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AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Published by Sekolah Tinggi Ilmu Islam dan Bahasa Arab Makassar
ISSN : -     EISSN : 28301455     DOI : 10.36701
Core Subject : Religion,
Religion
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam is a scientific journal in the field of mualamah and Islamic economics studies published twice a year (May and November) by the Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia. It is open for all academics, practitioners, intellectuals, and students with the specification of the study of mualamah and Islamic economics. Ideas covering research article, conceptual idea, review of the literature, and practical experience. The scope of AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam are limited to Fiqh of Muamalah, Islamic Economics, Islamic Banking and Finance, Islamic Economic Management, Islamic Economics Law, Management of Zakat, Infaq, Sadaqah, and Waqf, Islamic Entrepreneurship and Business, Islamic Economics Thought, Islamic Insurance, Islamic Accounting, Halal Management, etc. The article will be published in Indonesian, English, and Arabic language. Authors who want to submit their manuscript to the editorial office of AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam should obey the writing guidelines. If the manuscript submitted is not appropriate with the guidelines or written in a different format, it will be rejected by the editors before further reviewed. The editors will only accept the manuscripts which meet the assigned format. AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam also has a CrossRef Member. Therefore, all articles published by AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam will have unique DOI number.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 75 Documents
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Investasi Emas Online pada Aplikasi Marketplace Tokopedia dalam Perspektif Fikih Muamalah Syamsiah Nur; Muftiha Aulia Rahmah N
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 2 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v2i2.652

Abstract

This study aims to determine law of online gold investment in the Tokopedia marketplace application in perspective of muamalah fiqh. This research is a library research using a juridical and normative approach. In analyzing the data, the researcher used content analysis. Results of this study are the practice of online gold investment carried out at Tokopedia Emas based on a study of general arguments sourced from the Qur'an, and specific arguments from the hadith and the views of the mu'tabar scholars of the four schools of thought considered invalid/unlawful. because it does not fulfill the muamalah contract, namely the absence of the handover of goods (gold). Implication of this research is the public can know and understand the shari'a views on gold investment in the Tokopedia marketplace application so that Muslims will always prioritize the precautionary principle that comes from a knowledge in investing in gold.
Praktik Kerja Sama Bagi Hasil Ternak Kambing (Kambi’) Perspektif Hukum Islam (Studi Kasus Desa Tangru Kecamatan Malua Kabupaten Enrekang) Aswanto Muhammad Takwi Hede; Azwar Azwar; Akhmad Hanafi Dain Yunta; Muhammad Hudzaifah
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 2 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v2i2.655

Abstract

This study aims to: (1) determine the practice of sharing goats (kambi') in Tangru Village, Malua District, Enrekang Regency; and (2) knowing the views of Islamic law on the practice of sharing the results of the goat (kambi') livestock. This research is a qualitative research through field research with a normative and empirical juridical approach. The results of the study show the following things. First, the practice of kambi' in Tangru Village can be briefly described as follows: (1) related to the contract, the practice of kambi' in Tangru Village is a cooperation agreement in animal husbandry, with the object of the contract, namely goats, with a profit-sharing mechanism; (2) related to rights and obligations, livestock owners and breeders are entitled to get results according to the agreement, livestock owners are obliged to hand over capital to breeders, while breeders are obliged to care for and breed goats as the object of the contract; (3) related to risk coverage, the occurrence of losses on capital will be borne by the livestock owners as long as the losses arise due to something unintentional; and (4) regarding profit sharing, the parties agree on a 50:50 distribution ratio. Second, in the view of Islamic law, the practice of the contract is permissible, as long as it is carried out in accordance with the pillars and conditions. However, there are several notes that should be noted, namely: (1) the cooperation agreement is not made in writing; (2) there is no agreement regarding the potential loss that occurs due to negligence of the breeder; (3) there are still some cooperation actors who have not determined the profit-sharing ratio at the beginning of the contract, but only stipulate it after the goat gives birth for the first time.
Penerapan Kaidah al-Ajru wa al- Ḍamān Lā Yajtama'ān pada Penyewaan Rumah di Desa Rumpia, Kecamatan Majauleng, Kabupaten Wajo, Sulawesi Selatan Syandri Syandri; Santi Sarni; Sri Rahmayanti
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 2 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v2i2.656

Abstract

This study aims to determine the application of the rules of al-Ajru wa al-Ḍamān Lā Yajtama'ān on house rentals in Rumpia Village, Majauleng District, Wajo Regency, South Sulawesi. The purpose of this study is an effort to obtain answers to muamalah problems, especially renting using a type of field research with fiqh, normative theological, and sociological approaches. The research results found are as follows; First, the house rental system in Rumpia village, Majauleng District, Wajo Regency is carried out by an oral contract between the tenant and the owner of the house without making a written contract with an annual payment system according to the agreement at the time of the contract. Second, the application of the rules of al-Ajru wa al-Ḍamāni Lā Yajtama'ān in the house rental system is still low. This is known from the system and policies implemented by the owner, most of which still require the tenant to pay compensation for damage to home facilities, whether caused by the negligence of the tenant or outside of the tenant's negligence. In fact, in the anafī school there is a rule (al-Ajru wa al-Ḍamān Lā Yajtama'ān) which explains the prohibition on collecting rental fees and replacement costs in one condition if the damage is not from the lessee. Based on this description, it can be understood that the application of the al-Ajru wa al-Ḍamān Lā Yajtama'ān rule in house rentals in Rumpia Village, Majauleng District, Wajo Regency is not yet fully actual.
Kriteria Fī Sabīlillāh sebagai Mustahik Zakat pada Lembaga Amil Zakat Nasional Wahdah Islamiyah Pusat Khaerul Aqbar; Nuraeni Novira; Muhammad Muhammad; Musfirah Az-Zahrah A.
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 2 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v2i2.658

Abstract

This study aims to determine and understand the criteria of fῑ sabῑlillāh as zakat mustahik at the National Amil Zakat Institution (Laznas) of Centre of Wahdah Islamiyah. The study use a qualitative type of field research using a normative approach. The research results found are as follows; (1) Fῑ Sabῑlillāh is one of the eight groups who are entitled to receive zakat. The definition of fῑ sabῑlillāh itself is a deed that leads to the pleasure of Allah swt. and His heaven, especially jihad to elevate the sentence of monotheism. At present, there are more categories of fῑ sabῑlillāh, such as the construction of mosques, hospitals, schools, orphanages, orphans and other da'wah facilities. (2) The criteria for fȋ sabȋlillāh as zakat mustahik at Laznas Wahdah Islamiyah as also used as a reference by the National Amil Zakat Agency (BAZNAS), that fȋ sabȋlillāh are all activities that support da'wah activities, both da'wah implementers (da'i), da'wah institutions and facilities infrastructure that supports the da'wah itself. The determination of mustahik anāf fȋ sabȋlillāh is carried out after going through several stages of the survey of mustahik candidates. The data obtained from the survey is then processed whether the prospective mustahik deserves to receive zakat or not, the next is sorting the program according to the needs of the mustahik. (3) The distribution of zakat fȋ sabȋlillāh at Laznas Wahdah Islamiyah is carried out after the mustahik selection process using the survey method. Laznas Wahdah Islamiyah's strategy in distributing zakat is to see which asnaf is a priority and is encountered in its management. The distribution of funds is carried out directly by Laznas Wahdah Islamiyah.
Tinjauan Hukum Islam terhadap Akad Biaya Penanganan dalam Transaksi Cash On Delivery pada Marketplace Shopee Rachmat Bin Badani Tempo; Irsyad Rafi; Alya Namirah
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 2 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v2i2.659

Abstract

This study aims to describe the concept of handling fee contracts and analyze the review of Islamic law on handling fee contract in Cash On Delivery transactions at the Shopee Marketplace. The main questions of this research are; First, how is the concept of Cash On Delivery transaction contract at Shopee Marketplace. Second, how is the concept of handling fee contract. Third, how is the law of handling fee on Cash On Delivery transaction at Shopee Marketplace according to a review of Islamic law. This research is a qualitative research that using the normative and sociological approach. The research conducted a systematic literature review which summarizing the previous research on the topic. Then, the data collection were analyzed using inductive method. The results of this research shos that; First, Cash On Delivery transaction is a type of transaction where the customer pays for a product at the time of delivery. If customer refuse to pay the Cash On Delivery order twice in last sixty days, the customer will not be able to use Cash On Delivery transaction method on the next sixty days. Second, Handling fee is an amount of charge to customer for every check out. The handling fee is count on the top of their transaction subtotal. Third, the handling fee charged by the Shopee Marketplace on the Cash On Delivery transaction method when viewed from the perspective of Islamic law is appropriate, because it meets the pillars and conditions of buying and selling, namely mumayyiz, the seller is the owner of the goods, the goods sold are not najiz, and the satisfaction between seller and buyer.
Shopee PayLater Voucher pada Jual Beli Online dalam Perspektif Fikih Muamalah Kontemporer Syamsiah Nur; Andi Dahmayanti; Miftahul Jannah
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 3 No 2 (2023): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v3i2.1048

Abstract

This study aims to determine the law on the use of Shopee PayLater Vouchers in buying and selling online in a review of contemporary muamalah fiqh. This research is a qualitative descriptive research or literature review using juridical and normative approaches. In analyzing the data, researchers used content analysis (content analysis). The results of this study are that Shopee PayLater Vouchers may not be used or claimed illegally, because the prize comes from an unlawful contract (riba qarḍ) Shopee PayLater. The implication of this research is that the community, especially Muslims who use this application, can know and understand the views of the Shari'a regarding Shopee PayLater Vouchers so that the Muslim community will always prioritize the precautionary principle that comes from knowledge in using these Vouchers.
Mekanisme Pembiayaan Syariah pada Baitul Māl wat Tamwīl (BMT) Amanah Kota Buton Tengah dalam Tinjauan Fikih Muamalah Saadal Jannah; Sri Ujiana Putri; Asma Asma
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 3 No 2 (2023): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v3i2.1050

Abstract

This study aims to find out and understand the mechanism of sharia financing at the Baitul Māl wat Tamwīl (BMT) Amanah, Central Buton City in a review of muamalah fiqh. This research uses descriptive qualitative field research, using normative and sociological approaches. The research results found as follows; first, the sharia financing mechanism for BMT Amanah, namely; members must follow established procedures, such as; (1). The customer comes directly to the BMT office to submit a financing application, (2). The customer must include requirements such as a photocopy of husband and wife's KTP, family card, marriage certificate, and guarantee letter, (3). Files go to BMT, (4). Conducted surveys. Then the BMT conducts a survey analysis meeting, conducts contracts, disburses funds, conducts coaching (if deemed necessary by the customer) and confiscation of collateral if the customer is unable to pay his installment obligations and is in disagreement with the agreement of both parties. Second, the financing mechanism at BMT Amanah, when viewed from the fiqh muamalah, most of the mechanisms are appropriate because the pillars and conditions for the validity of the contract have been fulfilled. With an agreement between BMT Amanah and the customer and witnessed by witnesses from BMT and each party to carry out obligations according to the agreement. But the principle in the practice of bai' biṡaman ājil is that there are things that are not fully in accordance with the fiqh principles of muamalah, namely in the first model, the goods are not handed over to the BMT, but the goods are taken directly by the customer without first being handed over to the BMT. The implication of this research is that BMT Amanah should be more active in disseminating its products to the public, so that people are more familiar with BMT Amanah and are then interested in becoming its members.
Hak Kepemilikan Kain Sisa Jahitan dalam Tinjauan Fikih Muamalah (Studi Kasus Malaabis Makassar) Rosmita Rosmita; Nuraeni Novira; Yumita Yumita
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 3 No 2 (2023): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v3i2.1077

Abstract

This research aims to find out and understand how the ownership rights of leftover stitched fabric are in the Muamalat jurisprudence review. The problems that the author raises in this research are: first, what is the practice of owning stitched leftover fabric in Malaabis Makassar? Second, what is the background behind tailors using stitched leftover cloth? Third, what are the ownership rights of the remaining Makassar Malaabis stitched fabric in the Muamalat jurisprudence review? The method used is a qualitative research method, using a type of field research carried out at Malaabis Makassar, with data collection through observation, interviews and documentation. The research approaches used are theoretical, normative juridical and phenomenological approaches. The results of research in the field show that Malaabis Makassar does not return leftover stitched fabric and does not offer leftover stitched fabric to customers. In muamalat fiqh, the remaining stitched fabric is the perfect property (al-milku al-tam) of the orderer. The phenomenon of tailors not returning leftover sewing fabric occurs because tailors feel that the customer no longer needs their remaining stitching fabric, the customer doesn't care about the ownership rights of the remaining stitched fabric and the tailor does not disclose the remaining stitched fabric. A tailor who uses fabric left over from a customer can be said to be permissible, when it is clear that the customer is satisfied with it or by looking at the habits of the people who no longer need fabric left over from sewing. This research has implications for society in general, both tailors who do not return leftover stitched fabric and buyers who do not care about their stitched leftover fabric.
Kedudukan al-Tas‘īr al-Jabarī dalam Tinjauan Kaidah Yutaḥammal al-Ḍarar al-Khāṣ li Daf‘ al-Ḍarar al-‘Ām Asnawati Patuti; Afia Hafizah; Aisyah Aisyah
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 3 No 2 (2023): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v3i2.1083

Abstract

This research aims to find out and understand the law and position of al-tas‘īr al-jabarī in reviewing the rules of yutaḥammal al-ḍarar al-khāṣ li daf‘i al-ḍarar al-‘ām. The type of research used is descriptive qualitative in the form of library research with a normative and sociological approach. The research results show that al-tas'īr al-jabarī is a government policy in the form of intervention to set certain prices for goods, food and services, which the public is obliged to comply with. Al-tas‘īr al-jabarī has different positions depending on market conditions. Under normal conditions, the al-tas‘īr al-jabarī policy is not needed so its position returns to its original law, namely that it cannot be carried out. However, in abnormal conditions, the al-tas'īr al-jabarī policy can be a solution so that it can be done to prevent al-ḍarar al-'ām which will befall a large number of people, even though it has to bear the al-ḍarar al-khāṣ which will befall certain individuals or groups as a result of al-tas'īr al-jabarī's policies.
Sistem Give and Get dalam Perspektif Fikih Muamalah Khaerul Aqbar; Muhammad Akram Puang Endek; Azwar Azwar
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 3 No 2 (2023): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v3i2.1134

Abstract

This research aims to determine the give and get negotiation system in buying and selling and its laws based on the muamalah fiqh perspective. The type of research used in this research is library research, with a juridical/normative approach. The research results show that the give and get negotiation system in buying and selling is a bargaining method that uses two transaction tricks, namely: 1) adding conditions; and 2) additional prizes/bonuses. In view of muamalah jurisprudence, the give and get negotiation system is permissible. Judging from the side/trick of adding conditions, this is considered permissible because it does not affect the validity of the contract and is not part of the three limiting conditions that damage the contract, such as if the conditions cancel the main purpose of the transaction, the existence of other contracts outside of buying and selling and the contract being dependent on something. which is not certain what happened. Meanwhile, looking at the aspect/trick of adding prizes/bonuses, this is deemed permissible, if it is appropriate and does not conflict with sharia rules. For example, the prizes given do not contain elements of gambling, they are not given by lottery where customers have to pay and then the money is collected and used as prizes, the prizes given must be halal and in accordance with what was promised, and the aim of consumers is to buy goods because they really need them.

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