cover
Contact Name
Hairus Saleh
Contact Email
hairus.saleh@uingusdur.ac.id
Phone
+6287850584379
Journal Mail Official
el_hisbah@uingusdur.ac.id
Editorial Address
Jl. Pahlawan Rowolaku, Kec. Kajen, Pekalongan, Jawa Tengah, Indonesia. PO.BOX 51161
Location
Kota pekalongan,
Jawa tengah
INDONESIA
el hisbah: Journal of Islamic Economic Law
ISSN : 27975819     EISSN : 28282981     DOI : https://doi.org/10.28918/el_hisbah
The journal publishes research articles and conceptual articles of Sharia Economic Law. Focus and scope Basic Study of Sharia Economic and Business Law, Contemporary Study of Sharia Economic and Business Law, Sharia Economic and Business Dispute Resolution.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 8 Documents
Search results for , issue "Vol 5 No 1 (2025)" : 8 Documents clear
Efektivitas Kebijakan Merger Bank Syariah Indonesia (BSI) dalam Revitalisasi Pembangunan Ekonomi Berbasis Syariah Rahim, Wahida; Supardin, Ikhlas; Gasali, Ikhsan
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.10768

Abstract

Indonesia as a country with a majority Muslim population has an urgency to develop a sharia-based economic system as a just alternative in facing conventional economic dynamics. This study aims to analyze the effectiveness of the merger policy of Bank Syariah Indonesia (BSI) in supporting the strategy of revitalizing economic development based on sharia principles and improving community welfare. The method used is normative qualitative research with a social approach and descriptive analysis of secondary data in the form of regulations, institutional documents, and academic publications on Islamic economics. The results of the study show that BSI as a combination of three state-owned Islamic banks is not only able to strengthen the national sharia economic structure, but also become a motor for digital transformation, strengthening human resources, and financial inclusion for middle-to-lower business actors. Thus, BSI's merger policy can be declared effective. This research contributes to the development of an Islamic economic development model that is oriented towards the benefit of the ummah and emphasizes the importance of collaboration between the state, financial institutions, and society in realizing welfare based on sharia values.
Kepatuhan Hukum Pengusaha Dalam Menunaikan Zakat Perikanan Faradika, Faradika; Analiansyah, Analiansyah; Desiana, Rina
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11378

Abstract

Fisheries zakat is zakat imposed on the results of the fishery business, both obtained through cultivation and fishing, and paid at harvest time. This zakat must be paid if the harvest reaches nisab equivalent to 85 grams of gold. Most of the medium-to-upper scale fishery entrepreneurs have the potential to achieve nisab zakat. However, there are still fishery entrepreneurs who do not pay zakat. This study aims to analyze the ability of fishery entrepreneurs in Banda Aceh City to pay zakat based on income from fish catches. And analyze aspects of fulfilling indicators of legal compliance of fisheries entrepreneurs in paying zakat. This research is an empirical legal research using a qualitative approach. The research data was analyzed by descriptive-analysis method. The results of the study show that fishery entrepreneurs in the city of Banda Aceh have fulfilled the nisab of income zakat. Indicators of legal compliance in paying zakat fulfilled by fishery entrepreneurs are indicators of trust and acceptance. Where fish entrepreneurs believe and accept the existence of zakat obligations. In general, fisheries entrepreneurs in Banda Aceh City are categorized as non-compliant with the law in fulfilling their zakat obligations. The contribution of this research is that it can be a reference for the formulation of strategic policies in increasing zakat compliance through more effective educational, regulatory, and institutional approaches.
Regulasi Jaminan Produk Halal Sebagai Bentuk Perlindungan Hukum Terhadap Konsumen Muslim Dalam Produk Kosmetik Adelia, Chafizah; Tarmidzi, Tarmidzi; Saleh, Hairus
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11383

Abstract

For the majority of Muslims, the halal status of a product is very important for those who use it. Halal products are a necessity that is mandatory in Indonesia, not just food and medicine, for women, skin care in the modern era is now an obligation to make their appearance attractive. As a Muslim, it is not only halal food that must be kept halal, the care used from hair to feet must also be halal. This research uses the Normative Juridical research method, while the research studied uses legal materials or library materials, which in this case is secondary data. Then the researcher took a qualitative approach which emphasized understanding social phenomena in depth through the individuals involved. Data collection techniques through library studies, documents and archival studies. Data analysis was carried out using a qualitative approach.The results of the study indicate that the regulation of legal protection for Muslim consumers in cosmetic products is quite adequate. However, in its implementation it is not yet effective enough, because there are still cosmetic products that do not have distribution permits. The rights of consumers protected by consumer protection laws have not been fulfilled.
Analisis Fitur Swap Free pada Platform Trading Forex dalam Perspektif Majelis Ulama Indonesia (MUI) Noviasih, Ajeng; Hadiati, Teti
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11431

Abstract

Forex trading is a form of trading one currency for another that is done by utilizing fluctuations in currency exchange rates at certain times. However, there are concerns about its compatibility with sharia law. PT Finex Bisnis Solusi Futures presents an Islamic Account to avoid overnight fees (interest) or Swap free. The word “Islamic” claims this feature is sharia compliant, although the transaction mechanism is allegedly the same as forex trading without Swap free, which is still under debate. Forex trading is in accordance with the pillars of Al-Sharf, but spot or cash payments are still not fulfilled. This research aims to explain the mechanism of forex transactions with the swap free feature at Finex and analyze its suitability with the DSN MUI Fatwa No. 28/DSN-MUI/III/2002 concerning buying and selling currencies (Al-Sharf).This research is included in the category of empirical legal research using a qualitative approach. Data sources in the form of primary data obtained by observation techniques carried out on the forex trading platform owned by PT Finex Solusi Bisnis Futures and the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) Fatwa No. 28/DSN-MUI/III/2002 concerning currency trading transactions (Al-Sharf), and secondary data containing primary legal materials, secondary legal materials, and tertiary legal materials obtained by documentation techniques consisting of material or data related to forex trading, books, journals, research documentation, and other sources. This research uses a qualitative descriptive data analysis method.The results of this study conclude that the mechanism of forex trading transactions using the swap free feature or Islamic Account begins with registering an account on the Finex platform, conducting market analysis, determining transaction positions, and making transactions. The Swap free feature (Islamic Account) is not yet in accordance with the. provisions of DSN-MUI No.28/DSN-MUI/III/2002 concerning the sale and purchase of currencies (Al-Ṣharf) because it still utilizes currency exchange rate fluctuations, is not done in cash, uses a leverage system and performs short selling strategies aimed at profit.
Implementasi Fatwa Dsn-Mui Nomor 88/Dsn-Mui/Xi/2013 Dalam Penyelenggaraan Dplk Di Bank Muamalat Pekalongan Pertiwi, Nabilla Priyant; Wahid, Soleh Hasan; Sofiani, Trianah
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11432

Abstract

This study aims to describe the mechanism for administering Financial Institution Pension Funds at Bank Muamalat Pekalongan and analyze the compliance of its management with Fatwa MUI No. 88/DSN-MUI/XI/2013. This research employs an empirical juridical method with a qualitative approach to gain an in-depth understanding of the implementation of sharia principles in pension fund management at Bank Muamalat Pekalongan. The findings indicate that Bank Muamalat Pekalongan has implemented the Financial Institution Pension Fund (DPLK) program in accordance with the regulations set forth in Fatwa DSN-MUI No. 88/DSN-MUI/XI/2013 general guidelines for implementing pension programs based on sharia principles , covering fund collection from participants, investment management following sharia principles, and pension benefit distribution to eligible participants. Bank Muamalat also applies the DPLK mechanism in compliance with Fatwa DSN-MUI provisions, including the use of sharia contracts such as Wakalah Bil Ujrah in fund management. Additionally, investments are made solely in halal financial instruments and are supervised by the Sharia Supervisory Board (DPS) to ensure adherence to sharia principles.
Implementasi Fatwa DSN-MUI Dalam Jual Beli Emas Secara Tidak Tunai Di Bank Syariah Indonesia Meilianingsih, Fanisa; Fateh, Mohammad; M. Zain, Noorma Fitriana
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11654

Abstract

This study aims to analyze the mechanism of buying and selling gold in cash in gold installment products at Bank Syariah Indonesia (BSI) and analyze the application of fatwa number 77/DSN-MUI/V/2010 concerning the cashless buying and selling of gold in gold installment products at BSI. The type of research used is juridical-empirical research and uses a qualitative approach. The source of research data was obtained from the results of interviews through parties concerned with BSI gold installment products, secondary data sources were obtained from the internet, books, relevant previous research and other written sources related to the research. The results of the study show that the implementation of fatwa number 77/DSN-MUI/V/2010 concerning the sale and purchase of gold in cash on BSI gold installment products is not in accordance with what is in the limits and provisions in the fatwa. The selling price of gold (tsaman) is not allowed to increase during the term of the agreement even though there has been an extension of the period after maturity. Gold purchased with credit or cashless payment can be used as collateral (rahn). And gold that is used as collateral may not be sold or used as an object of other contracts that cause a transfer of ownership. The contribution of this research is that it can be an evaluative reference for strengthening the implementation of sharia principles in non-cash gold financing products.
Kesadaran Hukum Pelaku Usaha Terhadap Larangan Bai’ Najasy Pada Praktik Fake Order Rini, Ashri Puspita; Jumailah, Jumailah
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.11655

Abstract

This study examines fake orders, which are fictitious orders. In Islam, fake orders are included in the Bai’ Najasy category, which is market manipulation that is prohibited because it contains elements of fraud and injustice. To improve the reputation of the store, some business actors in e-commerce transactions make fake orders. Therefore, awareness of Islamic law is an important factor in preventing this practice in order to comply with the principles of honest and transparent transactions. This study uses a qualitative approach with a case study method on e-commerce business actors in Pekalongan. The results of the study show that the level of awareness of Islamic law among business actors is still low. Most business actors do not understand the concept of Bai’ Najasy in depth and are not aware that fake orders are included in practices that are prohibited in Islam. This practice is generally carried out with the aim of increasing customer trust and business competitiveness without considering its legal impact. Awareness of Islamic law in e-commerce transactions still needs to be improved through education and socialization. The government, academics, and e-commerce platforms need to work together in providing understanding to business actors so that they are more compliant with sharia principles. Stricter regulations are also needed to suppress the practice of Bai’ Najasy in transactions.
Relevansi ‘Urf Terhadap Adat Jual Beli Singkong Pada Masyarakat Muslim Lampung Sudarto, Aye; Imtihanah, Ani Nurul
el hisbah Journal of Islamic Economic Law Vol 5 No 1 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i1.12263

Abstract

Kebiasaan atau adat yang dilakukan secara berulang atau disebut ‘Urf, merupakan suatu kebiasaan yang mengandung makna kebaikan (ma'ruf). Adat ini, baik yang bersifat umum maupun lokal, menjadi salah satu pertimbangan dalam penetapan hukum Islam, sebagaimana tercermin dalam kaidah fikih al-‘ādah muḥakkamah (adat dapat menjadi hukum). Penelitian ini menggambarkan kondisi muamalah (transaksi ekonomi) di Desa Rama Utama, Kecamatan Seputih Raman, Kabupaten Lampung Tengah. Dengan menggunakan metode deskriptif kualitatif, penelitian ini menyoroti praktik jual beli singkong dengan diskon 20% yang telah menjadi kebiasaan masyarakat setempat. Hasil penelitian menunjukkan bahwa praktik tersebut tergolong sebagai ‘urf fasid (adat yang rusak) karena bertentangan dengan prinsip-prinsip hukum Islam, merugikan salah satu pihak, serta tidak memenuhi syarat sahnya transaksi, meskipun telah berlangsung lama dan diterima oleh masyarakat.

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