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Adl Islamic Economic
Published by Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih
ISSN : 27222810     EISSN : 27231771     DOI : https://doi.org/10.56644/adl.v1i1.3
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Social Sciences Other
Adl Islamic Economic (E. ISSN 2723-1771, P. ISSN 2722-2810) is an electronic scientific journal published print out and online once six a month (Mei and November). Adl Islamic Economic aims to improve the quality of research and development of Islamic economics. Adl Islamic Economic received the results of studies and research articles that have not been published in other media and invited various practitioners, scholars and the general public who are interested in the study of Islamic economics. Adl Islamic Economi will not accept research articles or manuscripts that have been sent and published elsewhere and also book reviews, evaluation programs or articles that are not in accordance with the focus and scope. All research articles must be written in Indonesian or English. Adl Islamic Economic covered various of research approach, namely: quantitative, qualitative and mixed methods. Adl Islamic Economic focuses related on various of themes, topics and aspects of Islamic Economic including (but not limited to) the following topics: 1. History of Islamic Economic Thought 2. Islamic Economic Management 3. Islamic Economics Theory 4. Islamic Economic Ethics 5. Islamic Economic Finance
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 87 Documents
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The Optimization of Blockchain Technology for the Distribution of Cash Waqf in Poverty Alleviation Ahmad Syaifullah; Puspa Utami; Kamalia Sani
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.147

Abstract

Di tengah tingginya potensi wakaf tunai sebagai solusi pengentasan kemiskinan, terdapat tantangan berupa ketidaktransparanan distribusi dan rendahnya akuntabilitas pengelolaan dana. Penelitian ini bertujuan untuk menganalisis potensi optimalisasi teknologi blockchain dalam meningkatkan transparansi, akuntabilitas, dan efisiensi distribusi wakaf tunai sebagai bagian dari program pengentasan kemiskinan. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan literature review, di mana data dikumpulkan melalui studi pustaka terhadap jurnal ilmiah, laporan industri, dan dokumen terkait fintech syariah, wakaf digital, serta implementasi blockchain dalam filantropi Islam. Hasil penelitian menunjukkan bahwa integrasi blockchain dapat meminimalisir risiko penyalahgunaan dana, meningkatkan kepercayaan wakif (donatur), dan mempercepat penyaluran manfaat kepada mustahik (penerima manfaat). Beberapa tantangan yang diidentifikasi meliputi aspek regulasi, kesiapan infrastruktur digital, dan literasi masyarakat. Penelitian ini memberikan rekomendasi pentingnya kolaborasi antara lembaga keuangan syariah, regulator, dan pihak terkait untuk mengembangkan kerangka kerja blockchain yang sesuai dengan prinsip syariah dan tujuan sosial wakaf. Kata Kunci: Blockchain, Wakaf Tunai, Kemiskinan, Fintech Syariah.
Pengaruh Motivasi dan Kepuasan Kerja Terhadap Kinerja Karyawan PT. Prima Karya Abadi Pali Romsa Endrekson Samsi; Resi Marina
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.148

Abstract

This study aims to determine the impact of motivation and job satisfaction on the performance of employees at PT. Prima Karya Abadi Pali. The population and sample in this study consisted of 60 employees from the production division of PT. Prima Karya Abadi Pali. The research data were analyzed using multiple linear regression analysis, processed with the help of the computer program Statistical Package for the Social Sciences (SPSS) version 26.The results of this study show that both partially and simultaneously, motivation and job satisfaction have a significant influence on the performance of employees at PT. Prima Karya Abadi Pali. The F significance value of 0.000 < 0.05, with 57 degrees of freedom and an alpha of 0.05, produced the multiple linear regression equation:Y = 12.873 + 0.251X₁ + 0.448X₂ + e. Partially, the motivation variable contributes positively by 0.251 units in influencing performance, while job satisfaction contributes positively by 0.448 units in influencing the performance of employees at PT. Prima Karya Abadi Pali.
PENGARUH LITERASI KEUANGAN SYARI PENGARUH LITERASI KEUANGAN SYARIAH DAN MEDIA SOSIAL TERHADAP MINAT MASYARAKAT PRABUMULIH DALAM MENABUNG DI BANK SYARIAH INDONESIA ( BSI ) KC PRABUMULIH SUDIRMAN 1: PENGARUH LITERASI KEUANGAN SYARIAH DAN MEDIA SOSIAL TERHADAP MINAT MASYARAKAT PRABUMULIH DALAM MENABUNG DI BANK SYARIAH INDONESIA ( BSI ) KC PRABUMULIH SUDIRMAN 1 Fitria Fitria; M Robby Kaharudin
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.150

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan syariah dan media sosial terhadap minat masyarakat Prabumulih dalam menabung di Bank Syariah Indonesia (BSI) KC Prabumulih Sudirman 1. Metode penelitian yang digunakan adalah metode kuantitatif dengan jumlah sampel sebanyak 100 responden yang merupakan nasabah BSI KC Prabumulih Sudirman 1. Analisis data dilakukan menggunakan regresi linear berganda.Hasil uji F menunjukkan bahwa nilai F hitung sebesar 275,055 lebih besar dari F tabel 3,090 dengan nilai signifikansi 0,000 < 0,05. Hal ini berarti bahwa variabel literasi keuangan syariah dan media sosial secara simultan berpengaruh signifikan terhadap minat menabung masyarakat. Dengan demikian, dapat disimpulkan bahwa literasi keuangan syariah dan media sosial menjadi faktor penting dalam meningkatkan minat masyarakat Prabumulih untuk menabung di Bank Syariah Indonesia (BSI) KC Prabumulih Sudirman 1.
Penguatan Peran Pesantren dan Perguruan Tinggi Dalam Pengembangan ekosistem Industri Halam Berbasis Komunitas Mudzakir Ilyas, M.E.Sy; Asnawi Abdullah; Rika Rahmadina Putri
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.154

Abstract

This study aims to analyze how to strengthen the roles of Islamic boarding schools (pesantren) and higher education institutions in developing a community-based halal industry ecosystem, and to formulate a replicable synergy model. The method employed is descriptive qualitative research using a literature review; data are drawn from regulations and policy documents, official statistical reports, and scholarly literature. The analysis is carried out through theme identification, topic categorization, synthesis of findings, and formulation of operational recommendations. The results reveal an implementation paradox: the growth of the halal economy and the increase in certification have not been matched by MSME readiness due to uneven halal literacy, fragmented institutional coordination, limited availability of facilitators/auditors, and weak access to Islamic financing and technology. Pesantren play an effective role as community hubs through religious legitimacy, education, MSME mapping, and business incubation; meanwhile, universities/halal centers reinforce halal science, end-to-end certification clinics, human resource development, and the acceleration of digitalization and marketing. This study proposes a halal community hub as a one-stop service at the village level or within pesantren–campus areas, based on a pentahelix approach to integrate education, certification, financing, and digital channels. In conclusion, collaboration between these two institutional nodes has the potential to bridge the gap between macro-level policies and micro-level needs, but it requires field testing based on performance indicators.
PENGARUH HARGA DAN BIAYA PRODUKSI TERHADAP PENDAPATAN PETANI KARET DESA SIKU KECAMATAN EMPAT PETULAI DANGKU KABUTEN MUARA ENIM Zayudi Anwar; ernawati; wiwin suwitri
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 6 No 2 (2025): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v6i2.157

Abstract

This study aims to examine the effects of rubber prices and production costs on the income of rubber farmers. The study employed a quantitative approach with an associative research design. Data were analyzed using multiple linear regression. The results show that, partially, rubber prices have no significant effect on the income of rubber farmers, as indicated by the calculated t-value of 1.252, which was lower than the critical t-value of 1.986, and a significance value of 0.214, which was greater than 0.05. In contrast, production costs have a significant effect on rubber farmers’ income, as shown by the calculated t-value of 19.620, which was higher than the critical t-value of 1.986, and a significance value of 0.000, which was lower than 0.05. Simultaneously, rubber prices and production costs have a significant effect on rubber farmers’ income, as indicated by the calculated F-value of 211.591, which was higher than the critical F-value of 3.108, and a significance value of 0.000, which was lower than 0.05. Therefore, rubber farmers’ income is significantly influenced by production costs. Although rubber prices do not have a significant partial effect, they have a significant simultaneous effect when analyzed together with production costs.
FINTECH DALAM PENGELOLAAN ZAKAT DAN WAKAF: FINTECH DALAM PENGELOLAAN ZAKAT DAN WAKAF Hairun Nisa; Desi Arisandy; Darsi Ahmadan; Mudzakir Ilyas
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 7 No 1 (2026): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v7i1.158

Abstract

Financial technology has changed zakat and waqf management by expanding payment access, accelerating records, supporting digital campaigns, and enabling crowdfunding and transaction traceability. This article analyzes the managerial role of fintech in zakat and waqf through library research with a descriptive-analytical approach. Relevant peer-reviewed studies were reviewed through documentation, classification, interpretation, and thematic synthesis. The findings show that ease of use alone does not guarantee sustainable adoption. Digital services must be supported by literacy, institutional trust, sharia compliance, cybersecurity, professional human resources, and integrated data. In zakat management, fintech is effective when collection channels are connected to payer records, beneficiary targeting, distribution monitoring, and impact reporting. In waqf management, fintech must also preserve the principal asset, disclose project risks, report investment performance, and ensure the continuity of benefits. Blockchain and smart contracts may strengthen traceability and automation, but their value depends on reliable off-chain data and accountable governance. Fintech should therefore be developed as an end-to-end governance infrastructure rather than merely a digital payment instrument.
BAURAN PRODUK PEMBIAYAAN SYARIAH DAN KETAHANAN KEUANGAN MIKRO: BAURAN PRODUK PEMBIAYAAN SYARIAH DAN KETAHANAN KEUANGAN MIKRO ratna ratna; Nia Andria Erzah; Meirina Alkhoiriah Eka Putri; Hairun Nisa; Muhammad Yusup
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 7 No 1 (2026): Adl Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56644/adl.v7i1.159

Abstract

Islamic microfinance institutions must expand outreach while preserving liquidity, solvency and Sharia integrity. This article examines whether murabahah, mudharabah and musyarakah portfolio composition is associated with the financial resilience of Indonesian Lembaga Keuangan Mikro Syariah (LKMS). Using a province-period panel of 200 observations and a complementary legal-form product-mix layer, the study shows that LKMS resilience is heterogeneous across regions and funding structures. Larger provincial systems extend more financing but hold thinner equity buffers. Product-mix evidence suggests that diversification is resilience-enhancing only when matched with governance, liquidity and borrower-monitoring capacity. The article advances a fit-based theory of resilient Islamic microfinance.

Page 9 of 9 | Total Record : 87

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