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Nafiah
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INDONESIA
Indonesian Journal of Islamic Economics and Finance
Published by Institut Agama Islam Sunan Giri Ponorogo
ISSN : -     EISSN : 28081102     DOI : https://doi.org/10.37680/ijief
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 156 Documents
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The Effect of Workload and Stress Through Work Motivation on Employee Performance in the Student Affairs Sector at Surabaya State University Febrianti, Nur Ismi; Witjaksono, Andre Dwijanto; Surjanti, Jun
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5638

Abstract

This work was prepared to analyze the influence of workload, work stress, and work motivation on the performance of students and alums employees of the State University of Surabaya (UNESA) who have PTNBH status. The methodology used was a quantitative Expost Facto approach using ordinal data analysis through Somer's D analysis with the SPSS version 16 application. The initial steps included conducting validity and reliability tests to ensure the data integrity of 24 student-employee respondents at Surabaya State University. The research results reveal a relationship between work stress and the motivation of student affairs employees at Unesa. Second, there is a relationship between workload and the motivation of student affairs employees at Unesa. Third, there is a relationship between work stress and the performance of student affairs employees at Unesa. Fourth, there is a relationship between workload and the performance of student affairs employees at Unesa. Fifth, there is a connection between work motivation and the performance of student affairs employees at Unesa.
Halal Food, Religiosity, and Attitudes Toward Intention to Use Products and Services of Sharia-Compliant Hotels in Lombok, West Nusa Tenggara Rusmiati, Rosida
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5699

Abstract

This study was motivated by the limited research on tourist behavior towards Sharia-compliant hotels. Lombok Island was selected for this study due to its recognition as the premier halal tourism destination in Indonesia, showcasing significant advancements and attractions that cater to the needs of Muslim travelers. Its objective is to predict how halal food, religiosity, and the attitudes of Muslim tourists influence their intention to utilize products and services offered by Sharia-compliant hotels. Structural equation modeling was employed with a sample of 154 visitors to Sharia-compliant hotels on Lombok Island, namely Grand Legi Hotel, Lombok Plaza Hotel, Lombok Raya Hotel, Pratama Hotel, and Santika Hotel. The findings reveal that both halal food and religiosity exert positive influences on attitudes, subsequently enhancing the intention of Muslim tourists to use the products and services provided by Sharia-compliant hotels. We recommend that future research explore other variables influencing tourists' attitudes and intentions to use Sharia-compliant hotel products and services. Additionally, tourism policymakers should pay attention to the importance of halal food and beverages and the religiosity of tourists to enhance the overall quality of halal tourism.
Sukuk and Inflation Dynamics in Indonesia: A Time Series Linear Model Investigation Pimada, Laila M.; Miranti, Titis
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5716

Abstract

This study examines the impact of sukuk on inflation in Indonesia, considering the interplay of macroeconomic factors during the post-COVID-19 recovery period. Employing a time series linear model (TSLM) with monthly data from January 2019 to March 2024, we investigate the relationship between sukuk outstanding and inflation (Consumer Price Index), controlling for industrial production, exchange rate, interest rate, and Composite Leading Indicator (CLI). Results reveal a significant positive relationship between sukuk and inflation, suggesting that increased sukuk outstanding is associated with higher inflation rates. This finding contributes to the existing literature by providing empirical evidence of the inflationary impact of sukuk in Indonesia, especially in the context of post-pandemic recovery. The study also identifies significant positive relationships between inflation and interest rate, as well as inflation and CLI, highlighting their roles in driving inflation. While the exchange rate also exhibits a positive relationship with inflation, industrial production shows a negative association, suggesting a potential dampening effect on inflation. The model demonstrates strong explanatory power, with an adjusted R-squared of 0.9818, indicating that the included variables effectively capture the variation in inflation. These findings offer valuable insights for policymakers in formulating effective inflation management strategies and ensuring macroeconomic stability in Indonesia's post-pandemic recovery.
Analysis of The Influence of Career Development and Training on Apparatus Performance in Magetan Regency Utama, Lalu Satria; Kistyanto, Anang; Wardoyo, Dewie Tri Wijayati
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5726

Abstract

This study aims to analyze the influence of career development and training on the performance of apparatus within the Magetan Regency Government, namely the Manpower Office, the Industry and Trade Office, the Cooperatives and SMEs Office, and the Social Service. This study uses a causal quantitative design. The sample was determined by a non-random sampling method, involving 65 respondents who were employees with functional and executive positions in the four Regional Government Organizations (ODP). Data analysis uses multiple linear regression. The analysis showed that career development and training positively and significantly affected the performance of apparatus or employees in the four OPDs within the Magetan Regency Government. This study shows that career development and training significantly affect apparatus performance within the Magetan Regency Government. It is recommended that qualitative research be conducted to explore more deeply the factors that affect career development and training effectiveness.
Cooperatives amid the Wave of Industrial Revolution 4.0: Opportunities and Challenges Siswanto, Irvan; Budiman, Fajar; Aini, Farida; Kurniawan, Fiki; Aulia, mesyha Suswita
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5733

Abstract

This study examines the roles and challenges faced by cooperatives in the era of Industry 4.0, focusing on adapting digital technologies to enhance member welfare and economic growth. The research employs a comprehensive literature review, case studies, and content analysis of publications from the past decade. Findings indicate that digitalization has increased operational efficiency in cooperatives by up to 40%, expanded market access, and improved transparency and accountability. However, key challenges include the persistence of the digital divide, high initial investment costs, and the need for cultural change within organizations to support digital transformation. Government support, including digital literacy training and access to financing, is crucial in accelerating this transformation process. The practical implications of this study highlight the necessity for broader digital training programs, access to low-interest financing for technology investments, and the development of adequate digital infrastructure. This research underscores significant progress in technology adoption among cooperatives and the positive socio-economic impacts that result from it. As a result, digital transformation within cooperatives holds substantial potential for fostering more inclusive and sustainable economic growth.
Analysis GISWAF on the Interest of Waqf Students: A Case Study on UNIDA Gontor Afif, Mufti; Muzaki, Rofi; Sa’id, Roudhoh Hannaaris; Maulana, Hartomi
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5737

Abstract

The literacy of Indonesian society regarding waqf is still relatively low. People often confuse waqf with charity (sodaqoh) and voluntary contributions (infak). Similarly, the literacy among university students about waqf is also lacking. The GISWAF "Gerakan Indonesia sadar wakaf" movement has introduced a seminar activity called "Waqf Literacy Seminar" for students at Universitas Darussalam Gontor. This research employs a qualitative descriptive method, involving interviews with 14 Students considered sufficient to reach the data saturation point, as well as observation and documentation, to explore the understanding and awareness of waqf among students. This research is to gauge the interest of students in waqf by examining their understanding, awareness, and future intentions regarding waqf. The specific this research is to evaluate how effective GISWAF is in increasing UNIDA Gontor students' desire to give waqf. The findings from the study indicate interest, 5 students (36%) are interested in practicing waqf literacy to the community, 4 students (29%) are interested in studying more deeply about waqf, 4 students (29%) are interested in doing waqf, and 1 student (7%) is interested in still wanting to learn about waqf, and 0 students do not want to learn waqf (0%).
The Information Technology Effect, Quality Service, and Tax Sanctions on PBB Tax Compliance Jannah, Siti Miftachul; Kistyanto, Anang; Witjaksono, Andre Dwijanto
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5753

Abstract

This study examines the impact of tax information technology services and tax sanctions on property taxpayers' (UN) compliance in Surabaya. Using multiple linear regression, the research finds that tax information technology, service quality, and sanctions all significantly and positively influence tax compliance. Efficient e-filing and e-payment systems enhance reporting accuracy, making compliance more transparent. High-quality services from tax authorities, marked by responsiveness and reliability, increase taxpayer trust, leading to better compliance. Fair and transparent sanctions act as a deterrent, promoting adherence to tax regulations. The study concludes that Surabaya's tax authorities should focus on advancing technology, enhancing service quality, and enforcing consistent sanctions to improve compliance. Recommendations include investing in technology, training tax officers, and strengthening law enforcement. This research offers insights into tax policy in Surabaya and other areas, highlighting the factors that drive local tax compliance and setting the stage for future studies on the relationship between technology, services, and sanctions in enhancing tax compliance.
Analysis of 5C+1S Principles in Minimizing the Risk of Working Capital Murabahah Financing Hadratullah, Hadratullah; Sejati, Anang
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5792

Abstract

This study aims to analyze the application of the 5C+1S (Character, Capacity, Capital, Collateral, Condition, and Sharia) principles in minimizing the risk of Murabahah financing at Bank Syariah Indonesia KCP Pancor. The research uses a qualitative descriptive approach with primary data through employee and customer interviews and secondary data from bank documents. The results show that the 5C+1S principle helps assess customer eligibility despite obstacles such as limited human resources, lack of selectivity in customer selection, and the influence of economic conditions. To overcome these challenges, intensive training is recommended to improve the quality of human resources, periodic supervision of customers, risk analysis technology, diversification of financing portfolios, and improvement of customer financial literacy. Consistent and adaptive implementation of economic changes can help BSI KCP Pancor mitigate the risk of non-performing financing and maintain the sustainability of its operations.
The Influence of Innovation, Network, and Technology on Customer Switching to Bank Syariah Indonesia Hadratullah, Hadratullah; Hidayati, Rina
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5793

Abstract

This study analyzes the influence of product innovation, service quality, and office network on switching customer behavior from conventional banks to Bank Syariah Indonesia (BSI) in Selong District. This study uses a survey method with a quantitative approach, involving 100 BSI customer respondents who were taken by purposive sampling. Data were collected through questionnaires and analyzed using simple linear regression. The study results show that product innovation significantly influences customer switching behavior, with a contribution of 40.9%, followed by information technology by 18.6%. At the same time, the office network is not significant. These findings support the Planned Behavior theory and the Diffusion of Innovation theory, which states that innovations relevant to market needs can increase the adoption of sharia services. It is recommended that BSI strengthen its digital services and unique sharia features to attract more customers, increase competitiveness, and expand market share in the Islamic banking industry in Indonesia.
The Influence of Professionalism, Organizational Culture, Internal Control, and Commitment on Employee Performance at Baki Health Center, Sukoharjo Regency Supriyanto, Edy; Istiatin, Istiatin; Mursito, Bambang
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i1.5801

Abstract

This research aims to determine and explain the influence of professionalism, organizational culture, internal control, and commitment on employee performance at the Baki Community Health Center, Sukoharjo Regency. The population of this study was all 91 employees of the Baki Community Health Center, Sukoharjo Regency, using a saturated sampling technique. Data collection using questionnaires. The data analysis technique uses the Multiple Linear Analysis method. The research results show that professionalism, organizational culture, internal control, and organizational commitment positively and significantly affect performance. The variables Professionalism, Organizational Culture, Internal Control, and Organizational Commitment influence performance by 56.9%, while the remaining 43.1% is explained by other variables not proposed in this research. Suggestions from this research, employees of the Baki Community Health Center, Sukoharjo Regency can increase professionalism, organizational culture, and commitment to the organization with good internal supervision to achieve maximum performance results for the Baki Sukoharjo Community Health Center.

Page 9 of 16 | Total Record : 156

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