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Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Published by Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 181 Documents
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Konsep Manajemen Risiko A.Royyan
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.322

Abstract

The development of the world financial system has led to the increasing importance of the role of professional financial institution management. Financial institutions are institutions that manage financial resources from other parties to be used for more productive activities. Advances in technology, information systems, and market openness at a wider level, for example at the global level, require financial institutions to be more careful in managing their business so as not to fall into losses that can involve many parties. This potential loss can arise from an institution's failure to manage the risks it faces, both financial risk, business risk and systemic risk. Therefore, proper risk management for a financial institution is a must.
Pengaruh Kualitas Produk, Harga, Dan Promosi Terhadap Keputusan Pembelian Di Marketplace Shopee: Studi Pada Masyarakat Kecamatan Alam Barajo Kota Jambi Suci Salira Ayatusifa; Mohammad Orinaldi; Agusriandi Agusriandi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.335

Abstract

In the current era of globalization, many trading activities are carried out with the help of technology. With the emergence of internet echnology, people's lives have become easier, one of which is online shopping. The practical advantage of online shopping is that with the help of internet technology it can be done anywhere, anytime and without limits. Thus, online shopping applications can always see the products available there. Product quality, price and promotion are one of several factors that influence consumer considerations in purchasing decisions. Quality products at affordable prices and lots of promotions will attract people's interest. The purpose of this research is to find out and analyze The effect of product quality, price and promotions on purchasing decisions in the shopee marketplace. The research method used is descriptive quantitative. The samples taken were 100 respondents Using proportionate stratified random sampling technique. This study used the SPSS calculator version 22. The results showed that product quality, price and promotion had a positive and significant effect on purchasing decisions at the Shopee marketplace. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumptions of this study, the distribution is normal, there is no heteroscedasticity and multicollinearity.
Analisis Kesesuaian Penempatan Kerja, Beban Kerja Terhadap Prestasi Karyawan Pada Bank 9 Syariah Jambi Toyba Toyba; Titin Agustin Nengsih; Refky Fielnanda
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.339

Abstract

Employee performance as one of the values ​​and control of human resources is a complex value possessed by employees that can be influenced by various things which can increase employee performance and can reduce the value of employee performance which can be detrimental to the company. This study aims to determine the effect of employee placement on employee performance, workload on employee performance, and employee placement, workload on employee performance that occurs at bank 9 syari'ah Jambi. The results of the research conducted show that (1) work placement has a positive but not significant effect on employee work performance at bank 9 syari'ah Jambi. (2) workload has a positive but not significant effect on employee performance at bank 9 Jambi syari'ah.
Study Perilaku Risiko, Literasi Keuangan Dan Perilaku Keuangan Terhadap Keputusan Investasi Virgirio Jeremmy Ramadani
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.344

Abstract

The purpose of this study was to determine the effect of financial literacy and perceived risk on investment decisions through financial behavior as intervening variables in stock investors in Solo Raya. The method used in the sampling was purposive sampling technique with 400 respondents. Data collection was carried out by distributing questionnaires via the Google form. The analysis technique used is PLS (Partial Least Square) analysis through the Smart PLS 4 program. The results show (1) Perceived risk has a significant positive effect on financial behavior (2) Perceived risk has a significant positive effect on investment decisions, (3) Financial literacy has a positive effect significant effect on financial behavior. (4) Financial literacy has a significant positive effect on investment decisions, (5) Financial behavior has a significant positive effect on investment decisions, (6) Perceived risk has a significant positive effect on investment decisions through financial behavior, (7) Financial literacy has a significant effect significant positive effect on investment decisions through financial behavior, financial behavior.
Pengaruh Motivasi Terhadap Etos Kerja Karyawan Pada Skill Marketing Di Bank Muamalat KCP Stabat Muhammad Da’i Arham; Nursantri Yanti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.345

Abstract

This research was conducted at Bank Muamalat KCP Stabat. The results of this study indicate the important factors of a leader to lead his company so that it is even better and must also be accompanied by strong motivation so that all employees have good performance and have presentation skills, the ability to ask questions, adaptability, and technical knowledge have a positive and significant influence on the skills of selling goods from the company.
Peran Kepemimpinan Dalam Memotivasi Dan Meningkatkan Kinerja Karyawan PT. Pulau Sambu Desa Kuala Enok Kecamatan Tanah Merah Kabupaten Indragiri Hilir Putri Wilhelmina; Efni Anita; Rabiyatul Alawiyah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.347

Abstract

Leadership is a science that comprehensively examines how to direct, influence and supervise others to carry out tasks in accordance with planned orders. motivation is a process of trying to influence someone to do something he wants. According to Amstron and Baron, performance is the result of work that has a strong relationship to the organization's strategic goals, customer satisfaction and makes an economic contribution. This research focuses on "The Role of Leadership in Motivating and Improving the Performance of Employees of PT Sambu Island, Kuala Enok Village, Tanah Merah District, Indragiri Hilir Regency". The objectives of this study are 1). To find out the role of leadership in motivating and improving the performance of employees of PT Sambu Island. 2). To find out the obstacles faced by leadership in motivating the performance of employees of PT Sambu Island. This type of research when viewed from the research plan can be classified into qualitative research. Based on the results of my research in chapter IV, it can be concluded, 1. That the leader or leader at PT.Pulau Sambu always strives so that in his leadership he can make employees always enthusiastic in carrying out the assigned tasks, the performance of employees at PT.Pulau Sambu has not yet reached the expected target because there are still employees who cannot complete their work according to the given target. 2. The obstacles faced by the leader or leader when motivating employees are that each employee has a different type or character. In overcoming the problem of motivating the leader or leader must further improve personal relationships with employees. By understanding the character and personality of employees, it will make it easier for the leader or leader to provide motivation.
Faktor-Faktor Yang Mempengaruhi Minat Mahasiswa Untuk Berkarir Di Bank Syariah (Studi Pada Mahasiswa Pasca Magang Program Studi Perbankan Syariah Di Kota Semarang) Nurhayati Al Ismiarif; Siti Hasanah; Ida Nurhayati
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.350

Abstract

This study aims to analyze the significant effect of the work environment, job market considerations, internship experience, motivation, and financial rewards on student interest in pursuing a career in Islamic banking among post-internship students of the Islamic Banking study program in Semarang City, either simultaneously or partially.The population in this study were post-internship students of the Islamic banking study program in the city of Semarang. The sampling technique used was Accidental Sampling, which is a sampling technique based on chance, that is, anyone who coincidentally meets a researcher can be used as a sample.The data used in this study are primary data obtained through questionnaires. The data analysis model uses multiple linear regression analysis models. While the data analysis technique uses the F-statistical test, the coefficient of determination (R2), and the t-statistical test which is processed using the SPSS 25 program.The results of hypothesis testing and discussion show that the work environment, job market considerations, internship experience, motivation, and financial rewards simultaneously have a significant effect on student interest in pursuing a career in Islamic Banks in post-internship students of the Islamic Banking study program in Semarang City. Partially, work environment and motivation have a positive and significant effect. Meanwhile, consideration of the job market, internship experience, and financial rewards have a positive and insignificant effect on students' interest in a career in Islamic Banks for post-internship students of the Islamic Banking study program in Semarang City.
Pengaruh Budaya Kerja Dan Kondisi Kerja Terhadap Produktivitas Kerja Karyawan Arin Bakery Young Parulian Panggabean; Imam Baidlowi; Toto Heru Dwihandoko
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.354

Abstract

This study aims to investigate the effect of work culture and working conditions on employee productivity at Arin Bakery. The sample of this study consisted of 30 employees from the total population. The sampling method used was saturated sample sampling technique, in which all members of the population were part of the research sample. Data were collected through a survey using a questionnaire that had been tested for validity and reliability. The questionnaire included questions related to work culture, working conditions, and work productivity. The collected data were then analyzed using regression analysis. The results showed that there is a positive and significant influence between work culture on employee productivity at Arin Bakery partially. This can be seen from the t-value (2.852) which is greater than the t-table (1.699) with a significance level of 0.008 which is smaller than 0.05, and a regression coefficient of 0.508. Furthermore, the results also show that there is a positive and significant influence between working conditions on employee productivity at Arin Bakery partially. It can be seen from the t-value (2.109) which is greater than the t-table (1.699) with a significance level of 0.000 which is also smaller than 0.05, as well as a regression coefficient value of 0.529. In addition, this study also shows that simultaneously, work culture and working conditions together have a significant influence on employee productivity at Arin Bakery. This can be seen from the results of the F test (74.176) which is greater than the F-table (8.169) with a significance level of 0.000 which is smaller than 0.05.
Pengaruh Pembiayaan Mitraguna Berkah Dengan Akad Murabahah Terhadap Kesejahteraan Pegawai Negeri Sipil Kabupaten Aceh Singkil Riki Pranata; Waizul Qarni
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.370

Abstract

Banking institutions have the function of collecting and distributing public funds, with reference to the BSI KCP Singkil bank with a sharia system that uses a murabaha contract, so that the existence of partner-to-blessing financing as a welfare effort for Civil Servants (PNS), causes controversy with the concept of conventional banks with a system interest with its murabahah concept. This study aims to determine the financing of Mitraguna Blessing with a murabaha contract for the welfare of Civil Servants (PNS) of Aceh Singkil Regency in Islamic banking. This research is a type of field research (field research) which is descriptive qualitative, data collection using interview techniques Bank BSI KCP Singkil. The results of this study: 1). Most customers from civil servants in Aceh Singkil district take out the BSI Singkil blessing partnership financing with the aim of improving their lives, such as building a place of business, buying garden land, building a house, renovating a place of business or renovating a house and buying a vehicle. 2). Mitraguna Berkah Financing with a Murabahah Agreement Bank Syariah Indonesia, Tbk. for civil servants at the stage of the disbursement process, the use of this murabaha contract is in accordance with the legal basis both in sharia and positive law.
Analisis Faktor-Faktor Yang Mempengaruhi Sikap Pengelolaan Keuangan Pada Mahasiswa Manajemen Universitas PGRI Semarang Rizky Agung Nugroho; Rita Meiriyanti; Heri Prabowo
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.371

Abstract

This study aims to determine the influence of financial knowledge, locus of control and financial attitudes towards financial management on Management Students of PGRI Semarang University Class of 2018-2021. This type of research uses quantitative research methods and the data used in this study are primary data. The population in this study is Management Students of PGRI University Semarang, this study uses the Probability Sampling technique with a sample of 299 respondents. The measurement of this study used a Likert scale which was then processed with the IBM SPSS Statistical Version 25 analysis tool using multiple linear analysis. The results of this study show that there is a positive and significant influence between financial knowledge (X1) and financial management (Y) partially, locus of control (X2) has a positive and significant effect on financial management (Y) partially, financial attitude (X3) has a positive and significant effect on financial management (Y) partially. Financial knowledge, locus of control, financial attitudes have a shared influence on financial management simultaneously. The results of the coefficient of determination (R2) test obtained a value from Ajusted R Square of 0.235 or 23.5% showed that financial management variables were influenced by financial knowledge variables, locus of control, financial attitudes, while the remaining 76.5% were influenced by other variables that were not in this study.

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