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Tasharruf: Journal of Islamic Economics and Business

tasharruf
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Published by Universitas Nahdlatul Ulama Pasuruan

ISSN : 29621836 EISSN : 29628407 DOI : https://doi.org/10.55757/tasharruf

Core Subject : Economy,

Economics, Econometrics & Finance

The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic Economics and Business are but strictly limited to: islamic economics; islamic banking and finance; islamic economic management; islamic economics law; management Zakat, Infaq, Shodaqoh, and Waqf; islamic entrepreneurship and business; islamic economics thought; islamic insurance; islamic accounting.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 35 Documents

1 2 3 4

Perilaku Masyarakat dalam Mengambil Keputusan Memperoleh Pinjaman Uang pada Rentenir Ditinjauan dari Ekonomi Islam : di Desa Bajangan Kecamatan Gondang Wetan Pasuruan Nailatul Khoiriyah C; silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

This study shows people's behavior in making decisions to get money loans to moneylenders, to increase economic income, because not all people have sufficient capital to build their businesses. This condition makes it difficult for people, including small traders, to build their businesses. So that most people turn to borrow from moneylenders. This type of research uses qualitative research, while the research location is carried out in Bajangan Village, Gondangwetan District, Pasuruan. The approach used in this study uses a phenomenological approach model, in this study using two data sources, namely primary data and secondary data. Data analysis is done by working with data, organizing data, sorting it into units so that it can be managed. The results of the study show that people's behavior knows the law about the prohibition of usury carried out by moneylenders. However, there are many needs that force people to use the services of loan sharks. There are also many people who feel helped by the existence of the moneylender market because their presence can help the community's needs which sometimes suddenly become urgent. Furthermore, the ease of the loan process and without making agreements on paper only uses the basis of trust between the community and moneylenders, besides that there are no guarantees and there are no restrictions on borrowing.

Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Saiful Bakhri; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values derived from maqashid al-syari'ah

Keberadaan Ekosistem Ekonomi dan Keuangan Terhadap Pertumbuhan Pasar Modal Syariah di Indonesia Yusuf; Syarif Hidayatullah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

The existence of a good Islamic economic and financial ecosystem will grow the performance of Islamic financial institutions. Islamic capital market institutions that manage investment products are expected to be able to manage these assets in order to provide benefits in the form of a greater rate of return to investors. This study aims to analyze the existence of the Islamic economic and financial ecosystem in increasing the growth of the Islamic capital market in Indonesia. This qualitative descriptive study was written based on literacy studies. The conclusion of the study is that a good Islamic economic and financial ecosystem can grow the performance of capital market institutions in Indonesia in improving the welfare of investors

Analisa Produk Tabungan BSI dalam Menarik Minat Nasabah Rachmad Nor Firman; Siti Ilfiah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Bank Syariah Indonesia Pasuruan Branch is one of the banks operating based on sharia principles that offers products for raising funds and distributing funds, one of which is BSI savings. This BSI savings account is based on sharia principles with a mudharabah muthlaqah contract. This study uses primary data and secondary data. The results showed that the marketing strategy of BSI's savings products was to attract customers' interest. Bank Syariah Indonesia Pasuruan Branch has been running well, from promoting, socializing, distributing brochures and participating in certain events. In addition, the existence of Bank Syariah Indonesia Pasuruan Branch is very helpful for customers to open various kinds of savings provided by Bank Syariah Indonesia Pasuruan Sub-Branch Office.

Teori Aset dalam Perspektif Fiqih Islam dan Pengembangan Industri Halal M. Luthfillah Habibi; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

An understanding of assets from a sharia perspective is very important in relation to the halal industry. This is because assets are the object of the transaction as well as one of the pillars of ta'aqud which is the majority of the Intiqolul Milkiyah method. By looking at the urgency of understanding assets from a sharia perspective, this study attempts to conduct a study of assets to produce a systematic asset description. The method used is a literature study. Excavation of this asset description refers to the Qur'an, Al Hadith and books of fiqh to obtain depth of analysis. Finally, this research formulates that haram products are divided into four, namely from the aspect of its essence, how to get it, where to get it and when to get it. In addition, this study also formulates that only assets that have sharia value can be transacted with syar'iyah contracts. And understanding fiqh in relation to the development of the halal industry will greatly help the growth and development of the halal industry in a massive, comprehensive and integrative manner.

Pengaruh Pendayagunaan Zakat Produktif Terhadap Pemberdayaan Mustahiq: Studi Kasus Lembaga Amil Zakat Infaq Shadaqah (LAZISNU) Kulon Progo Thoha Yasin Utsman; Syamsul Ma'arif; Silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

The formulation of the problem in this study is how the influence of the use of productive zakat on the empowerment of LAZISNU KulonProgo mustahiq. Therefore the purpose of this study is to determine the effect of the use of productive zakat on the empowerment of LAZISNU KulonProgo mustahiq. This research uses quantitative methods with a regression equation is a field research. Sources of data in the form of primary data and secondary data. Data collection techniques consist of observation, interview, questionnaire ,. The population in this study amounted to 200 mustahiq or respondents and the sample in this study amounted to 66 mustahiq or respondents using the Slovin sample size determination technique. For the process of data analysis using simple regression analysis, the use of productive zakat as an independent variable and the empowerment of mustahiq as the dependent variable. Based on the results of research conducted by the author, the utilization variable of productive zakat has a positive and significant influence on the empowerment variable mustahiq. Keywords: Productive Zakat, Empowerment of Mustahiq, Utilization of Zakat

Konsep Zuhud dalam Kepemilikan Harta Perspektif Ekonomi Syariah Moh. Irham Maulana; Sagita Martha Triyani; Armeita Anik Sukowati
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Wealth is something that humans want to have for various purposes and needs, be it basic needs, shopping, bus iness and social needs. The sense of belonging to the wealth that affects whether the property will have a positive or negative impact on the surrounding area. The concept of zuhud which is often known in Sufistic knowledge can also be very good if used in wealth ownership. Because someone who uses the concept of zuhud in wealth ownership will be more oriented to the world, not to the world. So that the purpose of finding and owning property is only as a means to achieve its ultimate goal in the world, namely to add goodness to Allah, carry out Islamic Shari'ah and worship Allah.

Implementasi Bank Wakaf Mikro Digital Terhadap Peningkatan Produk Pembiayaan Usaha Mikro Kecil Menengah di Indonesia Yusuf; Novi Dian Pertiwi; Ismatul Azizah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Digital micro Bank communal financial institution expected can manage the the asset to be giving the benefit in the form of prosperity to people. This research aim to to analyse management of digital micro communal ownership bank which done by the Moslem law financial institution get trust from Kementerian Agama as organizer of money communal ownership in Indonesia so in this time. This Descriptive qualitative research written pursuant to study literasi Conclusion of research is digital micro communal ownership bank financial institution require to optimal of application implementation BWM digital to deliver prosperity and trust of client

Analisis Faktor – Faktor Penggunaan Aplikasi Mobile Dalam Meningkatkan Jasa Layanan Terhadap Lembaga Keuangan Mikro Syariah Saiful Bakhri; Aunur rofiq; Dikril Faizun
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

The type of research used in this study is a qualitative method. This study aims to analyze the factors that influence members in the use of mobile application services BMT UGT Nusantara with qualitative descriptive method. The results of the study indicate that there are factors that influence members in using the UGT Mobile application, namely it is easier to use than mobile banking in a number of banks, safer because it is easy to communicate and handle complaints, thereby cutting transportation costs, A sense of belonging arises because as a member automatically as a member as a member. the owner of the cooperative, according to the cooperative spirit of kinship. BMT UGT members are less than optimal in using the UGT Mobile application due to a lack of knowledge about the UGT Mobile application. It is necessary to conduct periodic surveys to members as evaluation material to find out whether the services and facilities provided by KSPPS BMT UGT Sidogiri Nusantara are in accordance with the expectations of members.

Efektifitas Penggunaan E-Bekal Sebagai Uang Saku Elektronik di Pesantren Fathma Hanum; Saiful Bakhri; Fathor Rozi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

E-bekal is electronic pocket money used in the Nurul Jadid Islamic boarding school environment. The emergence of e-bekal is the answer to several problems. Many students from out of town and even abroad have difficulty receiving pocket money from their parents, uncontrolled student pocket money, and many cases of losing money. The emergence of e-bekal as an answer to the problem certainly has a practical value because in solving the problem, there must be some obstacles that will be faced so that researchers feel the need to conduct research related to the effectiveness of using e-supply as electronic pocket money in Islamic boarding schools. This study wants to examine how effective the presence of e-bekal among students as direct users of e-bekal is. The method used in this research is descriptive and quantitative with the type of case study. The results of this study conclude that the use of e-Bekal is still less effective because there are still many students who have not felt the benefits that can be supposed in using e-bekal, even though they tend to be less inclined to use e-bekal as a medium of payment because there are still many obstacles in its use, so that need a lot of system improvements and also upgrade the e-stock software it self.

Page 3 of 4 | Total Record : 35

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Saiful Bakhri

Contact Email
jurnaltasharruf@gmail.com

Phone
+6285103770590

Journal Mail Official
jurnaltasharruf@gmail.com

Editorial Address
https://journal.itsnupasuruan.ac.id/index.php/tasharruf/about/editorialTeam

Location
Kab. pasuruan,

Jawa timur

INDONESIA

Abstract

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Saiful Bakhri

Contact Email jurnaltasharruf@gmail.com

Phone +6285103770590

Journal Mail Official jurnaltasharruf@gmail.com

Editorial Address https://journal.itsnupasuruan.ac.id/index.php/tasharruf/about/editorialTeam

Location Kab. pasuruan, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Saiful Bakhri

Contact Email
jurnaltasharruf@gmail.com

Phone
+6285103770590

Journal Mail Official
jurnaltasharruf@gmail.com

Editorial Address
https://journal.itsnupasuruan.ac.id/index.php/tasharruf/about/editorialTeam

Location
Kab. pasuruan,

Jawa timur

INDONESIA