cover
Contact Name
Moh. Faizur Rohman
Contact Email
faza_veiro@uinsa.ac.id
Phone
+6285749376509
Journal Mail Official
faza_veiro@uinsa.ac.id
Editorial Address
Prodi Hukum Ekonomi Syariah (Muamalah) Fakultas Syari'ah dan Hukum UIN Sunan Ampel Surabaya, Jl. Ahmad Yani 117 Surabaya, Jawa Timur 60237
Location
Kota surabaya,
Jawa timur
INDONESIA
Maliyah : Jurnal Hukum Bisnis Islam
ISSN : 20884869     EISSN : 25974351     DOI : https://doi.org/10.15642/maliyah.2021.11.2
Kajian-kajian Hukum Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 168 Documents
Uang Elektronik dalam Perspektif Maqasid al-Shari’ah al-Syatibi Pangestu, Zakaria Adjie
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.154-170

Abstract

The currencies used by humans to transact change. Initially relying on barter, then using dinars and dirhams, changing to using cash, to the latest update to Electronic Money or e-money, originating from the human mind that continues innovating with technological advances to facilitate activities and life. E-money offers practicality in transactions. Its significant influence on society and the economy of a country, especially Indonesia, raises the need to solve problems related to Sharia views on e-money. Islamic law is a rule/regulation that prioritises the benefit of humankind. This research answers questions related to the suitability of electronic money with the concept of maqāṣid al-sharī’ah al-Syatibi. This research uses qualitative research. The data source comes from the literature examining al-Syatibi's maqāṣid al-sharī’ah and electronic money, with data collection techniques that take objects from documents. In this research, the documents are in the form of al-Muwāfaqāt fi uṣul al-shari’ah, Bank Indonesia Regulation number 16/8/PBI/2014, and DSN-MUI fatwa number 116/DSN-MUI/IX/2017. The e-money concept follows the principle of hifẓu al-māl/safeguarding property and the maintenance of property at the al-hājiyat level. Because e-money facilitates human transactions, it does not interfere with life even if it is not fulfilled. However, it can complicate the efficiency of activities if not used. E-money follows the relevant fikih  muamalah contracts and is free from forbidden elements, namely maysir/gambling, gharar, and usury. On the other hand, unregistered electronic money does not fulfil the principle of hifẓu al-māl, so it can cause harm when used.
Economic Empowerment of Women Through Productive Zakat (Analysis of Women’s Entrepreneurship Funding Programs at Rumah Zakat) Saadah, Chuzaimatus; Ghummiah, Sivi Mala
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.171-196

Abstract

The analysis report of the National Fiscal Policy Agency for December 2022 stated, currently, women in Indonesia will make up around 49.2 percent of the total population in Indonesia in 2021. 53.6 percent of them are of productive age. Meanwhile, women's access to financing from formal financial institutions for micro, small, and medium enterprises (MSMEs) owned by women is currently only around 27 percent. So we need another alternative to providing business opportunities for women. Indonesia Zakat Outlook 2021 mentioned the potential for zakat to reach IDR 327.6 trillion. Therefore, the distribution of zakat has the potential to support the achievement of gender equality and women's empowerment if managed properly. LAZNAS Rumah Zakat, since 2019, has had a female entrepreneur fund the program through productive zakat. Therefore, it is interesting to study the mechanisms and impacts of the utilization of zakat on female beneficiaries. The research that researchers will do uses qualitative research methods that use primary sources in the form of final program reports from Rumah Zakat. The results of the research show that, through the women's entrepreneurship funding program, which consists of cash assistance and technical assistance, it has a positive impact on beneficiary women, especially technical assistance, which has proven to be able to increase the number of unpaid workers with lots of family participation. In addition, this program has been proven to increase the profits of the majority of entrepreneurs. So that the ideals of productive zakat are the long-term welfare of beneficiary women, turning them into muzakki has great potential to be achieved through the Women's Entrepreneurial Funding program by Rumah Zakat.
Analisis Hubungan Antara Laba dan Tujuan Ekonomi Syariah Kontemporer Choirunnisa, Wanda Hana; Noviyanti, Triana Ayu; Wigati, Sri
Maliyah : Jurnal Hukum Bisnis Islam Vol. 14 No. 1 (2024): Juni 2024
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2024.14.1.62-87

Abstract

This research discusses profits in Islamic economics by considering not only material aspects, but also spiritual aspects. In a sharia economic perspective, profits must take into account compliance with sharia principles such as the prohibition of usury, gharar and maysir. This study refers to the Al-Qur'an and Hadith to analyze the relationship between profit and economic goals in contemporary sharia business. The method used is qualitative research with a library research approach, which produces subjective conclusions. The aim of the research is to provide understanding to the public about the importance of following sharia economic principles in doing business. The formulation of the problem in this article is that many businesses in the 21st century still violate sharia principles, such as riba, gharar, and maysir. In this case thrifting contains elements that are not in accordance with sharia economic principles.
Problematika Proses Mediasi Ketenagakerjaan Ditinjau dari Aspek Keadilan (Studi pada Disnakertrans Jawa Timur) Huri, Daman; Ihtisyam, Hazimah; Izzah, Puteri Nurul; Tsany, Aulia Farahdila; Permatasaridewi, Putri Maharani
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.221-251

Abstract

Mediation is an important element in the alternative scope of labor dispute resolution in Indonesia as well as the mediator. There fore in 2016, PERMA No. 1 of 2016 regarding mediation procedures issued by the government. The settlement of labor disputes in the form of industrial relations between workers and employers of a company which is usually processed at the Manpower and Transmigration Service (Disnakertrans) is also certainly mediated by a neutral party, namely a mediator. The mediator himself is indeed very necessary in this process. Even so, the mediator in carrying out his work will definitely encounter obstacles along the way which will hinder his various duties and authorities, especially in his activities. We have to study these obstacles together so that they don't happen again in the future and can be minimized in such a way. And this of course refers to the laws and regulations related to mediation that the mediator relies on. These obstacles not only hinder the mediator but can also interfere with both parties to the dispute. In this journal, we conduct an in-depth analysis and study of the obstacles encountered in the mediation process, especially labor mediation. Through this research, we were able to find out the implementation of mediation in the East Java Province Manpower and Transmigration Agency. Apart from that, we also identify and analyze some of the common obstacles faced by mediators from the aspect of justice.
Penyusunan Kamus Hukum Ekonomi Syariah sebagai Upaya Pengembangan Institusi Rohman, Moh. Faizur; Arifin, Moch. Zainul; Samun, Samun
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.133-153

Abstract

The research with the title Efforts to Develop the HES Study Program through the Compilation of a Sharia Economic Law Dictionary (HES Dictionary) is a literature study that aims to find out the steps for compiling the HES Dictionary and find out the results of the preparation of the Sharia Economic Law Dictionary. This research is included in the type of qualitative descriptive research that describes the steps of compiling a dictionary and describes the terms in Islamic Economic Law, identified through the study of documents derived from data sources. The results obtained related to the steps of compiling a dictionary are through the stages of designing a dictionary, identifying reference materials, determining reference materials, determining the format, finishing and evaluation. From the evaluation results, it was found that the compiled dictionary design was very helpful in supporting the learning process, especially in the HES Book Review course and the Arabic for HES course. This was based on the results of the evaluation of the discussion participants because so far, they had only relied on pure Indonesian Arabic dictionaries without knowing the whole meaning of the vocabulary. The discussion participants also stated that this HES dictionary could help dictionary users overcome difficulties in understanding various Arabic terms related to mu'amalah fiqh, especially in taking text studies and Arabic for HES courses.
Konsep Kerja Pengrajin Industri Sandal di Wedoro Waru Sidoarjo Perspektif Etika Bisnis Islam Junaidy, Abdul Basith; Nadhifah, Nurul Asiya; Musyafa’ah, Nur Lailatul; Syafaq, Hammis
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.197-220

Abstract

This article discusses working according to sandal craftsmen in Wedoro village, Waru, Sidoarjo. The research was conducted in Wedoro village, Waru, Sidoarjo, East Java. Data collection through observation, interviews and documentation. The collected data was analyzed deductively using Islamic law. The study results concluded that most sandal craftsmen came from among the santri and were affiliated with the Nahdhatul Ulama religious organization. The concept of work they have is influenced by the religious teachings they acquire. They do five things at work, namely diligent and diligent, knowledgeable, innovating and understanding market needs, expanding networks and relationships, and being grateful. These five things are in accordance with the concept of Islamic law. In maqāṣid al-Sharia, work as a sandal craftsman corresponds to the objectives of hifẓ al-dīn, hifẓ al-nafs, hifẓ al-‘aql, hifẓ al-nasl and hifẓ al-māl.
Produk Kemasan Tanpa Label Halal di Surabaya perspektif Undang-Undang Nomor 8 Tahun 1999, Undang-Undang Nomor 33 Tahun 2014, dan Maqāṣid al-Sharī‘ah Sanuri, Sanuri; Ayu Ningtiyas, Mega
Maliyah : Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2024): Desember 2024
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2024.14.2.237-274

Abstract

Abstract: This is a field research that discusses packaging products without the halal label in Surabaya under the perspective Law Number 8 of 1999, Law Number 33 of 2014 and Maqāṣid al-Sharī‘ah. Data collection techniques in this study were carried out using three ways, namely: (1) interviews; (2) observation and; (3) documentation. From all the descriptions presented, the results of this study are as follows: Based on the analysis of the Law No. 8 of 1999 and Law. No. 33 of 2014, the practice carried out by business actors in the modern market of Surabaya has not followed the provisions for halal production in the form of including halal writing on food labels. Whereas, in the perspective of Maqāṣid al-Sharī‘ah, what business actors do is contrary to the principles of monotheism and ta'abbudi (servitude to Allah SWT), because consuming halal and tayyib products is an order for Muslim consumers. In addition, the circulation of products without halal label in Surabaya has the potential to damage some of the joints in Maqāṣid al-Sharī‘ah features such as religion, soul and reason. Keywords: Business actors; halal products; halal label; Maqāṣid al-Sharī‘ah. Abstrak: Penelitian lapangan (field research) yang membahas tentang produk kemasan tanpa lebel halal di Surabaya perpektif Maqāṣid al-Sharī‘ah dan Undang-Undang Nomor 8 tahun 1999 dan Undang-Undang Nomor 33 tahun 2014. Adapun tehnik pengumpulan data dalam penelitian ini dilakukan dengan menggunakan tiga cara, yaitu: (1) wawancara; (2) observasi dan; (3) dokumentasi. Dari seluruh uraian yang disajikan, maka hasil dari penelitian ini adalah sebagai berikut: Berdasarkan analisis UU. No. 8 tahun 1999 dan UU. No. 33 tahun 2014, praktik yang dilakukan oleh para pelaku usaha di pasar modern Surabaya belum mengikuti ketentuan berproduksi secara halal dalam bentuk pencantuman tulisan halal pada label makanan. Sedangkan dalam perspektif Maqāṣid al-Sharī‘ah, apa yang dilakukan oleh para pelaku usaha bertentangan dengan prinsip tauhid dan ta‘abbudī (penghambaan kepada Allah SWT), karena mengkonsumsi produk halal dan tayyib adalah perintah bagi konsumen Muslim. Selain itu, peredaran produk tanpa label halal di Surabaya sangat berpotensi merusak beberapa sendi yang ada dalam fitur-fitur Maqāṣid al-Sharī‘ah seperti agama, jiwa dan akal. Kata Kunci: Pelaku Usha; Produk Halal; Label Halal; Maqāṣid al-Sharī‘ah.
Pengaturan Hukum Usaha Mikro Kecil dan Menengah (UMKM) berdasarkan Keadilan Ekonomi Ramadhana, Widodo
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.252-265

Abstract

Indonesia is a country with a contribution of 60% coming from MSMEs. So in Indonesia itself, MSMEs are business units that play a big role in the national economy to increase the country's foreign exchange. For this reason, it is necessary to study the development of MSMEs to increase Indonesia's economic growth and the concept of protecting MSMEs based on an economic justice approach. The type of research used in this writing is normative juridical which is descriptive analysis. The data collection technique used is documentation of data. The development of MSMEs is one of the government's efforts as ruler to increase investment and create job opportunities. These efforts are contained in Law no. 11 of 2020 concerning Job Creation and Government Regulation Number 7 of 2021 concerning the Development, Protection and Strengthening of Small Cooperatives and Businesses. The concept of a fair legal protection mechanism to ensure the inequality of the free market economic system which creates a gap between large entrepreneurs and small entrepreneurs, especially MSMEs.
Urgensi PPAT dalam Proses Jual Beli Tanah dan Bangunan dalam Tinjauan Yuridis Prasetyo, Muhammad Arif
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 2 (2023): Desember 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.2.266-284

Abstract

When making a deed, the Land Deed Making Officer (PPAT) is obliged to ensure that the BPHTB payment owed has been paid in full by the Taxpayer. For this reason, it is necessary to study the role of PPAT in the imposition of BPHTB in the transfer of rights to land and buildings, the legal consequences of the imposition of BPHTB in deeds of sale and purchase of land and buildings and the mechanism for the imposition of BPHTB in deeds of sale and purchase. The type of research used in writing this is normative juridical, which is descriptive analysis. The data collection technique used is library research. The role of PPAT in the Imposition of BPHTB in the Transfer of Rights to Land and Buildings is to convey the necessary information relating to the process of imposition of BPHTB in the imposition of BPHTB tax on the transfer of rights to land and buildings. The legal consequence of the imposition of BPHTB in the Deed of Sale and Purchase of Land and Buildings is that the Deed of Sale and Purchase cannot be executed before the BPHTB in the sale and purchase transition transaction has not been paid by the taxpayer, which also results in legal certainty in the transition.
تحليل مقاصد العامة لنمو التكنولوجيا المالية الإسلامية في إندونيسيا Sanuri, Sanuri
Maliyah : Jurnal Hukum Bisnis Islam Vol. 14 No. 1 (2024): Juni 2024
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2024.14.1.87-107

Abstract

ملخص: يناقش هذا المقال تطوير التكنولوجيا المالية الإسلامية في إندونيسيا من منظور المقاصد العامة، والتي تشمل القيم العالمية مثل الإلهية والعدالة والشفافية والمساواة في الحقوق والواجبات. أما تقنيات جمع البيانات في هذا البحث، فتتمثل في التوثيق والمسح الاستقصائي حول الأسئلة المتعلقة بالتصورات والفهم وتجارب المستخدمين حول تطبيقات المقاصد العامة في خدمات التكنولوجيا المالية الإسلامية. يتم تحليل البيانات باستخدام الأسلوب النوعي للحصول على فهم شامل حول كيفية انعكاس التكنولوجيا المالية الإسلامية في إندونيسيا لمبادئ المقاصد العامة وإلى أي مدى تُطبَّق هذه المبادئ في الخدمات المالية المقدمة. تشير نتائج البحث إلى أن المبادئ الأساسية للتكنولوجيا المالية الإسلامية قد تماشت مع مقاصد العامة مثل الشمول المالي وحماية المستهلك ونمو الاقتصاد. ومع ذلك، فإن تنفيذ التكنولوجيا المالية الإسلامية في إندونيسيا لا يزال غير مثالي بسبب نقص فهم المجتمع للمنتجات المالية الإسلامية والإطار القانوني الذي لا يدعم بالكامل تطور التكنولوجيا المالية الإسلامية. الكلمات الرئيسية: المقاصد العامة، القيم العالمية، التكنولوجيا المالية الإسلامية، الخدمات المالية الإسلامية