics and Business IAIN Ponorogo. The research method used is qualitative with a field study approach. Data were obtained through interviews, observations, and documentation with students from various departments at FEBI. The results of this study indicate that although most students have understood the importance of product halalness, this awareness is still extrinsic, such as only relying on the halal logo without a deep understanding. The application of halal awareness includes the selection of halal ingredients, production processes that comply with sharia, product cleanliness, and halal certification for international products. As a result, students are more optical in choosing, buying, and using skincare products by considering aspects of halalness, safety, and product composition. It can be concluded that although halal awareness among students has begun to form, ongoing educational efforts are still needed to foster deeper intrinsic awareness, so that the principle of halalness is truly understood and applied consistently in daily consumption behavior.
Determinants Influencing Alumni of Darul Huda Mayak Islamic Boarding School in Purchasing Halal-Labeled Cosmetic Products Aryan Nurhuda; Endah Setyowati
Niqosiya: Journal of Economics and Business Research Vol. 5 No. 2 (2025): July-December 2025
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v5i2.4610

Abstract

Introduction: This study aims to analyze the factors that influence the decision to purchase halal-labeled cosmetic products by alumni of the Darul Huda Mayak Islamic Boarding School, including halal awareness, religiosity, product safety and social environment. Research Methods: The research uses a quantitative approach with data collection through questionnaires from 96 respondents selected using stratified random sampling. Data analysis was conducted using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method. Result: The findings indicate an R-square value of 0.708, suggesting that the variables in this model contribute 70.8% to the purchase decision of halal-labeled cosmetic products, while the remaining 29.2% is influenced by other variables not included in this study. The results further reveal that halal awareness and religiosity have a positive and significant effect on purchase decisions. Product safety has a positive but not significant effect, while the social environment has a negative and significant effect on the decision to purchase halal-labeled cosmetic products. These findings suggest that individual factors, such as awareness and religiosity, play a more dominant role in influencing purchase decisions than external factors. This study highlights the importance of strengthening personal values in promoting the consumption of halal products, especially among Muslim consumers.

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