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Jurnal Al-Fatih Global Mulia

alfatih
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Published by Sekolah Tinggi Ekonomi dan Bisnis Islam Global Mulia Cikarang

ISSN : 25808036 EISSN : 27467058 DOI : 10.59729/alfatih

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Al fatih Global Mulia P-ISSN 2580-8036, E-ISSN 2746-7058 published by STEBI Global Mulia Cikarang, is a peer-reviewed open access international journal published twice in a year. Jurnal Al-fatih Global Mulia welcomes high-quality manuscripts resulted from a research project in the scope of Islamic Economics, Islamic Finance, and Islamic Banking, which includes, but is not limited to the following topics: Islamic economics, Islamic finance, Islamic Banking, Islamic microfinance, Islamic insurance, Islamic Agricultural fields, Halal industry, Zakah, waqf, Islamic social finance, and poverty alleviation, Islamic law and sharia issues in economics and finance, Securitization and sukuk, Islamic capital markets, Macroprudential Regulation, and Other topics related to this area. The manuscript must be original research, written in English or Indonesian, and not be simultaneously submitted to another journal or conference.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)

Articles 65 Documents

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PENGARUH TINGKAT RELIGIUSITAS DAN PENGETAHUAN SANTRI TERHADAP KEPUTUSAN MENJADI NASABAH DI BANK SYARIAH Elmawan, Elfan; Nurajizah, Nurajizah
Jurnal Al-fatih Global Mulia Vol. 3 No. 1 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

The development of Islamic banks is based on the development of the national economy, which has grown significantly, especially according to the people of Islamic boarding schools who consider that bank interest is included in the category of usury so that most of the people of Islamic boarding schools do not want to make transactions with conventional banks. In the view of the wider community, students have a higher level of religiosity and knowledge of religion than other communities. This research is quantitative, and the analysis technique used in this research is multiple linear regression. The instrument test produces accurate research consisting of validity and reliability tests, statistical tests consisting of t-test to partially test variables, and F test to test between variables simultaneously. At the same time, the classical assumption test is intended to determine whether there is a violation/deviation in the regression model consisting of multicollinearity test, heteroscedasticity test, and normality test. The results of this study indicate that partially the religiosity variable has a significant effect on students' decisions to become customers in Islamic banks with a tcount of 2.034, and the knowledge variable significantly influences students' decisions to become customers in Islamic banks with a tcount of 9.448. Furthermore, the simultaneous influence with the F test shows that religiosity and knowledge have a significant effect on the decision of students to become customers in Islamic banks with a Fcount of 63.534.

PERAN BANK SAMPAH SEMPU DALAM PEMBERDAYAAN EKONOMI MASYARAKAT DESA PASIR GOMBONG KABUPATEN BEKASI Khoirunnisa, Anis Nurul; Sari, Hesty Puspita
Jurnal Al-fatih Global Mulia Vol. 3 No. 1 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

The waste bank is one of the programs that exist to deal with waste. Because waste becomes a very serious problem if it is not handled properly. The purpose of this research is to explain the mechanism for managing the Sempu Waste Bank, efforts to empower the customer's economy, and social aspects related to the existence of the Sempu Waste Bank. This type of research uses field research with a qualitative approach. The data sources in this study are managers and customers at the Sempu Waste Bank. Collecting data using observation, interview, and documentation methods. The results of this study can be concluded that the management and role of the Sempu Waste Bank for economic empowerment of the community meets the criteria of being transparent, responsible, profitable, sustainable, extensible, and opening up space for increasing creativity.

IMPLEMENTASI FATWA DEWAN SYARIAH NASIONAL MUI NO. 108/DSN-MUI/X/2016 TENTANG PEDOMAN PENYELENGGARAAN PARIWISATA BERDASARKAN PRINSIP SYARIAH PADA BIRO PERJALANAN WISATA SYARIAH Distianti, Sheila; Ibadillah, Muhammad Nazieh
Jurnal Al-fatih Global Mulia Vol. 3 No. 1 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

The development of sharia tourism which was currently becoming a trend had progressed in recent years to bring Indonesia to become the world's best sharia tourism destination in 2019. The development of sharia tourism was considered to provide positive progress for the economy, social and culture. This was also supported by the era of technology and socialization and expansion of sharia tourism by the travel agencies by packaging the many sharia tourism packages offered such as those in Elhasana Tour & Travel. And also various government regulations and the DSN-MUI fatwa issued in 2016 indicated that the government was serious in developing sharia tourism in Indonesia. The purpose of this research was to determine the application of sharia principles in travel agencies in accordance with the DSN-MUI fatwa, to determine the driving factors and obstacles in the application of sharia principles in accordance with the DSN-MUI fatwa and to determine the effect of the application of sharia principles on business development in Elhasana Tour & Travel. This research used structured observations, documentation, and interviews to obtain the desired information more accurately. The research used a qualitative method, which was descriptive in nature by producing a more in-depth description of the sharia travel agencies.

PENERAPAN TECHNOLOGY ACCEPTANCE MODEL (TAM) DALAM MENGANALISIS MINAT MAHASISWA MENGGUNAKAN METODE PEMBAYARAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) PADA BANK SYARIAH El Wahyu, Muhamad Zaini; Fitriyani, Melda Nur
Jurnal Al-fatih Global Mulia Vol. 3 No. 1 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

This study aims to analyze and conduct tests on the application of the technology acceptance model (TAM) in analyzing students' interest in using the payment method (QRIS) of Islamic banks in Islamic banking students of STEBI Global Mulia Cikarang Class of 2019-2021. This research was conducted using quantitative methods with descriptive and verification approaches. The sample in this study was collected using the slovin formula with an error rate of 5% and the sampling technique used was a non-probability sampling technique using purposive sampling where the resulting sample was 93 samples from a total of 120 populations. The analysis technique used is multiple linear regression. The results of this study can be concluded that partially the benefits variable has a significant effect on students' interest in using the payment method (QRIS) in Islamic banks with a t value of 3.900> 1.986 t table (df = 90). And the security variable significantly influences students' interest in using the payment method (QRIS) at Islamic banks with a t-value of 5.693> 1.986. Furthermore, the simultaneous effect with the F test shows that the benefits and safety significantly affect students' interest in using the Quick Response Code Indonesian Standard (QRIS) payment method at Islamic banks with an F calculated value of 90.727> 3.10.

PENGARUH BUDAYA KERJA DAN GAYA KEPEMIMPINAN TERHADAP KINERJA KARYAWAN PADA RS KARYA MEDIKA BANTAR GEBANG KOTA BEKASI Saefulloh, Saefulloh
Jurnal Al-fatih Global Mulia Vol. 3 No. 1 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

The research objective is to analyze the relationship between work culture and leadership style on performance, both individually and collectively. The study was designed using a survey method with a correlational approach and the data obtained was analyzed statistically. The research was conducted at Karya Medika Bantar Gebang Hospital, Bekasi City, using a sample of 75 employees. Research data were collected by secondary data recording method and using a Likert-scale questionnaire that was calibrated using item validity tests and reliability coefficients. Analysis of the data using the correlation regression method, by first carrying out the requirements analysis test, namely the heteroscedasticity test and the estimated error normality test. The results of the study obtained a determinant coefficient value of 50.9%. This shows that the variable X_1 (Work Culture) X_2 (Leadership Style) influences the variable Y (Employee Performance) by 50.9% while the remaining 49.1% is influenced by other variables.

STRATEGI PENGUMPULAN DANA ZAKAT, INFAQ DAN SHADAQOH (ZIS) DI LEMBAGA AMIL ZAKAT INFAQ DAN SHADAQOH NAHDLATUL ULAMA (LAZISNU) KABUPATEN KARAWANG Hamzah, Saepudin; Nazieh Ibadillah, Muhammad
Jurnal Al-fatih Global Mulia Vol. 3 No. 2 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Zakat, Infaq and Sadaqoh (ZIS) are practices that provide benefits to the giver and recipient. ZIS is a balance to the worship of his servant to Allah SWT. and also to other creatures. The Amil Zakat, Infaq and Shadaqoh Nahdlatul Ulama Institute (LAZISNU) Karawang Regency is one of the institutions which in this case is an institution engaged in the collection, management and distribution of zakat, infaq and shadaqoh. In fact, the Amil Zakat Institution (LAZ) is an institution formed by the community to assist in the collection and management of zakat funds and is dedicated to helping the welfare of the people. This study aims to determine the strategy of collecting zakat, infaq and shadaqoh at the amil zakat infaq and shadaqoh nahdlatul ulama institutions in Karawang Regency along with evaluating the ZIS fundraising strategy. The theory used in this study uses the data analysis model of Miles and Huberman where the first steps are data collection, data reduction, data display, and conclusion drawing. This research was conducted using a qualitative research approach. Qualitative research is conducted to build knowledge through understanding and discovery. Qualitative research approach is a process of research and understanding based on methods that investigate a social phenomenon and human problems. The research results obtained are, the strategy used by LAZISNU Karawang Regency is the ease of channeling funds from muzakki with several programs both directly, online and zakat pick-up services, outreach programs to the community are carried out directly or online, network strengthening by forming management units zakat infaq and shadaqoh. The strategy evaluation is carried out by measuring performance from three non-financial perspectives, namely the muzakki perspective, internal business processes, and development (learning and developing process).

ANALISIS PEMBIAYAAN AKAD MUDHARABAH INVESTOR PADA NAVIGASI COFFEE AND ROSTERY Panularsih, Anteng Ayu; Kurnianto, Nanang
Jurnal Al-fatih Global Mulia Vol. 3 No. 2 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Financing Analysis of Investor’s Mudharabah Contract in Navigasi Coffee and Roastery. Sharia Banking Study Program, STEBI Global Mulia Cikarang, 2020. Investor’s Mudharabah Contract financing in Navigasi Coffee and Roastery. The purpose of this research is to determine and analyze whether investor financing in Navigasi Coffee and Roastery is appropriate to the Sharia Law or not. The researcher studies how the management of Navigasi Coffee and Roastery manage funds received from the investor, so the business is able to run and develop. With that, the writer wants to analyze the financing of Investor’s Mudharabah Contract in Navigasi Coffee and Roastery. Based on that background, the writer has the following formulation of problem: 1) How Is the Investor’s Mudharabah Contract Financing Mechanism in Navigasi Coffee and Roastery? 2) How is the Implementation of Profit-Sharing System of Investor’s Mudharabah Contract in Navigasi Coffee and Roastery?. This research is a field research with qualitative approach. Data collection techniques through interviews and documentations. Data sources consists of primary data which is the result of field research that is interview with Navigasi Coffee and Roastery’s management, and secondary data which is research journal and financial statements of Navigasi Coffee and Roastery. Based on this research results can be said that Investor’s Mudharabah Contract Financing in Navigasi Coffee and Roastery is already in accordance with Sharia Law/Islamic Law. This is because Mudharabah’s condition has been met, namely: 1) There is “Ijab Qabul” or Binding Contract, 2) There are two parties, 3) There is capital, 4) The existence of business, 5) There are profits.

PENERAPAN SISTEM BAGI HASIL ANTARA PEMILIK MODAL DAN PENGELOLA USAHA BAHAN BANGUNAN DALAM PERSPEKTIF EKONOMI ISLAM Melinia, Fitri; Hasibuan, Irwan Habibi
Jurnal Al-fatih Global Mulia Vol. 3 No. 2 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Mudharabah is a contract between two parties (people) who bear each other, one party surrenders his property to another party to be traded with a part that has been found from the profits, such as half or one third with predetermined conditions. The same is true for capital owners and building materials business managers in Bayur Kidul Village, Cilamaya Kulon District, Karawang Regency. There are parties who provide capital to the building materials business manager to be developed into a business selling building materials, both of which are then sold in the city or outside the city. With various kinds of building materials, but there are still many conflicts because there is no written evidence related to the problem when there is damage to the vehicle (truck) to run the building materials business. The aim is to find out and analyze the application of a profit-sharing system between capital owners and business managers to suit the Islamic economic perspective. To find out the profit-sharing system between capital owners and business managers to suit the Islamic economic perspective. To understand the contract used at the time of profit sharing between the owner of the capital and the manager of the business so that it is in accordance with Islamic economic law. This study uses a qualitative approach because this study analyzes and describes a profit-sharing system between the owner and manager of the building materials business in Bayur Kidul Village, Cilamaya Kulon District, Karawang Regency. Based on the results of the study that the profit sharing carried out by capital owners and building materials business managers in Bayur Kidul Village, Cilamaya Kulon District, Karawang Regency is not in accordance with the Mudharabah concept, because there is still no agreement on handling problems in vehicle damage (trucks) to run a building materials business. and there is no written evidence of an agreement, then conflicts often occur between the two parties

PENGARUH KUALITAS PELAYANAN DAN HARGA TERHADAP KEPUASAN KONSUMEN KIREI SALON DAN SPA MUSLIMAH Aprilia, Regita; Findiana, Finda
Jurnal Al-fatih Global Mulia Vol. 3 No. 2 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Kirai Salon and Spa Muslimah makes customer satisfaction a matter of utmost concern, both in terms of service quality and in terms of price. However, consumer dissatisfaction often arises if there is a significant increase in customers, it is necessary to know the underlying influence for creating customer satisfaction so that it is as expected. This study aims to find out how the effect of service quality and price on customer satisfaction, and to determine the effect of service quality and price together on the satisfaction of Kirei Salon and Muslimah Spa. In this study the authors used the theory of service quality according to Parasuraman, Zeithaml, and Berry (1998), the theory of price according to Philip Kotler and Garry Armstrong (2019) and the theory of consumer satisfaction according to Fendy Tjiptono (2019). The method used in this study is a quantitative method by distributing questionnaires. Subjects in this study used a sample of 159 respondents. Sources of data used in this study are primary and secondary data. The data analysis method used in this study is the classical assumption test, hypothesis test, correlation test, multiple linear regression test and test the coefficient of determination using IMB SPSS 25. The results of this study indicate that the service quality variable has an effect on customer satisfaction at Kirei Salon and Spa Muslimah. This can be seen from the results of the t-test on the service quality variable, which indicates that the t-count is 4.529 > the t-table value is 1.975, the price also influences Kirei Salon customer satisfaction. and Muslimah Spa, this can be seen from the results of the t test on the price variable that the tcount is 7.339 > the ttable value is 1.975. The results of the F test show that the value of Fcount is 181.929, because Fcount > Ftable (181.929 > 3.05) it can be said that the variables Quality of Service (X1) and Price (X2) together can significantly influence the variable Consumer Satisfaction Kirei Salon and Spa Muslimah (Y).

PENGELOLAAN SUMBER DAYA INSANI DAN KEUANGAN DALAM MENINGKATKAN AKUNTABILITAS PADA SEKOLAH DASAR ISLAM AL- BAYANI CIKARANG Taryaman, Tantan; Hermawan, Agung
Jurnal Al-fatih Global Mulia Vol. 3 No. 2 (2021): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Management can easily be understood as a sequence of activities in terms of planning and decision making that can be directed to resources within the organization in achieving organizational goals effectively and efficiently. Human resource management must be managed properly in an effort to increase organizational effectiveness and efficiency in a company, and this is one of the most important factors for the organization. This research aims to find out whether MSDI practices such as recruitment, selection, performance appraisal, training and development, and compensation are based on Islamic values and to find out whether financial management at Al-Bayani Cikarang Islamic Elementary School is in accordance with these values. Islamic values as the system adopted. The theory adopted in this study uses data analysis which is carried out in steps such as collecting, reducing data, presenting data and drawing conclusions. This research was conducted using a qualitative research approach. Qualitative research is conducted to build knowledge through understanding and discovery. As for the research results obtained, in carrying out MSDI practices the institution has implemented Islamic values in accordance with Islamic law as outlined in the vision and mission of the institution. As time goes by and the development of the era, the school begins to follow current developments, financial management has been carried out systematically, which is carried out with banks. However, in my opinion, even though the school has collaborated with the bank, the two banks are not Islamic banks.

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OAI Link

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Contact Name Anggi Setya Prayoga

Contact Email anggisetyaprayoga@gmail.com

Phone +6281313254403

Journal Mail Official redaksi@globalmulia.ac.id

Editorial Address Jl. Untung Suropati, Kp. Cibeureum Ds. Mekar Mukti Kec. Cikarang Utara Kab. Bekasi 17530

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Contact Name
Anggi Setya Prayoga

Contact Email
anggisetyaprayoga@gmail.com

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+6281313254403

Journal Mail Official
redaksi@globalmulia.ac.id

Editorial Address
Jl. Untung Suropati, Kp. Cibeureum Ds. Mekar Mukti Kec. Cikarang Utara Kab. Bekasi 17530

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Kab. bekasi,

Jawa barat

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