cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Nafiah
Contact Email
nafiah@insuriponorogo.ac.id
Phone
+6285735682845
Journal Mail Official
jief@insuriponorogo.ac.id
Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Indonesian Journal of Islamic Economics and Finance
Published by Institut Agama Islam Sunan Giri Ponorogo
ISSN : -     EISSN : 28081102     DOI : https://doi.org/10.37680/ijief
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 118 Documents
 8   9   10   11   12 
The Influence of Leadership, Competence and Motivation on the Performance of Congregational Financial Management at Port Numbay Klassis Christian, Ferdinandus; Numberi, Tresya I; Monim, Melkias; Krey, Abraham; Lolowang, Nancy Lidya
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5845

Abstract

This study aims to analyze the influence of leadership, motivation, and competence on the performance of congregation financial management at the GKI Port Numbay Klassis. This study employed a quantitative approach with an explanatory design to investigate the impact of leadership, competence, and motivation on the performance of congregation financial managers in Klasis Port Numbay. Data were collected through surveys and interviews with 98 financial managers across 49 congregations, with cluster sampling used to represent the population. The analysis included validity, reliability, and classical assumption tests, followed by multiple regression analysis to determine each independent variable's influence on performance, individually and collectively. The research found that leadership, competence, and motivation play crucial roles in enhancing the performance of financial managers in the congregation at Klasis GKI Port Numbay. Effective leadership provides clear direction and motivation, leading to improved performance. High competence in skills, knowledge, and work attitude significantly contributes to the managers' ability to perform their tasks optimally. Additionally, strong motivation among financial managers is key to achieving set performance targets. Leadership, competence, and motivation significantly influence the performance of financial managers, highlighting their importance in ensuring efficient and effective financial management in a church setting.
How Risk Perception aand Financial Literacy Effect Overconfidence Bias and Investment Decisions Relationship Mirfaqoh, Vella; Muktiyanto, Ali; Geraldina, Ira; Yusriani, Sri
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6067

Abstract

This research aims to determine the influence of overconfidence bias on investment decisions, which is mediated by risk perception and moderated by financial literacy. This research is quantitative research using causality analysis. The research instrument is a questionnaire with a likert scale of one to five points. The research used a random sampling technique with 400 capital market investors in Indonesia. Data were analyzed by SmartPLS4 software using the SEM PLS method. The research results show that overconfidence bias and risk perception positively affect investment decisions. Risk perception can positively and significantly mediate the relationship between overconfidence bias and investment decisions. Other results prove that financial literacy cannot moderate the relationship between overconfidence bias and investment decisions. This research implies that investors are expected to make investment decisions rationally and avoid detrimental investments.
Exploring The Potential of Zakat: Yusuf Qardhawi’s Insights for Poverty Alleviation and Economic Growth in Indonesia Syamsuri, Syamsuri; Arief, Suyoto; Wibisono, Vina Fithriana; Fauziyah, Silva
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6085

Abstract

This study aims to explore the potential of zakat, insights from Yusuf Qardhawi perspectives for poverty alleviation and economic growth in Indonesia. This study uses a library method and descriptive analysis approach. The result of this study indicated that the management of zakat its relevance in Indonesia insight from Yusuf Qardhawi are (1) expanding the provisions of the assets that are subject to zakat funds needs to be managed productively; (2) the management and distribution of zakat in order to function properly requires centralization of zakat management by the state (government). The role of the government in alleviating poverty and economic growth includes: optimizing the performance of zakat institutions in accordance with zakat regulations; increasing public literation of zakat, encouraging social innovations as a form of efficiency and transparency in the distribution and utilization of zakat; supervising zakat institutions on the impact on poverty alleviation and maximizing the potential of zakat in improving economic growth and the welfare of underprivileged people. This study provides insight for the management of zakat in Indonesia is optimized using Yusuf Qardhawi’s concept, its relevant to poverty issues and improvisation of economic growth.
Determinants of Islamic Commercial Bank Performance in Indonesia Rizal, Fitra; Mukaromah, Haniatul
Indonesian Journal of Islamic Economics and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6131

Abstract

As financial intermediary institutions, banks have a strategic role in driving the economy, so bank performance must be appropriately maintained. This study aims to analyze the effect of third-party funds and working capital financing of Islamic commercial banks on the performance of Islamic commercial banks in Indonesia. The research method used is quantitative by conducting multiple linear regression tests. The data type used is secondary data from 2015 to 2022, with a sample of 13 Islamic commercial banks in Indonesia. The data was obtained from BI and OJK reports published on https//www.ojk.go.id. The study results indicate that Third Party Funds do not affect Indonesia's ROA of Islamic commercial banks. Working capital financing significantly affects the ROA of Islamic commercial banks in Indonesia. And if together, third-party funds and working capital financing significantly affect the ROA of Islamic commercial banks in Indonesia. Third-party funds do not affect the ROA of Islamic general banks because the operational costs (BOPO) borne by Islamic general banks are included in the very high category. Therefore, to increase ROA, banks must apply the principle of prudence and valid calculations in carrying out banking operations and financing.
The Influence of IT Mastery, Networking and Business Capital on the Performance of MSMEs in the Jago Silo Blitar Community Mukminiin, Ahmad Amiirul
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6137

Abstract

This study aims to analyze the influence of IT mastery, networking, and business capital on the performance of MSMEs in the Jago Silo community of Blitar City. With a population of 200 MSME members, a sample of 50 people was taken. Sampling follows the Arikunto (2012) method, where a sample is taken from 10-25% of the population if it amounts to more than 100 people. The results of the study show that IT mastery (X1), networking (X2), and business capital (X3) each have a significant influence on the performance of MSMEs. The IT mastery variable (X1) has a Sig value of 0.259 (> 0.05), networking (X2) 0.912 (> 0.05), and business capital (X3) 0.636 (> 0.05), so all hypotheses are accepted. Simultaneously, these three variables have a significant effect on the performance of MSMEs, shown by the values of Fcal = 6.257 and Sig = 0.001 (< 0.05). The determination coefficient of 97.4% showed that IT mastery, networking, and business capital contributed greatly to the performance of MSMEs, while 2.6% was influenced by other factors that were not studied. This research shows that these factors are very important in improving the performance of MSMEs in the Jago Silo Blitar community.
Budgeting and Saving Effectiveness as the Main Pillar of Sustainable Personal Financial Management Prakoso, Teguh; Apriliani, Rina
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6187

Abstract

Personal financial management is an important aspect of achieving financial stability and success. This research examines the importance of effective budgeting and saving practices as key components of personal financial management. The research shows that budgeting is important in personal financial management as it provides a clear framework for managing income and expenditure. By having a detailed budget, individuals can monitor their cash flow, ensure that they allocate funds to essential needs, and identify areas where spending can be reduced. Budgeting also helps set short-term and long-term goals, encouraging financial discipline and responsibility. Studies indicate that individuals who consistently follow a budget tend to have better financial health and are less trapped in debt. In addition to budgeting, effective saving practices are a key component of personal financial management. Saving is important to deal with financial emergencies and achieve future goals, such as home purchase, education, or retirement. Regularly setting aside a portion of income into savings can help individuals build financial reserves and reduce reliance on loans or credit. Studies have also found that saving regularly can increase financial well-being and reduce money-related stress. Therefore, effective budgeting and saving are two key pillars that complement each other in achieving sustainable personal financial stability.
Poverty Alleviation from an Islamic Perspective: Study of LazisNU Ponorogo Programs Arsyadani, Achmad Arfinanto; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6188

Abstract

Poverty is a deep-rooted social issue that demands serious attention in its resolution. Islam rejects poverty, considering it a calamity that must be fought, while social welfare is a shared responsibility, as outlined in Article 34 and Article 27 Paragraph 2 of the 1945 Constitution. Despite the government's efforts to alleviate poverty since independence, the results could have been more optimal. This study employs a descriptive qualitative method, collecting data through interviews, observations, documentation, and literature analysis. It also examines Islamic poverty alleviation through a NU Care-LAZISNU Ponorogo case study, which manages zakat, infaq, and sedekah to assist people experiencing poverty. The findings of this study highlight the need to apply Islamic economic principles in social and economic policies to reduce inequality and improve social welfare in Indonesia.
Productive Zakat Law Implementation in Mentor Empowerment for Entrepreneurial Character Building and Mustahiq Empowerment Khatimah, Husnul; Nuradi, Nuradi; Mubarok, Jaih
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6213

Abstract

This study examines the law of productive zakat and its implementation in the mentor empowerment program for the formation of entrepreneurial character and empowerment of mustahiq. This study uses a library method with a qualitative approach and descriptive analysis that examines various opinions and sources of law on productive zakat. The study's results indicate differences of opinion among scholars regarding the permissibility of productive zakat. One group argues it is forbidden based on the premise of direct distribution and ownership of zakat funds by mustahiq. Another group allows productive zakat because of its greater benefits and impacts. The third view, namely moderate, allows productive zakat after the urgent needs of mustahiq are met. This study is more inclined towards this third view because it is considered the most appropriate to the current era and needs. The implementation of productive zakat is analyzed through the instruments of mudharabah, murabahah, and qardhul hasan. Mentoring is considered beneficial for business growth and mustahiq welfare. This study provides insight for zakat institutions to improve empowerment strategies and strengthen productive zakat policies.
Economic Structure Transformation and Changes in the Proportion of Labor in East Java Province in 1998 – 2018 Herdianti, Yulia Maris
Indonesian Journal of Islamic Economics and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6269

Abstract

Transformation of economic structure is not only act as a sector dominance contributing to Gross Regional Domestic Product, but also acts as the dominance of labor sector absorption. In 1994, the dominance of primary sector in contributing East Java’s Gross Regional Domestic Product is already replaced by secondary sector and later by tertiary sector in 2004. The labor sector absorption is still dominated by agricultural sector until now. This research was aimed to describe the patterns of Transformation of economic structure and changes in the proportion of labor in East Java Province from 1998 to 2018, as well as analyzed the effect of each variables. By using factor analysis for latent variables first, the quantitative result based on path analysis has proved that economic growth and income per capita has a direct effect to the Transformation of economic structure. The increase of economic growth and income per capita has lead to the decrease in agricultural (primary sector) and industrial (secondary sector) proportion in contributing East Java’s GRDP which is followed by the increase proportion in trade, hotel and restaurant (tertiary sector). The Transformation of economic structure has a direct effect to change the proportion of labor, whereas the economic growth and income per capita have indirect effect to that. During this process, the agricultural labor absorption decreased very slowly while industrial labor absorption increased slowly, as well as the trade, hotels and restaurants. The results also showed that the changes in the proportion of labor has direct effect to income per capita along with the domination of high productivity sector such as trade, hotels and restaurants which leads the economic growth.
Management Strategy in Developing the Halal Industry in the Era of Globalization Kalimah, Siti
Indonesian Journal of Islamic Economics and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6271

Abstract

The halal industry has grown rapidly, becoming an important sector in the global market with a scope that includes food, pharmaceutical, cosmetic, and tourism products. This creates opportunities and challenges, especially in maintaining the authenticity and quality of halal products throughout the supply chain. This article aims to examine management strategies in the halal industry that are from the perspective of Islamic economics with materials consisting of halal ingredients, both substances, how to obtain and process them, and are carried out in the halal industry area, where all industrial lots must be allocated for halal products, have halal facilities and infrastructure, and have a halal management team and analyze the various challenges faced, and identify opportunities that can support the development of this sector. The research method used is a literature study of 20 recent journal articles on halal industry management by collecting relevant journal articles from various sources. The study results show that certification, technological innovation, and halal supply chains are important components that must be optimized. Thus, a comprehensive management approach is needed to sustain the halal industry's growth.

Page 10 of 12 | Total Record : 118

 8   9   10   11   12 

Filter by Year

2021 2025


Reset
Filter By Issues
All Issue Vol. 5 No. 2 (2025) Vol 5 No 1 (2025) Vol. 5 No. 1 (2025) Vol 4 No 2 (2024) Vol. 4 No. 2 (2024) Vol 4 No 1 (2024) Vol. 4 No. 1 (2024) Vol. 3 No. 2 (2023) Vol 3 No 2 (2023) Vol 3 No 1 (2023) Vol 2 No 2 (2022) Vol 2 No 1 (2022) Vol 1 No 2 (2021) Vol 1 No 1 (2021) More Issue