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STRATEGI MANAJEMEN KEUANGAN YANG EFEKTIF UNTUK PENINGKATAN TARAF HIDUP MASYARAKAT Teguh Prakoso; Rina Apriliani
JOURNAL OF COMMUNITY DEDICATION Vol. 4 No. 4 (2024): NOVEMBER
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

Effective financial management strategies for improving people's living standards refer to a series of planned approaches and methods in managing financial resources, both at the individual, family, and community levels, which aim to improve economic well-being and overall quality of life. These strategies include careful financial planning, wise management of income and expenditure, optimal use of financial instruments and investments, and increased financial literacy, which collectively aim to create financial stability, economic growth, and improve people's living standards in the long term. The study method in this study uses the literature method. The results of the study show that strategies such as careful budget planning, wise debt management, investment diversification, and increased financial literacy have a significant positive impact on financial stability and economic growth of the community. This study also identifies challenges in implementing these strategies, including gaps in knowledge and access to financial services. In conclusion, the implementation of effective financial management strategies, supported by appropriate policies and continuous education, can be a key instrument in improving people's living standards and encouraging inclusive economic development.
Impact of Digital Payment Factors on Users of the GoPay Digital Payment Platform Teguh Prakoso; Rina Apriliani; Arif Budiarto; Merissa Fermica Iskandar; Ngurah Pandji Mertha Agung Durya
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.23.31

Abstract

This research aims to analyze impact of digital payment factors on users of the GoPay digital payment platform. This research is included in the type of quantitative research. The population in the study is users of the GoPay digital payment platform. Because the exact number of users of the GoPay digital payment platform is unknown, a saturated sample is used, so the sample for this study was 100 respondents. Hypothesis testing in this study uses multiple linear regression analysis. The results of the study show that the GoPay digital payment platform is an electronic wallet developed by PT GoTo Gojek Tokopedia Tbk which is used as a payment service while using the Gojek application. PT GoTo Gojek Tokopedia Tbk started its business from a motorbike transportation service which then expanded its business network by offering various services. The GoPay digital payment platform is one form of financial technology innovation. Security has a significant effect on the interest of users of the GoPay digital payment platform. Convenience has a significant effect on the interest of users of the GoPay digital payment platform.
Strategi Manajemen Keuangan untuk Bisnis Startup Teguh Prakoso; Rina Apriliani
Bulletin of Community Engagement Vol. 4 No. 2 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i2.1455

Abstract

This research examines effective financial management strategies for startup businesses, with a focus on the importance of proper financial planning and management in supporting the success of new businesses in the competitive digital economy era. The study in this research uses literature. The research results show that an effective financial management strategy for startups includes several key aspects, including: realistic and flexible financial planning, strict cash flow management, diversification of funding sources, optimization of capital structure, efficient cost control, as well as implementation of an accounting system and accurate financial reporting. The research findings also emphasize the importance of startups adopting an adaptive approach to financial management, given the rapidly changing market dynamics. Strategies such as bootstrapping, lean startup methodology, and the use of financial technology (fintech) to automate financial processes were found to be effective practices in optimizing limited financial resources.  
STRATEGI BRAND ENGAGEMENT DALAM MENDUKUNG PERTUMBUHAN USAHA MIKRO, KECIL, DAN MENENGAH Apriliani, Rina; Teguh Prakoso; Jamaluddin Majid; Suriadi, Suriadi; Sonny Santosa
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 12: Mei 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v4i12.10245

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan memberikan sosialisasi strategi brand engagement dalam mendukung pertumbuhan usaha mikro, kecil, dan menengah yang ada di Indonesia. Untuk memaparkan sosialisasi dalam strategi brand engagement dalam mendukung pertumbuhan usaha mikro, kecil, dan menengah dilalui beberapa tahap mulai dari tahap pengenalan, persuasi, dan keputusan. Strategi brand engagement dalam mendukung pertumbuhan usaha mikro, kecil, dan menengah melalui penggunaan media sosial, konten yang menarik, dan customer service yang melayani dengan baik
Environmental Management Through the Implementation of the Waste-sorting Program in Desa Kurungkambing Maman Rumanta; Siti Hadianti; Hidayah Hidayah; Teguh Prakoso; Dewi Elfriwaty Br Simamora; Siti Nurlina
Cakrawala: Jurnal Pengabdian Masyarakat Global Vol. 4 No. 2 (2025): Mei: Cakrawala: Jurnal Pengabdian Masyarakat Global
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/cakrawala.v4i2.4028

Abstract

Environmental management through implementation of a waste sorting program in Desa Kurungkambing aims to raise public awareness of environmental issues and improve environmental conditions by applying the Reduce, Reuse, and Recycle (3R) concept. The methods employed in this program include ecological awareness training for the community, enhancement of waste-sorting infrastructure, and the development of a more efficient waste-sorting system. In this activity, the Community Service (PkM) team from Universitas Terbuka conducts training sessions to enhance the community’s understanding of the 3R concept while also improving infrastructure related to waste sorting. The implementation stages of this program include preparation, execution, evaluation, documentation, and dissemination. The outcomes of this PkM activity include a cleaner environment in Desa Kurungkambing, increased awareness and active participation of the community in waste sorting, and the establishment of Desa Kurungkambing as a positive example for neighboring villages.
PENGARUH STRATEGI PEMBELAJARAN PBL DAN GAYA BELAJAR TERHADAP HASIL BELAJAR BAHASA INDONESIA SISWA KELAS 4 SDN 02 CUPAK TANGAH KECAMATAN PAUH KOTA PADANG Mira Sasmita; Efendi Napitupulu; Teguh Prakoso
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 03 (2025): Volume 10 No. 03 September 2025 In Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i03.34447

Abstract

This study aimed to analyze the effects of Problem-Based Learning (PBL) strategy and learning styles on Indonesian language learning outcomes of 4th grade students at SDN 02 Cupak Tangah,Pauh District, Padang City. The research employed a quantitative experimental approach with a 2×2 factorial design, involving 54 students divided into two groups: an experimental group using PBL strategy (28 students) and a control group using conventional strategy (26 students). Based onlearning styles, there were 33 students with visual learning style and 21 students with auditory learning style. The research instruments consisted of Indonesian language learning achievement tests andlearning style questionnaires. Data were analyzed using two-way ANOVA with significance level α =0.05. The research findings indicated that: (1) there was a highly significant effect of PBL learning strategy on Indonesian language learning outcomes (F = 121.371, p < 0.001), with the PBL group mean score (93.46) being 7.73 points higher than the conventional group (85.81); (2) there was no significant effect of learning styles on Indonesian language learning outcomes (F = 0.541, p = 0.466),with the mean difference between visual (89.55) and auditory (90.14) learning styles being only 0.59points; (3) there was no significant interaction between PBL learning strategy and learning styles on Indonesian language learning outcomes (F = 0.272, p = 0.604). Prerequisite tests showed that the datawere normally distributed (Kolmogorov-Smirnov p = 0.200) and had homogeneous variance (Levene's test p = 0.110).
ANALYSIS OF THE INFLUENCE OF STUDENTS' KNOWLEDGE OF BANK INTEREST AND SHARIA ACCOUNTING ON INTEREST IN PURCHASING SHARIA PRODUCTS Puspitasari, Ratih; Muhammad Irsyad Elfin Mujtaba; Teguh Prakoso; Upik Djaniar; Andri Yunus
Journal of Innovation Research and Knowledge Vol. 3 No. 10: Maret 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v3i10.7556

Abstract

The aim of this research is to analyze the influence of students' knowledge of bank interest and sharia accounting on interest in purchasing sharia products. This research is categorized as partly quantitative research, the type of which is a correlational method. Population in this study were students from Private Universities in Indonesia. Sampling technique that can be used in this research is purposive sampling. Sample studied was 100 respondents. This research uses multiple linear regression analysis to answer the problem formulation and temporary assumptions. The research results show that students' knowledge of bank interest has a positive and significant influence on interest in purchasing sharia products. Sharia accounting has a positive and significant influence on interest in purchasing sharia products.
A COMPREHENSIVE STUDY OF SOCIAL AND ECONOMIC TURMOIL: IMPLICATIONS OF THE PROPOSED 40-75 PERCENT ENTERTAINMENT TAX HIKE IN INDONESIA Zainal Arifin; Silvia Ekasari; Dinda Ayu Izmi; Fenny Noor Salam; Teguh Prakoso
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 2 (2024): February
Publisher : Adisam Publisher

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Abstract

This comprehensive study delves into the multifaceted implications of Indonesia's proposed 40-75 percent entertainment tax hike, shedding light on the intricate social and economic landscape it unveils. Focusing on sectors like spas, bars, nightclubs, and karaoke joints, the proposed tax has elicited significant opposition from businesses and workers, triggering concerns about its impact on Indonesia's society. From an economic perspective, spa owners, particularly in Bali, have contested the tax increase, emphasizing potential job losses and economic fallout beyond business owners. The study reveals the profound social implications, emphasizing the threat to financial stability for individuals like Murniyati, a taxi driver dependent on the entertainment sector. Government responsiveness to these concerns, as indicated by a delayed tax hike pending evaluation, reflects a commitment to holistic assessment. Situating the tax within Indonesia's economic policies, the study calls for a balanced approach that considers the interdependencies within the entertainment sector. A legal perspective highlights court challenges, adding a layer of uncertainty for businesses. Regional and demographic differentials, global economic considerations, cultural dimensions, and digital discourse are explored, offering a comprehensive understanding. In exploring societal ramifications, the study considers entertainment services' cultural and social value, emphasizing the need for policies to preserve cultural diversity. The economic landscape is examined for potential ripple effects on employment, and alternative fiscal measures are proposed for a balanced approach. Historical contexts and fairness assessments contribute to a forward-looking perspective.