cover
Contact Name
Asep Dadan Suganda
Contact Email
asep.dadan@uinbanten.ac.id
Phone
-
Journal Mail Official
islamiconomic@uinbanten.ac.id
Editorial Address
Jurusan Ekonomi Syariah, Gedung Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten
Location
Kota serang,
Banten
INDONESIA
Islamiconomic: Jurnal Ekonomi Islam
ISSN : 20853696     EISSN : 25414127     DOI : 10.32678/ijei
Islamiconomic: Jurnal Ekonomi Islam (IJEI) is a periodical scientific publication intended for economists who want to publish their articles in the form of literature studies, research, and scientific development in the field of Islamic economics. IJEI was first published in 2009 which is annually published twice (June and December). IJEI works closely with the Islamic Economist Association (Ikatan Ahli Ekonomi Islam) and Islamic Economic Society (Masyarakat Ekonomi Syariah) which provides editorial members, peer reviewers, and authors, both are professional associations related to IJEI aims and scopes. IJEI invites manuscripts in the areas: Islamic Economics, Islamic Banking, Islamic Business, Islamic Management, and Islamic Finance.
Articles 171 Documents
Does Bank Health Affect Sharia Bank Financing in The Satellite City of Jakarta? Suko Wiryanto, Fadhli; Yetty, Fitri; Nopiyanti, Anita
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 2 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i2.744

Abstract

Various factors can influence the size of distribution financing in banking. To monitoring for existence The company continues financing distribution can be allocated appropriately optimally, banks need to pay attention to internal factors in assessing the level of health banks that can influence the distribution of financing. Internal bank health assessment This research is based on POJK No.8/POJK.03/2014 using bank health assessments with a risk approach (RGEC), measurement focuses on quantitative measurements use financial ratios, financial reports, therefore the variables are used are NPF, ROA, and CAR. The annual reports of the 3 largest Sharia Banks in Depok City were used as research samples. By method secondary data collection using multiple linear analysis and SPSS for data analysis. The research results show that NPF, ROA and CAR are partially positive haven’t a significant influence but simultaneously has quite a significant influence towards the distribution of financing at Depok’s Sharia Banks. 
The Role of Islamic Social Capital in Promoting Women’s Empowerment for Community Economic Growth Sinulingga, Nabila Oktarina; Syahriza, Rahmi; Harahap, Muhammad Ikhsan
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.643

Abstract

This study investigates the role of Islamic Social Capital, particularly ukhuwah (brotherhood), in group-based financing programs and its impact on women's empowerment and community economic improvement within the Pokmas Mandiri Producer Cooperative at the Serdang Bedagai Branch. Utilizing a qualitative descriptive approach, data were gathered through in-depth interviews, participant observation, and document analysis. Study participants included cooperative administrators, managers, employees, and group members who received financing support. Findings reveal that Islamic social capital—especially trust and ukhuwah—plays a crucial role in empowering economically disadvantaged women who operate micro-businesses. The sense of brotherhood cultivated among group members fosters mutual support during financial challenges, enabling micro-business growth. According to Masudul Alam Choudhury, brotherhood is a principle that creates strong social bonds, which are essential for achieving social justice and collective well-being within the community. This sense of brotherhood within the financing groups reinforces social cohesion and collective action, vital for economic and social development. Furthermore, group-based financing programs effectively enhance the economic stability of member households, as evidenced by increased income and improved capacity to meet basic needs. The application of Islamic social capital also contributes positively to emotional well-being and social harmony, fostering a sense of peace and prosperity within the community.
Contribution of Islamic Financial Institutions in Channeling Productive Financing to The Halal Industrial Ecosystem in Supporting Sustainable Development Goals (SDGs) Peristiwo, Hadi; Yama, Arifeen
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 14, No 2 (2023)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v14i2.780

Abstract

Islamic finance is becoming part of that and can realize destination development sustainability in Indonesia, increasing its role as an institution. There is a lot of finance related to distribution financing productive to sector halal industrial ecosystem. Financing productive institutions Islamic finance against sector halal industry is the embodiment of economy sharia by kaffah (complete). This study uses a qualitative approach. The method used in this research is qualitative descriptive analysis. This study's data sources came from books, journals, and interviews with related informants about the role of Islamic finance in the distribution of productive financing to sector halal industrial ecosystems in supporting sustainable development goals (SDGs). Results show that instruments, both productive and investment financing provided and carried out by Islamic financial institutions, have an important role, especially in increasing the halal industrial sector. In addition, it can be seen that from the financing aspect, Islamic financial institutions channel more to the consumptive sector. The halal industry is an industrial sector with great potential if Islamic financial institutions fully support its sustainability
Feasibility Study for Transitioning from Conventional Banking to Islamic Banking Maskuroh, Nihayatul; Suganda, Asep Dadan; Akbar, Kurni
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.564

Abstract

This study examines the feasibility and strategic approach for transitioning the Faculty of Economics and Islamic Business (FEBI) at UIN Sultan Maulana Hasanuddin Banten from conventional to Islamic banking. The transformation aims to align institutional operations with Islamic economic principles and strengthen ideological consistency. A quantitative SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis integrated with the Analytic Network Process (ANP) was employed to prioritize strategic alternatives, using Super Decisions software. Data were collected through surveys, interviews, and document analysis involving faculty members, staff, and students. The Internal Factor Evaluation (IFE) score of 3.60 and the External Factor Evaluation (EFE) score of 2.68 position the faculty in Quadrant I of the SWOT matrix, indicating an aggressive strategy. Survey results show 56.5% of respondents consider the shift “fairly important” and 50.8% view it as a valuable educational opportunity. Recommended strategies emphasize leveraging strengths to seize opportunities, addressing weaknesses, and mitigating threats. The findings suggest that transitioning to Islamic banking is both feasible and strategically advantageous, offering practical implications for policy alignment and operational implementation in higher education institutions seeking Sharia-compliant transformation
Social, Economic, and Health Empowerment in Pandeglang through a Community-Based Model Syarifudin, Efi; Sugondo, Sigit Iko; S. Ndolu, Juliana
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 14, No 2 (2023)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v14i2.833

Abstract

Community-based empowerment is crucial in enhancing social, economic, and health conditions, particularly in rural areas such as Pandeglang. This study explores a community-based model's impact on improving residents' well-being by fostering economic resilience, social cohesion, and health awareness. Through participatory approaches, including capacity-building programs, entrepreneurship training, and health education, this research aims to assess the effectiveness of community-driven initiatives in creating sustainable development. Data collection involves surveys, interviews, and field observations involving key stakeholders such as local government, community leaders, and beneficiaries. The findings indicate that active community participation, supported by strategic collaborations, significantly enhances economic productivity, strengthens social networks, and improves health outcomes. The study concludes that a well-structured community-based model is a sustainable framework for addressing socio-economic and health challenges in Pandeglang, providing valuable insights for policymakers and development practitioners.
The Influence of Customer Satisfaction on Service Quality at Bank Syariah Indonesia KCP Medan Simpang Limun Zuhra, Annisa; Imsar, Imsar; Anggraini, Tuti
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.820

Abstract

This study aims to analyze the level of customer satisfaction regarding service quality at Bank Syariah Indonesia KCP Medan Simpang Limun using the Customer Satisfaction Index (CSI) approach. The method employed is quantitative research with a descriptive approach, involving 95 respondents selected through purposive sampling. The results show a significant effect between customer satisfaction and the quality of service provided. The simultaneous test (F-test) yielded a significance value of 0.000, which is less than 0.05, indicating that changes in customer satisfaction simultaneously affect service quality. The partial test (T-test) also supports this finding, where the calculated T value for the customer satisfaction variable is 11.201, much greater than the specified T table value of 1.985 with a significance level of 0.000. This study also results in a Customer Satisfaction Index (CSI) of 89.54%, which falls into the very satisfied category (81% - 100%). Thus, it can be concluded that Bank Syariah Indonesia KCP Medan Simpang Limun has successfully met customer expectations in terms of service quality, indicating that customer satisfaction is an important element that needs to be maintained and improved through continuous enhancement.
Systematic Literature Review (SLR): Optimizing the Potential of Sharia Tourism in Indonesia to Improve Competitiveness and Local Economic Prosperity Pasaribu, Yogi Oriena; Nawawi, Zuhrinal M; Syahriza, Rahmi
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.825

Abstract

Sharia tourism is one of the sectors that has great potential in supporting economic growth and the welfare of local communities in Indonesia. Considering that Indonesia is the country with the largest Muslim majority population in the world, optimizing the potential of sharia tourism can be an important strategy to attract domestic and international tourists who are looking for a tourism experience that is in accordance with Islamic principles. This study aims to identify various challenges and solutions needed in optimizing the potential of sharia tourism in Indonesia through the Systematic Literature Review (SLR) approach. This study is based on 13 research journals published between 2018 and 2023. The results of the analysis show that low competitiveness, lack of infrastructure, and limited understanding of the concept of sharia tourism are the main obstacles in the development of this sector. The proposed solutions include the development of supporting infrastructure, education of industry players about sharia principles, innovation in halal tourism products, and synergy between the government, industry players, and local communities. Optimizing sharia tourism in Indonesia is expected to improve local economic welfare by creating jobs and encouraging the growth of sharia-based MSMEs.
The Nexus Between Maqasid al Sharia and Affordable Housing Program: A Systematic Review Ghoni, Muhammad Abdul; Affandi, Muhammad Taufiq
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 2 (2025): (On Process)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.647

Abstract

The affordable housing can be defined as housing for low-income people (MBR), who have limited ability to obtain housing and supported by government of Indonesia within the financing program throughout Islamic banking as stated in the Minister of Public Works and Public Housing Regulation Number 1 of 2021 on criteria for low-income people (MBR), easy requirements to build and own a house. This emphasizes the importance of affordable housing for low-income people is to promote the welfare of the people that in accordance to the objectives of the Shariah (Maqasid al Sharia). The current study examines the nexus between Maqasid al Sharia and legal regulation of republic Indonesia as the basis of affordable housing program. To explore and optimize the harmonization the objectives of the Shariah (Maqasid al Sharia) and legal regulation of republic Indonesia, we analyze the legal regulations contents of republic Indonesia to expose the indicators and spirits of the objectives of the Shariah (Maqasid al Sharia) in the affordable housing programs. Using Systematic review tool, these indications and spirit of the objectives of the Shariah (Maqasid al Sharia) are identified on the basis reviewed and analysis of legal regulation. A systematic study results show that, the indicators, and spirits of the Maqasid al Sharia; protection of religion (din), protection of life (Nafs), protection of intellect (Aql), protection of wealth (Mal), and protection of lineage (Nasl) are reflected in the legal regulation of Republic of Indonesia as groundbreaking affordable housing program.
The Future of Waqf: Digital Transformation and Customer Adoption in Islamic Banking Zaki Fuadi, Nasrul Fahmi; Khabibah, Ani Nur; Irfan, Mohammad
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v%vi%i.832

Abstract

This research explores Islamic bank customers' acceptance of the digitalization of cash waqf as a form of waqf transformation in Indonesia. Cash waqf has great potential to support the economic development of the people through social funding sources. By utilizing digital technology, cash waqf transformation aims to increase community participation, expand the scope of waqf, and realize broader social benefits. Based on the Unified Theory of Acceptance and Use of Technology (UTAUT) model, this research analyzes factors such as performance expectations, business expectations, social influence, and facilitating conditions on customer acceptance. The research results show that all variables have a significant influence, but aspects of religiosity, belief and other factors need to be investigated further. This research contributes to the development of a digitalization system for cash waqf in the sharia banking sector to increase inclusion and effectiveness of waqf.
The Effect of Good Corporate Governance and Firm Characteristics on Firm Value of Sharia and Conventional Banks in Indonesia Wulandari, Soliyah; Sudirja, Dede; Setiadi, Rezky Mehta; Shabrina, Haezah Nur
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.831

Abstract

This research aims to empirically prove the influence of good corporate governance and company characteristics on firm value. Good corporate governance in question is the board of directors, independent commissioners, audit committee, and institutional ownership, while company characteristics are company size, profitability, and leverage.  The object of this research is Banks Listed on the Indonesian Stock Exchange. The sample period in this research is 2021 and 2022. Sample selection was carried out using the purposive sampling method. The final sample used in this research was 60 observations. The secondary data collected were financial reports from each bank. The data was processed using multiple regression model statistical tests. The results of this research show that company size and profitability influence the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange. Meanwhile, the board of directors, independent commissioners, audit committee, institutional ownership, and leverage have no effect on the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange.