cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Imam Sujono
Contact Email
imamsujono.shi@gmail.com
Phone
+6281332486201
Journal Mail Official
contact@risetpress.com
Editorial Address
Jl. Raya Pagu, Kecamatan Wates, Kabupaten Kediri, Provinsi Jawa Timur 64174, Indonesia
Location
Kab. kediri,
Jawa timur
INDONESIA
Journal of Business Management and Economic Development
Published by Riset Press International
ISSN : -     EISSN : 29869072     DOI : https://doi.org/10.59653/jbmed
Core Subject : Economy, Science, Education, Social, Engineering,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other
Journal of Business Management and Economic Development (JBMED) is an international academic open-access journal that has gained a foothold in Indonesia, Asia and is open to the world. It aims to promote the integration of trade, economics, and finance. The focus is to publish papers on state-of-the-art economics, business and management. Submitted papers will be reviewed by technical committees of the journal and association. The audience includes researchers, managers, and operators for economics, business, and management as well as designers and developers. All submitted articles should report original, previously unpublished research results, experimental or theoretical, and will be peer-reviewed. Articles submitted to the journal should meet these criteria and must not be under consideration for publication elsewhere. Manuscripts should follow the style of the journal and are subject to both review and editing.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 289 Documents
 25   26   27   28   29 
Financial Technology and Inclusion Effects on SME Performance: Moderating Role of Financial Literacy Prananingrum, Dwi Kartika; Renggaala, Nuniek Yuniarti Ningsih; Rasidun, La Ode; Ridhayantho, Muhamad; Asniar, Nunut
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2368

Abstract

This study examines the effects of mobile money, quick response code (QR code), and financial inclusion on the performance of MSMEs in Kendari City, with financial literacy as a moderating variable. Using a quantitative approach with descriptive and explanatory designs, primary data were collected through structured questionnaires distributed to 300 MSME actors selected through purposive sampling. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS. The results show that mobile money, QR code adoption, and financial inclusion have positive and significant effects on MSME performance. In addition, financial literacy amplifies the influence of these variables, indicating that MSME actors with greater financial knowledge are better able to manage transactions, cash flow, and financial decisions effectively. These findings imply that improving MSME performance requires not only broader access to digital financial technology and formal financial services, but also stronger financial literacy among business actors. This study contributes to the literature by confirming the moderating role of financial literacy in the relationship between digital finance, financial inclusion, and MSME performance. However, the study is limited by its cross-sectional design, its restricted scope in Kendari City, and the limited number of variables examined, suggesting that future research should expand the study area, adopt a longitudinal approach, and include additional variables such as innovation, digital capability, and entrepreneurial orientation.
Sensory, Behavioral, And Affective Effects on Engagement and Destination Brand Love: A Platform Study Conny, Conny; Zaid, Sudirman; Sinarwaty, Sinarwaty; Yusuf, Yusuf; Nur, Nofal
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2369

Abstract

This study aims to analyze the influence of sensory, behavioral, and affective factors on digital engagement and its implications for destination brand love on the digital platform of Wakatobi tourist destinations. In addition, this study also examines the role of digital engagement as a mediating variable in the relationship between sensory, behavioral, and affective to destination brand love. The approach used is quantitative with Structural Equation Modeling analysis techniques based on Partial Least Squares (SEM-PLS). The data was collected through a questionnaire with a five-point Likert scale that was distributed to 160 respondents who were tourists who had accessed Wonderful Wakatobi's Instagram and the Wakatobi Tourism website at least three times. The analysis was carried out through the evaluation of the outer model and the inner model to test the validity, reliability, and significance of the relationship between variables. The results of the study show that sensory, behavioral, and affective have a positive and significant effect on digital engagement, and digital engagement has a significant effect on destination brand love. In addition, digital engagement has been proven to be able to mediate the relationship between sensory, behavioral, and affective to destination brand love. These findings indicate that travelers' sensory experiences, interactive behaviors, and emotional engagement in digital platforms play an important role in increasing digital engagement, ultimately reinforcing a love for destination brands. This research provides theoretical contributions in the development of digital-based destination marketing literature as well as practical implications for destination managers in designing digital content strategies that are more interactive, emotional, and multisensory to increase destination brand love.
Tax Avoidance Strategy as Accounting Behavior: An Analysis of the Effects of Sales Growth, Leverage, and Firm Size Frenky Situmorang; Rima Auliyamartha Agustina; Umatun Makhumah; Lilian Nyamwanza
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2310

Abstract

This study aims to analyze the effects of Sales Growth and Leverage on Tax Avoidance, with Company Size as a mediating variable, among food and beverage manufacturing companies listed on the Indonesia Stock Exchange. This study uses a quantitative approach using secondary data from financial and annual reports of food and beverage companies listed on the IDX for the period 2019–2023. The sampling technique used was purposive sampling, with a total of 15 companies over 5 years, resulting in 75 samples. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) to test the relationship between variables. The overall results of the study show that the variables Sales Growth, Leverage, and Company Size do not significantly explain tax avoidance practices among food and beverage companies in Indonesia. This finding indicates that a company's decision to engage in tax avoidance is not solely determined by sales growth, debt levels, or the size of its assets, but is more influenced by factors such as complex tax strategies, company policies, tax regulations, and corporate governance. This research provides theoretical contributions to the development of accounting and taxation, particularly regarding corporate tax behavior. Furthermore, fundamental company factors such as sales growth, leverage, and size are not necessarily the primary determinants of tax avoidance practices, thereby opening the door to exploring other, more relevant variables. This research also provides practical contributions to regulators and tax authorities in formulating more comprehensive oversight policies that focus not solely on a company's financial characteristics, and to corporate management in making more cautious decisions regarding tax strategies to avoid the risk of sanctions.
Structural Model of Competitive Advantage as A Basis for Empowering Batik MSMEs Rohadin Rohadin; Agus Purwanto; Heriyono Heriyono; Susi Sugiyarsih; Fahmi Maulana
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2373

Abstract

This study aims to analyze the determinants of the competitive advantage of batik MSMEs in Cirebon Regency amid pressure from imported products and intense competition. Using Structural Equation Modeling (SEM), this study examines the relationships among market orientation, dynamic capabilities, and innovation. The results of the outer and inner model evaluations indicate that the competitive advantage of batik SMEs is achieved through the strengthening of innovation and the dynamic capabilities of owners or managers. These findings confirm that effective operational innovation requires integration between a sharp market orientation and strong dynamic capabilities. The implications of this study suggest that, to create sustainable competitiveness, SME empowerment strategies must focus on enhancing managerial capacity to respond to market changes and on fostering product creativity. In a contributive way, this study enriches strategic management theory by highlighting the importance of synergy between internal (capabilities) and external (market) factors in generating competitive advantage within the local creative industries sector.
Implementation of Business Sustainability, Capital Strengthening for MSMEs within Regional Development Albert Yansen; Dokman Marulitua Situmorang
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2374

Abstract

This study aims to analyze the impact of intellectual capital dimensions—specifically human capital, structural capital, and relational capital—and innovation behavior on the business sustainability of Micro, Small, and Medium Enterprises (MSMEs) in Batam City. The research employs a quantitative explanatory approach, using Partial Least Squares–Structural Equation Modeling (PLS-SEM) to test the structural relationships among variables. Data were collected from 150 MSME owners through a structured questionnaire administered via purposive sampling. The findings reveal that human capital, relational capital, and structural capital significantly and positively influence business sustainability. Furthermore, innovative behavior is identified as a critical driver that strengthens long-term business resilience in a competitive regional development context. This study contributes to the literature on strategic management by providing an integrated model of intellectual capital and innovation for small businesses. In practice, the results offer a strategic framework for policymakers and MSME practitioners to prioritize intangible asset management as a core approach to regional economic sustainability.
Impact of Monetary Policy Interaction on Economic Growth and Human Development Index A. Mahendra; Witya Shalini
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2303

Abstract

The phenomenon in this study discusses the monetary policy that has not been able to maintain the stability of the Indonesian economy caused by the global economic crisis in 2008, changes in the United States' monetary policy, one of which is by lowering its interest rates to 0.25% and the fall in the prices of plantation and mining commodities where as much as 60 to 70% of Indonesia's economic growth comes from exports of plantation and mining commodities in the period 2013-2015. This study aims to analyze and examine the interaction of monetary policy instruments, including SBI and money supply, on Indonesia's Gross Domestic Product and Human Development Index. The type of research used is explanatory research with a quantitative approach using the Vector Autoregression (VAR) model.  The data collection technique in this study used documentation. The data used in this study is secondary and time series. The data sources used in this study were from the Statistics Indonesia and Bank Indonesia. The results of this study indicate that 1). Interaction with GDP, where the SBI variable interacts negatively, while the Money Supply variable interacts positively 2). Interaction with HDI, where the SBI variable interacts negatively, while the Money Supply variable interacts positively. The main contribution of this research is emphasizing the importance of interactions between monetary policy instruments and their coordination with other policies in promoting inclusive growth. Furthermore, this research enriches the literature by linking monetary policy to the Human Development Index, which reflects societal well-being. Therefore, the findings can serve as a basis for governments and central banks in formulating policies that are oriented not only toward economic stability but also toward sustainably improving people's quality of life.
Impact of Digital Trust and Perceived Security on Online Banking Usage Behavior in Vietnam: Mediating Role of Perceived Risk and Moderating Role of Digital Financial Literacy Trinh Thi Bich Ngoc
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2327

Abstract

This study investigates the impact of digital trust (DT) and perceived security (PS) on online banking usage behavior in Vietnam, incorporating perceived risk (PR) as a mediator and digital financial literacy (DFL) as a moderator. Drawing on an extended Technology Acceptance Model (TAM) integrated with Commitment–Trust Theory, Perceived Risk Theory, and Protection Motivation Theory, a research model with eight hypotheses was developed and empirically tested. Data were collected from 385 online banking users in Ho Chi Minh City and surrounding provinces via a structured questionnaire. Partial least squares structural equation modeling (PLS-SEM) using SmartPLS 4 was employed for data analysis. The measurement model demonstrated satisfactory reliability and validity, with all constructs exceeding established thresholds for Cronbach’s alpha (≥ 0.70), composite reliability (≥ 0.70), and average variance extracted (≥ 0.50). The structural model results revealed that both DT (β = 0.278, p < 0.001) and PS (β = 0.231, p < 0.001) significantly and positively influenced intention to use (IU), while both constructs significantly reduced PR. PR exhibited a significant negative effect on IU (β = −0.189, p < 0.001), and mediation analysis confirmed that PR partially mediated both the DT–IU and PS–IU relationships. Furthermore, DFL significantly moderated the PR–IU link (β = 0.118, p = 0.013), weakening the negative effect of PR on IU for users with higher DFL. IU strongly predicted actual usage behavior (β = 0.637, p < 0.001). The model explained 51.8% of the variance in IU and 40.6% in actual behavior. These findings contribute to the digital banking literature by providing an integrated trust–security–risk framework with conditional boundary effects, and offer practical implications for Vietnamese commercial banks seeking to enhance digital service adoption through trust-building strategies and financial literacy programs.
Pare’s English Village Ecosystem: Immersion-Based Competency Transformation Among Tourism Micro-Entrepreneurs Itot Raharjo; Sa'dullah Sa'dullah; Suhartono Suhartono; Risma Dwi Aulia
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2355

Abstract

Kampung Inggris Pare was selected as the context of this study because it represents Indonesia’s most prominent language-immersion destination, where continuous interactions between students and local MSMEs create unique opportunities for informal English acquisition and business transformation. Despite its economic and educational significance, research examining how this immersion ecosystem shapes MSME competencies remains limited. This qualitative case study investigates how functional English literacy transforms micro, small, and medium enterprise (MSME) competencies within Kampung Inggris Pare’s immersion-based edutourism ecosystem. Grounded in experiential learning theory, communities of practice theory, and human capital theory, data were collected over six months from 20 purposively selected informants consisting of 10 MSME operators, 4 language tutors, and 6 course participants, complemented by 30 days of participant observation, 30 documents, and two focus group discussions. Thematic analysis generated 187 codes consolidated into 8 categories under 3 themes. Findings reveal a three-phase transformation trajectory consisting of foundational literacy acquisition, commercial adaptation, and proficiency internalization, with considerable individual variation. The perpetual immersion environment was unanimously identified as the primary facilitator, while age-related difficulties and grammatical inhibition constituted the principal constraints. Marketing practice changes were differential across the 7P dimensions, with People and Process showing the most consistent transformation. The study contributes the Immersion-Mediated Competency Transformation model, identifies bidirectional peripheral participation as a novel community of practice dynamic, and reconceptualizes immersion as an embedded marketing context. Limitations and directions for future comparative, longitudinal, and mixed-methods research are also discussed.
Digital Transformation in Government Administration: The Role of Technology-Based for Enhancing Public Satisfaction R. Misriah Ariani S; Ria Adriyani; Ros Awaliyah Rosadah; Tri Amalia Sukarno; Fatin Hamamah
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2371

Abstract

Digital transformation in government has become a key strategy in improving the effectiveness of public administration and the quality of services to the public. theory Modern and public administration the concept of e-government emphasizes the importance of digitalisation to achieve efficiency, transparency, and accountability in governance. However, the implementation of administrative digitalisation still faces various challenges, such as infrastructure readiness, digital literacy, and security data. The main problem faced is the extent to which technology-based administration is able to increase public satisfaction with government services. This study aims to analyse the role of digital transformation in increasing public public satisfaction with services, by identifying factors that support and hinder the effectiveness of its implementation. The research method used is a qualitative approach with case studies on several government agencies that have implemented digitalisation in public administration. Data were collected through interviews, observations, and analysis of official documents related to the implementation of e- government. The results showed that administrative digitalisation has a positive impact on improving accessibility, efficiency, and transparency of public services. However, its success is highly dependent on the readiness of technological infrastructure, supporting regulations, and public adaptation to digital services. The conclusion of this study confirms that technology-based administration plays a role important in improving public satisfaction, but comprehensive policies are needed to overcome the challenges of its implementation in order to realise more effective and inclusive public services. This study contributes to the field of public administration by offering an empirical model of digital transformation that synthesizes infrastructural readiness with user-centric satisfaction, serving as a critical reference for future research and inclusive e-government policy design.
Disparities in the Human Development Index and Their Implications for Human Capital Inequality in West Java Eny Nuryani Resmiati; Iwan Ardiansyah
Journal of Business Management and Economic Development Том 4 № 02 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i02.2380

Abstract

The disparity in the Human Development Index (HDI) across regions in West Java Province reflects inequalities in human resource quality, with significant implications for regional development gaps. This study aims to analyse the patterns of HDI disparity across districts and cities in West Java over the period 2020–2024 and to examine its implications for human resource inequality, employing a descriptive quantitative approach using secondary data from the West Java Provincial Statistics Agency (BPS). The analytical techniques applied include descriptive statistics, the Williamson Index to measure the degree of disparity, and component analysis of HDI encompassing Life Expectancy at Birth (LEB), Expected Years of Schooling (EYS), Mean Years of Schooling (MYS), and per capita real expenditure. The findings reveal significant HDI disparities ranging from 68.66 (Cianjur Regency) to 82.14 (Bekasi City) in 2024, representing a gap of 13.48 points. Urban areas exhibit substantially higher HDI scores compared to regencies, with the educational dimension—particularly Mean Years of Schooling—emerging as the primary contributor to the disparity, with a coefficient of variation of 14.23%. These disparities have broad implications for human resource quality inequality, as evidenced by differences in productivity, labour competitiveness, and access to economic opportunities across regions. This study contributes to regional human development studies by emphasising the role of educational inequality in shaping HDI disparities and strengthening the application of the Williamson Index in analysing human capital inequality. The study recommends affirmative policy interventions to accelerate human development in lagging regions through improved access to education, healthcare services, and equitable infrastructure development.

Page 28 of 29 | Total Record : 289

 25   26   27   28   29 

Filter by Year

2023 2026


Reset
Filter By Issues
All Issue Том 4 № 02 (2026): Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development Том 3 № 03 (2025): Journal of Business Management and Economic Development Том 3 № 02 (2025): Journal of Business Management and Economic Development Том 3 № 01 (2025): Journal of Business Management and Economic Development Том 2 № 03 (2024): Journal of Business Management and Economic Development Том 2 № 02 (2024): Journal of Business Management and Economic Development Том 2 № 01 (2024): Journal of Business Management and Economic Development Том 1 № 03 (2023): Journal of Business Management and Economic Development Том 1 № 02 (2023): Journal of Business Management and Economic Development Том 1 № 01 (2023): Journal of Business Management and Economic Development More Issue