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Regress: Journal of Economics & Management
Published by Medan Resource Center
ISSN : -     EISSN : 2827945X     DOI : 10.57251
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Regress: Journal of Economics & Management is a peer-reviewed journal published by the Medan Resource Center. The journal aims to advance theoretical and practical knowledge by promoting high-quality research and providing a platform for researchers, academicians, and practitioners to share their findings, insights, and experiences. The journal publishes scholarly articles and empirical research papers on economics and management. It accepts original research articles, review articles, and case studies that cover a broad range of topics related to the fields of economics and management. The journal is published triannually in June, October, and February, and accepts articles in Bahasa Indonesia or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 10 Documents
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Search results for , issue "Vol. 3 No. 2 (2023)" : 10 Documents clear
Strategi Pengembangan Wisata Sawah dalam Meningkatkan Ekonomi Masyarakat dengan Pendekatan QSPM Desa Punden Rejo Kecamatan Tanjung Morawa Kabupaten Deli Serdang Annisa, Annisa; Nasution, Annio Indah Lestari; Atika, Atika
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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Abstract

This article aims to identify tourism development strategies for Punden Rejo Sawah in Tanjung Morawa District, Deli Serdang Regency. The descriptive analysis method is used to analyze the internal environment (strengths and weaknesses) and the external environment (opportunities and threats) of the tourist attraction. The results of the SWOT analysis present four main strategies: S-O (Educating about rice plants and improving facilities with agricultural concepts), W-O (Implementing a time-variety planting system and improving supervision), S-T (Improving facilities and quality), and W-T (Promoting tourism through social media). Through QSPM analysis, the S-O strategy was identified as the main priority for maximizing the tourism potential of Punden Rejo Rice Fields. The results of this research provide guidance for tourism managers to improve visitor experiences and local economic growth
Analisis Penyerapan Tenaga Kerja melalui Ekonomi Digital di Kota Medan (Studi Kasus pada UMKM di Kota Medan) Septiani, Bella Virnadya; Yafiz, Muhammad; Aslami, Nuri
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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This article aims to determine the influence of Social Media and E-Commerce partially and simultaneously on labor absorption in MSMEs in Medan City. This type of research uses a quantitative approach. Data was collected in this research using observation, questionnaires and literature study. The population in this study was 33,789 MSMEs in Medan City with a sample of 100 respondents. The data analysis technique uses multiple linear regression analysis with the help of SPSS 25 software. The results and analysis of the research show that social media has a positive and significant effect on labor absorption. Then E-commerce has a positive and significant effect on labor absorption. Furthermore, social media and e-commerce simultaneously have a positive and significant effect on labor absorption. So this means that social media and e-commerce can explain the influence of 60.9 percent on labor absorption.
Analisis Perbedaan Risiko dan Imbal Hasil Sukuk Ritel dengan Menggunakan Harga Pasar dan Harga Wajar Seri SR 013 – SR 017 Nasution, Eldzan Izzahara; Soemitra, Andri; Syarvina, Wahyu
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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This research aims to analyze the risk and returns of retail sukuk, specifically SR 013-SR 017, by comparing the use of market prices and fair values. In an effort to enhance transparency and investor confidence, the government has issued regulations and established an institution for assessing the prices of debt securities, sukuk, and bonds. Nevertheless, investors still face challenges in understanding the differences in price data from various sources. The methods employed to measure the returns and risks of sukuk involve Holding Period Yield (HPY), Yield to Maturity (YTM), Risk Adjusted Return (RAR), and HPY's standard deviation. Secondary data were obtained through literature reviews, online sources, and reports of securities transactions on the Indonesia Stock Exchange. The research findings reveal statistically significant differences between YTM and HPY risk calculations using market prices and fair values. Similarly, significant variations are observed in RAR calculations. These findings underscore the importance of a better understanding of the disparities in return and risk assessment methods, enabling investors to make more informed investment decisions in the sukuk market. This study can serve as a valuable guide for regulators, investors, and relevant stakeholders to enhance the efficiency and transparency of the sukuk market and bolster investor confidence.
Pengaruh Sikap Keuangan dan Pendapatan terhadap Perencanaan Keuangan Masa Depan di Kabupaten Langkat Nurhaliza, Siti; Lubis, Fauzi Arif; Syarvina, Wahyu
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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This article aims to analyze the influence of financial attitudes and income both partially and simultaneously on the future financial planning of the community in Langkat Regency. This research uses quantitative methods with a descriptive and associative approach. The sample for this research is the people of Langkat Regency with a sample size of 100 people. The data is analyzed using SPSS software. The results of the analysis show that the financial mindset of the people of Langkat Regency has a significant impact on their long-term financial planning with a value of t-count = 2.922 and t-table = 1.98472 (t-count > t-table), with a significance level of 0.004 <0, 05.Income has a significant impact on long-term financial planning for the people of Langkat Regency with a t-count = 6.026 and t-table = 1.98472 (t-count > t-table), with a significance level of 0.0005 and 0.0005 respectively. 0.05. The mindset of financial income simultaneously has a significant influence on future financial planning for the people of Langkat Regency with a value of f-count = 43.056 and t-table = 3.09 (t-count > t-table), at a significance level of 0 ,000005. The R-squared value of 0.470 indicates that the relationship between financial prospects and income can be explained by 47% of independent factors related to financial planning.
Pengaruh Program Keluarga Harapan (PKH) terhadap Tingkat Pendapatan Nelayan di Desa Suka Maju Kecamatan Simeulue Timur Kabupaten Simeulue Asia, Siti Nur; Wahyuningsih, Yayuk Eko
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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The various welfare enhancement programs initiated by the Indonesian government to alleviate poverty include the Conditional Cash Transfer Program, known as the Program Keluarga Harapan (PKH), which provides conditional social assistance to families identified as beneficiaries of the program. This research aims to analyze the Impact of the Keluarga Harapan Program on the Income of Fishermen in the village of Suka Maju, East Simeulue District, Simeulue Regency. The method employed is a quantitative approach, utilizing primary data collected from 17 fishing households who are recipients of PKH in the village of Suka Maju, East Simeulue, through saturation sampling techniques.The research findings indicate a significant influence of the PKH program on the income of fishermen in the village. Furthermore, the effectiveness aspect reveals that participants receiving PKH assistance in Suka Maju village are categorized as effective and appropriately targeted. There is an increase in fishermen's income before and after receiving PKH assistance, amounting to Rp15,635,294.12, representing a 19.19% rise from their income prior to PKH assistance. The results of the t-test and significance value (sig.) are 0.001, leading to the conclusion that P(0.01)<?(0.05), suggesting a significant difference in the income of fishing households before and after receiving PKH assistance.
Persepsi Pembiayaan Simpan Pinjam dengan Pengembangan Modal Usaha Mikro Kecil dan Menengah (Studi Kasus Cabang Pegadaian Syariah Meulaboh Aceh Barat) Maisuri, Maisuri; Sani, Sri Rosmiati
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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Microfinance plays a pivotal role in enhancing Micro, Small, and Medium Enterprises (MSMEs) in Aceh, contributing to business growth and economic development for the middle-income population. The availability of microfinance initiatives has proven beneficial to many middle-income individuals, fostering economic growth in the production of goods and services. Moreover, it contributes to economic development for the middle-income community while simultaneously reducing unemployment rates in West Aceh. This research aims to investigate the influence of microfinance on the establishment of Micro, Small, and Medium Enterprises. The study is conducted at the Pegadaian Meulaboh office, focusing on the Johan Pahlawan district. Motivated by a desire to gain deeper insights into the growth of MSMEs in the Johan Pahlawan area, the research utilizes primary data analysis. The research sample comprises independently operating MSMEs in the Johan Pahlawan district. The findings underscore the significant impact of microfinance funding on MSMEs in the Johan Pahlawan district, as indicated by the study's outcomes. This research contributes to the understanding of the role of microfinance in fostering the growth of MSMEs and the overall economic development in the region.
Pengaruh Elemen E-Commerce terhadap Kinerja Usaha Mikro Kecil dan Menengah di Kota Bandar Lampung Nawawi, Arvira Meita; Sudrajat; Desriani, Neny
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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The purpose of this study is to empirically test the influence of E-Commerce Elements, namely Organizational Support, Technological Competence and External Environment on the Performance of Micro, Small and Medium Enterprises in Bandar Lampung City. This research uses a purposive sampling technique in taking samples. Based on predetermined criteria, 52 Culinary MSMEs were obtained located around the Lampung University campus. The type of data used was primary data obtained from distributing questionnaires. The analytical method used is multiple linear regression analysis. The research results show that organizational support influences MSME performance. Technological Competency has a positive and significant effect on MSME Performance. The external environment has a positive and significant effect on MSME performance.
Rasio Efisiensi Keuangan Daerah dan Keserasian dalam Meningkatkan Pembangunan Daerah Kabupaten Aceh Barat Yasriza, Yasriza; Wahyuningsih, Yayuk Eko
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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In the analysis of the financial conditions of Aceh Barat Regency, it is revealed that a significant dependency on Central Transfers, particularly through the General Allocation Fund (DAU) and Special Allocation Fund (DAK), creates challenges in achieving stable financial independence. Although Regional Original Income (PAD), such as local taxes and regional levies, contributes, the fluctuations indicate complexity and risks in achieving financial balance. Diversification of income sources becomes a primary focus to address dependence on natural resources and the fisheries sector, as well as external fluctuations. Optimization of local taxes, levies, and tourism sector development emerges as key strategies to strengthen Regional Original Income. Additionally, the analysis of the Regional Financial Efficiency Ratio (REKD) indicates characteristics of inefficiency during the period 2011-2022, indicating the need for improvements in budget management and revenue collection. The Harmony Ratio, depicting an increase in Operational Expenditure and a tendency of decreasing Capital Expenditure, highlights the need to achieve a better balance between long-term investments and operational aspects. Therefore, Aceh Barat Regency needs to take proactive steps to enhance financial efficiency, diversify income, and allocate funds wisely to achieve sustainable and financially stable economic growth.
Pengaruh Zakat Perbankan dan Corporate Social Responsibility Terhadap Kinerja (Studi Kasus pada PT. BPRS Puduarta Insani Tembung) Periode 2018-2022 Lubis, Hana’ Salsabila; Rahma, Tri Inda Fadhila; Syahbudi, Muhammad
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
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The objective of this study is to ascertain the impact of banking zakat and corporate social responsibility (CSR) on financial performance. The study employed a purposive sampling technique, specifically utilizing financial reports and annual zakat transactions data from PT. Puduarta Insani Tembung for the period of 2018-2022. The research employs many data analysis techniques, including descriptive statistical analysis, classical assumption test, multiple linear regression analysis, t test, f test, and coefficient of determination test. The findings from the multiple linear regression analysis indicate that partially zakat has a favorable, albeit statistically insignificant impact on financial success. On the other hand, corporate social responsibility (CSR) has a considerable influence on financial performance. The findings demonstrate that both zakat and corporate social responsibility (CSR) have a simultaneous impact on financial performance. The coefficient of determination test reveals that zakat and corporate social responsibility (CSR) have a 32.2% impact on financial performance.
Faktor-faktor yang mempengaruhi Perilaku Konsumen dalam Pengambilan Keputusan Memilih Hotel Syariah di Kota Medan Larasati, Diah Larasati; Lubis, Fauzi Arif; Nasution, Juliana
Regress: Journal of Economics & Management Vol. 3 No. 2 (2023)
Publisher : Medan Resource Center

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The study investigates the development of Nasyiatul Aisyiyah in Medan City from 2016 to 2023, examining its progress and activities during this period. Utilizing historical research methods, including heuristics, verification, interpretation, and historiography, data were collected through observations, interviews, and documentation at the Muhammadiyah Regional Leadership (PDM) office in Medan City. Findings reveal significant advancements in Nasyiatul Aisyiyah's activities, albeit interrupted by the COVID-19 pandemic in 2020-2021, causing temporary halts. Despite challenges, Nasyiatul Aisyiyah persisted in aiding disaster-affected communities and launching new programs. Key initiatives implemented include parenting classes, disaster response, leadership training, international symposiums, and entrepreneurship workshops. Recommendations include further expansion and consistency in organizational values, enhanced member education, historical awareness, collaboration with other organizations, and community engagement to promote tolerance and inclusivity.

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