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Ana Billah
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JSE: Jurnal Sharia Economica
Published by Sekolah Tinggi Agama Islam Muhammadiyah Probolinggo
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
Economics, Econometrics & Finance
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 22 Documents
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Search results for , issue "Vol. 4 No. 3 (2025): Juli" : 22 Documents clear
DISTRIBUSI EKONOMI ISLAM DALAM UPAYA MENJAGA KESEJAHTERAAN PRESPEKTIF MAQASHID SYARIAH IBNU QAYYIM AL-JAUZIYAH Sujarwo, Muhammad Rizky Rahmadani
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.1938

Abstract

This study discusses economic distribution in Islam as a vital instrument for achieving social welfare based on the Maqashid Syariah perspective of Ibn Qayyim al-Jauziyah. Using a qualitative-descriptive approach and library research method, the study finds that distribution instruments such as zakat, infaq, sadaqah, and waqf (ZISWAF) serve not only as religious obligations but also as social mechanisms to promote justice and reduce economic inequality. The five core principles of Maqashid Syariah—ḥifẓ ad-dīn, ḥifẓ an-nafs, ḥifẓ al-‘aql, ḥifẓ an-nasl, and ḥifẓ al-māl—are directly linked to these instruments. The research confirms that the implementation of Islamic economic distribution can create holistic and sustainable welfare.
PENGARUH TINGKAT PENGANGGURAN TERBUKA TERHADAP TINGKAT KEMISKINAN : STUDI EKONOMI REGIONAL PROVINSI KEPULAUAN BANGKA BELITUNG Donesia, Dora; -, Abdurrahman; Idzuka, Vinka; Okarina, Sherren; Tri Rizkidianto, Muhammad Sadiq; Rizki Putra, Agung
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.1947

Abstract

This study aims to determine the effect of the open unemployment rate on the poverty rate in the Province of Bangka Belitung Islands. Unemployment and poverty are crucial and interrelated issues that affect each other and influence regional economic development. The data used in this study is secondary data obtained from the relevant agency, namely the Central Bureau of Statistics (BPS) of Bangka Belitung Province, covering the period from 2002 to 2024. The data analysis method employed is a simple linear regression model using SPSS 30 software. The results of this study show that the open unemployment rate variable has a positive and significant effect on the poverty rate in Bangka Belitung Province. The higher the unemployment rate, the higher the poverty rate.
ZAKAT DALAM PERSPEKTIF FIKIH STATIS DAN DINAMIS Syahriyah, Eri; Yusuf, Enjang Burhanudin
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.1962

Abstract

This study examines the understanding and practice of zakat through the lenses of static and dynamic fiqh. The aim is to preserve the essence of zakat as a mandatory act of worship rooted in Islamic law, while adapting its implementation methods to remain relevant and impactful in today's socio-economic context. The research uses a descriptive qualitative approach through library research, analyzing both classical and contemporary literature on zakat law in a modern framework. Findings indicate that static fiqh plays a crucial role in safeguarding the purity of zakat regulations based on scriptural texts and established schools of thought. Meanwhile, dynamic fiqh allows for adaptation to modern forms of wealth, innovative distribution methods, and the integration of technology. These approaches are not contradictory but complementary, ensuring both the preservation and actualization of zakat in the modern era. This study contributes to contemporary zakat jurisprudence by supporting the development of contextual, productive, and digital zakat models. It also serves as a reference for zakat institutions to remain Sharia-compliant while being responsive to social and economic changes. As a theoretical, literature-based study, it does not include empirical data. Therefore, further research using quantitative or field-based qualitative methods is recommended to strengthen these findings.
PENERAPAN AKAD AL-IJARAH PADA PERBANKAN SYARIAH SERTA KEUNGGULANNYA DIBANDINGKAN DENGAN BUNGA Suhendra, Syam
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2051

Abstract

The interest system is considered the same as usury has triggered the creativity of Muslim scholars and economists to make contracts that are already known or not yet known as an instrument to replace interest, one of which is the al-ijarah contract (rental). The purpose of this paper is to determine the application of the al-ijarah contract in Islamic Banking and the advantages of al-ijarah compared to interest. The author conducted the research using the normative legal approach method. Furthermore, the data collection technique was by means of documentation study. Drawing conclusions using the qualitative normative analysis method. In the discussion, it can be seen that in Islamic Banking, the application of the ¬al-ijarah contract consists of: 1) Ijarah Mutlaqah where throughout the ijarah agreement period, ownership of the goods remains with the bank, at the end of the ijarah period, the bank can lease it back to another party or sell the goods; 2) Al-Ijarah al-Muntahia bit-Tamlik is a kind of combination between a sale and purchase contract and a lease or more precisely a lease agreement that ends with the ownership of the goods in the hands of the lessee, at the end of the agreement period, ownership of the goods is transferred to the lessee if the customer uses his option to buy the goods, but if the customer does not use his option then ownership of the goods remains with the bank. According to Islamic law, rent payments do not conflict with Islamic economic ethics because of the difference between rent and interest, rent does not contain elements of unfair treatment from creditors to debtors as occurs in interest.
TANTANGAN DAN PROSPEK PELAPORAN KEUANGAN SYARIAH DALAM MENINGKATKAN KEPERCAYAAN INVESTOR hasran, Katini; Yashari Soumena, Fadly
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2054

Abstract

This study aims to analyze the challenges and prospects of Islamic financial reporting in enhancing investor confidence. Islamic financial reporting not only conveys financial information but also reflects adherence to Islamic principles such as justice, transparency, and social responsibility. This research uses a qualitative approach with a descriptive method through a literature review of financial reports, Islamic accounting standards, and relevant regulatory frameworks. The findings indicate that the main challenges in Islamic financial reporting include low financial literacy, lack of standardized reporting practices, limited human resources, and insufficient digital innovation. On the other hand, the prospects for Islamic financial reporting are promising, particularly with the support of information technology, digitalization, and integration with sustainability reporting. High-quality, transparent, and accountable reporting is proven to increase investor trust in Islamic financial institutions. Therefore, collaboration between regulators, industry, and academia is essential to promote adaptive, reliable, and Sharia-compliant reporting reforms.
Dinamika Inflasi di Indonesia, Analisis Faktor-Faktor Penyebab dan Dampaknya Prameswati, Devi; Nabiha, Fikria Hanifa; Octaviani, Flira Tri; Puri, Gista Alfania; Nugroho, Kayla Aryani Putri; Nuraya, Ahmad Setiawan
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2066

Abstract

This study aims to analyse the factors affecting inflation in Indonesia, focusing on government policies, exchange rate fluctuations, and international trade. Using a descriptive qualitative approach, this study examines the linkages between the government’s fiscal and monetary policies in controlling inflation, the dynamics of the Rupiah exchange rate against the US Dollar, and the role of exports and imports in influencing the domestic inflation rate. The results show that monetary policy through interest rate setting and fiscal policy through government spending significantly affect inflation. Fluctuations in the rupiah exchange rate tend to trigger inflation through increased costs of imported raw materials. In addition, international trade through both exports and imports has the potential to affect inflation through changes in demand and supply of goods in the domestic market. This study provides implications for the formulation of economic policy, particularly in anticipating the impact of external factors on inflation and maintaining price stability.
STRATEGI PERDAGANGAN GLOBAL DAULAH FATIMIYAH Fitrah, Nurul; Haeriyah, Hamzah
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2085

Abstract

This study examines the global trade strategy of the Fatimid Empire and its impact on economic development and social dynamics in the Mediterranean region during the classical Islamic era. Starting from North Africa and then moving the center of power to Cairo, Egypt, the Fatimids took advantage of Egypt's strategic geographic location as a major hub for international trade networks connecting Asia, Africa, and Europe. Fatimid trade policies were characterized by openness, inclusiveness, and high tolerance towards various religious and ethnic communities, in contrast to the protectionist approach adopted by other political powers at the time. A progressive fiscal system, management of trade taxes, and the development of trade infrastructure such as ports and caravanserais were the main foundations of the Fatimid economy's success. This study highlights that trade not only played a role as a productive economic sector, but also as an instrument of diplomacy, the spread of ideology, and social development. These findings emphasize the importance of reviewing classical Islamic trade practices as a reference for developing a modern Islamic economic system that is fair, inclusive, and sustainable amidst the challenges of globalization and current economic.
TINJAUAN KEBIJAKAN EKONOMI ISLAM PADA MASA DAULAH UTSMANIYAH: STUDI ATAS KEBIJAKAN FISKAL, SISTEM MONETER, WAKAF, DAN KEPEMILIKAN Rafly, Muhammad; Haeriyah, Hamzah
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2114

Abstract

This research is in the discourse of Islamic economics, especially the historical study of the economic system implemented in the Ottoman Caliphate. This study aims to identify and analyze the principles of Islamic economics implemented in fiscal, monetary, ownership, and state roles during the Ottoman government. The research method used is qualitative-descriptive with a literature study approach. Data were collected through a review of ten relevant scientific sources, consisting of journal articles, books, and academic studies related to the Ottoman economic system. No hypothesis was proposed, given the exploratory nature of this study. The findings show that the Ottoman Empire implemented a sharia-based economic structure systematically, such as the use of hisbah institutions, waqf systems, ownership divisions, and dinar-dirham-based monetary policies to banknotes. This paper contributes to enriching Islamic economic literature by presenting a historical perspective as a reflection of the application of sharia economics in the governance system. The results of this study are important for broadening the understanding of the Islamic economic model that has been proven to work on a state scale, and can be a reference in the development of contemporary Islamic economics based on institutions.
Efisiensi Syariah dalam Era Digital: Tinjauan Sistematis terhadap Pengelolaan Zakat di Era QRIS dan Fintech Islam Siregar, Tetty Handayani; Majid, Shabri Abd; Sugianto
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2137

Abstract

Digital transformation in zakat management is inevitable amidst the development of Islamic financial technology. This study aims to systematically examine the influence of digital technology on the efficiency of zakat management in Indonesia and other Muslim countries. Using the Systematic Literature Review (SLR) approach based on PRISMA 2020, this article analyzes 10 scientific literature published between 2015–2025. The results of the study show that the use of technology such as QRIS, SIMBA, digital wallets, and Islamic fintech can increase the operational efficiency of zakat institutions, especially in terms of service speed, transparency, and cost reduction. However, this effectiveness is not evenly distributed because there are still obstacles in the readiness of human resources, infrastructure, and institutional integration. The study also found that there is no standardized efficiency evaluation model among zakat managers. This study recommends the importance of cross-sector collaboration, strengthening the digital capacity of amil, and integrating digital systems between institutions to create a more efficient and sustainable digital zakat ecosystem. These findings are expected to be a reference in policy making and developing a digital zakat system that is adaptive to the challenges of the 5.0 era
Kontribusi Pemikiran Ekonomi Islam pada Masa Daulah Saljuk: Telaah Terhadap Nizâm al-Mulk dan Imam al-Ghazali Tacong, Hamzah; Haeriyah, Hamzah
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2139

Abstract

The Seljuk Empire was an important political entity in Islamic history that not only excelled in the military field, but also played a major role in the development of Islamic science and economics. Figures such as Nizâm al-Mulk and Imam al-Ghazali made significant contributions in formulating Islamic economic concepts that are full of values ​​of justice, ethics, and maqâshid shari'ah. This article aims to trace the history of the Seljuk Empire, examine the economic system implemented, and explore the economic thoughts of these two important figures in the context of Islamic economic development. The method used is a literature study with a descriptive-analytical approach. The results of the study show that Seljuk economic thought, especially by Nizâm al-Mulk and Imam al-Ghazali, provides a strong foundation for modern Islamic economics, especially in terms of fiscal governance, market ethics, and social justice orientation.

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