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INDONESIA
Jurnal Multidisiplin Sahombu
Published by SEAN INSTITUTE
ISSN : -     EISSN : 28098587     DOI : -
Core Subject : Economy, Art, Social, Engineering,
Arts Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice
Jurnal Multidisiplin Sahombu is at the scope of the multidisciplinary intended is only limited to the following points, Economics Politics Public Business Civil society, Finance Culture Arts Law.
Arjuna Subject : Umum - Umum
Articles 483 Documents
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The Adaptation of Assistive Technology in Inclusive Education: an Analysis of Recent Trends in Teaching English Hanifah, Aliyya; Subroto, Ibnu; Ramadhan, Arrizqi
Jurnal Multidisiplin Sahombu Vol. 5 No. 07 (2025): Jurnal Multidisiplin Sahombu, November - December (2025)
Publisher : Sean Institute

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Abstract

This study explores the adaptation of assistive technology (AT) in inclusive education, particularly in the context of teaching English as a Foreign Language (EFL). It aims to examine how assistive tools are implemented in inclusive schools, the challenges experienced by educators, and the extent to which such technologies influence student learning outcomes. The research was conducted at SLB Negeri 08 Jakarta and SLB Negeri 11 Jakarta. A qualitative descriptive method was employed, utilizing interviews and documentation as the primary data collection techniques. Data analysis was supported by Natural Language Processing (NLP) tools to identify recurring patterns and thematic categories. The findings reveal that assistive technology plays a crucial role in facilitating communication, enhancing comprehension, and improving accessibility for students with special needs. SLB Negeri 08 predominantly used simple visual aids for learners with intellectual disabilities, whereas SLB Negeri 11 integrated digital tools such as Chromebooks and LCD projectors to support students with hearing impairments. Despite its benefits, several challenges were identified, including limited infrastructure, insufficient teacher training, and varying levels of digital literacy among educators. Nevertheless, the use of assistive technology significantly increases student engagement, builds confidence, and strengthens inclusive participation within the classroom. Overall, this study highlights that assistive technology functions not only as an instructional aid but also as a transformative mechanism that helps bridge educational gaps and promotes equity in inclusive learning environments.
Determinants of Profitability in Bank Syariah Indonesia Post-Merger: an Empirical Analysis of CAR, BOPO, and NPF on ROA During 2021–2024 Hartanti, Hartanti; Ratiyah, Ratiyah; Setyaningsih, Eka Dyah
Jurnal Multidisiplin Sahombu Vol. 5 No. 07 (2025): Jurnal Multidisiplin Sahombu, November - December (2025)
Publisher : Sean Institute

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Abstract

This study examines the profitability performance of Bank Syariah Indonesia during the post-merger period by analyzing the influence of capital strength, operational efficiency, and financing quality on the return generated from total assets. A quantitative approach is employed using secondary financial data obtained from official publications to evaluate the relationship among key internal banking indicators. The analysis reveals a consistent improvement in profitability that aligns with enhanced efficiency and stronger risk management practices. Operational efficiency demonstrates the strongest contribution to profitability, while financing quality also shows a substantial effect through its role in managing credit risk. Capital strength exhibits a positive yet relatively limited influence, suggesting that excess capital may not always translate into higher earning capacity. The findings highlight the importance of digital transformation, disciplined cost management, and prudent financing strategies in sustaining the financial performance of Islamic banks in a competitive environment.
Ethnic and Cultural Diversity as Social Capital in the Development of the Indonesian Nation Saiman, Saiman
Jurnal Multidisiplin Sahombu Vol. 4 No. 02 (2024): Jurnal Multidisiplin Sahombu, (2024)
Publisher : Sean Institute

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Abstract

Ethnic and cultural diversity is a fundamental characteristic of the Indonesian nation, comprised of various tribes, regional languages, traditions, and local wisdom values. This study aims to analyze how this diversity functions as social capital in Indonesian national development. Using a descriptive qualitative approach, this study explores the role of social values such as mutual cooperation (gotong royong), tolerance, solidarity, and social cohesion, which are formed through interactions between ethnic and cultural groups. The results indicate that ethnic and cultural diversity in Indonesia is an important social capital in national development, as values such as mutual cooperation (gotong royong), deliberation (deliberation), tolerance, and solidarity strengthen social cohesion, build social networks, and encourage community participation. This diversity enables cross-group cooperation that supports social, economic, and governance development. However, its utilization faces several obstacles, including horizontal conflict, a lack of multicultural education, the influence of globalization and modernization, and socio-economic disparities between groups. Therefore, managing diversity through multicultural education, intercultural dialogue, revitalizing local values, and inclusive policies is key to transforming ethnic and cultural diversity into a strategic asset in strengthening solidarity, building national character, and promoting sustainable national development.

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