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Muhamad Ulul Albab Musaffa
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muhamad.musaffa@uin-suka.ac.id
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azzarqa@uin-suka.ac.id
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Rumah Jurnal Fakultas Syari'ah dan Hukum (Ruang 205 - Lantai 2), Universitas Islam Negeri Sunan Kalijaga; Jln. Marsda Adisucipto 1 Yogyakarta 55281 Indonesia
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INDONESIA
Az Zarqa': Jurnal Hukum Bisnis Islam
Published by Universitas Islam Negeri Sunan Kalijaga Yogyakarta
ISSN : 20878117     EISSN : 28093569     DOI : https://doi.org/10.14421/azzarqa
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Jurnal Az zarqa merupakan jurnal unggulan Program Studi Hukum Ekonomi Syariah. Fakultas Syariah dan Hukum UIN Sunan Kalijaga Yogyakarta yang dibentuk pada tanggal 1 Desember 2010. Jurnal Az zarqa menyediakan artikel ilmiah hasil penelitian empiris dan analisis-reflektif bagi para praktisi dan akademisi, yang diharapkan berkontribusi dalam mengembangkan teori dan mengenalkan konsep-konsep baru di bidang hukum islam khususnya hukum bisnis islam dalam perspektif yang luas. Jurnal Az zarqa terbit secara berkala dalam kurun 6 bulan sekali, Juni dan Desember.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol. 14 No. 2 (2022): Az-Zarqa'" : 7 Documents clear
The Nisbah of Indomaret Musyarakah Franchise in Indonesia: MUI Approach Fauzi, Inna
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2733

Abstract

Abstract: The retail industry is an Indonesian business that provides basic needs and daily needs. This industry is engaged in a promising trading business. Conducting joint ventures with the public and business entities who wish to open a business in the field of trade (business retail) with a franchise system. On the other hand, the concept of cooperation promoted by the DSN MUI fatwa No. 08/DSN-MUI/IV/2000 must also continue to be applied for the realization of the Musyarakah concept. The purpose of this study was to find out how the calculation of the musharaka ratio of retail products at Indomaret in Kudus and how to analyze the fatwa of DSN MUI No 08/DSN-MUI/IV/2000 on the implementation system of calculating the musharaka ratio of retail products at Indomaret in Kudus. This study uses a qualitative descriptive method with a juridical-empirical approach. The results showed that the calculation of the musharaka ratio for retail products at Indomaret in Kudus was not in accordance with Islamic law through the fatwa of DSN MUI No 08/DSN-MUI/IV/2000 on the principle of Distribution of Business Results. In addition, the implementation system for calculating the musharaka ratio for retail products at Indomaret in Kudus tends to be subjective, not as in the Qur'an letter an-Nahl:9.Abstrak: Industri ritel merupakan bisni Indonesia yang menyediakan kebutuhan pokok dan kebutuhan sehari-hari. Industri ini bergerak dalam bidang usaha perdagangan yang cukup menjanjikan Mengadakan kerja sama (joint venture) dengan masyarakat dan badan usaha yang ingin membuka usaha dalam bidang perdagangan (businessretail) dengan sistem waralaba. D isisi lain, konsep kerja sama yang diusung oleh fatwa DSN MUI No 08/DSN-MUI/IV/2000 juga harus berus diterapkan demi terwujudnya konsep Musyarakah. Tujuan penelitian ini adalah untuk mengetahui bagaimana pelaksanaan perhitungan nisbah musyarakah produk retail pada Indomaret di Kudus serta bagaimana analisa fatwa DSN MUI No 08/DSN-MUI/IV/2000 terhadap sistem pelaksanaan perhitungan nisbah musyarakah produk retail pada Indomaret di Kudus. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan yuridis-empiris. Hasil penelitian menunjukkan bahwa pelaksanaan perhitungan nisbah musyarakah produk retail pada Indomaret di Kudus tidak sesuai dengan Hukum Islam melalui fatwa DSN MUI No 08/DSN-MUI/IV/2000 tentang prinsip Distribusi Hasil Usaha. Selain itu, sistem pelaksanaan perhitungan nisbah musyarakah produk retail pada Indomaret di Kudus cenderung bersifat subjektif tidak sebagaimana dalam al-Qur’an surat an-Nahl ayat 9.
Temporary Waqf as a Study of Fiqh Muamalah (Juridical Thoughts and Possibility of Its Implementation) Solichin, Nur Mifchan
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2704

Abstract

Abstract: Based on data from the Indonesian Waqf Board (BWI), Indonesia has a waqf potential of IDR 180 trillion per year. However, waqf in Indonesia has not been fully managed effectively, in many cases there are abandoned waqf objects that are not maintained. To reduce the abandonment of waqf assets, the discourse of waqf fiqh has developed with the discussion of temporary waqf. The question that arises is what is the opinion of the fiqh scholars about temporary waqf, especially the scholars of the four madzhabs; Shafi'i, Hanbali, Hanafi and Maliki? Then how is the possibility of implementing the temporary waqf? This research is a combination of normative and empirical, using a qualitative approach, by researching the law on temporary waqf, supported by empirical data. Primary data is obtained from field research, in the form of interviews with the Head of the Waqf and Land Institute of the Nahdlatul Ulama Regional Board of Yogyakarta Special Region. Secondary data is obtained from fiqh books, articles and regulations in Indonesia regarding temporary waqf. Shafi'iyah and Hanabilah scholars such as As-Shirāzi and Ibn Qudamah rejected the practice of temporary waqf. On the other hand, the Hanafiyah and Malikiyah allow temporary waqf. Nahdlatul Ulama officially recognises four schools of fiqh: Hanafi, Maliki, Shafi'i, and Hanbali, so there is a possibility that temporary waqf can be implemented by Nahdlatul Ulama because Hanafiyah and Malikiyah permit temporary waqf.
Qardh Implementation in Islamic Financial Institutions (LKS) and Advantage in Enterprise World Ali, Zezen Zainul; Wulandari, Annisa; Radiamoda, Anwar M
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2592

Abstract

Abstrak: Kajian dalam artikel ini akan membahas implementasi qardhh dalam Lembaga Keuangan Syariah (LKS) yang mencakup pengertian, dasar hukum, ketentuan serta persyaratan terkait akad qardh serta manfaat. Kajian mengenai implementasi qardh di Lembaga Keuangan Syariah ini penting disajikan dengan alasan bahwa qardh merupakan suatu produk pembiayaan bank yang berasaskan atau memiliki prinsip untuk saling tolong menolong. Namun, jasa pembiayaan semacam ini kurang begitu populer di masyarakat. Tujuan artikel ini adalah untuk mempopulerkan akad qardh di tengah masyarakat, mempermudah dan melancarkan aktivitas ekonomi masyarakat dengan memaparkan konsep, implementasi dan manfaat dari qardh bagi para pelaku usaha. Penelitian ini menggunakan metode studi pustaka yakni dengan cara mengumpulkan berbagai sumber bacaan yang sesuai, lalu menggunakan analsisis deskriptif dengan mengidentifikasi dari berbagai sumber rujukan baik buku, jurnal dan website. Temuan dalam penelitian ini, menggambarkan secara jelas dan rinci praktik dari qardh pada Lembaga keuangan Syariah serta qadh dapat memberikan manfaat bagi pelaku usaha yakni adanya saling tolong menolong dan memberikan banyak manfaat.Abstrak: The study in this article will discuss the implementation of qardh in Islamic Financial Institutions (LKS) which includes the understanding, legal basis, provisions and requirements related to qardh contracts and benefits. This study on the implementation of qardh in Islamic financial institutions is important to present on the grounds that qardh is a bank financing product that is based on or has the principle of helping each other. However, this kind of financing service is less popular in the community. The purpose of this article is to popularize the qardh contract in the community, facilitate and expedite the community's economic activities by explaining the concept, implementation and benefits of qardh for business actors. This research uses the literature study method, namely by collecting various appropriate reading sources, then using descriptive analysis by identifying various reference sources, both books, journals and websites. The findings in this study describe clearly and in detail the practice of qardh in Islamic financial institutions and qadh can provide benefits for business actors, namely the existence of mutual help and providing many benefits.
Productive Zakat as Economic Empowerment Mustahiq Amil Zakat Institute Daarut Tauhid Peduli Lampung Mustofa, Ulul Azmi; Novita, Resilia
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2411

Abstract

Abstract: Poverty is not just an individual or personal problem, but poverty is a common problem. The Amil Zakat Institute Daarut Tauhid Cares Lampung with the productive zakat program must be able to answer these problems. This study aims to determine the mechanism and pattern of productive zakat empowerment applied by LAZ Daarut Tauhid Peduli Lampung and want to know its impact on mustahik. This type of research is a field research conducted at LAZ Daarut Tauhid Peduli Lampung. The results of this study are the mechanisms and patterns used for empowerment in LAZ Daarut Tauhid Lampung are using the Economic Care program (Misykat program, Independent Cattle Village, and Independent Farming Business), this program focuses on capital loans in helping Mustahik's economic empowerment. The Economic Care Program is beneficial for the economic empowerment of Mustahik (increasing income, knowledge, independence and independence).Abstrak: Kemiskinan bukan hanya permasalahan individu atau personal, tetapi kemiskinan merupakan permasalahan bersama. Lembaga Amil Zakat Daarut Tauhid Peduli Lampung dengan adanya program zakat produktif harus mampu untuk memjawab permasalahan tersebut. Penelitian ini bertujuan untuk mengetahui mekanisme dan pola pemberdayaan zakat produktif yang duterapkan oleh LAZ (Lembaga Amil Zakat) Daarut Tauhid Peduli Lampung dan ingin mengetahui dampaknya terhadap mustahik. Jenis penelitian ini adalah penelitian lapangan yang dilakukan di LAZ (Lembaga Amil Zakat) Daarut Tauhid Peduli Lampung. Hasil dari penelitian ini adalah mekanisme dan pola yang digunakan untuk pemberdayaan di LAZ (Lembaga Amil Zakat) Daarut Tauhid Lampung adalah menggunakan program Peduli Ekonomi (program Misykat, Desa Ternak Mandiri, dan Usaha Tani Mandiri), program ini terfokus pada pinjaman modal dalam membantu pemberdayaan ekonomi Mustahik. Program Peduli Ekonomi bermanfaat bagi pemberdayaan ekonomi para Mustahik (peningkatan pendapatan, pengetahuan, kemandirian dan kemndirian).
SDGs and Islamic Studies: Fiqh Muamalat, Sustainable Development, and Maqashid Asy-Syari’ah Abdurrahman, Landy Trisna; Saifullah, Ulinnuha; Darussalam, Ishlahu; Arkham, Sitta A’la
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2583

Abstract

Sustainable development Goals (SDGs) are a form of development, or even a further form of the Millennium Development Goals (MDGs). The SDGs, which contain 17 Goals and 169 Targets, are a global action plan for the next 15 years (effective from 2016 to 2030), to end poverty, reduce inequality and protect the environment. This discourse on SDGs is a global discourse, Muslims, as a part of the global order, are also part of this discourse. In the SDGs discourse as a global discourse, the SDGs need to be studied through Islamic studies. This paper tries to portray how the SDGs are studied through Islamic studies, especially in relation to the scientific discipline of fiqh. This study is considered necessary because fiqh is often considered as something final and sacred, while the SDGs are something “new” and dynamic. This paper tries to find a meeting point between fiqh as an Islamic study, and the SDGs as a global discourse. The results in this paper show that fiqh, as a scientific discipline, also has future-oriented dimensions through empirical evidence in classical fiqh literature and empirical evidence in the form of developing a methodology for finding Islamic law (fiqh). In addition, SDGs can be proposed as the main theme for the benefit of mankind as a benchmark and measuring instrument to measure the level of achievement of Maqashid Ash-Shari'ah in the contemporary era.
Trends in Green Banking as Productive Financing in Realizing Sustainable Development Salsabila, Amalia; Fasa, Muhammad Iqbal; Suharto, Suharto; Fachri, Adib
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2562

Abstract

Abstract: Along with the strengthening of global attention to environmental issues, banks are transforming their behavior. Through the concept of Green Banking, banks are required to ensure that their operational activities are able to minimize the impact on the environment. This research is motivated by the operational practice of sharia banking in terms of financing distribution, where banks must begin to pay attention to the environmental impact of their operational activities. This research aim to identify the role of green banking as productive financing in realizing sustainable development. The research method used is a qualitative descriptive approach using library research. Based on the research that has been done, it can be seen that the implementation of green banking activities in sharia banking operations is still less than optimal, where the attention of the government and the policies that regulate the implementation of green banking are needed in order to optimize the contribution of banks to environmental protection and management efforts. The government also needs to continue to push for green growth as the main driver of city change from economic policies to people's lifestyles. With the achievement of optimal implementation of the green economy, it will have the potential to create new economic growth, create new jobs, and reduce poverty. Abstrak: Seiring dengan menguatnya perhatian dunia terhadap persoalan lingkungan, perbankan melakukan transformasi dalam perilaku kegiatannya. Melalui konsep Green Banking perbankan dituntut agar operasional kegiatannya mampu meminimalisir dampak yang ditimbulkan terhadap lingkungan. Penelitian ini dilatarbelakangi oleh praktik operasional perbankan syariah dalam hal penyaluran pembiayaan, dimana bank harus mulai memperhatikan dampak lingkungan dari kegiatan operasionalnya. Penelitian ini dilakukan dengan tujuan untuk mengidentifikasi peranan green banking sebagai productive financing dalam mewujudkan pembangunan yang berkelanjutan. Metode penelitian yang digunakan adalah metode pendekatan deskriptif kualitatif dengan menggunakan penelitian kepustakaan (library research). Berdasarkan penelitian yang telah dilakukan, dapat diketahui bahwa penerapan kegiatan green banking pada operasional perbankan syariah masih kurang optimal, dimana perhatian pemerintah dan kebijakan yang mengatur tentang penerapan green banking sangat diperlukan guna mengoptimalkan kontribusi perbankan terhadap upaya perlindungan dan pengelolaan lingkungan hidup. Pemerintah juga perlu terus mendorong untuk menjadikan pertumbuhan hijau sebagai penggerak utama perubahan kota dari kebijakan-kebijakan perekonomian menjadi gaya hidup masyarakat. Dengan tercapinya penerapan ekonomi hijau yang optimal maka akan berpotensi menciptakan pertumbuhan ekonomi baru, menciptakan lapangan kerja baru, serta mengurangi kemiskinan. 
The Paradigm of Islamic Legal Sociology Towards Counterfeit Books Transactions in The Yogyakarta Maulana, Diky Faqih; Rozak, Abdul; Mursyid, Achmad Yafik
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 14 No. 2 (2022): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v14i2.2895

Abstract

AbstractThe more rapid development of civilization is directly proportional to the rapid pace of economic activity, including the buying and selling activity of counterfeit goods.  In An-Nisa verse 29, it is explained that it is prohibited to eat property in vanity, so according to the Copyright Law the transaction is clearly against the law.  Departing from this background, what is the mechanism for the practice of buying and selling Counterfeit goods?  Why is this practice still being done?  What is the perspective of the sociology of Islamic law on this case?  This type of research is field research, deductive analytic with a sociology of law approach.  The conclusion of this study is, this practice is carried out when a book supplier offers pirated books to sellers at an agreed price or booksellers order from suppliers according to consumer demand.  This practice still occurs due to the demands of the seller's economy, buyers' high interest in reading and weak sanctions.  This practice is included in the category of complaint offense, where if no party feels aggrieved and reports there will be no legal process.  This state in Islam is called 'urf fasid.AbstrakSemakin pesatnya perkembangan peradaban, berbanding lurus dengan pesatnya aktivitas ekonomi tidak terkecuali aktivitas jual beli barang counterfeit. Dalam An-Nisa ayat 29 dijelaskan dilarang memakan harta secara batil, begitupula menurut UU Hak Cipta transaksi tersebut jelas melanggar hukum. Berangkat dari latar belakang tersebut, Bagaimana mekanisme praktik jual beli barang Counterfeit ? Mengapa praktik ini masih dilakukan ? Bagaimana perspektif sosiologi hukum Islam terhadap kasus tersebut ? Jenis penelitian ini adalah field research, bersifat deduktif analitik dengan pendekatan sosiologi hukum. Kesimpulan dari penelitian ini adalah, praktik ini dilakukan ketika supplier buku menawarkan buku bajakan kepada para penjual dengan harga yang disepakati atau penjual buku memesan kepada supplier sesuai permintaan konsumen. Praktik ini masih terjadi karena tuntutan ekonomi penjual, minat baca yang tinggi pembeli dan lemahnya sanksi. Praktik tersebut termasuk kategori delik aduan, dimana apabila tidak ada pihak yang merasa dirugikan dan melaporkan maka tidak akan ada proses hukum. Keadaan ini dalam Islam disebut ‘urf fasid.

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