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Adl Islamic Economic
Published by Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih
ISSN : 27222810     EISSN : 27231771     DOI : https://doi.org/10.56644/adl.v1i1.3
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Social Sciences Other
Adl Islamic Economic (E. ISSN 2723-1771, P. ISSN 2722-2810) is an electronic scientific journal published print out and online once six a month (Mei and November). Adl Islamic Economic aims to improve the quality of research and development of Islamic economics. Adl Islamic Economic received the results of studies and research articles that have not been published in other media and invited various practitioners, scholars and the general public who are interested in the study of Islamic economics. Adl Islamic Economi will not accept research articles or manuscripts that have been sent and published elsewhere and also book reviews, evaluation programs or articles that are not in accordance with the focus and scope. All research articles must be written in Indonesian or English. Adl Islamic Economic covered various of research approach, namely: quantitative, qualitative and mixed methods. Adl Islamic Economic focuses related on various of themes, topics and aspects of Islamic Economic including (but not limited to) the following topics: 1. History of Islamic Economic Thought 2. Islamic Economic Management 3. Islamic Economics Theory 4. Islamic Economic Ethics 5. Islamic Economic Finance
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 76 Documents
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Analisis Pengaruh Sektor Perdagangan dan sektor Pertanian terhadap Pertumbuhan Ekonomi Rika Rahmadina Putri,S.E.I., M.Si; Mudzakir Ilyas; Evi Rukmana
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 4 No 2 (2023): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v4i2.79

Abstract

This research aims to determine the Influence of the Trade Sector and the Agriculture Sector on the Economic Growth. This study is a quantitative research using multiple linear regression analysis method, the trade sector (X1) with a t-value of -3.264 is greater than the t-table value of -1.812, indicating that (-3.264 > -1.812) (the t-table value is changed to negative because the t-value is negative), and the significance value is 0.009. It is therefore stated that the trade sector (X1) has a negative influence on the economic growth of Prabumulih City (Y) on a partial basis. The agriculture sector (X2) with a t-value of 18.268 is greater than the t-table value of 1.812 (18.268 > 1.812), and the significance value is 0.000. It is thus stated that the agriculture sector (X2) has a positive and significant influence on the economic growth of Prabumulih City (Y) on a partial basis.Based on the results of the simultaneous or F-test, it shows that the trade sector and the agriculture sector with an F-value of 385.364 is greater than the F-table value of 4.103 (385.364 > 4.103), and the significance value is 0.000. It is therefore declared that collectively, the Trade Sector (X1) and the Agriculture Sector (X2) have a positive and significant influence on the economic growth of Prabumulih City (Y).
Keuangan Syariah dalam Menghadapi Resesi Global Hairun Nisa; Itsnaini Chusnul Khotimah; Hidayani; Darsi Ahmadan
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.101

Abstract

This research aims to investigate the development, role, principles and mechanisms of Sharia finance so that they can be applied in facing the global financial crisis. The research used in this research is library research, using a descriptive qualitative approach, namely data obtained from the library and then analyzed descriptively qualitatively. The results of the analysis are that global sharia financial assets have reached US$3.96 trillion in 2021. This figure has increased by 16.76% from the previous year, namely US$3.39 trillion, which indicates that the global sharia financial industry is growing more resiliently in line with the global economic recovery. Sharia economics and finance also contribute to accelerating the momentum of national economic recovery. The role of sharia financing is increasingly important to support economic growth and stability amidst increasing global uncertainty. Sharia Financial Principles are free from maysir, gharar, usury, haram and falsehood. The impacts that would arise if a recession occurs in Indonesia are: the weakening of the rupiah exchange rate, increasing unemployment, decreasing demand for Indonesian exports, weakening people's purchasing power, and increasing interest rates. Sharia finance in facing the global recession is first, increasing the independence of MSMEs in the future, secondly improving new strategies in building relationships between MSMEs and banks. Third, being able to identify the causes of recession by paying attention to financing that can affect banking health. Fourth, banking must pay attention to capital adequacy to overcome the risk of bad credit. Fifth, increase the value of profit sharing so that people are interested in saving. Key Words:Islamic Finance, global recession.
Pengaruh Kualitas Pelayanan Penggunaan Aplikasi Pospay Terhadap Loyalitas Pelanggan Studi KAsus PT. Pos Indonesia (Persero) Kantor Pos Cabang Probolinggo murodah, hasilah; Kuthny, Abu Yazid; Kartika, Yenny
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.102

Abstract

Businesses want to be aware of customer needs and desires in order to fulfill client expectations. Every consumer views the services they receive and their level of satisfaction varies, as does the Pospay application, a digital service application that is controlled by PT. Pos Indonesia. The purpose of this study is to evaluate the PosPay application's quality. services in the city of Probolinggo. Quantitative research methodology was employed in this investigation. Information in this research was collected by distributing questionnaires. The population and sample contained in this study, namely customers who use the pospay application in Probolinggo City, were sampled as many as 30 people. The sampling method uses saturated samples. Simple linear regression analysis is the data analysis method employed. The result showed that respondents responses to the quality of Pospay services at PT. Pos Indonesia (persero) Probolinggo City Branch, showed that respondents gave (positive) responses where the quality of the respondents physical evidence indicator was 0,588, norma residual was 0,030, reability was 0,770. This proves that the quality of Pospay services in the Probolinggo City Branch of PT. POS INDONESIA (persero). is good. Regarding respondents assessment of the quality of Pospay services at PT.Pos Indonesia Branch which is expected with the services received shows that respondents give respondents according to the expectation of the dimensions of 0.05
PENGARUH HARGA PRODUK TERHADAP KEPUTUSAN PEMBELIAN PADA D’TOP CHICKEN DI KOTA PRABUMULIH Hendriani, Fitria
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.103

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Harga produk terhadap keputusan pembelian pada D’TOP di Chicken di Kota Prabumulih. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan menggunakan sampel sebanyak 100 responden. Pengambilan sampel menggunakan teknik no-probability sampling. Metode analisis data yang digunakan dalam penelitian ini adalah regresi linier sederhana untuk melihat seberapa besar pengaruh harga produk terhadap keputusan pembelian pada D’TOP Chicken di Kota Prabumulih. Berdasarkan hasil analisis regresi linier sederhana yang telah dilakukan pada penelitian ini, dilihat dari hasil uji t ditemukan bahwa thitung 77.124 > ttabel 1.660 maka dapat disimpulkan bahwa Harga Produk berpengaruh positif terhadap Keputusan Pembelian pada D’TOP Chicken di Kota Prabumulih.
SEBUAH ANALISIS: INFLASI, TINGKAT PENGANGGURAN DAN PERTUMBUHAN EKONOMI DI JAWA TIMUR PERIODE 2022 Zahida I’tisoma Billah
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.104

Abstract

The problem of unemployment is a problem that is very difficult to avoid and can be avoided by a country or region, causing social problems such as crime and economic problems. This condition can reduce people's welfare and purchasing power. The lower the country's unemployment rate, the richer people live and vice versa. To overcome the problem of unemployment, attention is needed not only from a micro point of view, but also from a macro point of view. Macro policy is very important. One of the things to watch out for is inflation and economic growth. This research aims to determine the influence of the inflation rate and unemployment rate on economic growth in East Java, and to determine the variables that most dominantly influence economic growth in East Java. This study examines the influence of inflation and economic growth on unemployment in East Java. The data used in this research includes secondary data from the Finnish Central Bureau of Statistics (BPS) and browsing. Online site as support. The analytical method used in this research is multiple linear regression analysis. Keyword:Inflation, Unemployment, and Economic Growth.
IMPLEMENTASI PEMBIAYAAN AKAD MUDHARABAH SERTA UPAYA BMT MASLAHAH DALAM MENINGKATKAN KEPERCAYAAN ANGGOTA Fasihul Lisan; Naylal Fithri
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.106

Abstract

Lembaga keuangan mikro syari’ah (LKMS) memiliki peran yang sangat penting dalam membantu perekonomian masyarakat di daerah perdesaan. Salah satu produk keuangan mikro syari’ah (LKMS) adalah Baitul Maal Wat Tamwil (BMT). Baitul Maal Wat Tamwil (BMT) adalah model dari LKMS dalam bentuk koprasi paling sederhana dan mememiliki berbagai macam produk salah satunya adalah akad Mudharabah, seperti yang di terapkan di koperasi BMT Maslahah Sidogiri cabang Tiris yang menggunakan akad mudharabah dalam layanan pembiayaan. Penelitian ini akan berfokus pada pemahaman lebih lanjut tentang implementasi pembiayaan akad mudharabah serta upaya BMT Maslahah Cabang Tiris dalam meningkatkan kepercayaan anggota. Metode Penelitian dilakukan dengan melakukan wawancara (interview), dan obeservesi. Dilihat dari segi sumber data, bahan tambahan yang berasal dari sumber tertulis yaitu majalah ilmiah. Dari penelitian yang telah dilakukan penerapan akad mudhaabah di BMT Maslahah telah sesuai dengan DSN MUI No.07 tahun 2000, dimana intinya dalam pembiayaan mudharabah harus ada akad yang jelas tentang pernyataan ijab qobul kedua belah pihak. Sedangkan upaya yang dilakukan oleh BMT Maslahah dalam meningkatkan kepercayaan anggota yaitu pertama menciptakan kualitas layanan yang amanah dan profesional. kedua, transparansi dalam pengembangan produk dan melakukan program-program sosial kemasyarakatan.
ANALISIS SWOT DALAM MENENTUKAN STRATEGI PEMASARAN PRODUK UMRAH UNTUK PENINGKATAN KUANTITAS CALON JEMAAH UMRAH Zainur Ridho; Nurul Ajizah
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.107

Abstract

Business competition is getting faster and faster, demanding various companies to prepare the right strategy in maintaining the existence of their company. The travel business is not spared from the fierce competition in the business world. This research was conducted at PT. Nur Haramain Mulia. Using qualitative research methods with interviews by experts and documentation. Data analysis technique with SWOT analysis is carried out by processing interview data using the IFAS (Internal Factors Analysis Strategy) matrix and EFAS (External Factors Analysis Strategy) to determine the weight, rating, and score on each SWOT factor, which is then analyzed using the SWOT matrix to know SO, WO, ST and WT strategies. To describe the strengths and weaknesses using IFAS while the opportunities and threats use EFAS. The results of this research are strategies at PT. Nur Haramain Mulia uses a mixed marketing strategy. In an effort to increase the quantity of Umrah pilgrims, PT Nur Haramain Mulia is seeking promotions on social media, holding price discounts, collaborating with partners and opening branches in several other cities.
Pengaruh Motivasi Kerja dan Kepemimpinan Terhadap Kinerja Karyawan PT. Berkah Karunia Kreasi Prabumulih Samsi, Romsa Endrekson; Marina, Resi
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.110

Abstract

This research aims to determine the influence of work motivation and leadership on employee performance, both partially and simultaneously. The sample consisted of 26 people who were employees at the research object company in Prabumulih City. The method used is quantitative using a questionnaire. The analysis technique used is multiple linear regression analysis based on the results of data calculations and analysis used to obtain the multiple linear regression equation Y = 8.471 + 0.526X1 + 0.274X2 + e, the results of statistical testing (t test) show that the work motivation variables (X1) and has a positive and significant effect on employee performance (Y) with a t value of 4.740 with a significance value of 0.00 <0.05, because a significant value below 0.05 shows that work motivation has a significant influence on employee performance. The leadership variable (X2) has a positive and significant effect on employee performance (Y) with a t value of 2.525 with a significance value of 0.00 < 0.05, because a significance value below 0.05 indicates that leadership has a positive influence on employee performance. . Based on a simultaneous statistical test (F test), it shows that Leadership Style (X1) and Work Motivation (X2) together influence Employee Performance (Y). This can be seen from the Fcount which is greater than the Ftable (47.862 > 2.79) value. significance is smaller than 0.05 (0.000 < 0.05). The results of the summary model output analysis showed that the determination test results gave an Adjusted R square of 0.868, this means that 86.8% of employee performance is influenced by work motivation and leadership, while the remaining 13.2% of employee performance is influenced by other variables not examined in this research.
PENGARUH NON PERFORMING FINANCING, RASIO BIAYA OPERASIONAL PADA PENDAPATAN OPERASIONAL, DAN FINANCING TO DEPOSIT RATIO TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA TAHUN 2018 - 2022 Aisyah, Mitra Riani; Rusdi, Wahyudi; Fadhilah, Nurul
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.111

Abstract

Indonesia merupakan negara dengan populasi muslim yang besar, perbankan syariah sangat diperlukan sebagai lembaga keuangan alternatif yang sesuai dengan prinsip Islam. Dalam persaingan dengan perbankan konvensional, Perbankan syariah terus mempelihatkan kinerja positf dengan nilai aset, dana pihak ketiga (DPK) yang terus meningkat, dan diiringi dengan kenaikan pembiayaan yang disalurkan. Penelitian ini bertujuan untuk meneliti Non Performing Financing (NPF), Beban Operasional Per Pendapatan Operasional (BOPO), dan Financing To Deposit Ratio (FDR) berpengaruh secara simultan maupun parsial terhadap Return On Asset (ROA) pada Bank Syariah di Indonesia tahun 2018-2022. Penelitian ini merupakan penelitian kuantitatif. Populasi yang berada pada penelitian ini merupakan seluruh Bank Syariah yang Terdaftar di Bursa Efek Indonesia. Pengambilan sampel yang digunakan dalam penelitian ini menggunakan Teknik Purposive Sampling. Sampel yang digunakan pada penelitian ini hanya berjumlah 5 Bank Syariah. Data yang digunakan dalam penelitian ini diperoleh dari laporan keuangan yang telah dipublikasi dari situs resmi Bursa Efek Indonesia selama tahun 2018-2022. Hasil penelitian secara simultan menunjukkan bahwa NPF, BOPO, dan FDR berpengaruh signifikan terhadap ROA. Hasil penelitian secara parsial menunjukkan bahwa NPF tidak berpengaruh signifikan terhadap ROA. Kemudian untuk BOPO berpengaruh signifikan terhadap ROA, dan LDR tidak berpengaruh signifikan terhadap ROA.
Pengaruh Tingkat Pendapatan Petani Karet terhadap kesejahteraan Rika Rahmadina Putri,S.E.I., M.Si; Mudzakir Ilyas; Alif Pratama Ridhoillah
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 5 No 1 (2024): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v5i1.115

Abstract

This research aims to determine the effect of rubber farmers' income on family welfare in the Tanjung Rambang sub-district, Rambang Kapak Tengah sub-district, Prabumulih City. The method used in this research is a quantitative method using a sample of 76 respondents. Sampling used the Quota Sampling technique. The data analysis method used in this research is simple linear regression to see how much influence rubber farmers' income has on family welfare in the Tanjung Rambang sub-district, Rambang Kapak Tengah District, Prabumulih City. Based on the results of the simple linear regression analysis that was carried out in this research. Judging from the results of the t test that has been carried out, tcount 20.155 > ttable 1.665, so H0 can be rejected and Ha accepted, it can be concluded that the income of rubber farmers has a positive effect on family welfare in the Tanjung Rambang sub-district, Rambang Kapak Tengah District, Prabumulih City.

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