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Relevance: Journal of Management and Business
Published by Universitas Islam Negeri Raden Mas Said Surakarta
ISSN : 26156385     EISSN : 26158590     DOI : 10.22515
Core Subject : Economy,
Economics, Econometrics & Finance
RELEVANCE aims to publish articles in the field of Islamic Management and Business, including but not limited to research results, scientific studies, and field cases.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 95 Documents
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Faith, Ecology, and Frugality: Unpacking Muslim Consumers’ Motivations Toward Fashion Thrifting Widyaningsih, Meilana; Priyanka, Felyna; Bibi, Safia
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.12717

Abstract

This study unpacks the intertwined motivations of faith, ecological consciousness, and frugality that shape fashion thrifting behavior among Muslim consumers in urban Indonesia. Anchored in Self-Determination Theory (SDT) and the Theory of Planned Behavior (TPB), the research constructs a model that traces how intrinsic motivations (religiosity and environmental awareness) and extrinsic motivation (frugality) inform attitude, subjective norms, perceived behavioral control, and actual thrifting behavior. Differing from previous fragmented approaches, this model’s originality lies in its holistic integration of spiritual and economic drivers within a single structural framework to explain value-laden consumption. Using a cross-sectional survey and SEM-PLS analysis on 194 respondents, the study reveals that attitude serves as the central conduit for these motivations. Frugality emerges as the most consistent direct predictor, while religiosity and ecological awareness exert nuanced indirect influences. Multi-group analysis highlights gender as a significant moderator, whereas generational differences are less pronounced. Practically, these findings suggest that thrift industries should adopt gender-specific marketing that aligns with Islamic ethical values, while policymakers can leverage these spiritual-ecological links to promote sustainable consumption in emerging markets.
Mediating Role of Brand Loyalty in Driving Consumer Advocacy: Evidence from the Coffee Shop Industry Setiawan, Suryadi; Lukitaningsih, Ambar; Fadhilah, Muinah
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.13143

Abstract

This study examines the role of brand loyalty as a mediating variable in the relationship between brand satisfaction, brand attachment, and consumer advocacy in the modern coffee industry, using Kopi Kenangan as a case study. Empirical evidence suggests that consumer satisfaction with product and service quality does not always lead to voluntary advocacy behavior. Guided by Expectancy-Disconfirmation Theory (EDT), this study investigates how functional satisfaction and emotional attachment influence loyalty and subsequently encourage consumer advocacy. A quantitative approach was employed with purposive sampling of 150 respondents who had been active Kopi Kenangan customers for at least six months. Data were collected through an online questionnaire using a five-point Likert scale and analyzed using Structural Equation Modeling (SEM) with AMOS. The results indicate that brand satisfaction and brand attachment have a positive and significant effect on brand loyalty, while brand loyalty strongly influences consumer advocacy. Furthermore, brand loyalty mediates the relationship between brand satisfaction and brand attachment with consumer advocacy. These findings confirm that brand loyalty is shaped not only by functional satisfaction but also by a strong emotional bond between consumers and brands. This study provides practical insights for marketers to strengthen personalized brand experiences and develop emotionally driven loyalty strategies to foster sustainable consumer advocacy in the digital era.
Determinants Of Islamic Financial Services Adoption In Indonesia: UTAUT-DOI Frameworks Pratiwi, Rianti; Suwandaru, Agung; Erismen Armen, Rio; Natraza, Azrina Candra
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.13171

Abstract

This study examines the determinants of Islamic financial inclusion in Indonesia, focusing on internet access effects through integrated Unified Theory of Acceptance and Use of Technology (UTAUT) and Diffusion of Innovations (DOI) frameworks. Probit regression analysis was conducted on 6,606 respondents from the 2018-2019 Financial Inclusion Insights survey. The model includes internet access, demographic characteristics, and socio-economic factors, with comprehensive robustness checks including multicollinearity assessment, goodness-of-fit measures, and sensitivity analyses. Internet access is the strongest predictor of Islamic financial inclusion, with a marginal effect of 2.71 percentage points (p<0.001), representing a 160% relative increase. Marital status shows a 2.24 percentage point effect (p<0.001), while primary education contributes 0.88 percentage points (p<0.10). Unexpectedly, being male decreases adoption by 0.73 percentage points (p<0.05). Urban residence, age, higher education, and employment status show no significant effects. This research is the first to integrate UTAUT-DOI frameworks for Islamic financial services, extends UTAUT to Sharia-compliant behavior, and demonstrates that digital infrastructure can override traditional geographic barriers. The findings reveal context-dependent gender moderation and establish internet access as the highest-leverage policy intervention for expanding Islamic financial inclusion in developing countries.
Financial Flexibility and Financial Constraints: Firm-Level Empirical Evidence Elryanti; Satrio, Arif Budi
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.13197

Abstract

Increasing market competition means that business sustainability depends not only on innovation capacity but also on adaptive financial strategies. One crucial issue related to this strategy is financial flexibility, which enables companies to manage their liquidity and debt capacity effectively in response to funding challenges. This study advances the literature by examining 144 firms (2020-2024) using multidimensional financial flexibility proxies combined with a validated financial constraints index, thereby generating new evidence from Indonesia's institutional environment. Fixed effects, random effects, and the two-step system generalized method of moments analyses were conducted to ensure robustness. Empirical results indicate that financial flexibility has a significant negative impact on financial constraints. These results confirm the crucial role of internal mechanisms in reducing dependence on external funding. This study validates financial flexibility as a strategic instrument in mitigating market imperfections and providing practical insights for companies and regulators in emerging markets.
The Persistence of Profitability: A Dynamic Panel Data Analysis of Indonesian Public Companies Suwandaru, Agung; Filfilan, Assaf Z.; Mahatma Ratri, Anandhayu; Efendi, Alvin Ramadhan Putra; Kurniawan, Cahya Nova; Firdaus, Muhammad Rizki
Relevance: Journal of Management and Business Vol. 8 No. 2 (2025): December
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i2.13256

Abstract

This study analyzes the dynamics of profitability for Indonesian public companies, focusing on the persistence of profits and the roles of leverage and firm size. Using a dynamic panel data analysis with a System GMM estimator on data from 44 firms over 24 years, the findings reveal a lack of profitability persistence, indicating that high profits are short-lived in this competitive market. Furthermore, financial leverage has a strong negative impact on profitability, while firm size shows no significant effect. These results suggest that managers should focus on continuous innovation and maintain a conservative debt policy, and that investors should not rely on past performance as a predictor of future returns. The study provides evidence that sustainable advantage in Indonesia stems from factors beyond mere scale or financial leverage.

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