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Jurnal Iqtisaduna
Published by Universitas Islam Negeri Alauddin Makassar
ISSN : 23549629     EISSN : 25491334     DOI : https://doi.org/10.24252/iqtisaduna.v1i1.11825
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This study aims to determine the efforts of Islamic Financial Institutions in empowering SMEs, strategies and important roles carried out by LKS in order to empower SMEs through the provision of capital to be managed in business. The method used in this research is descriptive analysis method, a method that only describes various forms of paradigms about empowerment strategies for SMEs, the most important data sources in this study are related to the search for library data, relevant books, and scientific papers. others relevant to the object of study. The results of this study indicate that there has been much power and effort carried out by the Islamic Finance Agency in order to empower SMEs, this can be proven by the existence of several programs, products, and financing aimed directly at SMEs. The strategy used is; provide complete information as well as promotion to SMEs, provide financing for their business development, provide financing in accordance with the type of business that SMEs are involved in with the concept of sharia principles. The implication of this research is to continue to provide services professionally and provide the best so that they are truly able to provide community welfare, more selective in providing financing so as to minimize the losses that will occur, increase technological resources so that SMEs can easily access information.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 235 Documents
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Mosque-Based Islamic Social Enterprise: A New ‎Approach to Mosque Management ‎Transformation Fahmi, Rizqi Anfanni; Zulhamdi, Muhammad
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41599

Abstract

This paper explores the potential of Mosque-Based Islamic Social Enterprise (MBISE) as a new approach to mosque management transformation. As a religious entity that relies on donations, mosques often experience stagnation due to traditional management. Transformation is necessary to avoid dependence on donations to achieve the mosque's goals. The study examines the practices of MBISE in Indonesia, focusing on mosque business units. This paper used a mixed method approach by conducting a literature study based on online news and articles in scientific journals focusing on the mosque business unit as a representative of MBISE. Collected data were analyzed using content analysis techniques. The results show that at least 61 mosques have business units. More than 50% of the mosques are in the Java region. Most business is the rental of mosque assets such as halls, mosque courtyards, and shops. The largest source of funds is gathered from donations used as capital for business units (infak). The significant impact felt is the increased independence of the mosque with a source of income other than donations. Another widely enjoyed impact is the implementation of community empowerment around the mosque. The study shows that mosque business units indicate significant characteristics with the Islamic Social Enterprise concept called Mosque-Based Islamic Social Enterprise. This study contributes as a reference for the development of nonprofit organizations, especially mosques, so they can use congregational donations for activities that can multiply mosque income and support the achievement of mosque prosperity through mosque business units.
Strategi Pengembangan Wisata Halal Asta Sayyid Yusuf Talango Kabupaten Sumenep Ana Amanda Syafi'ul Ummah; Hasan, Dony Burhan Noor
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41774

Abstract

Halal tourism is a rapidly growing market segment, especially in countries with a majority Muslim population. However, there are still shortcomings in the development and marketing of halal tourism. The aim of this research is to find out and analyze halal tourism development strategies with GMTI GMTI (Global Muslim Travel Index) standards. Formulating a halal tourism development strategy is considered important, because the potential for halal tourism can become a source of income for local communities. By developing and strategically utilizing halal tourism attractions, it can improve the community's economy, provide employment opportunities and encourage the growth of small businesses in tourist areas. For this reason, researchers want to examine further the strategies for developing halal tourism in Asta Sayyid Yusuf Talango in Sumenep Regency. This research is descriptive qualitative research. The research subject is the management of Asta Sayyid Yusuf. Researchers will use primary and secondary data. This research concludes that in formulating a halal tourism development strategy it is necessary to pay attention to several aspects. First, development of supporting infrastructure. Second, proper promotion and marketing to reach the halal tourism market. Third, developing tourism products and services that comply with halal principles.
Tinjauan Literatur Terkini Tentang Wakaf Fauzi, Muhammad; Efendi, Faisal; Bundo, Mayang; Eriawati, Yossi; Rahmat, Fawza
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41811

Abstract

This study aims to review the latest literature on waqf and highlight directions for future research. This research is qualitative research, with the data search method used is literature review. The data source for this research is literature about waqf, which was collected through search in the Emerald data base for the last 20 months (January 2022 – August 2023), by entering the keyword title in the search column "Waqf, Awqaf". This research uses content analysis as a data analysis tool. The findings show that over the last 20 months, 40 pieces of literature on waqf were obtained, consisting of 2 book chapters and 38 journal articles. This literature has studied waqf from various perspectives, in which case we summarize it into sub-categories (streams). Stream 1 is about awarenes, behavior, decisions to donate to waqf, and stream 2 is about innovation, strategy, development models for waqf, and stream 3 is about practice, performance, accountability, governance of waqf, and finally stream 4 is about waqf and socio-economics. However, waqf also faces criticism and is therefore advised to maintain its identity.
Resiko Dalam Bisnis Peternakan: Konseptual Berbasis Teori Maqashid Ningrum, Eka Rahayu Puspita; Wahyudi, Amin
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41876

Abstract

Risk is a certainty that cannot be trusted. Every risk inherent in life will be diverse and varied settlement solutions. Likewise in animal husbandry which is often a problem. Risk management on farms in the perspective of maqashid syariah is a must. Because animal husbandry is actually a profitable business but also a high potential risk. This study aims to describe risk management from the perspective of sharia maqashid which focuses on livestock business which is considered as an unstructured business and regulations that are the solution. This study used description analysis with library research method. The results showed that there are several risks to livestock, one of which is financial risk. In the concept of maqashid sharia, the main purpose of carrying out economic activities is not only limited to financial benefits but is benefit with the value of welfare and goodness of life. The concept of sharia maqashid also advocates an element of prudence in running a livestock business to avoid uncertainty. In this case, researchers found one of the regulations that is a solution to the financial risks in livestock businesses, namely sharia-based livestock insurance.
Model Manajemen Keuangan Keluarga Muslim Pada Perempuan Pekerja di Socah Dalam Prespektif Kesetaraan Gender Islam Ahsaniya, Shynta Yuli; Endriyanti, Enni
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41901

Abstract

In managing family finances, women who work have greater opportunities, with good abilities women have a high influence in handling the family's economic conditions and the husband's trust in his wife influences the financial management of Muslim families and also has management principles in accordance with Islam which are beneficial for family both long and short term. Using the IFWM (Islamic family wealth management) design where families will live better is influenced by their expertise in designing and managing their respective finances. This research uses a qualitative method using a descriptive analysis approach. The research carried out by researchers aims to provide a significant solution in the form of providing a model of Muslim family financial management for working women in Socah from an Islamic gender equality perspective, so that working women throughout Indonesia have an idea of ​​how to manage Muslim family finances so that they do not make too many mistakes in management. Muslim family finances, especially for working women in Socah, Bangkalan district.
Implementasi Etos Kerja Islam Pedagang Muslim Pada Destinasi Wisata Pantai Jumiang Rusmania, Septi Tri; Faraby, Muhammad Ersya
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41908

Abstract

This research discusses the implementation of the Islamic work ethic by Muslim vendors at the Jumiang beach tourist attraction in Pamekasan Regency. This is one of the many reasons why scholars are interested in diving further into the topic of how Muslims in the tourism industry in Pamekasan Regency have incorporated the Islamic work ethic into their operations. In this research a qualitative descriptive approach was used. The research subjects were Muslim tour operators in the Jumiang Beach area. The data used in this research includes primary and secondary data, with secondary data collection carried out through interviews, observation and documentation. Data reduction, data visualization, and drawing conclusions are all steps in the data analysis process. The research was conducted at Jumiang Beach, Tanjung village, Pademawu district, Pamekasan district. The aim of this research is to better understand the implementation of the work ethic of Muslim traders at the Jumiang Beach tourist destination.
Distribusi Pendapatan dan Kemiskinan di Indonesia dalam Perspektif Ekonomi Islam: Tantangan dan Prospek Masa Depan Syahputra, Angga; Harahap, Isnaini; M. Nawawi, Zuhrinal; Kaswinata, Kaswinata
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41929

Abstract

This research examines income distribution and poverty in Indonesia through the lens of Islamic economics. By focusing on the principles of inclusiveness, fairness, and sustainability in Islamic economics, this research goes in-depth on economic inequality and poverty in Indonesia through a descriptive qualitative approach. The findings show that despite a decline in poverty, income inequality in Indonesia is still high, creating a widening gap between the rich and poor. In-depth analysis reveals the important role of Islamic economics, zakat, infaq, and Islamic financial institutions in addressing inequality and poverty. The research also examines the challenges in implementing Islamic economic principles and presents innovative strategies to improve income distribution. The focus on zakat and infaq as potential redistribution instruments highlights the need for a more structured and sustainable approach. This research provides a foundation for inclusive and equitable policies, guiding Indonesia's steps towards equitable and sustainable economic growth. By integrating Islamic economic principles, this research suggests ways to create a more just and prosperous society, in accordance with Islamic principles and global sustainable development principles.
Optimalisasi Muslim Friendly Tourism Dalam Meningkatkan Daya Tarik Wisata dan Kesejahteraaan Ekonomi Masyarakat Lokal di Pantai Slopeng Kabupaten Sumenep Farisma, Azza; Sunariyah, Anik; Rohman, Abdur
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.42172

Abstract

This study explores the impact of Muslim Friendly Tourism optimization at Slopeng Beach Sumenep, on tourism appeal and local economy. The research method used qualitative-descriptive approach involving government, tourism managers, stakeholders, business actors, local communities, and tourists. Slopeng Beach offers natural beauty with desert sand, clear sea water, and amazing sunset. Various nature tourism activities such as swimming, horse riding, ATV rental, camping, and playing sand. However, it faces challenges such as lack of Muslim-friendly facilities, sharia accommodation, low community awareness, promotion needs improvement, budget limitations, and maintenance of slum and unorganized MSMEs. Recommendations include improving facilities, Muslim-friendly services, sharia accommodation, socialization of Muslim-friendly tourism, use of social media and direct promotion to increase visits, communication forum formation, and collaboration with BPRS Bank to support MSMEs. This study provides insights on the importance of Muslim Friendly Tourism in enhancing tourism appeal and local economic welfare at Slopeng Beach.
Penerapan Prinsip Syar'u Man Qablana dan Bara'ah al-Ashliyah Dalam Perbankan Syariah Lubis, Ismul Fakhri; Asmuni, Asmuni; Anggraini, Tuti
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.42325

Abstract

This research reviews the key principles of Islamic banking, namely shari'u man qablana and bara'ah al-ashliyah. The concept of shar'u man qablana emphasizes adherence to Islamic law that dates back to the time of the Prophet Muhammad, ensuring that every banking transaction and product follows religious principles. In contrast, bara'ah al-ashliyah gives freedom to financial transactions, protecting individuals and businesses from unauthorized liability, unless there is evidence to support the claim. To review this study, researchers used qualitative research methods with secondary data sources. In the context of Islamic banking, shar'u man qablana leads to the prohibition of usury and the principle of justice, creating products and services that are ethical and in accordance with Islamic law. Bara'ah al-ashliyah provides financial security, ensuring that customers are only liable for legitimate and agreed transactions. This research highlights the positive impact of implementing these two principles. In addition, these principles create a fair and ethical business environment, build customer trust, and strengthen Islamic banking's contribution to the development of an equitable society. These principles pave the way for ethical and transparent product innovation, ensuring that Islamic banking remains relevant and trusted in an ethical global economy.
Analisis Keputusan Pembelian Dengan Religiusitas Sebagai Variabel Intervening Yasika, Regi; Maftukhatusolikhah, Maftukhatusolikhah; Sumantri, Rinol
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.42481

Abstract

The development of increasingly modern times makes competition in the business world increasingly fierce. Every producer always carries out innovation and creativity regarding culinary products with the aim of increasing sales of their products. Lubuk Linggau City is one of the cities in South Sumatra which has diverse culinary tourism and the population is predominantly Muslim. So it is interesting to see what factors are most prioritized in the choice of purchasing products consumed by Muslim consumers. This research aims to analyze Muslim consumers' purchasing decisions on food products in Lubuk Linggau City. This type of research is quantitative research. Data were collected through questionnaires and processed using the SmartPLS 4 statistical tool. Secondary data was obtained using questionnaires and documents taken from Muslim consumers in the city of Lubuk Linggau. The results of the research show that (1) The halal label variable has a positive effect on religiosity (2) The halal awareness variable has a positive effect on religiosity (3) The halal label variable has a positive effect on purchasing decisions (4) The halal awareness variable has a positive effect on purchasing decisions (5) The variable religiosity has a positive influence on purchasing decisions (6) Religiosity is able to mediate the positive influence of halal labels on purchasing decisions (7) Religiosity is able to mediate the positive influence of halal awareness on purchasing decisions.

Page 19 of 24 | Total Record : 235

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