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el-Jizya: Jurnal Ekonomi Islam
Published by Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto
ISSN : 2354905X     EISSN : 25796208     DOI : https://doi.org/10.24090/ej
Core Subject : Economy,
Economics, Econometrics & Finance
el-Jizya: Jurnal Ekonomi Islam is a scientific journal published by Faculty of Economic and Islamic Bussiness UIN Prof. K.H. Saifuddin Zuhri Purwokerto. First printed edition was published in 2013, and since 2017 it has been published in online version. El-Jizya focuses on the study of Islamic Economics from various perspectives. It is published twice a year (June & December).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 160 Documents
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Perspectives on the Islamic Welfare State: The Goals of Economic Development Justice Md. Abu Sayem; Naerul Edwin Kiky Aprianto; Adam Voak
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 1 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i1.7819

Abstract

The concept of The Welfare State, as developed in many Western countries, has proved to be an excellent program for earmarking economic resources for programs concerned with the welfare of the common people. Notwithstanding this successful developmental process however, the practical function of a Welfare State created in this way can allow the parallel functioning of actions that are not necessarily in the best interests of the general public. This article explores the nature of an alternative arrangement, that we term The Islamic Welfare State, which is built upon a range of spiritually consistent concepts to realize its developmental and social welfare goals. In this regard, following the arguments and descriptions available in the literature, our review indicates that the Western and Islamic Welfare States are largely not compatible. Whereas the Western model focuses mainly upon economic issues, the Islamic Welfare State seeks to more efficiently deal with society’s scarce resources, and ensure natural justice by focusing on the individual, showing particular concern for their material, moral and spiritual enhancement. We note that, although the concept of an Islamic Welfare State has not been thoroughly tested in practice, the underpinning concepts and philosophy can nevertheless be used to formulate current Government policies to improve society's welfare responsibilities. It is important to recognise that the Islamic Welfare State has a clear and worthy goal, namely the fulfillment and maintenance of Sharia objectives (Maqâsid Sharia) until finally, Falah is created as a parameter of their successful development
An Analysis Of Sharia Financial Literacy And Sharia Financial Inclusion In The Village Program Continuity (A Case Study of the Women Farmers Group of Puspa Mandiri in Gunungkarang Village, Bobotsari District, Purbalingga Regency) Norailis Ab. Wahab; Yoiz Shofwa Shafrani; Desi Latifah
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 1 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i1.7824

Abstract

The Women Farmers Group of Puspa Mandiri is a village program that aims to increase women's empowerment in Gunungkarang Village, Bobotsari District, Purbalingga Regency. In this group tfarmerhere are several problems such as the frequent errors in writing the nominal in financial statements and the lack of capital for managing crop yields. These two problems are related to the level of financial literacy and Sharia financial inclusion. Therefore, this study aims to analyze the level of financial literacy and Sharia financial inclusion in the Women Farmers Group of Puspa Mandiri. This research is included as a field research using a quantitative descriptive approach. The variables in this study are financial literacy and Sharia financial inclusion. The main instrument in this study is in the form of a questionnaire which was distributed to 23 respondents. The research data were analyzed using descriptive statistics. The results of calculating the index of each variable are then categorized according to the analysis using descriptive percentage table. The results show that the level of Sharia financial literacy in the Women Farmers Group of Puspa Mandiri was in the medium category (61.35%) and the Sharia financial inclusion was in the low category (29.92%). The problems that arise are related to the level of Sharia financial literacy and the inclusion of Sharia finance in Women Farmers Group or Kelompok Wanita Tani (KWT) which can threaten the sustainability of the Gunungkarang Village program.
Uang Elektronik (E-Money) dalam Perspektif Maqashid Syariah Muhammad Ihsan H.M. Baso; Achmad Abubakar; Halimah Basri
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.7068

Abstract

Electronic money is one of the payment tools in electronic form where the value of money is stored in certain electronic media, the user or users must first deposit the funds to the issuer or issuer, then stored in electronic media in the form of an e-money before using it for transaction purposes. at merchants that provide payment facilities using electronic money. The purpose of this study is to analyze e-money from the perspective of the Koran and to discuss the contracts contained in all transactions through e-money. The method used in this study is a qualitative method, with a library research approach,namely a series of activities related to library data collection methods, reading and recording and processing research materials from supporting literature. Today's e-money has been transformed in the development of world technology and among the halal community and has fulfilled the rules of the quran and sharia maqasid as a transaction tool. Researchers want to review E-money from the perspective of the quran, whether it is in accordance with the principles of the quran and the contracts contained in e-money
Optimalisasi dan Realisasi Pelaksanaan Wakaf Produktif melalui Skema Cash Waqf Linked Sukuk (CWLS) SW001 (Studi Kasus Pembangunan Retina dan Glaukoma Center di RS. Mata Achmad Wardi) Dwi Guntoro
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.7214

Abstract

Wakaf merupakan bentuk ibadah keagamaan yang berdimensi sosial-ekonomi. Pelaksanaan wakaf yang terus menerus mengalami perkembangan dan kemajuan dari segi pengelolaan dan pengembangan asetnya, telah mengantarkan wakaf menjadi instrumen investasi yang memiliki nilai produktivitas tinggi dalam meraih kesejahteraan masyarakat. Tujuan peneliatan ini adalah untuk mengetahui optimalisasi dan realisasi pelaksanaan wakaf produktif melalui skema CWLS SW001 dalam pembangunan retina dan glaukoma center di RS. Mata Achmad Wardi. Penelitian ini menggunakan metode studi kepustakaan, dimana peneliti melakukan analisis data dan informasi yang bersumber dari jurnal ilmiah, buku, media massa, internet, serta sumber lain, terkait materi wakaf produktif dan implementasi wakaf produktif melalui skema CWLS SW001. Berdasarkan hasil analisa data dan informasi yang penulis dapatkan, penulis menyimpulkan bahwa CWLS SW001 merupakan skema konsep wakaf produktif berupa uang yang kemudian diinvestasikan dalam bentuk sukuk dalam SBSN. Dimana dari imbal hasil investasi sukuk tersebut, diperoleh diskonto dan kupon yang digunakan untuk pembangunan retina dan glaukoma center di RS. Mata Achmad Wardi.
Pengaruh Label dan Harga Halal Terhadap Keputusan Pembelian Produk Kosmetik (Studi Kasus Mahasiswa Universitas Islam Jember) Khittah Ashilah; Farida Ummi Choiriyah; Ghovita Narulita Agustin
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.7302

Abstract

Penelitian ini bertujuan untuk mengetahui: (1) pengaruh label halal terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember, (2) pengaruh harga terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember, (3) pengaruh label halal dan harga terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember. Berdasarkan tujuannnya penelitian ini termasuk penelitian deskriptif kuantitatif. Populasi pada penelitian ini adalah seluruh mahasiswi Universitas Islam Jember. Teknik pengambilan sampel menggunakan teknik incidental sampling dengan jumlah sampel sebanyak 100 orang. Teknik pengumpulan data menggunakan kuisioner yang telah di uji validitas dan reliabilitasnya. Teknik analisis data yang di gunakan adalah regresi berganda. Hasil penelitian menunjukan bahwa: Label halal dan harga berpengaruh positif dan signifikan secara parsial terhadap keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember. Dan harga merupakan variabel yang paling dominan dalam mempengaruhi keputusan pembelian produk kosmetik pada mahasiswi Universitas Islam Jember. Dengan nilai signifikansi 0,000. Hal ini membuktikan dengan nilai F hitung sebesar 53,764 dan F tabel sebesar 2,31 yang berarti F hitung lebih besar dari F tabel, dan nilai Koefesien determinasi bernilai 0,256. Kata Kunci: Label halal, harga dan keputusan pembelian .   ABSTRACT This study aims to determine: (1) the effect of the halal label on the decision to purchase cosmetic products at the Islamic University of Jember students, (2) the effect of price on the purchasing decision of cosmetic products at the Jember Islamic University student, (3) the influence of the halal label and price on purchasing decisions. cosmetic products at Jember Islamic University students. Based on the purpose of this research, it is a quantitative descriptive research. The population in this study were all students of the Islamic University of Jember. The sampling technique used incidental sampling technique with a total sample of 100 people. Data collection techniques using questionnaires that have been tested for validity and reliability. The data analysis technique used is multiple regression. The results showed that: Halal labels and prices have a positive and significant effect partially on the decision to purchase cosmetic products for students at the Islamic University of Jember. And price is the most dominant variable in influencing the decision to purchase cosmetic products at Jember Islamic University students. With a significance value of 0.000. This proves that the calculated F value is 53.764 and the F table is 2.31 which means that the calculated F is greater than the F table, and the value of the coefficient of determination is 0.256. Keywords: Halal label, price and purchasing decisions.
Analisis Sistem Pengupahan Karyawan di Koperasi Syariah Walisongo Sampang dalam Pandangan Ekonomi Islam Moh Anis; Rudy Haryanto
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.7957

Abstract

Pengupahan merupakan salah satu faktor yang dapat memotivasi dan membuat kinerja karyawan meningkat. Kepuasan akan dirasakan oleh karyawan apabila upah yang diberikan sesuai dengan tingkat kesulitan pekerjaan dan diberikan secara adil. Oleh karena itu, pengusaha harus memperhatikan hak pekerja untuk menerima upah sesuai dengan tuntunan syariat Islam. Upah dalam teori ekonomi Islam yang dikemukakan oleh Afzalur Rahman adalah ada tiga tingkatan, pertama tingkat upah minimum, kedua tingkat upah tertinggi dan ketiga tingkat upah sebenarnya. Tingkatan Upah minimum adalah tingkat upah terkecil yang seharusnya diterima seorang pekerja, yaitu sekurang-kurangnya upah yang dikeluarkan dapat memenuhi kebutuhannya. Pada tingkat upah tertinggi, pengusaha harus membayar upah kepada pekerja sesuai dengan kontribusinya kepada perusahaan. Sementara itu, besaran upah sebenarnya dalam menentukan upah harus memasukkan faktor keimanan/kemanusiaan. Penelitian ini bertujuan untuk mendalami sistem pengupahan eksternal, sistem pengupahan internal, dan sistem pengupahan karyawan di Koperasi Syariah Walisongo Sampang dalam pandangan ekonomi Islam. Pendekatan yang digunakan adalah pendekatan kualitatif deskriptif. Informan dalam penelitian ini terdiri dari manajer, bagian admin, bagian pemasaran dan kasir Koperasi Syariah Walisongo. Setelah itu, setelah data yang diperlukan terkumpul, peneliti menganalisisnya dengan teori ekonomi Islam, khususnya teori upah menurut Afzalur Rahman. Hasil penelitian ini menunjukkan bahwa: 1) Sistem pengupahan eksternal pada Koperasi Syariah Walisongo menggunakan sistem waktu yaitu bulanan dan tahunan. Gaji bulanan meliputi gaji pokok, tunjangan makan, tunjangan transportasi dan bonus. Sedangkan yang diterbitkan setiap tahun berbentuk THR; 2) Sistem pengupahan internal di Koperasi Walisongo Syariah meliputi penyelesaian, prestasi, kemandirian dan pertumbuhan pribadi; 3) Sistem pengupahan karyawan di Koperasi Syariah Walisongo sejalan dengan konsep pengupahan dalam pandangan ekonomi Islam Afzalur Rahman
Development of an Index for Measuring Islamic Bank CSR Disclosures in Indonesia Dewi, Liana
el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.8196

Abstract

Measuring the disclosure of social activities carried out by Islamic banks is very important. However, the results of measuring the disclosure of social activities of Islamic banks in Indonesia still need to be higher when measured by the current CSR disclosure measurement index. The CSR disclosure measurement index often used in related research comes from research results in various countries in the Middle East and Southeast Asia. This is one of the considerations that causes the level of CSR disclosure of Islamic banks in Indonesia to be relatively low. Studies on developing an index for measuring CSR disclosure of Islamic banks in Indonesia are based on Sharia enterprise theory (SET). Based on the results of literacy studies of related research conducted in the Middle East, Southeast Asia, and Indonesia, several assessment dimension criteria need to be developed, including those related to the obligation of Islamic banks to report their social activities from the start of their establishment, environmental awareness education for employees, use of environmentally friendly materials. to support operational activities and collaboration with social communities in order to achieve acceleration and equal distribution of community welfare.
Management Assistance in Financial Management Darussalam Dukuhwaluh Boarding School Based Management Information System Dewi Laela Hilyatin; Akhris Fuadatis Sholihah; Fatimatuzzahro Fatimatuzzahro
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.9478

Abstract

Darussalam Islamic Boarding School as one of the boarding schools whose development is quite rapid is evidenced by the increase in the number of students, supporting facilities and infrastructure, facilities provided, and achievements achieved. Although the achievements obtained are quite good, in terms of data management, pesantren data is still weak, especially pesantren financial data. This service is carried out to assist pesantren in making pesantren database management, especially financial data by building the "SiPontren" application. The Si Pontren application was built by the IAIN Purwoekrto service team, the Pesantren Si Pontren Team, and a team of programmers as partners. The data base has started the input process and in its implementation there are several evaluations carried out to optimize "Si Pontren"
The Influence of Islamic Business Ethics on the Service of Slaughtered Chicken Traders Wazin Wazin; Aan Ansori; Juria Mumtajah; Muhammad Sirajuddin Qahtan Hamdan
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.9599

Abstract

Islamic business ethics is a set of good, bad, right, and wrong values ​​in the business world based on morality. Business in Islam becomes an important element in trade. In this case, traders are those who carry out trading activities as a daily job, generally providing goods that are then resold. As a trader or provider of goods or services, the community needs a pleasant and reassuring buyer. This can be achieved with ethics, of course, it will be more important if the rules in business can apply Islamic ethics in accordance with syar'i teachings. The purpose of this study is to find out and analyze how the influence of Islamic business ethics on the service of slaughtered chicken traders in the Bojonggede Traditional Market. And this study uses quantitative research methods using primary data. The results of this study obtained the value of tcount of 12,380 ttable of 2.00030. Based on this value, the value of tcount > ttable which means rejecting H0 and receiving H1, clearly it can be interpreted that Islamic business ethics affect the service of slaughtered chicken traders at the Bojonggede Traditional Market. Based on R2 shown in the table, it is obtained that the magnitude of Islamic business ethics' influence on Slaughtered traders' service at the Bogor Bojonggede Traditional Market is 72.5%. While the remaining 27.5% is influenced by other factors outside the variables examined in this study.
The Politics of Public Finance Al-Mawardi’s Perspective: Al-Ahkam As Sulthaniyah Caniago, Muhammad Ali Imran; Shabur, Usman; Satibi, Ibi
el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.9711

Abstract

This study aims to explore the concept of Al-Mawardi's public loan. This type of research is qualitative with an exploratory approach. Data collection uses the library method. Primary data was obtained from the book Al-Ahkam As Sulthaniyah and secondary data was obtained from several scientific journals and books related to this research. The analysis used is a qualitative analysis involving descriptive and interpretive data exploration. The results of the study show that the book Al-Ahkam As Sulthaniyah discusses state income, state expenditure, and the Baitul Mal. State revenue comes from zakat, ghanimah, and fai'. The state is only allowed to spend the treasures of the baitul mal as long as these expenditures are used for the public good. Al-Mawardi divided the two objectives of allocating Baitul Mal funds: first, for maslahah (benefit) and arfaq (provision of public facilities). Second, for the mandatory function. If the government has an obligation that is a mandatory function, while the funds in the baitul mal are empty, the government may make public loans because it is feared it will cause state chaos. And this policy was never carried out by the Prophet. If the leader dies, the next leader is responsible for repaying the loan.

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