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Contact Name
Bahrul Ulum
Contact Email
iqtisaduna@uin-alauddin.ac.id
Phone
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Journal Mail Official
iqtisaduna@uin-alauddin.ac.id
Editorial Address
Faculty of Islamic Economics and Business Universitas Islam Negeri Alauddin Makassar
Location
Kab. gowa,
Sulawesi selatan
INDONESIA
Jurnal Iqtisaduna
Core Subject : Religion, Economy,
This study aims to determine the efforts of Islamic Financial Institutions in empowering SMEs, strategies and important roles carried out by LKS in order to empower SMEs through the provision of capital to be managed in business. The method used in this research is descriptive analysis method, a method that only describes various forms of paradigms about empowerment strategies for SMEs, the most important data sources in this study are related to the search for library data, relevant books, and scientific papers. others relevant to the object of study. The results of this study indicate that there has been much power and effort carried out by the Islamic Finance Agency in order to empower SMEs, this can be proven by the existence of several programs, products, and financing aimed directly at SMEs. The strategy used is; provide complete information as well as promotion to SMEs, provide financing for their business development, provide financing in accordance with the type of business that SMEs are involved in with the concept of sharia principles. The implication of this research is to continue to provide services professionally and provide the best so that they are truly able to provide community welfare, more selective in providing financing so as to minimize the losses that will occur, increase technological resources so that SMEs can easily access information.
Articles 235 Documents
Profesionalisme Nadzir dalam Meningkatkan Kepercayaan Wakif di Lembaga Wakaf Vina Fithriana Wibisono; Syamsuri Syamsuri; Muchamad Zainur Rohman
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32105

Abstract

Abstract, The success of waqf management lies in the existence of nadzir in maximizing the role of waqf, therefore the existence and quality of nadzir must receive more attention, from both individual, organizational and legal institutions. In Indonesia, the majority of waqf is managed by individual nadzir (66%) and are traditional, so the waqf cannot be managed professionally, the professionalism of nadzir in addition to waqf management to improve the social and economic welfare of the community as well as a means to maintain the trust of the wakif, the trust of the waqf wakif is influenced by the professionalism of the nadzir in managing waqf, professionals in managing waqf assets are required to refer to modern management principles, in waqf, waqf managers or nazir need management in carrying out their duties, among nadzir professionalism in managing waqf is waqf management with transparency and accountability, so that the wakif participate in monitoring the development of waqf, either from reports or others.
Kearifan Lokal Dalam Bidang Ekonomi Pada Masyarakat Nelayan (Studi Kasus: Desa Jaring Halus, Kecamatan Secanggang, Kabupaten Langkat) Serli Andrianti; Mustapa Khamal Rokan
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32942

Abstract

The purpose of this study was to determine the relationship and influence of labor, capital, technology and local wisdom variables on the income of fisherman in Jaring Halus Village, Langkat Regency. The method used in this research is quantitative, namely correlation test and multiple linear regression. The results of this study are the labor correlation value of 0.081 indicating no relationship, the capital correlation value of 0.521 indicating a moderat relationship, the technology correlation value of 0.483 indicating a moderate relationship, and the local wisdom correlation value of -0.198 meaning that there is no relationship. One of the factors causing the low income of fisherman in Jaring Halus Village is the low liquidity of fisherman and fishing gear that still use traditional tools. That the independent variables jointly affect the dependent variable.
Peran Pasar Dalam Distribusi Sumber Daya Perspektif Ekonomi Syariah Annisa Eka Rahayu; Mohamad Anton Athoillah
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.33291

Abstract

Keberadaan pasar mempunyai fungsi yang sangat penting. Bagi konsumen, adanya pasar akan mempermudah memperoleh barang dan jasa kebutuhan sehari-hari. Adapun bagi produsen, pasar menjadi tempat untuk mempermudah proses penyaluran barang hasil produksi. Secara umum, pasar mempunyai tiga fungsi utama yaitu sebagai sarana distribusi, pembentukan harga, dan sebagai tempat promosi. Salah satu fungsi yaitu sebagai distribusi atau pengalokasian sumberdaya. Metode yang digunakan dalam penelitian ini berdasarkan pendekatan yuridis normati, jenis data yang digunakan adalah data sekunder dan sifat penelitian bersifat deskriptif analisis yang ditandai dengan mengkaji, menginterpretasikan teori-teori dengan fakta yang ada di lapangan. Pasar memiliki peran penting dalam pengalokasian sumber daya secara efisien. Adapun beberpa cara agar pasar dapat mengalokasikan sumber daya secara efisien. Tentunya pelaksanaan alokasi sumber daya yang dilakukan oleh pasar harus sesuai dengan prinsip dan koridoe syari’at Islam. Hal ini dapat dilakukan agar pasar tidak mengalami kegagalan.
Analisis Strategi Pemasaran Produk Tabungan Prima Berhadiah Terhadap Kenaikan Dana Pihak Ketiga di Bank Muamalat Indonesia Cabang Makassar Warda Bachtiar; Syahrir Mallongi; Amiruddin Kadir
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.36236

Abstract

Penelitian ini bertujuan untuk melihat strategi pemasaran produk Tabungan Prima Berhadiah terhadap dana pihak ketiga di Bank Muamalt Indonesia Cabang Makassar. Untuk itu, penelitian ini menggunakan analisis kualitatif dengan sumber data dari informan yang berasal dari nasabah dan pegawai internal BMI Cabang Makassar. Hasil penelitian menunjukkan bahwa strategi ini dipandang berhasil dalam meningkat dana pihak ketiga BMI Cabang Makassar. Adapun yang menjadi faktor penarik adalah sistem dan mekanisme dari program ini yang tidak memberatkan nasabah. Sedangkan faktor yang menjadi kelemahannya adalah adanya saldo mengendap dan pemotongan sebelum waktunya.
Arbitrator Neutrality in Alternative Sharia Banking Dispute Resolution: Instruments for Consumer Protection Bustanul Arifien Rusydi
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.36831

Abstract

This study aims to determine the form of legal protection for consumers who are in dispute with Islamic banking institutions through arbitration forums. Implementation of Financial Services Authority Regulation Number 61/POJK.07/2020, namely the establishment of an Alternative Institution for Financial Services Sector Dispute Resolution (LAPS JK), one of the dispute resolution mechanisms through arbitration. The appointed arbitrator is obtained from the internal procedures carried out by the institution. So that there is potential for arbitrators to be non-neutral in examining cases that affect the protection of Islamic banking consumers. The type of research used is qualitative research with a normative approach. Data collection was carried out through a desk-review process, while the analysis process was carried out through data reduction, data presentation, and drawing conclusions. The results of the study show that even though the arbiters who examine cases between consumers and Islamic banking institutions come from Alternative Dispute Resolution Institutions, one of which is the Association of Indonesian Sharia Banks (ASBISINDO), the neutrality of these arbiters has been supervised by the existence of a code of ethics that has been established by the institution. If the arbiter is proven not to be neutral in examining a case, then there is a mechanism for enforcing the code of ethics. So that the potential for conflicts of interest in alternative dispute resolution through arbitration between Islamic banking institutions and their consumers can be avoided.
Urgensi Maqashid Syariah dalam Pengelolaan Harta Angga Syahputra; Asmuni Asmuni; Tuti Anggraini
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.36636

Abstract

Lots of life problems experienced by humans due to lack of wealth, but on the other hand, people who have excess wealth also experience many problems. Generally, people who have excess wealth will be arrogant and arbitrary, feel that everything can be managed and see other people who are below them in a small way. A study has found a clear link between wealth and indifference to the feelings of others. In Indonesia, we receive a lot of information through various media about the arrogant attitudes of rich people. Increasingly, news about this matter has become routine consumption for the community and of course it will have an adverse impact. For this reason, researchers want to further examine how the urgency of maqasid sharia is in managing assets. This research is a descriptive qualitative research. To answer the existing problems, researchers will use secondary data that has been previously published. This research concludes that humans must be aware of the nature of their existence and the various resources they have are not absolute ownership, because absolute ownership belongs only to Allah Swt. The big step to free oneself from mismanagement of wealth and greed is to return to God, Allah Swt. and focuses on how to be a better Muslim
Strategi Pemulihan Omzet UMKM Pasca Pandemi di Kota Parepare A. Rio Makkulau Wahyu; Wirani Aisiyah Anwar; Eliza Andriani; St. Hajar Putri
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.36976

Abstract

Reduced community activity and mobility due to the policy for handling the Covid-19 pandemic, has hampered the pace of MSME business activities in the city of Parepare. This has had an impact on a drastic decrease in the income turnover of these MSME business actors. This study uses a qualitative approach with the aim of producing some findings on the MSME turnover recovery strategy in the city of Parepare by using data sources obtained from informants from MSME actors and the Parepare city government, in this case the Parepare City Trade Office, as well as analyzing several scientific literature studies that discuss same problem. The results of this study indicate that there has been a decrease in MSME turnover in the city of Parepare by 73.50%, therefore a turnover recovery strategy is needed that can be implemented immediately, including through employment strategies, production strategies, financial strategies, and marketing strategies. This is an alternative strategy that can be applied to MSME players in the city of Parepare in recovering turnover after the Covid-19 pandemic has passed.
Nilai-Nilai Kearifan Lokal Sarung Tenun Samarinda: Studi Potensi Ekonomi Kreatif Perempuan Samarinda dalam Perspektif Ekonomi Islam Darmawati Darmawati
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.37499

Abstract

Samarinda's woven sarongs, which are rich in various patterns or motifs, make the cloth attract the attention of many tourists, from local to foreign tourists who visit the city of Samarinda, East Kalimantan. Coupled with the launch of the Samarinda Weaving Village by the chairman of Dekranas and the Governor of East Kalimantan, visitor traffic increased. This is because, from this woven culture, there are many lessons that can be drawn, starting from its cultural values to how this woven sarong will accommodate a large number of workers who can improve the welfare of the city. This study uses a qualitative research method, in which the source will be obtained through the field media, namely going directly to the place to conduct interviews with several women who empower Samarinda woven sarongs. The place where the research will be carried out is Samarinda Weaving Village, which is located on Jalan Pangeran Bendahara, Samarinda Seberang sub-district. Sampling was carried out by purposive sampling in the form of 4 (person) respondents from Samarinda sarong weavers who live in the Weaving Village, Samarinda City. Apart from that, documentation studies will also be used on published reports from previous studies. From the entire process, research results were found in two perspectives, namely the local wisdom value of the Samarinda woven sarong and the creative economic potential of the Samarinda woven sarong economy. The value of local wisdom lies in the selling value of Samarinda's woven fabric which will increase/increase when socio-cultural functions are optimized. While the potential for the creative economy, this can advance the economy among women in order to get additional income. This is because the potential for this woven sarong is not only used as a sarong, but can be processed into a variety of other items ranging from suits, bags, or can be used as souvenirs at various Samarinda events. And from this it can also improve the economy of the Samarinda city.
Pengaruh Islamic Branding, Islaminc Adevertising, dan Kualitas Produk Terhadap Keputusan Pembelian di Konveksi Helmi Busana Muslim Tulungagung M Khoirul Amilin; Agus Eko Sujianto
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.31547

Abstract

This research aimed to validate te effect of islamic branding, islamic advertising and product quality on purchasing decisions. The approach in this research used quantitative and data collection methods by distributing questionnaries and supporting data collected trough documentation techniques. Respondents from this study were 50 business consumers of muslim fashin helmi convection. This research was an analytical technique using validity test, reability test, normality test, multicoleniarity test, heteroscedasticity test, F-test, T-test, and the coefficient of determination. The results of this research indicated that the test material data can be said to be valid and can be proven by testing the validity. The conclusion from the calculation of the data shows an insignificant positive value between the Islamic branding variable (x1) on the purchasing decision variable (y) but there is a significant positive between the Islamic advertising variable (x2) and product quality (x3) on the purchasing decision variable (y). this is proven by multiple linear regression test and T test. The results obtained show Islamic advertising and product quality can be used as a strategy to form and maintain purchasing decisions.
Implikasi Islamic-Kaizen di Lembaga Keuangan Syariah (LKS) agar Tercapainya Maqashid al-Syariah (In Press) Miswanto; Iza Hanifuddin
Jurnal Iqtisaduna Vol 9 No 1 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i1.33527

Abstract

Abstract, The industrial era 4.0 has changed to the era of society 5.0. It requires all aspects of life to change with the era of its time. Whether you want it or not, Islamic Financial Institutions (LKS) in Indonesia must also adjust to the growing era. The purpose of this study is to determine the concept of islamic-kaizen and the extent of the implications of islamic-kaizen in Islamic Financial Institutions in order to achieve maqashid al-syairah in order to answer the challenges of changing times. Kaizen is often referred to and used in the manufacturing industry but is rarely referred to and used in Islamic Financial Institutions. Kaizen derived from Japanese culture is analyzed and applied in Financial Institutions used for improvement in a better direction according to islamic sharia. Using a qualitative approach, data collection techniques are carried out in a combined or triangulation manner and then the results are expected to emphasize meaning more than generalization. The data collected using library research with the main data taken from the Indonesian Sharia Banking Financial Statements (LKPSI) from 2018 to 2021 from the Financial Services Authority (OJK) and supported by secondary data from books, journals and the internet, problems related to Islamic Financial Institutions (LKS) were found. With the concept of islamic-kaizen the problem is analyzed its implications in Islamic Financial Institutions. From this research, it is concluded that Islamic-kaizen will affect Islamic Financial Institutions if carried out continuously and become a culture based on the main objectives of Shari'a (maqashid al-syariah) so that prosperity can be achieved.