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Maliyah : Jurnal Hukum Bisnis Islam
Published by Universitas Islam Negeri Sunan Ampel
ISSN : 20884869     EISSN : 25974351     DOI : https://doi.org/10.15642/maliyah.2021.11.2
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Kajian-kajian Hukum Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 163 Documents
 12   13   14   15   16 
Efektivitas Program Penanganan Covid-19 dan Pemulihan Ekonomi Nasional (PC-PEN) ditinjau dari Ekonomi Pancasila Rachel, Francesca; Hanifa, Shafa Andien; Akbar, Wafa Raniah Putri
Maliyah : Jurnal Hukum Bisnis Islam Vol. 12 No. 2 (2022): Desember 2022
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2022.12.2.250-271

Abstract

The COVID-19 Pandemic that has lasted for 2 years has resulted in a weakening of the economy in Indonesia. The formation of various policy strategies by the Government to overcome these conditions has been carried out based on the values espoused in the Pancasila Economic System. This system is expected to provide solutions in dealing with challenges and conditions during the pandemic. This solution is realized in extraordinary steps, one of which is the Economic Recovery and Structural Reform which is in line with the Covid Handling and National Economic Recovery (PC-PEN) program. The theme of the Government Work Plan (RKP) in 2022 is Economic Recovery and Structural Reform which is in line with the PC-PEN program which has been ongoing since 2020. Based on Law No. 2 of 2020 concerning Stipulation of Perppu No. 1 of 2020 concerning State Finance Policy and Financial System Stability for Handling the Covid19 Pandemic and/or in Facing Threats That Endanger the National Economy and/or Financial System Stability Becomes Law, with the focus on the budget for the PC-PEN program as a form of economic recovery, widening the APBN deficit above 3 percent of GDP is allowed until 2022. The government through the fiscal and monetary authorities prepares strategic steps for a soft landing and exit strategy in financing the national economic recovery based on people's welfare. This writing was made with a qualitative approach that aims to analyze the effectiveness of the Covid-19 Handling and National Economic Recovery (PC-PEN) program after the COVID-19 Pandemic by referring to the Pancasila values.
Tinjauan Shirkah terhadap Sistem Pay Per Click (PPC) dada Google Adsense dan Facebook Azzahra, Rahma Hanim
Maliyah : Jurnal Hukum Bisnis Islam Vol. 12 No. 2 (2022): Desember 2022
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2022.12.2.193-219

Abstract

This research was conducted to determine the Pay Per Click (PPC) system in collaboration between Google AdSense and Facebook from a Shirkah perspective. This research is field research, with data collection using interviews, observation, and literature review by explaining how the Pay Per Click (PPC) system works in collaboration with Google AdSense and Facebook and then analyzing it according to Islamic law. The results of this study indicate that websites or blogs create Facebook fan page accounts which publishers carry out to promote posting website links or blog links to be accepted as Google AdSense cooperation partners. Ad services will appear randomly to have generated dollars if someone clicks on the ad. The author views the contract between the two parties as valid. However, the advertising services that are displayed randomly contain mutashabihat or ambiguous matters. Because Google itself has many AdWords partners from many types of companies. If publishers can guarantee the appearance of advertising services on their websites or blogs with good educational advertisements, then this collaboration will have no significant problems. If not, the publishers have the role of spreading evil because they have helped the advertisements displayed by Google.
Inovasi Pemberdayaan Industri Kreatif Nasional sebagai Upaya Pemulihan Perekonomian Nasional Ditinjau Berdasarkan Konsep Pentahelix Medlimo, Rodrikson Alpian
Maliyah : Jurnal Hukum Bisnis Islam Vol. 12 No. 2 (2022): Desember 2022
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2022.12.2.176-192

Abstract

This study explains the pentahelix concept as a government synergy with various actors in developing innovations to empower the national creative industry to be an essential thing to implement massively in Indonesia, especially after the Covid-19 pandemic hit. The recovery of the national economy based on the pentahelix concept is a reference for the government's seriousness in alleviating the problem of social inequality. The increasing number of gaps during the Covid-19 pandemic is a challenge and a reality that the Indonesian people must face. The increase in the number of holes is exacerbated by the condition of the Indonesian people, who need more creativity and innovation, which in turn gives birth to low-quality human resources. Pentahelix terminology must touch holistically and be carried out consistently and continuously as a government work program. Therefore, the involvement of various parties is the key to recovering the national economy, especially after the Covid-19 pandemic.
Upaya Perlindungan Hak Kekayaan Intelektual (HKI) terhadap Usaha Mikro Kecil dan Menengah (UMKM) Tarigan, Emi Yani Teta Br; Adelia, Adelia; Dalimunthe, Nikmah
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.29-49

Abstract

UMKM are one of the factors driving the country's economy. In this case, there is still a lack of government attention in protecting and prospering the fate of UMKM entrepreneurs. Protection efforts are needed to maintain the existence and originality of each product that has special value and characteristics produced by its creator through thinking called creativity. The problems raised in this journal discuss how efforts or forms of HKI protection in Indonesia for UMKM, especially in the creative industry, how efforts are made to apply HKI to UMKM, and what are the procedures for registering a product or service into HKI as a form of protecting the results of one's creativity towards his creation. The writing of this article uses normative juridical research methods. The research specification uses descriptive analysis. This journal uses qualitative data analysis processing techniques. It is concluded from the results of the study that HKI protection efforts are needed for every form of work produced by UMKM entrepreneurs where the work has a high selling value. The role of the government as a policy maker, especially in controlling the economic sector, is to pay attention both in terms of socialization and assistance to UMKM in obtaining HKI certificates, with the aim that if a violation is committed by someone, they can take legal action, namely penalties.
Pandangan Tokoh Masyarakat dan Pedagang Wonocolo terhadap Penggunaan Uang Rusak atau Cacat pada Transaksi Jual Beli dalam Perspektif UU No. 7 Tahun 2011 Zahra, Zahra; Anggraini, Enggita Dwi; Sumarno , Dicky; Za'far, Yanuar Aditya; Hikmah, Zahro'atul Qolbu Nur; Rohman, Moh. Faizur
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.1-28

Abstract

Buying and selling transactions using damaged/defective money is a topic of concern in the Islamic view. Because of this, this research was made to discuss the use of damaged/defective money in buying and selling transactions from the point of view of community leaders and traders in Wonocolo District which will then be analyzed by Law Number 7 of 2011. This research was conducted through a qualitative approach using interviews and participatory observation as method of collecting data. The results of the study show that there are differences of opinion between community leaders and traders regarding the use of damaged/defective money in buying and selling transactions. Some community leaders and traders are of the opinion that the use of damaged/defective money in buying and selling transactions is not in accordance with the legal perspective stipulated in Law Number 7 of 2011. They are of the opinion that the money used in transactions must meet the criteria of validity, not be defective, and have stable exchange rate. They also stated that the use of damaged/defective money could violate the principles of fairness and reduce trust in buying and selling transactions. However, different views also emerge, especially among traders.
Tinjauan Akad Rahn terhadap Praktik Gadai Syariah di Lembaga Keuangan Mikro KSPPS BMT Ash-Shofa Sejahtera Abadi Tuban Arianto, Yudi; Rinwanto, Rinwanto; Fu'ad , Moch Syifa'ul
Maliyah : Jurnal Hukum Bisnis Islam Vol. 15 No. 1 (2025): Juni 2025
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2025.15.1.123-147

Abstract

Abstract: This research analyzes the mechanism of the rahn contract (sharia pawn) implemented at the KSPPS BMT Ash-Shofa Sejahtera Abadi Tuban Microfinance Institution from an Islamic legal perspective. Rahn is a sharia financing instrument which aims to provide financial solutions for the community with the principles of justice and without usury. This research uses a qualitative approach with a case study method, where data is obtained through interviews, observation and analysis of related documents. The research results show that the rahn contract mechanism implemented by BMT Ash-Shofa Sejahtera Abadi is in accordance with the principles of Islamic law as regulated in the fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI). However, there are several challenges in its implementation, such as limited customer understanding of the rahn contract and the need to optimize the sharia supervision system. Therefore, increasing education for customers and strengthening the role of the Sharia Supervisory Board (DPS) are important steps to ensure compliance with sharia principles. It is hoped that this research can contribute to the development of a sharia pawning system that is more effective and in accordance with the provisions of Islamic law. Keywords: Islamic Law, Rahn Agreement, Sharia Pawn, KSPPS BMT, Sharia Compliance. Abstrak: Penelitian ini menganalisis mekanisme akad rahn (gadai syariah) yang diterapkan di Lembaga Keuangan Mikro KSPPS BMT Ash-Shofa Sejahtera Abadi Tuban dalam perspektif hukum Islam. Rahn merupakan salah satu instrumen pembiayaan syariah yang bertujuan memberikan solusi keuangan bagi masyarakat dengan prinsip keadilan dan tanpa riba. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus, di mana data diperoleh melalui wawancara, observasi, dan analisis dokumen terkait. Hasil penelitian menunjukkan bahwa mekanisme akad rahn yang diterapkan oleh BMT Ash-Shofa Sejahtera Abadi telah sesuai dengan prinsip hukum Islam sebagaimana diatur dalam fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI). Namun, terdapat beberapa tantangan dalam implementasinya, seperti keterbatasan pemahaman nasabah terhadap akad rahn serta perlunya optimalisasi sistem pengawasan syariat. Oleh karena itu, peningkatan edukasi bagi nasabah serta penguatan peran Dewan Pengawas Syariah (DPS) menjadi langkah penting untuk memastikan kepatuhan terhadap prinsip syariat. Penelitian ini diharapkan dapat memberikan kontribusi dalam pengembangan sistem gadai syariah yang lebih efektif dan sesuai dengan ketentuan hukum Islam. Kata Kunci: Hukum Islam, Akad Rahn, Gadai Syariah, KSPPS BMT, Kepatuhan Syariat.
Integrasi Kontrak Elektronik (E-Contract) dan Arbitrase Elektronik (E-Arbitration) dalam Satu Platform Digital Jalaludin, Diding; Shaleh, Chaerul
Maliyah : Jurnal Hukum Bisnis Islam Vol. 15 No. 1 (2025): Juni 2025
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2025.15.1.83-120

Abstract

Abstrak: Penelitian ini bertujuan untuk menganalisis landasan yuridis implementasi integrasi kontrak elektronik dan arbitrase elektronik dalam satu platform digital sebagai konsekuensi dari adanya transformasi digital. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan regulasi dan pendekatan konseptual. Penelitian ini menggunakan data sekunder terdiri dari bahan hukum primer sebagai pisau analisis berupa peraturan perundang-undangan, teori hukum dan asas hukum serta bahan hukum sekunder dan tersier yang relevan dengan topik penelitian. Hasil penelitian ini menunjukan bahwa kontrak elektronik mempunyai kedudukan hukum yang sama dengan kontrak konvensional dan pemanfaatan disrupsi teknologi di sektor bisnis dengan mengintegrasikan kontrak elektronik dengan arbitrase elektronik dalam satu platform digital dapat dilakukan bilamana infrastruktur digital yang digunakan merupakan milik para pihak dan khusus digunakan untuk objek kontrak tertentu. Platform digital yang dimiliki institusi arbitrase tidak dapat digunakan sebagai media integrasi dikarenakan kewenangan institusi arbitrase terbatas pada penyelesaian sengketa dan tidak berwenang pada penyusunan kontrak elektonik. Kata Kunci: Arbitrase Elektronik, Integrasi, Kontrak Elektronik, Platform Digital  Abstract: This study aims to analyze the legal basis for the implementation of the integration of electronic contracts and electronic arbitration in one digital platform as a consequence of digital transformation. The research method used is normative legal with a regulatory approach and a conceptual approach. This study uses secondary data consisting of primary legal materials as an analytical tool in the form of laws and regulations, legal theories and legal principles as well as secondary and tertiary legal materials that are relevant to the research topic. The results of this study indicate that electronic contracts have the same legal standing as conventional contracts and the use of technological disruption in the business sector by integrating electronic contracts with electronic arbitration in one digital platform can be done if the digital infrastructure used belongs to the parties and is specifically used for certain contract objects. The digital platform owned by the arbitration institution cannot be used as an integration medium because the authority of the arbitration institution is limited to dispute resolution and is not authorized to draft electronic contracts. Keywords: E-Arbitration, Integration, E-Contract, Digital Platform
Praktik Sewa Perlengkapan Pernikahan di Wedding Organizer "Mutiara Cinta" Surabaya Perspektif Ijarah Nabilah, Aghnia Faza
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.50-86

Abstract

This research aims to answer problems regarding the practice of renting wedding equipment at Mutiara Cinta Wedding Organizer Benowo Krajan Surabaya, as well as Ijarah analysis of this practice. This research is classified as field research conducted in Benowo Krajan Village, Surabaya. Research data was collected using interview, observation and documentation techniques. The research results concluded that the rental practice carried out by Mutiara Cinta Wedding Organizer can be done online or offline by determining the type of wedding equipment you want to rent and accompanied by a rental price agreed upon by both parties. In practice, obstacles in the field must be addressed, such as incomplete rental objects, inappropriate or defective decorations size and shape, and delayed payment deadlines. Second, renting wedding equipment at Mutiara Cinta Wedding Organizer has fulfilled the pillars and requirements of the ijarah contract, so the rental practice carried out is legal and follows Islamic law. Even though there are several obstacles in the rental course, both parties have mutually agreed and are willing to change and postpone the payment of wages according to the agreement. Thus, renting wedding equipment at Mutiara Cinta Wedding Organizer Benowo Krajan Surabaya is by and in line with Islamic law.
Konsep Kerja Sama (Syirkah) dalam Bisnis Islam Menurut Perspektif Hadis Mukhoniadi, Risman
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.87-109

Abstract

The purpose of this study is to examine and understand more deeply about what Syirkah (cooperation) is contained in the letter Shaad verse 24. This research is a library research using literature (library) as a source, including books of interpretation and supporting scientific articles. On the other hand, the interpretation method used in this research is the maudu'i (thematic) method and the tahlili (analytic) interpretation method. The literature used comes from the Qur'an, hadith and opinions from madhhabs and Islamic jurists. The occurrence of economic stagnation often occurs because the owners of capital are not able to manage their own capital or vice versa have the ability to manage capital but do not have the capital, this can be solved in syirkah which is justified in Islamic sharia. Based on this research, it can be concluded that the syirkah model is a concept that can precisely solve capital problems. On the one hand, Islamic principles state that everything that is used by others is entitled to mutually beneficial compensation, whether for capital goods, labor or rental goods. On the other hand, Islam firmly rejects compensation for capital goods in the form of interest. 
Kontrak Kerja dalam Hukum Bisnis Ketenagakerjaan: Analisis Perlindungan Hukum Hak dan Kewajiban Para Tenaga Kerja Hanipah, Aumalia; Dalimunthe, Nikmah; Pertiwi, Sri Indah; Sitompul, Humaidi
Maliyah : Jurnal Hukum Bisnis Islam Vol. 13 No. 1 (2023): Juni 2023
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2023.13.1.110-132

Abstract

Many workers in Indonesia experience violations of legal protection for their rights and obligations as workers, which is based on their ignorance of what a work contract is and what rights and obligations workers have. This forms the basis of this research, with the aim of analyzing employment contracts in the field of labor law: an analysis of the legal protection of workers' rights and obligations. The data analysis in this research uses qualitative methodology with a descriptive research design. Furthermore, this study reveals that labor law will always be related to the protection of workers' rights and obligations. In the field of labor law, an employment contract is defined as a written agreement between an employee and an employer that regulates various aspects of their working relationship. This contract serves as a legal framework that protects the rights and obligations between both parties. Legal protection is an effort to safeguard the dignity and human rights of legal subjects in accordance with applicable laws and regulations, whether in the form of policies or rules that can protect something from other threats. Rights and responsibilities between parties are interrelated, where one party's rights imply obligations for the other party.

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