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Jurnal Al-Fatih Global Mulia
Published by Sekolah Tinggi Ekonomi dan Bisnis Islam Global Mulia Cikarang
ISSN : 25808036     EISSN : 27467058     DOI : 10.59729/alfatih
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Al fatih Global Mulia P-ISSN 2580-8036, E-ISSN 2746-7058 published by STEBI Global Mulia Cikarang, is a peer-reviewed open access international journal published twice in a year. Jurnal Al-fatih Global Mulia welcomes high-quality manuscripts resulted from a research project in the scope of Islamic Economics, Islamic Finance, and Islamic Banking, which includes, but is not limited to the following topics: Islamic economics, Islamic finance, Islamic Banking, Islamic microfinance, Islamic insurance, Islamic Agricultural fields, Halal industry, Zakah, waqf, Islamic social finance, and poverty alleviation, Islamic law and sharia issues in economics and finance, Securitization and sukuk, Islamic capital markets, Macroprudential Regulation, and Other topics related to this area. The manuscript must be original research, written in English or Indonesian, and not be simultaneously submitted to another journal or conference.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 70 Documents
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Pencatatan Utang pada Paguyuban Usaha Syar’i di Cikarang dalam Sudut Pandang Ekonomi Syariah Nurul Iftiani; Adi Supriadi
Jurnal Al-fatih Global Mulia Vol. 5 No. 1 (2023): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.743 KB) | DOI: 10.59729/alfatih.v5i1.58

Abstract

Muslims in muamalah maliyah should be guided by the provisions of the Shari'a and pay attention to how to find halal assets in a lawful way. Because every property obtained will be held accountable by Allah on the Day of Judgment about where the wealth was obtained and where it was donated. So it is very important for Muslims to understand and know transactions that are justified by the Shari'a in order to avoid illicit assets caused by elements of transactions that are prohibited by the Shari'a. As the background for the formation of the Syar'i Business Association (PUS) is to avoid dishonorable, ghoror and usury transactions. Among the things that need to be considered in muamalah are related to recording transactions in muamalah, one of which is muamalah which is done in cash or debt which is carried out in the Syar'i Business Association. Based on this background, this study aims to find out how debt is recorded at the Syar'i Business Association and what it looks like from a sharia economic perspective. As a basis for this study, the authors used the theory of sharia accounting principles in a book authored by Dr. Muammar Kaddafi., SE., M.Si et al entitled Sharia Accounting Putting Islamic Sharia Values in Accounting. The theory of recording based on Islamic accounting principles has 3 indicators, namely accountability, fairness and truth. To reveal the problem as a whole the author uses a library research method with a qualitative descriptive approach. The data analysis technique uses data reduction, namely the process of summarizing and choosing the main points, the researcher analyzes the data obtained both through interviews and documentation, then draws conclusions to find out the recording of debts at the Syar'i Business Association. From the results of this study it can be concluded that the recording of debt at the Syar'i Business Association is in accordance with sharia accounting principles. The principles of accountability, justice and truth are applied in the form of an application that contains information related to the debt records of association members that are easily accessible by each member.
Pengaruh Faktor Keamanan dan Kemudahan terhadap Minat Generasi Millennial Menggunakan Mobile Banking Nita Amanda; Muhammad Nazieh Ibadillah
Jurnal Al-fatih Global Mulia Vol. 5 No. 1 (2023): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.637 KB) | DOI: 10.59729/alfatih.v5i1.59

Abstract

In this era of rapidly developing technology, it can attract the interest of customers who are used as supporting facilities, where customers prioritize aspects of security and ease of use. Mobile banking technology is a type of service provided by banks to their customers so that customers can carry out banking transactions anytime and anywhere at any time without having to come to the bank concerned. The objectives of the problem in this study are: (1) To determine the influence of Islamic bank mobile banking security on the interest of the millennial generation. (2) To find out the effect of the convenience of Islamic bank mobile banking on the interest of the millennial generation. (3) To find out the influence of the security and convenience of Islamic bank mobile banking together on the interest of the millennial generation. This study uses the theory of Jarvenpaa and Hua as the X_1 variable of security, Davis and Jogiyanto's theory as the X_2 variable of convenience and Sardiman's theory as the Y variable of interest. The method used in this research is a quantitative approach. Data collection techniques in this study used documentation and questionnaires with a Likert scale. The sampling technique used was using the Slovin formula with the number of samples used in this study as many as 100 respondents. Furthermore, the questionnaire data were analyzed using multiple linear regression analysis, validity test, reliability test, classical assumption test including multicollinearity test, normality test, heteroscedasticity test, t test, F test and coefficient of determination test. The results showed that the security variable had a partially significant effect on the millennial generation's interest in using mobile banking with a t-count of 3.693 > 1.660 t-table (df=97). And the convenience variable significantly influences the millennial generation's interest in using mobile banking with a t count of 3.666 > 1.660 t table (df=97). Next, the simultaneous effect with the F test shows that the security and convenience variables together significantly influence the millennial generation's interest in using mobile banking with an calculated F value of 12.120 > 2.76 F table.
Pengaruh Label Halal terhadap Keputusan Pembelian Produk Kosmetik Wardah Siti Nurmaya Adianti; Febrima Ayuningrum
Jurnal Al-fatih Global Mulia Vol. 5 No. 1 (2023): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.406 KB) | DOI: 10.59729/alfatih.v5i1.60

Abstract

Cosmetics is one of the products offered to meet the secondary needs and desires of consumers, in order to appear more beautiful and attractive. Because the majority of the population in Indonesia adheres to the Islamic religion with a Muslim population reaching 86.9%, therefore certainty about product halalness is an important thing to pay attention to. The development of halal cosmetics in Indonesia has grown quite significantly. This is marked by the emergence of cosmetic companies with various brands. The cosmetic brand that is quite well-known in the community is Wardah. This study aims to determine how the influence of the halal label on the decision to purchase Wardah cosmetic products. In this study the authors used the label theory according to Philip Kotler and Garry Armstrong (2010) and the purchasing decision theory according to Tjiptono (2011). The method used in this study is a quantitative method by distributing questionnaires. Subjects in this study used a sample of 86 respondents. Sources of data used in this study are primary and secondary data. The data analysis method used in this study is the data normality test, data linearity test, simple regression test and t test using IBM SPSS 22. The results of this study indicate that the Halal Label (X) influences Purchase Decision (Y). The results in the test can be seen from the results of the simple linear regression test, it can be seen that the results of the significance of t are 0.000 <0.05 so that H0 is rejected and Ha is accepted. This shows that the Halal Label variable (X) has a significant effect on Purchase Decision (Y). And it can also be seen from the t count of 14.517 which means the t count is greater than the t table of 1.992.
Pengaruh Kemudahan dan Kualitas Informasi terhadap Minat Mahasiswa dalam Penggunaan Layanan M-Banking pada Bank Syariah Nurajizah Nurajizah; Rika Mustika Sari
Jurnal Al-fatih Global Mulia Vol. 5 No. 1 (2023): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.486 KB) | DOI: 10.59729/alfatih.v5i1.61

Abstract

Technological developments in this rapidly growing era of globalization can attract the interest of customers who are used as supporting facilities for activities of all levels of society. One of the information technology in Islamic banking is m-banking service which is the development of the two previous forms of innovation in Islamic banking, namely SMS banking and internet banking. If interest has arisen in the prospective customer, it is hoped that the prospective customer can decide to use m-banking services. The purpose of this study was to determine the level of influence of the ease and quality of information on interest in the use of mobile banking services at Islamic banks partially or simultaneously. This study uses quantitative methods, the data used are primary and secondary data. The data collection technique used the Slovin formula sampling technique with 93 respondents. Data analysis used multiple linear regression analysis and used validity test, reliability test, classical assumption test and hypothesis test. Data processing using SPSS Version 25.0 for windows. The results of this study can be concluded that partially the convenience variable has a significant effect on student interest in using m-banking services at Islamic banks with a t-count value of 4.058 > 1.986 t table (df=90) and a sig value of 0.000 <0.05. And the information quality variable has a significant effect on student interest in using m-banking services at Islamic banks with a t-count value of 4.570 > 1986 and a sig value of 0.000 <0.05. Furthermore, the simultaneous effect with the F test shows that the ease and quality of information have a significant effect on student interest in using m-banking services at Islamic banks with a calculated F value of 122.177 > 3.10. Based on the coefficient of determination test, it shows that the influence of interest on the ease and quality of information is 73.1%, the remaining 26.9% is explained by variables outside the variables studied.
Analisis Keefektifan Sistem Pembayaran Cash on Delivery (COD) di E-Commerce Indonesia Nia Nia
Jurnal Al-fatih Global Mulia Vol. 5 No. 2 (2023): Jurnal Al Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v5i2.41

Abstract

The system of Cash on Delivery (COD) has becoming one of payment method that is favored by Indonesian citizen. The aim of this research is to analyse the effectiveness of COD payment system in Indonesian e-commerce. This research used descriptive qualitative method. The result of this research showed that this system was effective for both seller and buyer, but it was not effective for courier. It was caused the lack of deep information about this system. Thus, it was suggested to  give an extra education such as in TV advertisement.
Studi Literatur: Pengaruh Kepemimpinan Islami terhadap Kinerja Karyawan Bank Syariah di Indonesia Risna Nur Ainia; Firza Agung Prakoso; Churin In
Jurnal Al-fatih Global Mulia Vol. 5 No. 2 (2023): Jurnal Al Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v5i2.63

Abstract

This journal aims to analyze the relationship between Islamic leadership and the performance of Sharia Bank employees. This study is a qualitative descriptive study with a literary study method, namely a review of previous research relating to the relationship between Islamic leadership and the performance of Sharia Bank employees. Some data was obtained from research journals and previous scientific articles which were then analyzed by data display and data verification. The results of data analysis show that there are three previous studies which state that Islamic leadership has a positive effect on the performance of Sharia Bank employees. In two other studies, there were results that Islamic leadership did not have a significant positive effect on the performance of Sharia Bank employees.
Trend Fashion Muslim Abaya Perspektif Pemasaran Islam (Studi Kasus Toko Abaya Pasuruan) Churin In; Muhammad Aufin; Nunuk Indarti
Jurnal Al-fatih Global Mulia Vol. 5 No. 2 (2023): Jurnal Al Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v5i2.66

Abstract

Trend fashion Muslim tahun 2024 ini ialah fashion gamis Abaya. Abaya merupakan budaya yang lahir bukan berasal dari datangnya Islam dan bukan pakaian wanita Muslim diseluruh dunia. Abaya kini sudah menjadi fashion yang mampu bersaing dengan fashion modern lainnya bahkan disajikan di acara mode busana kelas dunia seperti Dubai Fashion Week. Keberadaannya telah menjadi favorit di kalangan wanita Muslim di Timur Tengah dan sekitarnya. Namun sekarang, model pakaian ini cukup populer di Indonesia sebagai salah satu trend busana muslim 2024. Tahun 2024 membawa trend baru dalam dunia fashion muslim dengan memadukan gaya klasik, kenyamanan dan keanggunan. Salah satu yang menggerakkan Trend Fashion Muslim Abaya di Indonesia adalah wilayah Jawa Timur tepatnya Pasuruan. Penelitian ini bertujuan untuk menggabungkan kerangka kerja konseptual dengan strategi toko abaya Pasuruan dalam memberikan kontribusi mereka untuk menciptakan trend fashion muslim dari pandangan Pemasaran Islam. Penelitian ini merupakan jenis artikel konseptual. Artikel ini merupakan hasil pemikiran penulis yang berangkat dari permasalahan yang dituangkan dalam bentuk tulisan.. Hasil penelitian ini menunjukkan bahwa keberhasilan produsen Abaya Pasuruan dalam memberikan kontribusi mereka menciptakan trend Fashion Muslim Abaya saat ini masih belum sepenuhnya menerapkan konsep Pemasaran Islam. Terdapat beberapa praktik marketer yang belum mewujudkan praktik mekanisme pasar yang sehat dan baik.
Ekonomi Islam dalam Pandangan Imam Asy-Syatibi Faisal Rizki; Febrian Tigana; Nasrina Fatma Fadila; Muhammad Zaini El Wahyu
Jurnal Al-fatih Global Mulia Vol. 6 No. 1 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i1.72

Abstract

Jurnal ini membahas pemikiran ekonomi makro Islam Imam Asy-Syatibi, yang menekankan pentingnya keadilan sosial, kesejahteraan masyarakat, dan etika dalam aktivitas ekonomi. Asy-Syatibi, seorang ulama besar dari abad ke-14, memperkenalkan konsep maslahat (kebaikan umum) yang menjadi dasar dalam penentuan kebijakan ekonomi. Jurnal ini menganalisis prinsip-prinsip ekonomi makro yang diusulkan oleh Asy-Syatibi, termasuk pengaturan distribusi kekayaan, pencegahan monopoli, dan peran negara dalam menjaga stabilitas ekonomi. Selain itu, penelitian ini menggali relevansi pemikiran beliau dalam konteks ekonomi modern, serta implikasinya terhadap kebijakan ekonomi yang lebih berkeadilan. Metode penelitian yang digunakan dalam jurnal Pemikiran Ekonomi Makro Imam Asy-Syaitibi, adalah metode kualitatif dengan pendekatan deskriptif. Metode ini dilakukan dengan cara memperoleh data berupa studi literatur. Penelitian ini berfokus pada penerapan praktis atau studi kasus dalam menerapkan pemikiran Imam Asy-Syaitibi Dengan demikian, kontribusi Asy-Syatibi dalam ekonomi makro Islam menawarkan perspektif yang signifikan untuk menghadapi tantangan ekonomi kontemporer.
Penerapan Etika Bisnis di Perusahaan Manufaktur di Bekasi, Indonesia Zamroni Zamroni
Jurnal Al-fatih Global Mulia Vol. 6 No. 1 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i1.79

Abstract

Penelitian ini mengeksplorasi penerapan etika bisnis pada perusahaan manufaktur di Bekasi, Indonesia, dan dampaknya terhadap keberlanjutan perusahaan. Etika bisnis meliputi kepatuhan terhadap peraturan, transparansi, tanggung jawab sosial, kesetaraan dalam perlakuan terhadap karyawan, integritas, kualitas produk, keberlanjutan dan manajemen rantai pasokan yang etis, sehingga setiap elemen berperan penting dalam membangun kepercayaan dan meningkatkan reputasi dan kinerja perusahaan yang berkelanjutan. Metode yang digunakan bersifat deskriptif dengan pendekatan kualitatif. Data dikumpulkan melalui dokumentasi, wawancara mendalam, observasi, dan analisis induktif untuk memahami makna dan konteks lokal. Teknik triangulasi diterapkan untuk memastikan validitas data dengan menggabungkan berbagai sumber informasi. Metode ini memberikan wawasan yang lebih holistik tentang dinamika yang terjadi dalam suatu fenomena sehingga seringkali tidak ditangkap oleh data statistik. Hasil penelitian menunjukkan bahwa perusahaan yang secara konsisten menerapkan etika bisnis dapat membangun kepercayaan di antara para pemangku kepentingan, termasuk karyawan, mitra pemasok dan pelanggan. Kepercayaan sangat penting dalam menjaga keberlanjutan dan meningkatkan daya saing perusahaan. Praktik etika yang baik berkontribusi pada kepuasan karyawan dan pelanggan, reputasi positif dan pengurangan risiko hukum, sehingga mendukung keberlanjutan jangka panjang. Manajemen memiliki peran dalam menciptakan lingkungan kerja yang etis melalui pengembangan kebijakan, pelatihan, dan evaluasi rutin. Komitmen penerapan etika bisnis dapat lebih siap menghadapi tantangan dan memberikan kontribusi positif bagi pertumbuhan ekonomi yang berkelanjutan.
Pemberdayaan Ekonomi Masyarakat Prasejahtera melalui Sinergi Pemerintah, Lembaga Keagamaan dan Potensi Pertanian, Peternakan dan Pariwisata Lokal: (Studi Kasus Kecamatan Lembang Bandung Barat) Muhamad Hanif Fuadi; Ihsan Abdul Fatah
Jurnal Al-fatih Global Mulia Vol. 6 No. 1 (2024): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v6i1.107

Abstract

Penelitian ini mengkaji upaya pemberdayaan ekonomi masyarakat prasejahtera di Kecamatan Lembang, Bandung Barat melalui sinergi antara pemerintah, lembaga keagamaan, dan potensi lokal di bidang pertanian, peternakan, dan pariwisata. Menggunakan metode kualitatif dengan pendekatan studi kasus, penelitian ini menganalisis program-program pemberdayaan yang telah dilaksanakan, tantangan yang dihadapi, serta dampaknya terhadap peningkatan kesejahteraan masyarakat. Hasil penelitian menunjukkan bahwa sinergi multi-stakeholder yang efektif, pemberdayaan berbasis potensi lokal, dan penguatan kapasitas masyarakat merupakan faktor kunci keberhasilan upaya pemberdayaan ekonomi di wilayah tersebut.

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