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<![CDATA[Overmacht Dalam Perjanjian Sewa Menyewa Alat Berat: Suatu Analisis Penyelesaian Sengketa ]]>
<![CDATA[Romadhoni, Muhammad Masruri]]>;
<![CDATA[Bisyri, Muhammad Hasan]]>;
<![CDATA[Setiawati, Lilis]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9226
<![CDATA[This research aims to determine the resolution of internal overmacht disputes heavy equipment rental agreement at PT. Setya Perkasa Graha Aditama. And aims to explain the legal consequences of dispute resolution overmacht towards the parties in the rental agreement. This research is juridical-empirical research, which is descriptive in nature with a qualitative approach. The primary data source is the results of interviews with the Commissioner of PT. Setya Perkasa Graha Aditama and Mr Adi. Secondary data sources include information obtained from statutory regulations, fiqh principles, and interviews with related parties that support research data. The analysis technique for this research uses interactive analysis. The research results show that the completion of the rental agreement between PT. Setya Perkasa Graha Aditama and Mr. Adi have complied with the dispute resolution in the agreement in the form of negotiations. And the legal consequences of overmacht for the perpetrators of the rental agreement are: The lessee is free from the obligation to fulfill the performance as long as he is still in a state of overwork. Or it is allowed to "postpone" the implementation of the performance, until the force majeure situation is gone. For the lessee, the obligation to compensate and the purpose of the agreement are eliminated, where the implementation of the fulfillment/achievement of the agreement is considered "null and void". This research contributes to the formulation of business contract policies that are more adaptive to the risk of force majeure—both in force majeure clauses and in enforcing the precautionary principle.]]>
<![CDATA[Konflik Norma dalam Kompilasi Hukum Ekonomi Syariah dan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia: Studi Akad Ijarah ]]>
<![CDATA[Damayanti, Ralia]]>;
<![CDATA[Khasanah, Karimatul]]>;
<![CDATA[Sa'adah, Novita Nurus]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9227
<![CDATA[Penelitian ini bertujuan untuk menjelaskan konflik norma dalam kedua dasar hukum tersebut, khususnya dalam ketentuan akad ijarah, dalam hal penetapan biaya pemeliharaan ma’jur dan apa akibat hukum dari terjadinya konflik norma tersebut. Jenis penelitian ini adalah penelitian hukum normatif dengan menggunakan pendekatan konseptual dan analitis yang menggunakan bahan hukum primer dan sekunder. Hasil penelitian menunjukkan bahwa terjadi konflik norma dalam penetapan biaya pemeliharaan ma’jur pada akad ijarah, dimana dalam KHES mengatur bahwa pemeliharaan ma’jur (objek ijarah) menjadi tanggung jawab dari musta’jir (penyewa), sedangkan di dalam Fatwa DSN-MUI menetapkan sebaliknya bahwa Lembaga Keuangan Syariah yang wajib menanggung biaya pemeliharaan objek ijarah. Adapun akibat hukum adanya konflik norma tersebut yaitu menjadikan ketidakkepastian hukum dalam hal penetapan biaya pemeliharaan ma’jur yang dapat berakibat menambah potensi terjadinya sengketa di Lembaga Keuangan Syariah. Kontribusi keilmuan dari penelitian ini adalah memberikan pemahaman kritis terhadap konflik norma dalam hukum ekonomi syariah di Indonesia serta urgensi harmonisasi antara KHES dan Fatwa DSN-MUI untuk mewujudkan kepastian hukum dalam praktik akad ijarah.]]>
<![CDATA[Rekayasa Penilaian di Online Shop : Studi Perbandingan Hukum Ekonomi Syariah dan Hukum Positif Indonesia ]]>
<![CDATA[Ahnan, Maftuh]]>;
<![CDATA[Maghfur, Maghfur]]>;
<![CDATA[Lestari, Dian]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9229
<![CDATA[The purpose of this research is to analyze the engineering of reviews conducted by online stores on the Shopee platform, as well as to review their validity and implications based on the Sharia Economic Law and the Indonesian Positive Law. The research conducted uses a qualitative type. In accordance with the issues raised, using field research. The data sources in this study, namely primary data sources, were obtained through interviews with business actors who use the shopee marketplace platform. Secondary data sources are obtained from books and research reports related to the Salam sale and purchase agreement. Based on the analysis of Islamic economic law, it is not appropriate because the shop does a fake review first to attract customers, this method is not in accordance with Islamic law because it contains elements of gharar, shop owners should be able to use promotional methods for their business in accordance with buying and selling in general. Meanwhile, from the perspective of Indonesian positive law, fictitious orders are a form of criminal fraud that harms others and is regulated in the ITE law with a penalty of up to 12 years in prison or a fine of Rp12 billion. This research makes a scholarly contribution by examining the practice of valuation engineering in the market from the perspective of Shariah economic law, thus enriching the literature on business ethics and consumer protection in Shariah-based online buying and selling transactions.]]>
<![CDATA[Efektivitas Pelaksanaan Fatwa DSN-MUI Tentang Sanksi Nasabah Pembiayaan Bermasalah Pada Produk BSI OTO ]]>
<![CDATA[Dewi, Miftah Rosiana]]>;
<![CDATA[Fakhrina, Agus]]>;
<![CDATA[Qiptiyah, Mariatul]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9231
<![CDATA[This study aims to analyze the effectiveness of the implementation of DSN-MUI Fatwa No. 17/DSN-MUI/IX/2000 concerning sanctions for capable customers who delay payments on BSI OTO financing at BSI Kajen Pekalongan. And analyze the factors that influence its effectiveness. This research method uses empirical juridical with a case study approach and legislation. The resulting data are analyzed using descriptive analysis techniques. The results of the study indicate that the late payment fine policy for financing, implemented by BSI Kajen Pekalongan on BSI OTO products, has proven effective in improving customer discipline and managing financing risks. The fine is only imposed on customers who are capable but deliberately delay (mumatil) payment of financing installments. The fine may be imposed as a form of ta'zīr (social/financial punishment). The main factors that support this effectiveness include strict compliance with sharia principles, where fine funds are not a source of bank income, but are allocated for social and charitable activities. This research contributes to the development of Islamic economic law studies and the evaluation of the application of the DSN-MUI Fatwa on financing products in Islamic Financial Institutions.]]>
<![CDATA[Hutang Uang Dibayar Emas dan Akibat Hukumnya Terhadap Para Pihak ]]>
<![CDATA[Mahyuni, Mahyuni]]>;
<![CDATA[Zulhamdi, Zulhamdi]]>;
<![CDATA[Ulfah, Almira Keumala]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9232
<![CDATA[This study aims to analyze the payment of debt with gold and its legal consequences for the parties. The research method uses empirical juridical with a qualitative approach. This study was conducted in the Muslim community in North Aceh Regency. Data collection techniques use observation, interviews and documentation. The analysis technique uses an interactive model. The research findings were analyzed using the perspective of Islamic economic law. The results of the study indicate that the mechanism for paying debts with gold in North Aceh Regency, initially the debtor (muqtarid) receives money from the price/measurement of gold then returns it to the creditor (muqrid) with previously measured gold. Reviewed from Islamic economic law, paying debts with gold in North Aceh Regency violates the pillars of debt and receivables. In debt and receivable transactions, "it is obligatory for the borrower to return the missile of the property that is owed to him". As a solution, hillah (حيلة) is carried out, namely money is turned into gold and then paid with gold, this is formally valid but not morally valid because it is contrary to the principle of mutual assistance in Islamic economic law. This study contributes to the development of Islamic economic law, especially as a reference for debt and receivables transactions as prescribed by Islam.]]>
<![CDATA[Implementasi Fatwa DSN MUI Tentang Syariah Card Pada Produk BSI Hasanah Card ]]>
<![CDATA[Halimatuzzahro, Rahma]]>;
<![CDATA[Hadiati, Teti]]>;
<![CDATA[Naimah, Khoridah]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9248
<![CDATA[Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) Number 54/DSN-MUI/X/2006 concerning sharia cards explains the legal provisions regarding sharia financial products, especially Hasanah card products issued by Bank Syariah Indonesia (BSI). This research aims to analyze the application of this fatwa in the context of the BSI Hasanah Card which has been designed to meet people's needs in financial transactions without violating sharia principles. By analyzing the mechanism for using the contract, restrictions (dhawabith hudud) on card use such as (1) prohibition of usury, (2) prohibition of carrying out transactions that are not in accordance with sharia, (3) prohibition of excessive use (ishraf) by setting a maximum spending ceiling, (4) card holders must have the financial capacity to be able to pay when billing time arrives, (5) prohibition on providing facilities that are contrary to sharia, compensation costs (ta'widh) and late fines, as well as obstacles faced in implementing BSI Hasanah Card. This type of research is juridical-empirical using primary and secondary data collection techniques through observation, interviews and document study. The results of this research show that the BSI Hasanah Card product has aligned its use to be free from usury and the implementation of contracts in accordance with existing fatwas. However, there are discrepancies with the fatwa in certain matters, such as the application of compensation fees (ta'widh) and the lack of clear mapping regarding the blocking of product purchases which are only limited to the merchant, not the item or product.]]>
<![CDATA[Efektivitas Kebijakan Penghimpunan Dana Zakat Infaq Dan Sodaqoh (ZIS) Dengan Menggunakan Payroll System ]]>
<![CDATA[Aminah, Siti]]>;
<![CDATA[Maulida, Atika Zahra]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 4 No 2 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v4i2.9272
<![CDATA[This study aims to analyze the effectiveness of the ZIS fund collection policy using the payroll system for civil servants by BAZNAS Banjarmasin City as the fund collector and manager. The type of research used is empirical legal research with a combination approach (mix methods). The population of this study is 4,562 people. The research sample is 4,442 people with purposive sampling technique. Data analysis uses interactive analysis techniques and descriptive statistics. The results of the study are known from the collection of the ZIS payroll system for Banjarmasin City civil servants by BAZNAS Banjarmasin City in the process of the payroll system is carried out through a 2.5% salary deduction for muzakki civil servants in groups III and IV. Then deductions of Rp. 5,000 and Rp. 10,000 for civil servants of groups I and II by the treasurer in each work unit. This policy is considered quite effective in collecting ZIS funds with the fulfillment of the indicators of substance, structure and legal culture. However, due to the policy being applied without coercion and is not required to all civil servants, the potential for ZIS payroll system funds for Banjarmasin City civil servants in 2023 is not in line with its realization. The contribution of this research is the evaluation of the implementation of the ZIS collection policy using the payroll system. In addition, the results of this study can be a model for implementation in other regions, especially in building a more structured, transparent, and legal-based ZIS collection system.]]>
<![CDATA[Tinjauan Maslahah Mursalah terhadap Jual Beli Bahan Bakar Minyak POM Mini ]]>
<![CDATA[Rozmi, Ana Fitra]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 1 No 1 (2021) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v1i1.170
<![CDATA[Tulisan ini mengkaji putusan perkara ekonomi syariah yang di dalamnya membahas tentang penundaan lelang jaminan. Kajian ini difokuskan pada latar belakang permohonan penundaan lelang, pertimbangan hakim dalam putusan penundaan lelang, dan akibat hukum dari putusan penundaan lelang. Penelitian ini masuk ke dalam jenis penelitian yuridis normatif. Analisis bahan hukum dalam penelitian ini menggunakan perspektif melalui metode penalaran hukum, argumentasi hukum, dan logika hukum. Hasil penelitian ini menunjukan bahwa: 1praktik jual beli Bahan Bakar Minyak (BBM) pada Pom mini di Kecamatan Wonokerto Kabupaten Pekalongan tidak sesuai dengan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, Undang-Undang Nomor 2 Tahun 1981 tentang Metrologi Legal, dan Undang-Undang Nomor 22 Tahun 2001 tentang Minyak dan Gas Bumi. dari segi keberadaannya masalah ini termasuk dalam Maṣlaḥah al-Mursalah karena menyangkut semua orang yang terlibat dalam jual beli Bahan Bakar Minyak (BBM) pada Pom mini baik penjual, pembeli, maupun pemerintah setempat. Penjual membutuhkan uang untuk kebutuhan hidupnya, pembeli membutuhkan Bahan Bakar Minyak (BBM) untuk menjalankan alat transportasinya, dan meringankan pemerintah setempat untuk menciptakan lapangan pekerjaan bagi masyarakatnya.]]>
<![CDATA[Tinjauan Fiqh Muamalah Terhadap Sewa Menyewa Pohon Durian di Desa Rogoselo Kecamatan Doro Kabupaten Pekalongan ]]>
<![CDATA[Andriani, Ulfi]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 1 No 1 (2021) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v1i1.171
<![CDATA[Artikel ini mengkaji tentang sewa menyewa pohon durian di Desa Rogoselo. Kajian ini difokuskan pada bagaimana mekanisme sewa menyewa pohon durian di Desa Rogoselo dan bagaimana tinjauan fiqh muamalah terhadap pelaksanaan sewa menyewa pohon durian di Desa Rogoselo. Penelitian ini masuk ke dalam jenis penelitian field research (penelitian lapangan) dengan teknik purposive sampling dalam mencari informan di lapangan dan menggunakan pendekatan Kualitatif. Hasil penelitian ini menunjukkan bahwa mekanisme sewa menyewa pohon durian sudah sesuai dengan fiqh muamalah, dimana dari awal sampai akhir prosedurnya sudah tepat dan tidak ada yang melanggar aturan fiqh muamalah. Dan Tinjauan Fiqh Muamalah terhadap praktik sewa menyewa pohon durian di Desa Rogoselo akadnya fasid/rusak karena tidak memenuhi rukun dan syarat sewa menyewa yaitu pertama, dalam sewa menyewa pohon durian Objek akad/Manfaatnya belum ada (ma’dum), Kedua, adanya ketidakpastian (gharar), Ketiga, buah yang menjadi objek sewa belum jelas kualitasnya, Keempat, manfaat tidak dapat dimanfaatkan secara langsung oleh penyewa Kelima, terdapat pendapat Ulama yang tidak memperbolehkan akad sewa pohon berbuah karena buah itu termasuk materi bukan manfaat. Keenam, terdapat resiko dalam sewa menyewa pohon durian yaitu produktivitas belum jelas dan buah bisa saja tidak manis karena pengaruh curah hujan dan cuaca di Desa Rogoselo.]]>
<![CDATA[Tinjauan Fikih Muamalah Tentang Pelaksanaan Klausul Baku dalam Perjanjian Pengiriman Barang PT Tiki JNE Kota Pekalongan ]]>
<![CDATA[Pratiwi, Winalda]]>
<![CDATA[ el hisbah Journal of Islamic Economic Law Vol 1 No 1 (2021) ]]>
Publisher : <![CDATA[Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan ]]>
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DOI: 10.28918/elhisbah.v1i1.172
<![CDATA[Artikel ini mengkaji penerapan klausul baku yang diterapkan PT.Tiki JNE Kota Pekalongan. Tujuan penelitian ini adalah untuk menganalisis pelaksanaan klausul baku perjanjian PT Tiki JNE (Jalur Nugraha Ekakurir) di kota Pekalongan dan untuk mengetahui tinjauan fikih muamalah terhadap pelaksanaan klausul baku dalam perjanjian pengiriman barang PT. Tiki JNE (Jalur Nugraha Ekakurir) Kota Pekalongan. Artikel ini adalah penelitian lapangan. Dengan pendekatan kualitatif. Sumber data berupa data primer yang diperoleh dari 7 customer dan pekerjadan data sekunder yang diperoleh dari dokumen-dokumen atau literatur yang berhubungan dengan judul artikel. Teknik analisis data yang digunakan yaitu analisis deskriptif kualitatif. Hasil artikel ini menunjukan bahwa dalam pelaksanaan klausul baku di PT. Tiki JNE kota Pekalongan masih mengalami berbagai kendala dalam pengiriman barang. Adapun bentuk tanggung jawab PT. Tiki JNE Kota Pekalongan melayani keluhan customernya dan mengganti barang sesuai dengan klausul yang sudah ditetapkan. Konsekuensi hukum dalam fikih muamalah dalam melihat permasalahan yang dialami beberapa customer dan PT. Tiki JNE Kota Pekalongan dengan tidak terpenuhinya salah satu syarat perjanjianseperti diantaranya dapatmenimbulkan kerugian maka akad ini fasakh (rusak).]]>
