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Arif Dwi Hartanto
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INDONESIA
Journal of Regional Economics Indonesia
Published by Universitas Merdeka Malang
ISSN : -     EISSN : 27235769     DOI : 10.26905/jrei
Core Subject : Economy,
Economics, Econometrics & Finance
The Journal of Regional Economics Indonesia welcomes studies on the themes of development economics, especially those concerning four main issues, namely: (i) regional finance; (ii) banking; (iii) human resources; and (iv) regional / spatial economics. These four issues are obtained through empirical writing and ideas (literature review). The main objective is to provide a sharp analytical related to efforts to develop development economics. The objectives of the journal are expected to be able to contribute to the literature as well as practically.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 6 No. 2 (2025): Agustus 2025" : 6 Documents clear
Big Data Analytics and Operational Risk Management in Financial Institutions: A Systematic Review of Evidence, Methods, and Research Gaps Jauhari, Burhanuddin; Ishman, Ishman; Pratama, Andik
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16639

Abstract

The increasing complexity of operational risks in financial institutions has challenged the effectiveness of traditional risk management approaches. This study conducts a systematic literature review to examine how big data analytics and advanced analytical techniques enhance operational risk management (ORM) practices. Following a structured Systematic Literature Review (SLR) methodology based on the PRISMA framework, peer-reviewed articles indexed in Scopus were identified, screened, and synthesized to ensure methodological rigor and transparency. The review analyzes how descriptive, diagnostic, predictive, and prescriptive analytics are applied across the ORM cycle, including risk identification, measurement, monitoring, and mitigation. The findings indicate that big data analytics, supported by artificial intelligence and machine learning, significantly improve early risk detection, predictive accuracy, and real-time monitoring capabilities. Moreover, these technologies strengthen operational resilience and data-driven decision-making in financial institutions. This study contributes to the literature by providing an integrated overview of analytical approaches in ORM and identifying key research gaps, while offering practical insights for financial institutions seeking to adapt their risk management frameworks to an increasingly data-intensive environment.
Transaction Costs, Asymmetric Information, and Market Access among Small-Scale Salt Farmers in Indonesia Kusairi, Kusairi; Prasetyo, Eko
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16640

Abstract

This study examines transaction costs in the marketing of salt produced by small-scale farmers in Indonesia, focusing on the institutional arrangements that shape market access and farmer dependency. Using qualitative research design with a phenomenological approach, data were collected through in-depth interviews and document analysis involving salt farmers, intermediaries, letter owners, and related institutional actors in Pesanggrahan Village, Bangkalan Regency. The findings reveal that transaction costs arise primarily from asymmetric information, negotiation processes, and contractual constraints, particularly through the requirement to rent road permits issued by intermediaries to access salt processing firms. These costs, incurred outside production activities, limit farmers’ ability to sell directly to factories and weaken their bargaining position. As a result, farmers become structurally dependent on intermediaries within the salt supply chain. This study contributes to the transaction cost economics literature by highlighting how informal institutional arrangements and market regulations generate persistent inefficiencies and dependency among small-scale agricultural producers, with important implications for policy interventions aimed at improving farmer autonomy and market efficiency.
User Attitude as a Mediating Variable in Technology Acceptance: Evidence from a Government Statistics Application Kartiko, Heru; Ardianto, Yusaq Tomo; Natsir, Mokhamad
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16665

Abstract

This study examines user acceptance of the Mboistats application developed by the Malang Statistics Bureau by applying the Technology Acceptance Model (TAM). Specifically, it analyzes the effects of perceived ease of use and perceived usefulness on actual system usage, with user attitude serving as a mediating variable. Data were collected through an online questionnaire distributed to 100 users and analyzed using path analysis. The results indicate that perceived ease of use and perceived usefulness have significant direct effects on user attitude and actual usage. However, user attitude does not mediate the relationship between perceived ease of use or perceived usefulness and actual usage. These findings suggest that when a digital application offers clear and measurable benefits, users tend to adopt the system directly without relying on attitudinal evaluation. This study contributes to the technology acceptance literature by providing empirical evidence from a government statistics application and highlights the importance of enhancing usability and perceived benefits to promote adoption of public sector digital services.
Revisiting the DeLone and McLean Model: System Quality, Information Quality, and Service Quality as Determinants of Driver Satisfaction in Ride-Hailing Platforms Kulla, Emti; Ardianto, Yusaq Tomo; Yuniawan, Dani
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16670

Abstract

This study investigates the effects of system quality, information quality, and service quality on driver satisfaction in a ride-hailing platform context. The research focuses on drivers using the Maxim application in Mimika Regency, Central Papua, Indonesia. A quantitative explanatory approach was employed using survey data collected from 114 drivers. Data were analyzed using multiple regression and path analysis to examine both partial and simultaneous effects of the independent variables on driver satisfaction. The results indicate that information quality has a significant positive effect on driver satisfaction, while system quality and service quality do not show a significant direct influence. However, jointly, the three variables significantly explain variations in driver satisfaction, accounting for 63.1% of the total variance. These findings suggest that accurate, complete, and timely information plays a critical role in shaping driver satisfaction, particularly in regions with geographical and infrastructural constraints. This study contributes to the literature on information systems success by providing empirical evidence from an emerging and peripheral regional context.
Digital Product Bundling as a Marketing Strategy for Home-Based Food SMEs: Evidence from Social Media Implementation in Indonesia Nurcahyani, Adinda Fitri; Shafira, Fitria Riza; Lestari, Aprilia Qori Aina; Setiawati, Dian Murni
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16678

Abstract

This study examines the implementation of digital product bundling as a marketing strategy in a home-based food small and medium-sized enterprise (SME) in Indonesia. Using a descriptive qualitative approach, the research explores changes in marketing practices before and after the adoption of bundling strategies promoted through social media. Data were collected through in-depth interviews, observations, and focus group discussions with business owners and involved actors, and were analyzed using thematic analysis supported by a Planning of Action framework. The findings indicate that product bundling combined with social media marketing enhances product visibility, expands market reach, and strengthens consumer engagement through integrated offerings and improved packaging. However, the implementation also faces operational challenges, including production capacity constraints, labor limitations, and distribution inefficiencies. This study contributes to the literature on SME digital marketing by highlighting product bundling as a practical and adaptive strategy for home-based food enterprises in emerging economies. The results provide managerial insights for SMEs seeking to improve competitiveness through low-cost digital marketing strategies.
Foreign Direct Investment, Trade Dynamics, and Economic Growth in Indonesia: Evidence from a Vector Error Correction Model Renaldi, Renaldi; Aprilia, Riska; Qodri, Lutfi Asnan
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16689

Abstract

This study examines the short-run dynamics and long-run relationships between foreign direct investment (FDI), exports, imports, and economic growth in Indonesia using annual time-series data from 1990 to 2024. Employing a Vector Error Correction Model (VECM), the analysis captures both long-term equilibrium relationships and short-term adjustments among the variables. The results reveal the existence of cointegration, indicating a stable long-run relationship. Empirical findings show that, in the long run, FDI has a statistically significant negative effect on economic growth, while imports exert a positive and significant impact. Exports, however, do not demonstrate a significant effect on growth in either the short or long run. These results suggest that FDI inflows in Indonesia are largely concentrated in non-productive sectors, limiting their contribution to sustainable economic growth, whereas imports play a crucial role in supporting industrial production through capital goods and intermediate inputs. The study highlights the importance of redirecting FDI toward high-value-added sectors and maintaining strategic import policies to promote long-term economic growth.

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