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Journal of Business Management and Economic Development
Published by Riset Press International
ISSN : -     EISSN : 29869072     DOI : https://doi.org/10.59653/jbmed
Core Subject : Economy, Science, Education, Social, Engineering,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other
Journal of Business Management and Economic Development (JBMED) is an international academic open-access journal that has gained a foothold in Indonesia, Asia and is open to the world. It aims to promote the integration of trade, economics, and finance. The focus is to publish papers on state-of-the-art economics, business and management. Submitted papers will be reviewed by technical committees of the journal and association. The audience includes researchers, managers, and operators for economics, business, and management as well as designers and developers. All submitted articles should report original, previously unpublished research results, experimental or theoretical, and will be peer-reviewed. Articles submitted to the journal should meet these criteria and must not be under consideration for publication elsewhere. Manuscripts should follow the style of the journal and are subject to both review and editing.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 272 Documents
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Financial Technology and Inclusion Effects on SME Performance: Moderating Role of Financial Literacy Prananingrum, Dwi Kartika; Renggaala, Nuniek Yuniarti Ningsih; Rasidun, La Ode; Ridhayantho, Muhamad; Asniar, Nunut
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2368

Abstract

This study examines the effects of mobile money, quick response code (QR code), and financial inclusion on the performance of MSMEs in Kendari City, with financial literacy as a moderating variable. Using a quantitative approach with descriptive and explanatory designs, primary data were collected through structured questionnaires distributed to 300 MSME actors selected through purposive sampling. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS. The results show that mobile money, QR code adoption, and financial inclusion have positive and significant effects on MSME performance. In addition, financial literacy amplifies the influence of these variables, indicating that MSME actors with greater financial knowledge are better able to manage transactions, cash flow, and financial decisions effectively. These findings imply that improving MSME performance requires not only broader access to digital financial technology and formal financial services, but also stronger financial literacy among business actors. This study contributes to the literature by confirming the moderating role of financial literacy in the relationship between digital finance, financial inclusion, and MSME performance. However, the study is limited by its cross-sectional design, its restricted scope in Kendari City, and the limited number of variables examined, suggesting that future research should expand the study area, adopt a longitudinal approach, and include additional variables such as innovation, digital capability, and entrepreneurial orientation.
Sensory, Behavioral, And Affective Effects on Engagement and Destination Brand Love: A Platform Study Conny, Conny; Zaid, Sudirman; Sinarwaty, Sinarwaty; Yusuf, Yusuf; Nur, Nofal
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2369

Abstract

This study aims to analyze the influence of sensory, behavioral, and affective factors on digital engagement and its implications for destination brand love on the digital platform of Wakatobi tourist destinations. In addition, this study also examines the role of digital engagement as a mediating variable in the relationship between sensory, behavioral, and affective to destination brand love. The approach used is quantitative with Structural Equation Modeling analysis techniques based on Partial Least Squares (SEM-PLS). The data was collected through a questionnaire with a five-point Likert scale that was distributed to 160 respondents who were tourists who had accessed Wonderful Wakatobi's Instagram and the Wakatobi Tourism website at least three times. The analysis was carried out through the evaluation of the outer model and the inner model to test the validity, reliability, and significance of the relationship between variables. The results of the study show that sensory, behavioral, and affective have a positive and significant effect on digital engagement, and digital engagement has a significant effect on destination brand love. In addition, digital engagement has been proven to be able to mediate the relationship between sensory, behavioral, and affective to destination brand love. These findings indicate that travelers' sensory experiences, interactive behaviors, and emotional engagement in digital platforms play an important role in increasing digital engagement, ultimately reinforcing a love for destination brands. This research provides theoretical contributions in the development of digital-based destination marketing literature as well as practical implications for destination managers in designing digital content strategies that are more interactive, emotional, and multisensory to increase destination brand love.

Page 28 of 28 | Total Record : 272

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