cover
Contact Name
Mohamad Toha
Contact Email
motoha013@gmail.com
Phone
+623216855722
Journal Mail Official
iijse.ikhac@gmail.com
Editorial Address
Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
Location
Kab. mojokerto,
Jawa timur
INDONESIA
IIJSE
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Articles 2,568 Documents
A Human Resource Development Strategies in Enhancing the Welfare of As-Sunnah Deli Serdang Islamic Higher Education Institution in North Sumatra Rivai, Andri; Pulungan, Sahmiar; Batubara, Maryam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3790

Abstract

This study analyzes human resource management development strategies to improve the welfare of Human Resources (SDI) in STAI As-Sunnah. The results of this study show strategies that can be applied, including curriculum development, teacher quality improvement, strategic partnerships, infrastructure improvements, and academic mentoring programs. The results of this study provide recommendations to improve the welfare of SDI in STAI As-Sunnah and provide direction for decision-makers and related parties in the development of more effective and sustainable human resource management. In this study, conclusions will also be drawn based on the results of the study, including human resource management development strategies, utilization of internal strengths and external opportunities, overcoming internal weaknesses, and handling external threats. The purpose of this study is to provide recommendations that can help STAI As-Sunnah in improving the welfare of SDI so that they can get quality education and support the development of their potential optimally.
The Influence of Bank Soundness Level Based on Risk-Based Bank Rating in Financial Distress in Sharia Banking (Empirical Study of Indonesian Sharia Commercial Banks for the 2018-2020 Period) Sugianto, Sugianto; Hasugian, Hotbin; Ahmad S., Anzari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3802

Abstract

Considering that the bankruptcy of a bank is marked by financial distress, if these conditions are not known quickly, then financial distress will occur and will continue to bankruptcy or liquidation. Based on this, it is possible for banks to anticipate this by analyzing the level of bank soundness based on the Risk-Based Bank Rating method and looking at Financial Distress using the Modified Altman model prediction analysis (Z-Score). This study aims to determine the effect of the soundness level of Islamic banks on Financial Distress based on the financial ratios in the financial reports and GCG reports in the Modified Altman model (Z-Score). The research method used is a descriptive analysis method with a quantitative approach. The population of this study is all Sharia commercial banks for the 2018-2020 period officially registered on the Financial Services Authority website, totaling 14 Sharia banks. The sampling technique uses financial and GCG report data and calculations using the modified Altaman formula (Z-Score). The analysis technique used is a descriptive test, panel data regression test, classic assumption test, and hypothesis test which aims to determine the effect of a bank’s soundness level on Financial Distress. The results of this study indicate that there are several important financial ratios in 2018-2020 that do not have a significant relationship with financial distress, namely FDR, ROA, GCG, and those that are related, namely NPF and CAR. Meanwhile, Financial Distress is simultaneously related to NPF, FDR, ROA, CAR, and GCG.
Development of Digital Marketing Technology to Increase Sales in the MSMEs of the Neera Palm Sugar Palm Oil Business in Perbaungan District Melati II Village Wardani, Tria; Nurbaiti, Nurbaiti; Ikhsan Harahap, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3803

Abstract

The marketing of MSMEs products, neera palm sugar, and palm oil in the Perbaungan District is considered to be inefficient. The reason is that the MSMEs owners of neera palm sugar, and palm oil in Perbaungan District do not yet have optimal capabilities in managing digital marketing technology as a tool to market their products. This research aims to know the knowledge of MSMEs business actors neera palm sugar palm oil, regarding sales based on digital marketing to increase sales of neera palm sugar palm oil. The research method used is a qualitative research method using a qualitative descriptive survey method. The data source used is the results of direct interviews with respondents as well as some relevant literature used as a secondary data source. The results of the study show an efficient way for MSME players to know the urgency of using digital marketing technology as a marketing tool through direct socialization and practice in using the marketplace.
Financial Performance Analysis of PT. Bank Syariah Indonesia (BSI) for the 2021-2022 Period Using the Camel Method Nasution, Sariati; Yafiz, Muhammad; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3806

Abstract

The purpose of this research is to analyze the financial performance of PT. Bank Syariah Indonesia for the 2021-2022 period using the CAMEL method. This study uses descriptive quantitative methods and uses secondary data. The results of this study are that in 2021 CAR PT. Bank Syariah Indonesia is in the range of 22.09% and in 2022 CAR PT. Bank Syariah Indonesia is in the range of 20.29%. In general, in 2021 and 2022 the CAR value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 the KAP ratio of PT. Bank Syariah Indonesia is in the range of 0.015% and in 2022 the ratio of KAP PT. Bank Syariah Indonesia is in the range of 0.045%. In general, in 2021 and 2022 the KAP value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 NPF of PT. Bank Syariah Indonesia is in the range of 0.87% and in 2022 the NPF of PT. Bank Syariah Indonesia is in the range of 0.57%. In general, in 2021 and 2022 the NPF value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 ROA PT. Bank Syariah Indonesia is in the range of 1.61% and in 2022 PT. Bank Syariah Indonesia is in the range of 1.98%. In general, in 2021 and 2022 the ROA value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 FDR PT. Bank Syariah Indonesia is in the range of 73.39% and in 2022 FDR PT. Bank Syariah Indonesia is in the range of 79.37%. In general, in 2021 and 2022 the FDR value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia.
Islamic Boarding School Economic Business Models in Improving Teacher Welfare in Deli Serdang Marni, Dina; Yafiz, Muhammad; Kamal Rokan, Musthapa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3809

Abstract

The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations. Keywords: Business Model, Islamic Boarding School Economics, Teacher Welfare The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations.
Pathway Analysis of the Influence of Islamic Quality of Service, Location, Price, and Quality of Products Labeled Halal on Customer Loyalty through Customer Satisfaction of Wardah Cosmetics on Customers in North Sumatra Astir Aulia Matondang, Tio; Batubara, Chuzaimah; Bi Rahmadi, Nur Ahmad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3816

Abstract

The halal industry continues to show positive development and growth every year. Indonesian people’s consumption of halal products continues to increase, even among the largest in the world. Marketing a product or modifying a product for a company is intended to satisfy consumers or customers. Customer satisfaction is always a top priority for every company. The purpose of this study was to determine the direct and indirect effect of Islamic service quality, location, price, and product quality on the totality of Wardah cosmetic customers in North Sumatra through customer satisfaction. This research method uses a quantitative approach with pathways and uses the help of the SPSS version 20.0 program. This study used a questionnaire with a sample of 100 respondents. The results showed that partial service quality had an effect on customer loyalty, location had a partial effect, religiosity had a partial effect and self-concept had no partial effect on customer loyalty. Prices affect customer loyalty and product quality affects customer loyalty. Customer satisfaction affects customer loyalty. Islamic service quality influences customer satisfaction. The location has no effect on customer satisfaction, price partially has an effect, and product quality has a significant effect on customer satisfaction. From the results of the significance test, it was obtained that Islamic service quality, location, and product quality had no significant and significant effect on customer loyalty through customer satisfaction for wardah cosmetics in North Sumatra. As for the price variable, it has a significant and significant effect on customer loyalty through customer satisfaction for Wardah cosmetics in North Sumatra. with a confidence level of 95% or an error rate of 5%.
Analysis of The Influence Of Trust, Institutional Image, and Service Quality on Donator Loyalty with Satisfaction as a Moderating Variable (Case Study in LAZIS Muhammadiyah, Medan) Nugroho, Ahmad Bayu; Sudiarti, Sri; Bi Rahmani, Nur Ahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3819

Abstract

This study aims to determine and analyze the effect of trust, institutional image, and service quality on donor loyalty at LAZIS Muhammadiyah Medan with donor satisfaction as a moderating variable. The population of this research is regular donors from LAZIS Muhammadiyah Medan. The total sampling in this study is regular donors who donated at LAZIS Muhammadiyah Medan City in 2022 as many as 108 respondents. The method used in this study uses a quantitative approach using data from a questionnaire measured by a Likert scale. Testing the data in this study used multiple regression analysis, as well as the Moderated Regression Analysis (MRA) interaction test. The results of this study indicate that trust, institutional image, and service quality partially have a significant effect on donor loyalty. Interaction test results show that donor satisfaction does not moderate the effect of trust and service quality on donor loyalty. However, it moderates the effect of institutional image on donor loyalty satisfaction.
Islamic Social Reporting: Viewed from the Aspects of Corporate Governance, Sharia-Based Media Exposure, and Profitability in Indonesia and Its Impact on Company Value Gusmara, Bayu; Nurlaila, Nurlaila; Inda Fadhila Rahma, Tri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3821

Abstract

One way to provide full disclosure in the Islamic context is by applying the ISR. The ISR index is a benchmark for the implementation of Sharia social activities which contains a compilation of CSR standard items set by AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions). The purpose of this research is to explore the impact of Islamic social reporting on firm value. Islamic social reporting refers to disclosing social and environmental information based on Islamic principles. Therefore, it is necessary to analyze the relationship between the strength of corporate governance, media exposure, and Sharia-based profitability with the extent and quality of Islamic social reporting. The research method used is quantitative which uses samples of financial reports from companies listed on the Jakarta Islamic Index (JII) during 2019-2022. The results of the study show that there is an influence of Corporate Governance Strength on Islamic Social Reporting. Then, media exposure to influences of Islamic Social Reporting. It was also found that there was an influence of corporate governance strength, media exposure, and profitability on Islamic social reporting and the influence of Islamic social reporting on company value.
Margin Analysis of Fresh Sea Fish Caught from Fishermen in Berkah Sea Warehouse, Rantau Panjang Village, Pantai Labu District, Deli Serdang Regency Gusniati, Putri; M. Nawawi, Zuhrinal; Dharma, Budi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3822

Abstract

Sea fish is one of the commodities that have high popularity in Indonesia. Efforts to improve the quality of the fisheries sector will have a major impact on consumers as well as the expansion of the marketing system being implemented. The purpose of this study was to determine the marketing margins of fresh sea fish caught by fishermen at the Berkah Sea Warehouse, Rantau Panjang Village, Pantai Labu District, Deli Serdang. This research uses a descriptive method with a mixed-method approach. The data sources used are primary data and secondary data, by observing and interviewing. The results of this study indicate that the fish marketing channel in the Berkah Sea Warehouse begins with fishermen as producers, fish warehouse toke, wholesalers, retailers, and final consumers. The pattern of marketing channels in this marine fish sales system has three categories. The marketing margin analysis shows that the highest total margin is in marketing channel I for tuna Rp. 20,000 and for mackerel fish Rp. 21,000. In the second marketing channel, the total margin for tuna is Rp. 17,000 and Mackerel fish Rp. 20,000. Total marketing margin with less value on marketing channel III by showing the amount of Rp. 10,000 for tuna and mackerel fish Rp. 13,000. The value of the fisherman’s share or the share received by the producer from the three types of marketing patterns is more profitable in the third marketing channel with a percentage value of fisherman's share above 50% and classified as efficient marketing.
Analysis of Underwriter Performance in Determining Prospective Participants in Motorkoe Insurance Products Ardilla, Irna; Yusrizal, Yusrizal
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3827

Abstract

The insurance industry is a form of a business entity engaged in services that has a social role as well as an economic role. In order to realize maximum results, every insurance industry certainly requires superior human resources to develop and market its processes. This also cannot be separated from the role and performance of the Underwriter, who plays an important role in evaluating whether prospective insurance members are acceptable or not in order to meet the goals of the insurance industry. According to research findings, the underwriter’s performance plays an important role in determining prospective members of the Motorkoe insurance process, namely: collecting customer information, carrying out data verification, carrying out appraisals, and submitting company decisions. This paper aims to find out how the underwriter performs in determining potential participants in Motorkoe insurance products and the factors that influence underwriter performance in Motorkoe insurance products. This research was conducted at PT. Bumida 1967 Medan branch. This type of research uses a qualitative approach and a descriptive method. While the data collection techniques used by researchers are interviews, observation as well as documentation. The results of this study describe that performance in determining potential participants in Motorkoe insurance products has been running as efficiently as possible. Judging from the underwriting surplus, it can be used as a reserve, thereby increasing public interest in general insurance. The surplus results obtained by Bumida Medan Branch in the Motorkoe process in 2022 amounted to 37,080,000, 00 with 181 processes in the Motorkoe process worth 51,080,000.00 with 1 claim member of 14,000,000.00 and with a Motorkoe total loss ratio which embodies the figure of -27%. The factors that influence the underwriter’s performance are: 1) Age, 2) Work motivation, 3) Health, 4) Targets set by the company, and 5) Understanding of the activities carried out.