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Al-Muamalat : Jurnal Ekonomi Syariah
Published by Universitas Islam Negeri Sunan Gunung Djati Bandung
ISSN : 20863225     EISSN : 27160610     DOI : 10.15575/am
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Al-Muamalat: Jurnal Ekonomi Syariah is a journal that focuses on the development of Islamic Economics. The journal comprehensively examines various aspects of current and emerging laws and economics relevant to the field. The journal board welcomes articles from scholars, professionals, researchers, and students as a collective effort toward the advancement of Islamic economics, submitted manuscripts will be published and disseminated. The journal releases new issues twice annually, in January and July. Al-Muamalat: Jurnal Ekonomi Syariah focuses on the main issues in the development of Islamic Economics, covering conceptual ideas and research findings related to the following areas: 1. Islamic Economics Law 2. Islamic Banking and Finance 3. Islamic Business 4. Islamic Law 5. Islamic Marketing 6. Islamic Philanthropy 7. Islamic Human Capital 8. Halal Supply Chain Management 9. Halal Industry 10. Other Topics Related to Islamic Economics
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 228 Documents
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PENERAPAN AKAD ISTISHNA’ PADA KPR SYARIAH ASTER VILLAGE CIWASTRA DI PT ROYAL BRIDEA INDONESIA Nurmala, Risma; Mubarok, Jaih; Hasanudin, Muhammad
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10859

Abstract

In the case of house purchases in it will be given the breadth to continue or cancel the contract (khiyar), in the implementation of the Aster Village Ciwastra only allow khiyar majelis while khiyar conditions are not allowed. This study aims to determine the concept of Aster Village Ciwastra sharia mortgages at PT Royal Bridea Indonesia, know the operational system of Aster Village Ciwastra sharia mortgages at PT Royal Bridea Indonesia, and the application of the istishna 'contract that has been applied, is it in accordance with DSN-MUI fatwa No 06 year 2000 about buying and selling istishna'. The method used is descriptive which aims to explain or describe the practice of istishna contract 'at Aster Village Ciwasta. Based on the results of the study, it can be concluded 1). The concept of sharia mortgages used by Aster Village Ciwastra at PT Royal Bridea Indonesia is a concept of ownership that is paid directly to the developer without involving the bank. 2). Sharia KPR operational system used is a 5-year KPRS with a system without a bank, without interest, without confiscation, and without a contract that is false. 3). The application of the istishna contract 'at Aster Village Ciwastra sharia mortgages at PT Royal Bridea Indonesia was reviewed with fatwa No 06 / DSN - MUI / IV / 2000 concerning the sale and purchase of istishna' not yet in full compliance, namely in the case of the provisions of item 5 (mustashni buyers' may not be allowed sell goods before the recipient) and 7 (in case there is a defect or the goods are not in accordance with the agreement, the customer has a khiyar right (the right to vote) to continue or cancel the contract), whereas in the implementation prior to the agreement it has been stipulated that only allows the khiyar of the assembly while the khiyar is a condition not allowed. There are also other matters regarding the provisions of points 2 and 3.
TINJAUAN HUKUM EKONOMI SYARIAH TENTANG BEBAN BIAYA DALAM PEMBIAYAAN MIKRO DENGAN AKAD MUSYARAKAH MUTANAQISHAH DI BRI SYARIAH Sariningsih, Sariningsih; Jaenudin, Jaenudin; Badriyah, Mila
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10860

Abstract

The musyārakah mutanāqiṣhah contract on micro financing in BRISyariah KCP Majalaya incurs costs (administrative fees, notary fees and insurance costs) that must be borne by the customer. This differs from the DSN MUI fatwa No.73/DSN-MUI/XI/2008 concerning Musyārakah Mutanāqiṣhah. This study aims to determine the micro financing in BRISyariah KCP Majalaya, the mechanism and its relevance to the fatwa of DSN MUI No.73/DSN-MUI/XI/2008. The method used is descriptive, which is describing microfinancing with the musyārakah mutanāqiṣhah contract in BRISyariah KCP Majalaya. Based on the results of the study, it can be concluded that microfinance with the musyārakah mutanāqiṣhah contract is one of the products and services provided by BRISyariah KCP Majalaya. The mechanism starts with the customer submitting an application, before the disbursement the customer must pay the full cost, the customer then shares the profit accompanied by the purchase of a portion of the bank. The cost burden in conducting microfinance with the musyārakah mutanāqiṣhah contract is not yet relevant to the DSN MUI fatwa No.73/DSN-MUI/XI/2008, because all costs that should be borne jointly are borne by the customer, this can lead to injustice.
PELAKSANAAN AKAD QARDH WA AL-IJARAH PADA PRODUK DANA TALANGAN PENDIDIKAN DI KOPERASI MITRA DHUAFA CABANG KADUGORA Wulandari, Selly Sri; Nuraeni, Neni; Badriyah, Mila
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2020): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i1.10861

Abstract

The education bailout product (DTP) is a solution for members who have difficulty paying fees to complete their children's education. This study aims to determine how the implementation of the qardh wa al-ijarah contract on the DTP product and to know the review of Sharia Economic Law on the implementation of DTP. The method used is descriptive that is to explain how the implementation of the qardh wa al-ijarah contract on the DTP product. Based on the results of the study it was concluded that the implementation of the qardh wa al-ijarah contract on the DTP product used the qardh wa al-ijarah agreement, where the qardh contract was a KOMIDA & members' debt and agreement agreement, while the ijarah contract was a KOMIDA agreement and members where members were willing to pay for educational services. According to the review of Sharia Economic Law in DSN MUI Fatwa No.29 of 2002 as a reference for the implementation procedure of DTP products and the muqalah fiqh principle is contradictory because the benefits of the Ujrah given are based on the bailout funds provided, so that the law is riba and does not meet Islamic economic values as basic principles muamalah.
Penerapan Akad Murabahah pada Aplikasi Cicil Mahasiswa (Studi Kasus pada Mahasiswa UIN Sunan Gunung Djati Bandung): Application of Murabahah Akad on Student Installment Application (Case Study on Students of UIN Sunan Gunung Djati Bandung) Pirdayanti, Yupi
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.12351

Abstract

The aim is to find out the practice of murabahah financing contracts in the student installment application at UIN Sunan Gunung Djati Bandung to know the Sharia Economic Law Analysis of the Murabahah contract in the student installment application linked to Fatwa DSN No. 04 /DSN-MUI / IV / 2000 regarding the murabahah contract. The research method, namely qualitative research, is a method that is carried out by describing, explaining, investigating something related to facts. The results of the research resulted in funding for student installment applications that are only specifically for active students with the steps that the customer must take, namely; have an installment application, fill in their personal data according to their ID card, the buyer looks for the items needed at the market place, then the buyer asks for an application, then chooses the installment time and after being confirmed it is followed by a meeting of representatives from the installment application, the student ambassador to make a sale contract and sign the agreement letter In terms of muamalah, it is harmonious and there are conditions that are not fulfilled on the object part and also the price as well as in the first Fatwa provisions point five and the second point two. Tujuan untuk mengetahui praktik akad pembiayaan murabahah pada aplikasi cicil mahasiswa di UIN Sunan Gunung Djati bandung mengetahui Analisis Hukum Ekonomi Syariah terhadap akad Murabahah pada Aplikasi cicil mahasiswa dihubungkan dengan Fatwa DSN No. 04/DSN-MUI/IV/2000 tentang akad murabahah. Metode penelitian yaitu penelitian kualitatif ialah metode yang dilakukan dengan cara menggambarkan, menjelaskan, menyelidiki suatu hal yang berkaitan dengan fakta. Hasil dari penelitian menghasilkan pembiayaan pada aplikasi cicil mahasiswa yang hanya dikhususkan bagi mahasiswa aktif dengan tahapan yang harus dilakukan oleh nasabah ialah; memiliki aplikasi cicil, mengisi data diri sesuai KTP, pembeli mencari barang yang dibutuhkan di market place, lalu pembeli meminta permohonan, kemudian memilih waktu angsuran dan setelah terkonfirmasi dilanjutkan dengan pertemuan wakil dari aplikasi cicil ialah student ambassador supaya melakukan akad jual beli dan tanda tangan surat perjanjian. Dalam ketentuan muamalah rukun dan syaratnya ada yang tidak terpenuhi pada bagian objek dan juga harga serta pada ketentuan Fatwa pertama poin lima dan ketentuan kedua poin dua.
Praktik Serbu di Aplikasi Bukalapak dalam Perspektif Hukum Ekonomi Syariah: Serbu Practice in Bukalapak Application in the Perspective of Sharia Economic Law Cipta, Sanzani Aditiya; Jaenudin, Jaenudin; Saptaji, Aji
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.12368

Abstract

This study aims to find out sharia economic law against the practice of Buying Pulses for Serbu in Bukalapak application. This study uses descriptive research method of analysis with case study approach. In addition, the type of data used in this study is qualitative data. The results of the analysis showed that: (1) Beli Pulsa Untuk Serbu is done by the way the buyer selecting the goods which there is indeed in certain sessions and periods. Then the invaders are required to approve the refund in the form of pulse. Raids can only be carried out once. The draw is conducted after the period ends. The draw is conducted in privately. The announcement of the winner can be seen on the history of Serbu Seru and bukalapak official website. The prize submission is submitted a maximum of 30 working days. 2) In the practice of Beli Pulsa Untuk Serbu more contains mudharat-his juxtaposed to-maslahat, then the practice of Beli Pulsa Untuk Serbu in Bukalapak Application law is haraam. Penelitian ini bertujuan untuk mengetahui Hukum Ekonomi Syariah terhadap praktik Beli Pulsa Untuk Serbu di aplikasi Bukalapak. Penelitian ini menggunakan metode penelitian deskriptif analisis dengan pendekatan studi kasus. Selain itu jenis data yang digunakan pada penelitian ini adalah data kualitatif. Hasil analisis menunjukkan bahwa: (1) Beli Pulsa Untuk Serbu dilakukan dengan cara penyerbu memilih barang yang terdapat pada sesi dan periode tertentu. Kemudian penyerbu diwajibkan untuk menyetujui pengembalian dana dalam bentuk pulsa. Penyerbuan hanya dapat dilakukan satu kali per-sesi-nya. Pengundian dilakukan setelah periode berakhir. Pengundian dilakukan secara tertutup. Pengumuman pemenang dapat dilihat pada riwayat Serbu Seru dan website resmi Bukalapak. Penyerahan hadiah diserahkan maksimal 30 hari kerja. 2) Dalam praktik Beli Pulsa Untuk Serbu lebih banyak mengandung mudharat-nya dibandingkan ke-masalahatan-nya, maka praktik Beli Pulsa Untuk Serbu di Aplikasi Bukalapak hukumnya adalah haram.
TINJAUAN HUKUM EKONOMI SYARI'AH TERHADAP PELAKSANAAN JUAL BELI DENGAN SISTEM DROPSHIPPING DI APLIKASI MARKETPLACE SORABEL PT SALE STOK INDONESIA Adawiyah, Robiatul; Azazy, Yusup
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2020): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i2.12897

Abstract

Pada era modern ini, cara transaksi dan objek jual beli sangat beragam, salah satunya yaitu jual beli dengan sistem dropshipping di aplikasi marketplace Sorabel PT Sale Stok Indonesia. Dropshipping merupakan suatu sistem jual beli dimana penjual dalam menjual produknya tidak memiliki stok persediaan. Dropshipper hanya perlu memajangkan atau memasarkan produk yang dijualnya tanpa harus memiliki sto produk yang dipasarkannya itu dan salah satu marketplace yang menyediakan sistem ini adalah marketplace Sorabel PT Sale Stok Indonesia. Tujuan dari penelitian ini yaitu untuk mengetahui mekanisme dan kepatuhan syari’ah untuk model bisnis sistem dropshipping di aplikasi marketplace Sorabel PT Sale Stok Indonesia. Metode yang digunakan dalam penelitian ini adalah metode pendekatan yuridis empiris. Berdasarkan hasil penelitian dapat ditarik kesimpulan bahwa: Mekanisme jual beli online dengan sistem dropshipping di Sorabel ini sama seperti jual beli sistem dropshipping  pada umumnya dimana fungsi dan tugas dropshipper itu menjual barang milik supplier dan adapun hasil dari pekerjaan yang telah dilakukannya maka ia akan mendapatkan komisi (ujrah). Tinjauan Hukum Ekonomi Syariah terhadap pelaksanaan jual beli dengan sistem dropshipping di aplikasi marketplace Sorabel PT Sale Stok Indonesia peneliti menilai akad yang relevan terhadap sistem dropshipping tersebut adalah akad ji’alah. status hukum jual beli dengan sistem dropshipping di aplikasi marketplace Sorabel PT Sale Stok Indonesia dibolehkan karena para dropshippernya langsung mendaftar sebagai member resmi.
IMPLEMENTASI QANUN ACEH NOMOR 11 TAHUN 2018 TENTANG LEMBAGA KEUANGAN SYARIAH DAN KAITANNYA DENGAN PRAKTIK RIBA DI MASYARAKAT DESA ALUE DAWAH: THE IMPLEMENTATION OF ACEH QANUN NO. 11/2018 ON SHARIA FINANCIAL INSTITUTIONS AND ITS RELATION TO THE PRACTICE OF USURY IN THE COMMUNITY OF ALUE DAWAH VILLAGE Perdana, Putri; Ruhendi, Ateng; Sadi'ah, Diah Siti
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2021): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i2.12901

Abstract

Qanun on Islamic financial institutions is one way for the Aceh government to present a community economy that is in accordance with Islamic teachings. However, the people of Alue Dawah village, Babahrot sub-district, still carry out muamalah practices that are not in accordance with Islamic teachings, these practices are transactions that still contain elements of usury. This study aims to determine the understanding of the people of Alue Dawah village that there is usury, to find out the types of usury practices that are often carried out by the people of Alue Dawah village and to know the application of Aceh Qanun No. 11 of 2018 on the practice of usury in the village community of Alue Dawah. This study uses a qualitative method with a descriptive analytical approach and normative juridical, to collect data in the Alue Dawah village community and describe or explain what is from the results of the research and synchronize the qanun of Islamic financial institutions so that it can be compiled in written form (narrative), interpreted and analyzed. The results show that the people of Alue Dawah village can understand usury and its law from various perspectives, although they cannot explain it systematically. The practice of usury that is often carried out by the people of Alue Dawah village is usury qard and usury jahiliyah, while the current application of the qanun of Islamic financial institutions has not shown any connection with usury practices carried out by the people of Alue Dawah village. Qanun Lembaga Keuangan Syariah merupakan salah satu cara pemerintah Aceh menghadirkan ekonomi syariah di tengah-tengah masyarakat Aceh. Kenyataannya, masih ada desa yang tidak melaksanakan Qanun tersebut. Masyarakat Desa Alue Dawah kecamatan Babahrot masih melakukan praktik riba. Penelitian ini bertujuan untuk mengetahui pemahaman masyarakat Desa Alue Dawah terhadap riba, mengetahui jenis praktik riba yang sering dilakukan oleh masyarakat Desa Alue Dawah dan mengetahui penerapan Qanun Aceh No. 11 Tahun 2018 terhadap praktik riba di masyarakat Desa Alue Dawah. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif analitis dan yuridis normatif. Penulis mengumpulkan data, sinkroniasasi dengan Qanun, menganalisis, dan memaparkan dalam bentuk naratif. Hasil penelitian menunjukkan bahwa sebenarnya masyarakat Desa Alue Dawah mengetahui jenis-jenis riba dan hukumnya, namun tidak dapat memahami dan menjelaskan secara sistematis. Oleh karena itu, masyarakat masih melakukan praktik riba. Praktik riba yang sering dilakukan masyarakat Desa Alue Dawah ialah riba qard dan riba jahiliyah. Kesimpulannya, Qanun Lembaga Keuangan Syariah belum banyak dipahami dan dilaksanakan oleh masyarakat Desa Alue Dawah.
INVESTASI EMAS ONLINE DI APLIKASI SHOPEE DAN PT. PEGADAIAN DALAM PERSPEKTIF FATWA DSN-MUI NOMOR 77/DSN-MUI/V/2010 TENTANG JUAL BELI EMAS SECARA TIDAK TUNAI: ONLINE GOLD INVESTMENT IN SHOPEE APPLICATION AND PT. PEGADAIAN IN THE PERSPECTIVE OF DSN-MUI FATWA NUMBER 77/DSN-MUI/V/2010 CONCERNING THE SALE AND PURCHASE OF GOLD IN CASH. Sopiah, Pipi; Sadi'ah, Diah Siti
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2021): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i2.12961

Abstract

PT. Pegadaian cooperates with Shopee to launch Gold Savings which is present in the Shopee Application. This study aims to determine the online gold investment mechanism in Shopee and PT applications. Pegadaian, as well as knowing the implementation of sharia contracts in gold investment in the Shopee Application and the review of the DSN-MUI Fatwa Number 77/DSN-MUI/V/2010 on online gold investment practices in the Shopee application. This type of research is qualitative-descriptive with the case study method to explain or describe online gold investment in the Shopee and PT applications. Pawnshop. Based on the results of the study, it was found that the Shopee Application only provides facilities for the gold investment process, including gold buying and selling services in the form of digital or balance. Furthermore, gold can be printed through PT. Pawnshop with terms and conditions that apply. Online gold investment on the Shopee Application and PT. The pawnshop is not following the murabahah contract or the wadi'ah contract. So, the gold investment at Shopee does not use sharia contracts following Islamic sharia principles. However, according to the DSN-MUI fatwa No. 77/DSN-MUI/V/2010, buying and selling gold in cash is permitted, provided that the gold is not used as a means of payment/debt (tsaman). In conclusion, investing in gold in the Shopee application is permissible but does not use sharia contracts. PT. Pegadaian bekerjasama dengan Shopee meluncurkan Tabungan Emas pada Aplikasi Shopee. Penelitian ini bertujuan untuk mengetahui mekanisme investasi emas online di aplikasi Shopee dan PT. Pegadaian, serta mengetahui implementasi akad-akad syariah pada investasi emas di Aplikasi Shopee, serta mengetahui tinjauan Fatwa DSN-MUI Nomor 77/DSN-MUI/V/2010 terhadap praktik investasi emas online di aplikasi Shopee. Jenis penelitian ini adalah kualitatif-deskriptif dengan metode studi kasus yaitu untuk menjelaskan atau menggambarkan investasi emas online di aplikasi Shopee dan PT. Pegadaian. Berdasarkan hasil penelitian ditemukan bahwa Aplikasi Shopee hanya menyediakan fasilitas pada proses investasi emas, termasuk juga layanan pembelian dan penjualan emas berupa digital atau saldo. Selanjutnya emas bisa cetak melalui PT. Pegadaian dengan syarat dan ketentuan yang berlaku. Investasi emas online pada Aplikasi Shopee dan PT. Pegadaian tidak sesuai dengan akad murabahah, maupun akad wadi'ah. Sehingga investasi emas tersebut tidak menggunakan akad-akad syariah sesuai dengan prinsip syariat Islam. Namun, menurut fatwa DSN-MUI Nomor 77/DSN-MUI/V/2010 jual beli emas secara tidak tunai diperbolehkan dengan syarat emas tersebut tidak dijadikan sebagai alat pembayaran / utang (tsaman). Kesimpulannya, investasi emas pada aplikasi Shopee diperbolehkan namun tidak menggunakan akad-akad syariah.
ZAKAT SAHAM MNC SEKURITAS CABANG BANDUNG DALAM PERSPEKTIF FIQH TABARRU': ZAKAT ON SHARES OF MNC SECURITIES BRANCH BANDUNG IN THE PERSPECTIVE OF FIQH TABARRU' Muzaki, Amar; Arifin, Tajul; Yuniarti, Vinna Sri
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2021): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i2.12969

Abstract

Share zakat is a development object of zakat mal. With the increase in stock investors, zakat shares have high potential. MNC Sekuritas has a stock zakat feature as a zakat service with a stock object in collaboration with Rumah Zakat as amil zakat fund manager. However, zakat on shares is not for all shares listed on the IDX. This study aims to determine, describe, and analyze the criteria for shares that can be zakat and how the practice of implementing zakat shares at MNC Sekuritas Bandung is based on a review of sharia economic law. This research was conducted with a descriptive method, namely describing and reviewing the implementation of stock zakat at MNC Sekuritas Bandung. Sources obtained from the provisions relating to zakat shares from the MNC Sekuritas Bandung. This study concludes, shares that can be used as objects of zakat must be included in the Sharia Securities List (DES) and obtained lawfully so that not all shares can be zakated as not all assets can be zakat, the implementation of zakat shares at MNC Sekuritas Bandung is the same as the implementation of zakat in general and its implementation also easy and efficient. According to a review of sharia economic law, the implementation of zakat shares at MNC Sekuritas Bandung is based on sharia provisions and principles terms, and pillars. Zakat saham merupakan pengembangan objek zakat mal. Bertambahnya investor saham, zakat saham memiliki potensi tinggi. MNC Sekuritas memiliki fitur zakat saham sebagai layanan zakat dengan objek saham bekerja sama dengan Rumah Zakat sebagai amil pengelola dana zakat. Namun zakat saham tidak untuk semua saham yang terdaftar di BEI. Penelitian ini bertujuan untuk mengetahui, mendeskripsikan, serta menganalisis kriteria saham yang dapat dizakatkan serta bagaimana praktik pelaksanaan zakat saham di MNC Seuritas Bandung berdasarkan tinjauan fiqh tabarru. Penelitian ini dilakukan dengan metode deskriptif, yaitu memaparkan dan meninjau pelaksanaan zakat saham di MNC Sekuritas Bandung. Sumber diperoleh dari ketentuan yang berkaitan dengan zakat saham dari pihak MNC Sekuritas Bandung. Hasil penelitian ini ditemukan bahwa saham yang dapat dijadikan objek zakat haruslah masuk Daftar Efek Syariah (DES) dan diperoleh dengan halal sehingga tidak semua saham dapat dizakatkan sebagaimana tidak semua harta dapat dizakati. Selain itu, pelaksanaan zakat saham di MNC Sekuritas Bandung sama dengan pelaksanaan zakat pada umumnya serta pelaksanaanya pun mudah dan efisien. Kesimpulannya, pelaksanaan zakat saham di MNC Sekuritas Bandung telah sesuai dengan ketentuan serta prinsip syariah baik dari segi syarat maupun rukun.
Pelaksanaan Jual Beli Makanan menggunakan Fitur OVO pada Aplikasi GrabFood pada Masa Pandemi Covid-19 dalam Perspektif Fiqh Al-Bai’: Implementation of Buying and Selling Food using the OVO Feature on the GrabFood Application during the Covid-19 Pandemic in the Perspective of Fiqh Al-Bai' Safitri, Neng Murtapi'ah
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.12970

Abstract

The purpose of this study is to determine: 1) the mechanism of buying and selling food with payment using the OVO feature on the GrabFood application during the Covid-19 pandemic at the Al-Ihsan Cibiru Hilir Islamic Boarding School, Bandung Regency. 2). Review of sharia economic law on the application of multi-contract food purchases with payment using the OVO feature in the GrabFood application during the Covid-19 pandemic at the al-ihsan boarding school cibiru hilir bandung district. This study uses a descriptive method by using the results of previous research as a data source which is described using literature study techniques and analyzed using a qualitative analysis approach, namely research used to examine the condition of objects in the field scientifically. The results of the analysis show that the implementation of buying and selling food using the OVO feature on the GrabFood application during the Covid-19 pandemic is in accordance with the procedures determined by the government and may be carried out according to sharia economic law. Tujuan penelitian ini adalah untuk mengetahui: 1) mekanisme jual beli makanan dengan pembayaran menggunakan fitur OVO pada aplikasi GrabFood masa pandemi Covid-19 di Pondok Pesantren Al-Ihsan Cibiru Hilir Kabupaten Bandung. 2). Tinjauan hukum ekonomi syariah terhadap penerapan multi akad pembelian makanan dengan pembayaran menggunakan fitur OVO pada aplikasi GrabFood masa pandemi Covid-19 di pondok pesantren al-ihsan cibiru hilir kabupaten bandung. Penelitian ini menggunakan metode deskriptif dengan menggunakan hasil penelitian terdahulu sebagai sumber data yang di deskripsikan menggunakan teknik studi pustaka dan di analisis dengan menggunakan pendekatan analisis kualitatif yaitu penelitian yang digunakan untuk meneliti kondisi objek di lapangan secara ilmiah. Hasil analisis menunjukan bahwa pelaksanaan jual beli makanan dengan menggunakan fitur OVO pada aplikasi GrabFood masa pandemi Covid-19 ini telah sesuai dengan prosedur yang telah ditentukan oleh pemerintah dan boleh dilakukan menurut hukum ekonomi syariah.

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