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<![CDATA[How Does Product Competitiveness Mediate the Effect of Business Legality and Halal Labelling on MSME Income? ]]>
<![CDATA[Didi Sukardi]]>;
<![CDATA[Moh. Mabruri Faozi]]>;
<![CDATA[Abdul Ghoni]]>;
<![CDATA[Dwi Ayu Maharani]]>;
<![CDATA[Sri Najmi Aprilia]]>;
<![CDATA[Windy Nurditasari]]>;
<![CDATA[Muhammad bin Jasmi]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v11i2.9830
<![CDATA[MSMEs have a very important role as one of the pillars of national economic income, for that it is very important for MSME actors to ensure the legality of their business so that they can access financial facilities from banks and financial institutions. The certainty of products to have halal certification is a necessity considering the target population in Muslim-majority Indonesia. This study aims to measure and analyze how much influence legality and halal labels have on MSME income by using product advantages as mediation variables. This study used quantitative methods. Data analysis uses multiple linear regression analysis, path analysis, and partial tests. The results of the partial test (t-test) showed that the legality of the halal labeling business and product competitiveness had a positive and significant effect on the income of MSMEs in the Bhinangkit Community, while the coefficient of determination (R2) test showed that the influence of business legality, halal labeling, and product competitiveness on MSME income was 89.7%. The path analysis shows that business legality and the inclusion of halal labels have no effect on MSME income mediated by by-product competitiveness with a calculated t value of 0.2496 for business legality and 0.0344 for halal label marking.]]>
<![CDATA[M-DIN Application Strategy of Bank Muamalat KCP Kuningan in the Era of Bank Digitalization ]]>
<![CDATA[Ghoni, Abdul]]>;
<![CDATA[Tria Lestari]]>;
<![CDATA[Toto Suharto]]>;
<![CDATA[Alvien Septian Haerisma]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.10551
<![CDATA[In the era of digitalization, the banking sector undergoes significant transformation to meet the increasingly sophisticated and mobile demands of customers. Bank Muamalat, as a leading Islamic bank in Indonesia, is not exempt from the pressure to innovate and adapt to technological changes. This research employs a qualitative method with a case study approach at Bank Muamalat KCP Kuningan. Data is collected through interviews with internal bank informants and customers, as well as direct observations. The research findings indicate that the operational procedures of the M-DIN application at Bank Muamalat are proven to be simple and user-friendly, providing convenience from registration to the creation of Transaction Identification Numbers (TIN). The bank adopts a proactive strategy with innovative features, including aspects of Islamic principles and unique services, demonstrating awareness of technological innovation. Active education provided to customers by bank employees successfully increases user interest in M-DIN. The application is directed to every customer opening an account, resulting in a significant increase in M-DIN adoption by Bank Muamalat.]]>
<![CDATA[Application of Business Ethics By Shirkah Contract: A Case Study of Indonesian Farmer Tradition ]]>
<![CDATA[Setianingrum, Any]]>;
<![CDATA[Muslikh]]>;
<![CDATA[Deviastri, Lily]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.10758
<![CDATA[Economists argue that positivism refers to science and economic activities should be value-free. This means that the norm variable is not included as a variable that has an important meaning for both output and production input. This is not the case with Islamic economics, which firmly states that economic activity is bound to value or is not value-free. This research aims to show evidence of shirkah or profit-sharing contracts and to dissect how elements of values and ethics accompany the business activities of Indonesian farming communities. The method used is a qualitative approach with case study techniques. Literature studies are also used to strengthen the validation and triangulation stages. This research shows that Shirkah contracts are found in agricultural activities in various regions in Indonesia, including those known as maro (50:50), mertelu (1:3), etc. Shirkah, as one of the contracts in Sharia finance, is an actual implementation of enforcing norms and ethics. The Shirkah contract manages the risks inherent in all business cycles, both during profits and losses, which is typical in all sectors. Shirkah contracts systematically work and control competition and business risks with an ethical and normative approach. The Shirkah contract also suppresses economic injustice and unequal distribution of resources and business profits. The domino effect of the values of the sharia contract is not only limited to production-sharing agreements between sharecroppers and land owners but also spreads to the spirit values of sale and purchase (Murabaha) and rental (ijarah) agreements and includes broad implications for all aspects life. Farmers and cultivators are actively involved in upholding the values of justice, risk sharing, and togetherness in facing the cycle of profit and loss that automatically occurs as a lifestyle. Musharaka, Morals-ethics, Risk management, Way of life]]>
<![CDATA[Building Sustainable Futures: Developing a Halal Supply Chain Leadership Competency Framework ]]>
<![CDATA[Voak, Adam]]>;
<![CDATA[Fairman, Brian]]>;
<![CDATA[Helmy, Abdullah]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.10935
<![CDATA[This paper presents some reflective perceptions of the current issues and the future challenges facing the Halal supply chain sector. Of particular concern is the challenge of attracting suitable talent to sustain its fast growth and developing future leaders to ensure that cross-border interactions remain culturally safe and respectful. Whilst it is agreed that much work has begun in establishing technical Halal competence within supply chains (Abd Rahman, Abd Mubin, Yusof, & Kamarulzaman, 2021; Hashim & Shariff, 2016), there remains a dearth of discussion around the design and development of a leadership framework to ensure its ongoing sustainability. In this respect, current knowledge around leadership in the Halal diaspora appears to consist of narrow definitions drawn from dominant Western-centric understandings of effective leadership (Weir, 2010). However, since these definitions are disconnected from their cultural contexts and cross-border implications, they can result in incongruities in their application, particularly in an Asian context (Harsanto & Roelfsema, 2015). The increasingly complex trading environment in this area would suggest that more focused research is needed to develop meaningful, respectful and relevant Halal sectorial leadership competency frameworks that successfully integrate the necessary socio-political values and cross-cultural complexities inherent in modern supply chains.]]>
<![CDATA[The Influence of Lifestyle and Trust in the Use of Shopee Paylater Services on Consumer Behavior in the Maqashid Sharia Perspective (Study on Students of UIN Raden Intan Lampung) ]]>
<![CDATA[Susanto, Is]]>;
<![CDATA[Moh. Mukri]]>;
<![CDATA[Moh. Bahrudin]]>;
<![CDATA[Faisal, Faisal]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.10961
<![CDATA[This study aims to investigate the influence of lifestyle and trust in the use of Shopee Paylater services on consumer behavior, taking into account the Maqashid Sharia perspective, especially for students of the Faculty of Economics and Islamic Business at UIN Raden Intan Lampung. This research adopts a quantitative approach through the survey method and the use of questionnaires as a data collection technique. The research sample consisted of 84 students from the class of 2021 who used the Shopee Paylater service, selected through purposive sampling. The data were analyzed using multiple linear regression with the help of SPSS software. The independent variables used in this study include lifestyle (X1) and trust (X2), while consumer behavior (Y) is the dependent variable. The t-test results indicate that both lifestyle and trust individually have a positive and significant influence on consumer behavior. The F test results indicate that lifestyle and trust together have a positive and significant effect on consumer behavior. In the context of Maqashid Sharia, consumption that is carried out not only follows religious teachings, but also provides tangible benefits for individuals and society as a whole.]]>
<![CDATA[Pengaruh Sertifikasi Halal terhadap Peningkatan Jumlah Penjualan Produk UMKM (Studi Kasus Kota Binjai) ]]>
<![CDATA[Manik, Berliana Dwi Nagita]]>;
<![CDATA[Barus, Elida Elfi]]>;
<![CDATA[Abi Waqqosh]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.11021
<![CDATA[This research aims to determine the effect of halal certification on increasing the number of sales of Micro, Small and Medium Enterprises products in Binjai City. This research is field research using a quantitative approach. The population is all consumers and producers of micro, small and medium enterprises. The sample was selected using random sampling with a total of 100 respondents. The method used in this research is Quantitative with Simple Linear Regression using Two Variables. The research used is field research, primary data from questionnaires and secondary data from documentation. The population in this study was 100 people and the sample was determined using the Slovin method, namely 100 samples.In this research the author used quantitative research and analyzed it with SPSS 22. Based on the research results, the t test (partial) showed that the training program had a significant effect on increasing income. The calculated t value is 7.353 < t table (7.353 > 0.1660). Based on the regression results, it can be seen that the Needs variable has a calculated t value of 1,839 with a sig of 0.069. This means t count < t table (1,839 > 1,660). The second hypothesis states that the collateral factor has no significant effect on people's interest in borrowing money from loan sharks. Based on the regression results, it can be seen that the collateral variable has a calculated t value of 6.634 with a sig of 0.000. This means t count > t table (6.634 > 1.660). all independent variables (X1 and The R2 test results show that variable X (Independent) has an influence of 31.5% on variable Y (dependent), while the remaining 68.5% is influenced by other variables]]>
<![CDATA[Transformation of Islamic Economics: Opening Halal Opportunities Amid the Dynamics of Society 5.0 ]]>
<![CDATA[Umdah Aulia Rohmah]]>;
<![CDATA[Mu’adil Faizin]]>;
<![CDATA[Muhammad Arfianto Pandu W.]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.11107
<![CDATA[Various correlated variables affect the transformation of the Islamic economics in the context of society 5.0. These variables include halal supervision and certification, public awareness of sharia principles, product and service innovation, collaboration between Islamic financial institutions and technology companies, and integration of advanced technology. New product and service innovations, such as sukuk bonds and Islamic mutual funds, also contribute greatly to the transformation of the Islamic economics. On the other hand, the integration of technologies such as fintech and blockchain has increased accessibility and transparency in Islamic financial services, and increased public awareness of the benefits of the Islamic economics has increased demand for Islamic goods and services. Technology companies and Islamic financial institutions work together to produce innovations in Islamic financial services, while technologies such as blockchain ensure authenticity and transparency in the halal industry. Understanding these components is important in transforming the Islamic economics towards a more inclusive, sustainable and ethical economic system in a 5.0 society.]]>
<![CDATA[Penyelesaian Problem Akad Istishna Berdasarkan Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 di UD Putra Ngetos Meubel ]]>
<![CDATA[Abdillah, Ulil Absor Faiq]]>;
<![CDATA[Fawaid, Fawaid]]>;
<![CDATA[Huda, Bakhrul]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i1.11273
<![CDATA[Terdapat kasus perselisihan dalam transaksi jual beli antara pelanggan dan pihak UD Putra Ngetos Meubel sebagai pemasok. Kasus ini melibatkan pemesanan meja kerja oleh seorang pelanggan, namun setelah barang diterima di rumahnya, terungkap bahwa ukuran meja tidak sesuai dengan pesanan awal. Ketidaksesuaian ukuran ini kemudian menjadi sumber konflik, menciptakan sengketa yang timbul dari perbedaan antara perjanjian awal dan barang yang diterima. Hal ini berdasarkan Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 bagaimana bentuk penyelesaian yang harusnya dilakukan. Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis penyelesaiaan problem akad Istishna bedasarkan Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 di UD Putra Ngetos Meubel. Metode penelitian yang digunakan menggunakan metode kualitatif. Teknik pengumpulan data yang digunakan berupa teknik observasi, wawancara dan dokumentasi. Hasil dari penelitian ini menunjukkan bahwa berdasarkan padangan Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 bentuk penyelesaiannya ialah pihak pembeli yang tidak menerima hak atas pemesanan barang sebaiknya diselesaikan secara musyawarah kekeluargaan. Hal ini bertujuan untuk kemaslahatan bersama. Jika proses sengketa masih berkelanjutan, sebaiknya diselesaikan melalui persidangan melalui Badan Arbitrasi Syariah. Keputusan dari Badan Arbitrasi Syariah biasanya bersifat final dan mengikat kedua belah pihak, dan hukuman atau ganti rugi yang diberikan harus dipenuhi sesuai dengan ketentuan yang ada.]]>
<![CDATA[The Influence of Islamic Capital Market Capitalization and Labor Force on the Economic Growth of Indonesia ]]>
<![CDATA[Saputra, Deky Candra]]>;
<![CDATA[Ikhsan, Muhammad]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 2 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i2.10381
<![CDATA[Sharia capital and labor markets play an important role in driving the economy of a country, including Indonesia. Sharia capital market capitalization is a key indicator of organized economic activity and has a significant impact on the allocation of resources to economic sectors with potential for growth. On the other hand, labor is the main asset in realizing economic potential through their productivity and contribution to development. This study examines the impact of Islamic Capital Market Capitalization and Labor on Indonesia's Economic Growth. It utilizes secondary data in the form of time series data from the Central Bureau of Statistics and the Financial Services Authority for the period 2014-2022. The analysis method employed is quantitative analysis, and the Error Correction Model (ECM) is used for the analysis. The study findings indicate that:(a) The sukuk variable has a positive and significant effect on Indonesia's economic growth. (b) The Sharia mutual fund variable also has a positive and significant effect on Indonesia's economic growth. (c) The labor variable positively and significantly influences Indonesia's economic growth.]]>
<![CDATA[Zakat Sebagai Pilar Utama Pemaknaan Keadilan Sosial ]]>
<![CDATA[Baihaqi, Imam]]>
<![CDATA[ el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 2 (2024): el-Jizya : Jurnal Ekonomi Islam ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto ]]>
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DOI: 10.24090/ej.v12i2.10558
<![CDATA[This article raises the theme of Zakat as the Main Pillar of Meaning of Social Justice using descriptive qualitative research methods. This research describes the concept of zakat in Islam, social justice in Islam, and the role of zakat as a tool for interpreting social justice. Research findings show that social justice is the main foundation in various legal and economic systems in many countries. The principle of zakat in Islam appears as a key element to achieve this goal. Zakat, as an obligation of Muslims, is not only a social charity, but is also integral to the Islamic economic system to create a fairer distribution of wealth. The importance of zakat is not limited to Muslim communities, but has universal relevance. Concepts such as social solidarity and collective responsibility for the common welfare that underlie zakat can be an inspiration for achieving social justice in various communities and nations. Involving the community in the principles of zakat is expected to create an environment where wealth and resources are distributed more evenly, giving all individuals better access to reach their full potential. Thus, zakat is not only a religious obligation, but also an important instrument for achieving common goals in realizing social justice throughout the world.]]>
