Indo-Fintech Intellectuals: Journal of Economics and Business
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
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<![CDATA[Pengaruh Penerapan Digital Entrepreneurship pada Pelaku UMKM Terhadap Peningkatan Penjualan ]]>
<![CDATA[Fachrurazi, Fachrurazi]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1400
<![CDATA[The importance of conducting this research is further strengthened by data showing that MSMEs that adopt digital technology tend to experience a significant increase in sales compared to those that have not adopted it. This study aims to examine more deeply the effect of digital entrepreneurship implementation on increasing MSME sales. By understanding the factors that influence the success of digitalization, it is hoped that this research can provide appropriate recommendations for MSME players in implementing digital strategies. The research method used in this study is a literature study or literature review. Literature study is a research method that collects, analyzes, and interprets secondary data from various relevant sources. These sources include books, journal articles, research reports, and other reliable sources related to the research topic, namely the effect of implementing "digital entrepreneurship" in MSME players on increasing sales. This study shows that the implementation of digital entrepreneurship has a significant positive impact on increasing sales of MSMEs in Indonesia. Although there are some barriers, the benefits derived from the adoption of digital technology are far greater. Therefore, efforts to encourage the digitalization of MSMEs must continue to be various stakeholders]]>
<![CDATA[Pengaruh Pemberian Insentif Kerja dan Motivasi Kerja Terhadap Kinerja Karyawan pada PT. Anugerah Tangkas Transportindo ]]>
<![CDATA[Juliyanti, Juliyanti]]>;
<![CDATA[Asmadi, Iwan]]>;
<![CDATA[Haryono, Bambang]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1410
<![CDATA[This article aims to find out the effect of providing work incentives and work motivation on employee performance at PT. Anugerah Tangkas Transportindo. This type of research is causal associative research. The variables of this research are independent variables, namely work incentives (X1), work motivation (X2), while the dependent variable is employee performance (Y). In this study, the population is only 38 people, so that all employees in the Custom Clearance division at PT. The Jakarta Transportindo Agile Award was used as a sample. The data analysis consisted of validity and reliability test, classical assumption test, multiple regression analysis, F test, and t test. The results of the data analysis show that the work incentive variable has a significant influence on employee performance. There is a significant influence between work motivation and employee performance. The variables of work incentives and work motivation have a simultaneous effect on employee performance. The results of the partial and simultaneous determination coefficient test, it can be concluded that the work incentive variable (X1) has a weak influence on employee performance by 28.9%. The variable of work motivation also had a weak influence on employee performance by 13.8%. Simultaneously, the variables of work incentives and work motivation had a not very strong influence on employee performance by 35.6%, meaning that there were still 64.4% variations in employee performance that were influenced by other factors]]>
<![CDATA[Pengaruh Kualitas Pelayanan dan Semangat Kerja Terhadap Kepuasan Masyarakat dengan Kecerdasan Sosial Sebagai Variabel Intervening pada Kantor Camat Tilatang Kamang ]]>
<![CDATA[Suwardi, Suwardi]]>;
<![CDATA[Yulihasri, Yulihasri]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1417
<![CDATA[The purpose of this research is to determine the influence of service quality and work enthusiasm on community satisfaction with social intelligence as an intervening variable at the Tilatang Kamang sub-district office. The method used is an analytical or reception survey with data analysis techniques of outer model testing, inner model testing and hypothesis testing. The sample was 100 residents of Tilatang Kamang District. The results obtained show that there is a positive and significant influence of service quality on social intelligence at the Tilatang Kamang District Head Office. There is a positive and significant influence of work enthusiasm on social intelligence at the Tilatang Kamang Subdistrict Office. There is a positive and significant influence of service quality on community satisfaction at the Tilatang Kamang District Head Office. There is a positive and significant influence of work morale on community satisfaction at the Tilatang Kamang District Head Office. There is a positive and significant influence of social intelligence on community satisfaction at the Tilatang Kamang District Head Office. Social intelligence is able to mediate the influence of service quality on community satisfaction at the Tilatang Kamang District Head Office. Social intelligence is able to mediate the influence of work morale on community satisfaction at the Tilatang Kamang District Head Office]]>
<![CDATA[The Role of Human Resource Education: An Essential Driver in Advancing Economic Progress through Entrepreneurship Exploration ]]>
<![CDATA[Hanif, Muh]]>;
<![CDATA[Ukar, Kurweni]]>;
<![CDATA[Permana, Budi]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1418
<![CDATA[Education is considered the primary foundation for economic development. Through education, individuals acquire the skills and knowledge necessary to effectively participate in the global economy. Entrepreneurship plays a crucial role in driving the economy through job creation, enhanced competition, and innovation. Entrepreneurship education can enhance individuals' abilities to start and manage their own businesses. This research aims to explore how human resource education can serve as an essential driver in advancing economic progress through entrepreneurship exploration. This study is a literature review using a qualitative approach with descriptive analysis. Data were gathered from articles published on Google Scholar between 2013 and 2024 through keywords HR Education, Economic Progress, Entrepreneurship. The study results indicate that human resource education plays a crucial role in driving a country's economy through harnessing entrepreneurial potential. Education is not only about transferring knowledge but also shaping character, skills, and attitudes that support innovation and competitiveness. In an increasingly interconnected global context, education also serves as a bridge between local innovation and the global market, creating an inclusive and sustainable environment for economic growth]]>
<![CDATA[Flypaper Effect pada Pendapatan Asli Daerah (PAD) dan Dana Alokasi Umum (DAU) Terhadap Belanja Daerah di Kota Mataram ]]>
<![CDATA[Sofhia, Sofhia]]>;
<![CDATA[Priyambodo, Victoria K.]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1425
<![CDATA[The regional autonomy system is an effort given to regional governments in the form of authority to manage and administer local affairs in accordance with the needs and characteristics of each region. Sources of regional income can come from, among others, the General Allocation Fund and Original Regional Income. The Flypaper Effect phenomenon can occur when local governments prioritize using transfer funds rather than PAD to meet spending needs. This research is a quantitative descriptive study to look at the Flypaper Effect phenomenon in Mataram City. The results show that Mataram City during the 2018 - 2022 period using Descriptive Statistical Analysis - Crosstab did not experience the Flypaper Effect phenomenon because Regional Original Income (PAD) on Regional Expenditures was greater than the General Allocation Fund (DAU) on Regional Expenditures. The results of this research indicate that the DAU allocation in Mataram City is in accordance with the aim of DAU allocation by the central government, namely encouraging a region to increase its own regional income by optimizing the potential and wealth that exists in that region]]>
<![CDATA[The Comparative Analysis of The Financial Performance of PT Pertamina Geothermal Energy Tbk Before and After Initial Public Offering ]]>
<![CDATA[Permana, Riko Mersandro]]>;
<![CDATA[Chandra, Satria]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1428
<![CDATA[This study aims to compare PT Pertamina Geothermal Energy Tbk (PGEO) financial performance in conditions before and after the Initial Public Offering (IPO). The method used in this study is a descriptive research method with a quantitative approach, using secondary data, namely the Corporate Financial Report 2020-2023. Measuring a company's financial performance uses the liquidity ratio, activity ratio, solvency ratio, and profitability ratio. The results of the study indicate that the company's performance tends to be better after the IPO compared to the performance before the IPO, both in terms of liquidity, activity, solvency, and profitability.]]>
<![CDATA[Pengembangan Usaha Weng Coffee Menggunakan Asset Based Community Development ]]>
<![CDATA[Vely, Vely]]>;
<![CDATA[Beni, Sabinus]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1430
<![CDATA[Trade also helps improve the regional economy, in this case Bengkayang district, because of Bengkayang's geographical location which is near the border area between Indonesia and Malaysia. Based on this geographical location, culinary businesses can be an option for entrepreneurs/investors. The purpose of this research is to find out the asset-based development strategy that can be carried out by Weng Coffee, to find out how the process of implementing and evaluating the asset-based development strategy carried out by Weng Coffee is. This research uses qualitative research methods using techniques and the type of research used is action research using the Asset Based Community Development (ABCD) approach. Action research is a methodology that is closely related to participant involvement, so that the process and results are greatly influenced by the values and culture of the participants. The results of the research conducted at Weng Coffee were the researcher's desire to open his own business. Several assets owned by Weng Coffee, such as human/individual assets (human capital), environmental assets (natural capital), financial assets (financial capital), social assets (social capital), physical assets (phsycal capital).]]>
<![CDATA[Pengaruh Lifestyle, Perceived Quality dan Atribut Produk Terhadap Keputusan Pembelian Kain Besurek pada Atik Batik di Kota Bengkulu ]]>
<![CDATA[Dimas, Dimas]]>;
<![CDATA[Markoni, Markoni]]>;
<![CDATA[Puspita, , Veny]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1432
<![CDATA[The aim of this research is to find out how much influence lifestyle, perceived quality and product attributes have on the decision to purchase Besurek Cloth for Batik Atik in Bengkulu City. The research is quantitative research. The data source in the research comes from distributing questionnaires (Google Form) which will be distributed online via WhatsApp and Instagram to respondents who have purchased Besurek batik cloth at Bengkulu city batik shops. The population in this study were all customers of Besurek Cloth at Atik Batik in Bengkulu City. The sample uses the Hair formula where the number of indicators (28) x5 = 140 respondents of customers of Besurek Cloth on Atik Batik in Bengkulu City with a purposive sampling method. The analysis tool used in this research uses SPPS 22. The research results show; (1) Lifestyle has a partial and positive influence on the decision to purchase Besurek cloth for Batik Atik in Bengkulu City. (2) Perceived Quality has a partial and positive influence on the decision to purchase Besurek cloth for Atik Batik in Bengkulu City. (3) Product attributes have a partial and positive influence on the decision to purchase Besurek cloth for Atik Batik in Bengkulu City. And (4) Lifestyle, perceived quality, and product attributes on purchasing decisions for Besurek Cloth at Atik Batik in Bengkulu City have a simultaneous influence.]]>
<![CDATA[Pengaruh Harga, Promosi dan Kelengkapan Produk Terhadap Loyalitas Konsumen Melalui Kepuasan Pelanggan ]]>
<![CDATA[Rita, Rita]]>;
<![CDATA[Irwan, Kaleb Finney]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i3.1434
<![CDATA[This study aims to analyze the influence of price, promotion, and product completeness on consumer loyalty through customer satisfaction at ACC Andi stationery stores. The research method uses a quantitative approach with explanatory research techniques. Data was collected through a questionnaire from 230 respondents selected by purposive sampling technique. Data analysis uses the Structural Equation Model (SEM) with SmartPLS. The results of the study show that price, promotion, and completeness of products have a positive and significant effect on customer satisfaction and consumer loyalty, both directly and indirectly through customer satisfaction. Customer satisfaction has also been proven to have a positive and significant effect on consumer loyalty. These findings indicate the importance of the right pricing strategy, effective promotion, and adequate product completeness in increasing consumer satisfaction and loyalty. The implications of this research provide insight for stationery store management in developing effective marketing strategies to maintain and increase the loyal customer base during increasingly fierce industry competition]]>
<![CDATA[Pengaruh Corporate Governance terhadap Penghindaran Pajak (Studi Empiris pada Perusahaan Sektor Kesehatan yang Terdaftar di Bursa Efek Indonesia Tahun 2018-2022) ]]>
<![CDATA[Jati, Febrilia Retno Sekar]]>;
<![CDATA[Norviana, Syahida]]>;
<![CDATA[Jannah, Lu'lu'ul]]>
<![CDATA[ Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business ]]>
Publisher : <![CDATA[Lembaga Intelektual Muda (LIM) Maluku ]]>
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DOI: 10.54373/ifijeb.v4i2.1437
<![CDATA[This study aims to examine the effect of corporate governance on tax avoidance. The low tax ratio in Indonesia is factor caused the practice of tax avoidance. Population.in.this study is all healthcare sector companies listed. on the IDX 2018–2022 period. The sample selection results using the purposive sampling method. The data analysis technique using multiple linear regression tests with SPSS 26. The results in this study show that family ownership has a negative significant effect on tax avoidance. Managerial ownership and board of directors has a positive significant effect on tax avoidance. Independent board of commissioners has a negative but not significant effect on tax avoidance. Audit committee and audit quality has a positive but not significant effect on tax avoidance. This study has the implication that family ownership can reduce tax avoidance, because companies with family ownership will maintain the company reputation in the future.]]>
