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e-Jurnal Apresiasi Ekonomi

apresiasiekonomi
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Published by Sekolah Tinggi Ilmu Ekonomi Pasaman Simpang Empat

ISSN : 23373997 EISSN : 26139774 DOI : -

Core Subject : Economy, Science,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

topics that will be published in this journal are: 1. Development theory and application of management science; 2. Study of entrepreneurship and entrepreneurship development; 3. Development and research on applying the theory of business science 4. Community economic development. But the other relevant topics with is available.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)

Articles 417 Documents

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PENGARUH SERVICE QUALITY TERHADAP LOYALITAS NASABAH DENGAN KEPUASAN NASABAH SEBAGAI VARIABEL INTERVENING Citra Suci Mantauv
Jurnal Apresiasi Ekonomi Vol 3, No 2 (2015)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

The aim of this study is to find out how the Service Quality affecting Customer Loyalty and find out also whether the Customer Satisfaction acts as an intervening variable. From the results of this study, the variable Service Quality (X) significantly affects on customer loyalty (Y) where the regression coefficient is 0.308 with a significant level 0.000. However, the value of the regression coefficient variable Service Quality (X) increases from 0.308 into 0.589. The variable of Customer Satisfaction (I) as an intervening variable significantly affect on customer loyalty (Y) with regression coefficient 0.261 and significance level is 0.000. The amount of influence on Customer Loyalty Service Quality (Y) was 0.556 (R 2 = 55.6). In other words, The increase of the influence of the variables on Customer Loyalty Service Quality (Y) in the presence of intervening variables (Customer Satisfaction) amounted to 16.5% or from 55.6% to 7:21%. So, it can be interpreted that the variable of Customer Satisfaction (I) mediates partially (partial mediation) the relationship between the variables of Service Quality (X) to Customer Loyalty (Y). Keywords: Service Quality, Customer Loyalty, Customer Satisfaction

THE IMPACT OF LEARNING CULTURE ON READINESS TO ONLINE LEARNING THROUGH LEARNING SATISFACTION AS INTERVENING VARIABLE IN THE INDUSTRIAL ERA 4.0 Hasmaynelis Fitri; Ramdani Bayu Putra
Jurnal Apresiasi Ekonomi Vol 7, No 3 (2019)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Era industri 4.0 yang terjadi memiliki dampak umum pada semua aktivitas kerja manusia, termasuk dunia pendidikan tinggi. Penelitian ini bertujuan untuk mengungkapkan dan menganalisis kepuasan belajar dengan kesiapan belajar online dengan budaya belajar dan kekuatan karakter sebagai variabel anteseden. Pengumpulan data dilakukan dengan menggunakan kuesioner online untuk semua mahasiswa Universitas Putra Indonesia yang menghadiri kuliah elearning pada tahun akademik 2018-2019, dengan total 320 siswa. Temuan analisis data dengan pemodelan persamaan struktural (SEM) menggunakan SmartPLS, menunjukkan bahwa budaya belajar, kekuatan karakter dan kepuasan belajar dapat menjelaskan pengaruhnya terhadap kesiapan belajar online. Selanjutnya, penelitian ini juga menyimpulkan bahwa budaya belajar dan kekuatan karakter mampu menjelaskan kepuasan belajar pembelajaran online. Selain itu, temuan penelitian ini juga menunjukkan bahwa kepuasan belajar tidak mampu memediasi pengaruh budaya belajar dan kekuatan karakter pada kesiapan belajar online. Kata Kunci : Budaya Belajar, Kepuasan Belajar, Kesiapan Belajar Online

EFFECT OF MOTIVATION AND DISCIPLINE ON EMPLOYEES PERFORMANCE OF PT. CIPTA CATUR MAHKOTA wahyu arif sujatmiko; Realize Realize
Jurnal Apresiasi Ekonomi Vol 6, No 3 (2018)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

PT Cipta Catur Mahkota is a sub company from PT Cipta Group. This company start their progress as a general contractor and then lately has become developer company. Now the employee are not only work based on job description, but the employee need to able generate creative and innovative ideas for the development of the organization. It takes the role of active managers in leading, organizing activities and keeping the organization’s environment. Manager must also be able to instil confidence in all members of the organization that they can work together as a synergy in order achieving maximum results. This study aims to describe how the influence of motivation and work discipline on employee performance at PT Cipta Catur Mahkota partially or simultaneously. The object of this research is field employees at PT Cipta Catur Mahkota. Which amounted to 121 respondents, with motivation (X1) and work discipline (X2). Data analysis method used is multiple linear regression analysis, which aims to know the corelation between two variables. Hypothesis testing is done by T Test, F Test and test coefficient of determination ( . Analyzing data using statistical data processing software that is SPSS version 22. The result of this study indicate that motivation has a positive and significant effect on employee performance of PT Cipta Catur Mahkota, work discipline have an effect on to positive and significant to employees performance of PT Cipta Catur Mahkota. The coefficient of determination has a value of 0.753 or 75.3%. This means that motivation variabel and work discipline has an effect through performance which amount is 75.3%.

PENGARUH KUALITAS PELAYANAN DAN NILAI PELANGGAN TERHADAP KEPUASAN MAHASISWA KULIAH PADA STIE PASAMAN M Saleh Lubis
Jurnal Apresiasi Ekonomi Vol 4, No 2 (2016)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

The Higher Educational Institution plays an important role to generate the high quality of Human Resources on Indonesia. Application of the professional marketing management on this institution is important too. Among the important aspects of marketing management is the words of mouth by the students were satisfied. This study examines the impact of service quality and customer value on satisfaction of students study at STIE Pasaman. Number of sampel is 241 people drawn by Slovin formula from 604 population. The results of this study showed the quality of service and customer value of each partial positive and significant impact on student satisfaction study at STIE Pasaman. The results of this study imply that in order to improve the satisfaction of students studying at STIE Pasaman can be done by increasing again service quality and customer value. Key words : Satisfaction, service quality and customer value.

EVALUASI KEBIJAKAN CYBER SECURITY SEKTOR PERBANKAN BANK BTN CABANG SURABAYA Rudiatno Rudiatno; Aldea Mita Cheryta
Jurnal Apresiasi Ekonomi Vol 10, No 3 (2022)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

ABSTRACTThis study discusses the evaluation of cyber security policies in the banking sector at Bank BTN Surabaya using qualitative methods and data collection techniques indepth interviews and focus group discussions. The focus of this study is policy evaluation and prevention of cybercrime in banking. The location of this study was conducted at Bank BTN Prioritas Surabaya Branch, the selection of the location of this study was due to bank BTN being one of the banks that implemented preventive measures in preventing cybercrime. The problem that will be described in this article is First, How is the impact of cyber security on Bank BTN Surabaya Branch? Second, What is the government's policy strategy on cyber security? Third, How to prevent cyber-crime at Bank BTN Surabaya Branch? The conclusion of this study is that Bank BTN Surabaya shows good preventive steps by forming a special organizational structure to deal with legality issues and the implementation of cybercrime prevention applications. Bank BTN conducts policy evaluations every two weeks as a form of evaluation of target achievement and monthly evaluations carried out by their superiors directly. Furthermore, every six months Bank BTN Surabaya brings in an external audit to be able to supervise and monitor.Keywords: Bank, Cyber Security, Evaluation

Pengaruh Kepemimpinan, Lingkungan Kerja Dan Motivasi Kerja Terhadap Kinerja Pegawai Pada Dinas Kebudayaan Dan Pariwisata Kota Sawahlunto Citra Suci Mantauv
Jurnal Apresiasi Ekonomi Vol 1, No 2 (2013)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Penelitian ini dilakukan di Dinas kebudayaan Dan Pariwisata Kota Sawahlunto. Tujuannya untuk mengetahui pengaruh kepemimpinan, lingkungan kerja dan motivasi kerja terhadap kinerja pegawai. Populasinya adalah semua pegawai Dinas kebudayaan Dan Pariwisata Kota Sawahlunto sebanyak 35 orang. Karena populasinya jumlahnya dibawah 100 orang maka seluruh populasi dijadikan responden. Dengan nilai konstanta (α) adalah 1,307 sedangkan nilai koefisien kepemimpinan 0,157, lingkungan kerja 0,067 dan motivasi kerja 0,462 dan berdasarkan hasil analisis data dengan regresi linear berganda diketahui bahwa nilai R-squre sebesar 0,544. Uji f menunjukan ketiga variabel indenpenden berpengaruh positif dan signifikan terhadap variabel dependen.

DISCRIMINATION, TAX CONSCIOUSNESS, AND SERVICE QUALITY TOWARDS PERCEPTION OF TAX EMBEZZLEMENT Indriyani Astuti Nurachman; Catur Martian Fajar; Adi Suparwo
Jurnal Apresiasi Ekonomi Vol 7, No 1 (2019)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Tax fraud is a problem that often occurs in all parts of tax administration, one of which is tax evasion. As a result, the perception of taxpayers is reluctant to pay taxes. This is seen from the low awareness of taxpayers in the Bandung KPP Intermediate. The purpose of this study was to determine the effect of discrimination, awareness of taxpayers and the quality of tax services on the perception of tax evasion. This research uses descriptive verification method with a quantitative approach. The data source used is primary data as a result of distributing questionnaires to taxpayers as many as 100 respondents. Based on the results of the study showed that partially discrimination and awareness of taxpayers have no significant effect on the perception of tax evasion. But the quality of tax services has a significant effect on the perception of tax evasion. Simultaneously discrimination, awareness of taxpayers and the quality of tax services have a significant effect on the perception of tax evasion. The quality of tax services has the most influence on the perception of tax evasion with indicators of accuracy of information. From the results of the research, it is expected that tax officials are always swift and willing to provide clear and understandable information by taxpayers, so that taxpayers feel satisfied with the services provided because it can reduce tax evasion at the Intermediate Tax Office in Bandung. Keywords: Discrimination, taxpayer awareness, tax service quality, perceptions of tax evasion

PENGARUH PROGRAM MOTIVASI KEWIRAUSAHAAN DALAM MEMBENTUK JIWA KEWIRAUSAHAAN IBU RUMAH TANGGA Raden Rudi Alhempi; Nia Anggraini; Mutia Ulfah
Jurnal Apresiasi Ekonomi Vol 8, No 1 (2020)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

This research was conducted in the city of Pekanbaru with the aim to determine the effect of entrepreneurial motivation to improve household welfare by empowering Housewives (IRT) as a productive workforce community. The majority of the residents of Limbungan Rumbai with the economic condition of middle-low class families, finding work is increasingly difficult, the need to meet daily needs is increasing. IRT in this region requires motivation in the form of knowledge and skills that can be used as provisions to start a business. The method of analyzing the data of this research is descriptive analysis, which is a research method that describes a situation and event on an actual problem and looks for facts with the correct interpretation as it is, and is not used as a broader conclusion maker. Based on the results of the study it was found that households need entrepreneurial motivation that can provide enlightenment of thought and understanding, especially to the IRT of the potential opportunities for family businesses so that growing interest and motivation in themselves to become entrepreneurs. IRT responds well to the large number of IRTs who ask questions related to problems starting a business and marketing. Keywords: Entrepreneur Motivation, Women's Empowerment, Womenpreneur

PENENTU STRUKTUR MODAL DAN PENGARUH STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN Ella Novia Galin; Idamiharti Idamiharti
Jurnal Apresiasi Ekonomi Vol 3, No 3 (2015)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

The purposes of this study were to examine the influence of profitability, firm size, growth, asset structure, non debt tax shield on the capital structure and the influence of capital structure on the firm value. The sample used in this research are infrastructure, utility and transportation sector that listed in Indonesia Stock Exchange (ISE) period 2010-2013, which is choosing by purposive sampling method. Testing hypotheses were tested using multiple linear regression. The results showed that only profitability has significant effect on capital structure. Beside that, capital structure also has significant effect on firm value. Keywords : Capital Structure, Firm Value, Profitability, Firm Size, Growth, Asset Structure, Non Debt Tax Shield

THE EFFECT OF NET INTEREST MARGIN (NIM) AND OPERATIONAL COSTS OF OPERATIONAL INCOME (BOPO) ON RETURN ON ASSETS (ROA) OF SHARIA BANKS Mardahleni Mardahleni; Wahmita Arsandi
Jurnal Apresiasi Ekonomi Vol 7, No 2 (2019)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Abstract Return On Asset is one of the most important ratios for any financial institution or company because it deals with the sustainability and stability of any financial institution or company. In addition, for measuring the company's ability to generate profits derived from investment activities. To generate a high profit per period, companies need to pay attention to all factors that affect Return on Assets. The purpose of this research is to find out (1) The effect of Net Interest Margin (NIM) on Return On Asset (ROA) (2) The effect of Operational Cost Of Operating Income on Return On Asset (ROA) (3) The effect on Net Interest Margin (NIM) and Operational Cost Of Operating Income on Return on Asset (ROA). The research that the writer conducted is on the Bank listed on the Indonesia Stock Exchange namely Syariah Commercial Bank Period 2014-2016. The population of this study is the financial statements of Syariah Commercial Banks listed on Indonesia Stock Exchange Period 2014-2016. The sample is financial report at Syariah Commercial Bank during period of 2014-2016. Sampling technique is purposive sampling, data collection using documentation, data analysis using multiple regression that is Y = 3.0170 + 0,040X1 + 0,005X2 + e indicate that Net Interest Margin has positive but insignificant effect with 0,773 and significant rate 0,452 (> 0,05 ). Operational Cost Of Operating Income cost has positive but insignificant effect with 0,865 and significant rate 0,401 (> 0,05). Net Interest Margin (NIM) and Operational Cost Of Operating Income simultaneously have positive but insignificant effect with coefficient of 0,194 and significant rate 0,198. Net Interest Margin (NIM) and Operational Cost Of Operating Income 19.4% the remaining 80.6% again influenced by other variables which is not included in this test.

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Contact Name
Mai Yuliza

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maiyuliza@stie-yappas.ac.id

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maiyuliza@stie-yappas.ac.id

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